Product Proposal for achieving your Life Goals

Bajaj Allianz Life ACE

A Non linked, Participating, Individual
Life Insurance Savings Plan
UIN: 116N186V01

Hi Mr. Xxx,

Congratulations on taking the first step towards fulfilling your Life Goals with Bajaj Allianz Life Insurance. You
have opted for Bajaj Allianz Life ACE , a truly modular product where you are the one in charge of your financial
plan along with life cover

Key Features

Decide your Income Wide range of policy term Choice of premium Life Cover to Comprehensive Tax Benefits
amount and Income from 10 to 85 years or up payment term from 5 to secure your coverage through
start year to age 100 years 10 year or 12 years planned Life multiple riders
Goals
 Here's your illustration of Bajaj Allianz Life ACE

Age 30 39 59

(10 years)

(30 years)

You Pay You Get

Premium Guaranteed Income (A) ₹18,868 Yearly
Including discounts (if any) and excluding GST (From age 30 to 59)
First year ₹ 1,96,000 Yearly Cash Bonus (B) @8% ₹28,302 Yearly
Second year onwards ₹ 2,00,000 Yearly (From age 30 to 59) @4% ₹4,717 Yearly
Income Benefit (A+B) @8% ₹ 47,170 Yearly
(From age 30 to 59) @4% ₹23,585 Yearly
Maturity Benefit @8% ₹ 56,13,362
(At age 59)
@4% ₹22,68,035

Total Premium Total Benefits

₹ 19,96,000 @8%₹ 70,28,450 @4%₹ 29,75,579

Life Cover(At Inception)

22,00,000

Additional Coverages ( signifies Opted | signifies Not-opted )

Accidental death Benefit Accidental Permanent Total/Partial Waiver of Premium benefit

Disability Benefit

Family Income Benefit Critical Illness Benefit

2
^Premiu ms a re pa ya ble a t th e begin n in g of yea r; ^^Ben efits to be received a t th e en d of yea r. Produ ct fea tu res men tion ed a bove a re depen den t on ben efit ch osen .
Th e a ssu med ra te of retu rn s in dica ted a t 4% a n d 8% a re illu stra tive a n d n ot gu a ra n teed a n d do n ot in dica te th e u pper or lower limits of retu rn s u n der th e policy.
Th e gu a ra n teed ben efits a re depen den t on th e Policy terms, Premiu m pa ymen t terms a va iled a lon g with oth er va ria ble fa ctors.
Th e a bove ben efits/retu rn s sh own in th e docu men t a re for illu stra tive pu rpose on ly & mu st be rea d in con ju n ction with th e Ben efit Illu stra tion . For more deta ils on risk
fa ctors, terms a n d con dition s plea se rea d sa les broch u re & policy docu men t (a va ila ble on www.ba ja ja llia n zlife.com ) ca refu lly before con clu din g a sa le.
Ta x ben efits a s per preva ilin g In come ta x la ws sh a ll a pply. Plea se ch eck with you r ta x con su lta n t for eligibility.
 Why Bajaj Allianz Life

Total Asset Under Net Worth Number of Lives

Managment (AUM) Covered

Individual Claim Get 1 day claim As against IRDAI

settlement Ratio approval mandated 150%

* All figures as on 31 March 2023

For more details please refer to Company Factsheet
https://www.bajajallianzlife.com/content/dam/balic/pdf/financialinformation/Factsheet/none/Q1/Factsheet-FY-2022-2023.pdf

3
Bajaj A llianz L ife Insurance Co.L td., CIN : U66010P N 2001P L C015959 | IRDA I Reg.N o. 116 BEW ARE OF SPURIOUS PHONE CALLS AND FICTITIOUS /
Mail us: customercare@bajajallianz.co.in | Call on: T oll free no. 1800 209 7272 FRADULENT OFFERS -
Registered O ffice A ddress: Bajaj A llianz House, A irport Road, Yerawada, P une - 411006, IRDAI is not involved in activities like selling insurance policies,
Maharashtra announcing bonus or investment of premiums. Public
T he L ogo of Bajaj A llianz L ife Insurance Co. L td. is provided on the basis of license given receiving such phone calls are requested to lodge a police
by Bajaj Finserv L td.to use its "Bajaj" L ogo and A llianz SE to use its "A llianz" logo. complaint.
Quotation No : 60043565680

Bajaj Allianz Life ACE

A Non linked, Participating, Individual Life Insurance Savings Plan

Name of the Prospect/ Policyholder: Xxx Yyy Name of the Product: Bajaj Allianz Life ACE
Age: 30 Gender: Male Tag Line: A Non linked, Participating, Individual Life
Name of the Life Assured: Xxx Yyy Insurance Savings Plan
Age: 30 Gender: Male Unique Identification Number: 116N186V01
Premium Payment Term: 10 GST Rate(First Year): 4.50%
Policy Term: 30 GST Rate(2nd Year onwards): 2.25%
Deferment Period: 0
Amount of Installment Premium: 2,00,000
Mode of Payment of Premium: Annual
How to read and understand this benefit illustration?
This benefit illustration is intented to show year-wise premiums payable and benefits under the policy, at two assumed rates of interest
i.e., 8% p.a. and 4% p.a.

Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your insurer carrying on
life insurance business. If your policy offers guaranteed benefits then these will be clearly marked "guaranteed" in the illustration table
on this page. If your policy offers variable benefits then the illustrations on this page will show two different rates of assumed future
investment returns, of 8% p.a. and 4% p.a. These assumed rates of return are not guaranteed and they are not the upper or lower limits
of what you might get back, as the value of your policy is dependent on a number of factors including future investment performance.

Policy Details
Early Income Wealth Income Benefit Frequency Annually
Premium Allocation 60% 40% Goal Protection Benefit No
Benefit Sum Assured* 4,71,696 4,88,368 Accumulate Income Benefits No
Income Period 30 NA
Sum Assured on Death (at inception of policy) 22,00,000

*Benefit Sum Assured will be used for calculating Guaranteed Income and declaring Bonuses, and will not be payable on Maturity or
Death.

Premium Summary
Base Plan Riders Total Installment Premium
Installment Premium without GST (including 1,96,000 0 1,96,000
2.00% discount in 1st year)
Installment Premium without GST(2nd year) 2,00,000 0 2,00,000
Installment Premium with First Year GST 2,04,820 0 2,04,820
Installment Premium with GST 2nd year 2,04,500 0 2,04,500
Onwards
(Amount in Rupees )
Benefit Summary
Guaranteed Benefits Non Guaranteed Benefit @ 4% p.a. Non Guaranteed Benefit @ 8% p.a. Total Benefits including Guarantee and Non-Guaranteed Benefits
Annual Survival and Survival and Death Death
Policy Premium Survival Maturity Reversionary Cash Guaranteed Special Reversionary Cash Guaranteed Special Surrender Surrender Maturity Maturity Benefit incl Benefit incl
Year (Excl of Benefit Death Benefit Bonus Bonus Surrender Surrender Bonus Bonus Surrender Surrender Value @4% Value @8% Benefit incl Benefit incl TB (if any) TB (if any)
Value (GSV) Value (SSV) Value (GSV) Value (SSV) TB (if any) TB (if any) @4% @8%
GST) @4% @8%
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19
1 1,96,000 18,868 22,00,000 0 4,395 4,717 0 0 10,988 28,302 0 0 0 0 23,585 47,170 22,00,000 22,00,000
2 2,00,000 18,868 22,00,000 0 8,791 4,717 73,522 80,992 21,977 28,302 49,729 97,659 1,08,061 1,09,099 23,585 47,170 22,04,395 22,10,988
3 2,00,000 18,868 22,00,000 0 13,186 4,717 1,40,377 1,31,476 32,965 28,302 86,829 1,74,106 1,81,653 1,83,351 23,585 47,170 22,08,791 22,21,977
4 2,00,000 18,868 22,00,000 0 17,581 4,717 3,07,307 1,90,584 43,953 28,302 2,15,436 2,69,659 3,07,307 3,04,472 23,585 47,170 22,13,186 22,32,965
5 2,00,000 18,868 22,00,000 0 21,977 4,717 3,84,321 2,60,276 54,941 28,302 2,69,764 3,86,355 3,94,861 3,98,228 23,585 47,170 22,17,581 22,43,953

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Quotation No : 60043565680

Guaranteed Benefits
Annual
Policy Premium Survival
Year (Excl of Benefit Death
GST)
6 2,00,000 18,868 22,00,000
7 2,00,000 18,868 22,00,000
8 2,00,000 18,868 22,00,000
9 2,00,000 18,868 22,00,000
10 2,00,000 18,868 22,00,000
11 0 18,868 22,00,000
12 0 18,868 22,00,000
13 0 18,868 22,00,000
14 0 18,868 22,00,000
15 0 18,868 22,00,000
16 0 18,868 22,00,000
17 0 18,868 22,00,000
18 0 18,868 22,00,000
19 0 18,868 22,00,000
20 0 18,868 22,00,000
21 0 18,868 22,00,000
22 0 18,868 22,00,000
23 0 18,868 22,00,000
24 0 18,868 22,00,000
25 0 18,868 22,00,000
26 0 18,868 22,00,000
27 0 18,868 22,00,000
28 0 18,868 22,00,000
29 0 18,868 22,00,000
30 0 18,868 22,00,000 21,36,176
Benefit Summary
Non Guaranteed Benefit @ 4% p.a. Non Guaranteed Benefit @ 8% p.a. Total Benefits including Guarantee and Non-Guaranteed Benefits
Survival and Survival and Death Death
Maturity Reversionary Cash Guaranteed Special Reversionary Cash Guaranteed Special Surrender Surrender Maturity Maturity Benefit incl Benefit incl
Benefit Bonus Bonus Surrender Surrender Bonus Bonus Surrender Surrender Value @4% Value @8% Benefit incl Benefit incl TB (if any) TB (if any)
Value (GSV) Value (SSV) Value (GSV) Value (SSV) TB (if any) TB (if any) @4% @8%
@4% @8%
0 26,372 4,717 4,61,430 3,25,885 65,930 28,302 3,24,330 5,11,977 4,81,334 5,11,977 23,585 47,170 22,21,977 22,54,941
0 30,767 4,717 5,38,647 3,97,202 76,918 28,302 3,79,165 6,90,982 5,70,968 6,90,982 23,585 47,170 22,26,372 22,65,930
0 35,162 4,717 6,31,985 4,74,822 87,906 28,302 4,50,303 9,02,631 6,70,492 9,02,631 23,585 47,170 22,30,767 22,76,918
0 39,558 4,717 7,47,460 5,59,384 98,895 28,302 5,43,781 11,50,408 7,82,661 11,50,408 23,585 47,170 22,35,162 22,87,906
0 43,953 4,717 8,71,086 6,51,587 1,09,883 28,302 6,45,640 14,38,457 9,02,264 14,38,457 23,585 47,170 22,39,558 22,98,895
0 48,348 4,717 8,68,884 6,84,820 1,20,871 28,302 6,21,926 16,03,247 9,28,866 16,03,247 23,585 47,170 22,43,953 23,09,883
0 52,744 4,717 8,86,872 7,20,542 1,31,859 28,302 6,18,690 16,91,362 9,64,901 16,91,362 23,585 47,170 22,48,348 23,20,871
0 57,139 4,717 9,05,076 7,58,962 1,42,848 28,302 6,15,992 17,87,130 10,02,491 17,87,130 23,585 47,170 22,52,744 23,55,942
0 61,534 4,717 9,23,523 8,00,323 1,53,836 28,302 6,13,901 18,90,432 10,41,783 18,90,432 23,585 47,170 22,57,139 24,42,606
0 65,930 4,717 9,22,243 8,44,906 1,64,824 28,302 5,92,494 20,02,618 10,74,945 20,02,618 23,585 47,170 22,61,534 25,37,029
0 70,325 4,717 9,41,274 8,93,047 1,75,812 28,302 5,91,865 21,24,098 11,18,179 21,24,098 23,585 47,170 22,65,930 26,38,890
0 74,720 4,717 9,60,660 9,45,127 1,86,801 28,302 5,92,120 22,55,002 11,63,716 22,55,002 23,585 47,170 22,70,325 27,49,172
0 79,116 4,717 9,80,448 10,01,579 1,97,789 28,302 6,14,436 23,96,840 12,11,816 23,96,840 23,585 47,170 22,74,720 28,68,887
0 83,511 4,717 9,80,698 10,62,884 2,08,777 28,302 6,32,023 25,50,284 12,54,774 25,50,284 23,585 47,170 22,79,116 29,99,084
0 87,906 4,717 10,01,476 11,29,594 2,19,766 28,302 6,58,929 27,16,805 13,08,926 27,16,805 23,585 47,170 22,83,511 31,39,881
0 92,302 4,717 10,22,859 12,02,303 2,30,754 28,302 6,87,348 28,96,964 13,66,638 28,96,964 23,585 47,170 22,87,906 32,92,258
0 96,697 4,717 10,44,935 12,81,680 2,41,742 28,302 7,17,502 30,92,299 14,28,326 30,92,299 23,585 47,170 22,92,302 34,58,321
0 1,01,092 4,717 10,47,808 13,68,467 2,52,730 28,302 7,41,645 33,04,359 14,86,450 33,04,359 23,585 47,170 22,96,697 36,38,178
0 1,05,487 4,717 10,71,595 14,63,497 2,63,719 28,302 7,76,076 35,33,706 15,57,531 35,33,706 23,585 47,170 23,01,092 38,32,976
0 1,09,883 4,717 10,96,435 15,67,709 2,74,707 28,302 8,13,138 38,20,710 16,34,163 38,20,710 23,585 47,170 23,05,487 40,72,019
0 1,14,278 4,717 11,22,489 16,82,180 2,85,695 28,302 8,53,234 41,22,848 17,17,022 41,22,848 23,585 47,170 23,09,883 43,25,709
0 1,18,673 4,717 11,29,944 18,08,146 2,96,684 28,302 8,88,835 44,54,138 18,08,146 44,54,138 23,585 47,170 23,14,278 46,02,799
0 1,23,069 4,717 11,59,025 19,47,039 3,07,672 28,302 9,36,499 48,11,887 19,47,039 48,11,887 23,585 47,170 23,18,673 49,02,408
0 1,27,464 4,717 12,29,996 21,00,554 3,18,660 28,302 10,04,888 52,02,757 21,00,554 52,02,757 23,585 47,170 23,23,069 52,30,523
1,31,859 4,717 0 0 3,29,648 28,302 0 0 0 0 22,91,620 56,60,532 23,28,035 56,13,362

There are mul ple product op ons in the product. I understand that returns vary under each op on. I have made choice of inves ng in more
than one product option considering my need and understanding the benefit under each option.
Notes: Annualized Premium excludes underwri ng extra premium, frequency loadings on premiums, the premiums paid towards the riders, if
any, and Goods & Service Tax. Refer Sales literature for explanation of terms used in this illustration.
1. The above benefit illustration demonstrates premium paid at the beginning of the year and all the benefits are paid out at the end of year.
2. The Survival Benefits are payable during the policy year when they are due as per the frequency. Upon payment at Maturity (Last Payout),
the policy terminates, and no further benefits become payable. The Maturity benefit will be the sum of Sum Assured on Maturity plus
Accumulated Income benefits, if not paid earlier, plus Terminal Bonus (if declared).
3. The surrender value payable will be higher of Guaranteed Surrender Value or Special Surrender Value (including any Terminal Bonus
payable, if declared) and is illustrated under 'Total Surrender Benefit' columns.
4. Surrender value illustrated above is end of the policy year value. Special Surrender value may be revised depending on the prevailing
market conditions. Upon payment of surrender benefit, the policy terminates, and no further benefit becomes payable.
5. The death benefits shown above are at the end of the year. Upon payment of death benefit the policy terminates and no further benefit is
payable. Not Applicable for Policies with Goal Protection Benefit.
6. Income Tax benefits would be available as per the prevailing income tax laws.
7. For more details on risk factors, terms and conditions please read sales brochure carefully before concluding a sale.
8. RB - Reversionary Bonus, TB - Terminal Bonus
9. On payment at Maturity (Last Payout), the policy terminates and no further benefits become payable.

I,……….….…….(name), have explained the premiums, charges and I ………X xx Yyy………(name), having received the informa on with
benefits under the policy fully to the prospect/policyholder. respect to the above, have understood the above statement before
entering into the contract.

Place:
Date: Signature of Agent/ Intermediary/ Official Date: Signature of Prospect / Policyholder

O.X.X.A.X