CARS24 Services Pvt.

Ltd
4th Floor Plot 65 Sector 44
Gurugram, Haryana
122002
India

JANAKI 's Credit Report Powered by

Report Summary

NoOfAccounts : 12 NoOfActiveAccounts : 7 NoOfWriteOffs : 0

TotalPastDue : 395.00 MostSevereStatusWithIn24Months : 90+ SingleHighestCredit : 0.00

SingleHighestSanctionAmount : 547499.00 TotalHighCredit : 0.00 AverageOpenBalance : 167426.29

SingleHighestBalance : 520442.00 NoOfPastDueAccounts : 1 NoOfZeroBalanceAccounts : 0

RecentAccount : Gold Loan on 17-11-2023 OldestAccount : Gold Loan on 20-04-2022 TotalBalanceAmount : 1171984.00

TotalSanctionAmount : 1217093.00 TotalCreditLimit : 0.0 TotalMonthlyPaymentAmount : 10945.00

 SUMMARY : Credit Account Information

seq Institution AccountType AccountNumber OwnershipType DateReported AccountStatus DateOpened SanctionAmount Balance PastDueAmount

Bajaj
Personal
1 Finance XXXXXXXXXX5505 Individual 2023-10-31 New Account 2023-10-05 249314 249314 0
Loan
Limited

Poonawalla
Used Car Current
2 Fincorp XXXXXXXXXXXXXXXXXX6594 Individual 2023-12-31 2023-06-11 547499 520442 0
Loan Account
Limited

Muthoot
Current
3 Fincorp Gold Loan XXXXXXXXXF944 Individual 2023-12-31 2023-11-17 199925 199925 0
Account
Ltd.

Muthoot
Current
4 Fincorp Gold Loan XXXXXXXXXF944 Individual 2023-12-31 2023-11-17 112738 112732 0
Account
Ltd.

IFMR Personal Current

5 XXXXX9878 Individual 2023-11-30 2023-09-29 35117 29821 0
Capital Loan Account

Bajaj
Consumer Current
6 Finance XXXXXXXXXX6527 Individual 2023-10-31 2023-07-06 42500 29750 0
Loan Account
Limited

Muthoot
30-59 days
7 Fincorp Gold Loan XXXXXXF944 Individual 2023-12-31 2023-05-22 30000 30000 395
past due
Ltd.

Kotak
Consumer Closed
8 Mahindra XXXXXXX8651 Individual 2023-12-31 2023-03-05 24700 0 0
Loan Account
Bank Ltd.

Bhanix
Finance
Personal Closed
9 And XXXXX9980 - 2023-08-31 2022-12-22 35000 0 0
Loan Account
Investment
Limited

Muthoot
Closed
10 Fincorp Gold Loan XXXXXXF944 Individual 2023-05-25 2022-04-20 30020 0 0
Account
Ltd.

Kotak
Consumer Closed
11 Mahindra XXXXXXX8283 Individual 2023-04-30 2022-10-05 20019 0 0
Loan Account
Bank Ltd.

Kotak
Secured Closed
12 Mahindra XXXXXXXXXXXX3752 Individual 2023-03-31 2023-03-06 0 0 0
Credit Card Account
Bank Ltd.
Credit Account Information Details

Account 1 | Bajaj Finance Limited | Personal Loan

seq : 1 AccountNumber : XXXXXXXXXX5505 Institution : Bajaj Finance Limited

AccountType : Personal Loan OwnershipType : Individual Balance : 249314

PastDueAmount : 0 Open : Yes SanctionAmount : 249314

DateReported : 2023-10-31 DateOpened : 2023-10-05 TermFrequency : Monthly

AccountStatus : New Account source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 - - NEW - - - - - - - - -
 Account 2 | Poonawalla Fincorp Limited | Used Car Loan

seq : 2 AccountNumber : XXXXXXXXXXXXXXXXXX6594 Institution : Poonawalla Fincorp Limited

AccountType : Used Car Loan OwnershipType : Individual Balance : 520442

PastDueAmount : 0 Open : Yes SanctionAmount : 547499

LastPaymentDate : 2023-12-10 DateReported : 2023-12-31 DateOpened : 2023-06-11

AccountStatus : Current Account source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 000 000 000 000 - - - - - - - -

 Account 3 | Muthoot Fincorp Ltd. | Gold Loan

seq : 3 AccountNumber : XXXXXXXXXF944 Institution : Muthoot Fincorp Ltd.

AccountType : Gold Loan OwnershipType : Individual Balance : 199925

PastDueAmount : 0 Open : Yes SanctionAmount : 199925

LastPaymentDate : 2023-12-18 DateReported : 2023-12-31 DateOpened : 2023-11-17

InterestRate : 0.21 RepaymentTenure : 13 TermFrequency : Bullet Payment

AccountStatus : Current Account AssetClassification : Standard source : INDIVIDUAL

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 000 NEW - - - - - - - - - -

 Account 4 | Muthoot Fincorp Ltd. | Gold Loan

seq : 4 AccountNumber : XXXXXXXXXF944 Institution : Muthoot Fincorp Ltd.

AccountType : Gold Loan OwnershipType : Individual Balance : 112732

PastDueAmount : 0 Open : Yes SanctionAmount : 112738

LastPaymentDate : 2023-12-18 DateReported : 2023-12-31 DateOpened : 2023-11-17

InterestRate : 0.21 RepaymentTenure : 13 TermFrequency : Bullet Payment

AccountStatus : Current Account AssetClassification : Standard source : INDIVIDUAL

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 000 NEW - - - - - - - - - -

 Account 5 | IFMR Capital | Personal Loan

seq : 5 AccountNumber : XXXXX9878 Institution : IFMR Capital

AccountType : Personal Loan OwnershipType : Individual Balance : 29821

PastDueAmount : 0 Open : Yes SanctionAmount : 35117

LastPaymentDate : 2023-11-04 DateReported : 2023-11-30 DateOpened : 2023-09-29

InterestRate : 14 RepaymentTenure : 6 InstallmentAmount : 6695

AccountStatus : Current Account source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 - 000 * NEW - - - - - - - -

 Account 6 | Bajaj Finance Limited | Consumer Loan

seq : 6 AccountNumber : XXXXXXXXXX6527 Institution : Bajaj Finance Limited

AccountType : Consumer Loan OwnershipType : Individual Balance : 29750

PastDueAmount : 0 Open : Yes SanctionAmount : 42500

LastPaymentDate : 2023-09-02 DateReported : 2023-10-31 DateOpened : 2023-07-06

RepaymentTenure : 10 InstallmentAmount : 4250 TermFrequency : Monthly

AccountStatus : Current Account source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 - - 000 000 NEW - - - - - - -

 Account 7 | Muthoot Fincorp Ltd. | Gold Loan

seq : 7 AccountNumber : XXXXXXF944 Institution : Muthoot Fincorp Ltd.

AccountType : Gold Loan OwnershipType : Individual Balance : 30000

PastDueAmount : 395 Open : Yes SanctionAmount : 30000

LastPaymentDate : 2023-11-14 DateReported : 2023-12-31 DateOpened : 2023-05-22

InterestRate : 0.12 RepaymentTenure : 7 TermFrequency : Bullet Payment

AccountStatus : 30-59 days past due AssetClassification : Special Mention Account source : INDIVIDUAL

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 30+ 01+ 000 000 000 000 000 NEW - - - -

 Account 8 | Kotak Mahindra Bank Ltd. | Consumer Loan

seq : 8 AccountNumber : XXXXXXX8651 Institution : Kotak Mahindra Bank Ltd.

AccountType : Consumer Loan OwnershipType : Individual Balance : 0

PastDueAmount : 0 Open : No SanctionAmount : 24700

LastPaymentDate : 2023-12-02 DateReported : 2023-12-31 DateOpened : 2023-03-05

DateClosed : 2023-12-05 Reason : Closed Account RepaymentTenure : 9

InstallmentAmount : 0 TermFrequency : Monthly AccountStatus : Closed Account

source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 CLSD 000 000 000 000 000 000 000 000 NEW - -
 Account 9 | Bhanix Finance And Investment Limited | Personal Loan

seq : 9 AccountNumber : XXXXX9980 Institution : Bhanix Finance And Investment Limited

AccountType : Personal Loan Balance : 0 PastDueAmount : 0

LastPayment : 40038 Open : No SanctionAmount : 35000

LastPaymentDate : 2023-06-08 DateReported : 2023-08-31 DateOpened : 2022-12-22

DateClosed : 2023-06-08 Reason : Closed Account InterestRate : 14.4

RepaymentTenure : 6 InstallmentAmount : 0 TermFrequency : Monthly

AccountStatus : Closed Account source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 - - - - CLSD CLSD CLSD 000 000 000 000 000

2022 NEW - - - - - - - - - - -
 Account 10 | Muthoot Fincorp Ltd. | Gold Loan

seq : 10 AccountNumber : XXXXXXF944 Institution : Muthoot Fincorp Ltd.

AccountType : Gold Loan OwnershipType : Individual Balance : 0

PastDueAmount : 0 Open : No SanctionAmount : 30020

LastPaymentDate : 2022-04-20 DateReported : 2023-05-25 DateOpened : 2022-04-20

DateClosed : 2023-05-22 Reason : Closed Account InterestRate : 0.23

RepaymentTenure : 10 TermFrequency : Bullet Payment AccountStatus : Closed Account

AssetClassification : Standard source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 - - - - - - - CLSD 90+ 60+ 30+ 01+

2022 000 000 000 000 000 000 000 000 NEW - - -
 Account 11 | Kotak Mahindra Bank Ltd. | Consumer Loan

seq : 11 AccountNumber : XXXXXXX8283 Institution : Kotak Mahindra Bank Ltd.

AccountType : Consumer Loan OwnershipType : Individual Balance : 0

PastDueAmount : 0 Open : No SanctionAmount : 20019

LastPaymentDate : 2023-04-05 DateReported : 2023-04-30 DateOpened : 2022-10-05

DateClosed : 2023-04-08 Reason : Closed Account RepaymentTenure : 6

InstallmentAmount : 0 AccountStatus : Closed Account source : INDIVIDUAL

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 - - - - - - - - CLSD 000 000 000

2022 000 000 NEW - - - - - - - - -

 Account 12 | Kotak Mahindra Bank Ltd. | Secured Credit Card

seq : 12 AccountNumber : XXXXXXXXXXXX3752 Institution : Kotak Mahindra Bank Ltd.

AccountType : Secured Credit Card OwnershipType : Individual Balance : 0

PastDueAmount : 0 Open : No HighCredit : 0

DateReported : 2023-03-31 DateOpened : 2023-03-06 DateClosed : 2023-03-13

Reason : Closed Account TermFrequency : Monthly CreditLimit : 5100

AccountStatus : Closed Account source : INDIVIDUAL -

Payment History

DPD DEC NOV OCT SEP AUG JUL JUN MAY APR MAR FEB JAN

2023 - - - - - - - - - CLSD - -