2024

BUDGET
BINDER
2024
BUDGET
BINDER
2024
JANUARY FEBRUARY MARCH
m t w t f s s m t w t f s s m t w t f s s
1 2 3 4 5 6 7 29 30 31 1 2 3 4 26 27 28 29 1 2 3
8 9 10 11 12 13 14 5 6 7 8 9 10 11 4 5 6 7 8 9 10
15 16 17 18 19 20 21 12 13 14 15 16 17 18 11 12 13 14 15 16 17
22 23 24 25 26 27 28 19 20 21 22 23 24 25 18 19 20 21 22 23 24
29 30 31 1 2 3 4 26 27 28 29 1 2 3 25 26 27 28 29 30 31

APRIL MAY JUNE

m t w t f s s m t w t f s s m t w t f s s
1 2 3 4 5 6 7 29 30 1 2 3 4 5 27 28 29 30 31 1 2
8 9 10 11 12 13 14 6 7 8 9 10 11 12 3 4 5 6 7 8 9
15 16 17 18 19 20 21 13 14 15 16 17 18 19 10 11 12 13 14 15 16
22 23 24 25 26 27 28 20 21 22 23 24 25 26 17 18 19 20 21 22 23
29 30 1 2 3 4 5 27 28 29 30 31 1 2 24 25 26 27 28 29 30

JULY AUGUST SEPTEMBER

m t w t f s s m t w t f s s m t w t f s s
1 2 3 4 5 6 7 29 30 31 1 2 3 4 26 27 28 29 30 31 1
8 9 10 11 12 13 14 5 6 7 8 9 10 11 2 3 4 5 6 7 8
15 16 17 18 19 20 21 12 13 14 15 16 17 18 9 10 11 12 13 14 15
22 23 24 25 26 27 28 19 20 21 22 23 24 25 16 17 18 19 20 21 22
29 30 31 1 2 3 4 26 27 28 29 30 31 1 23 24 25 26 27 28 29
30 1 2 3 4 5 6

OCTOBER NOVEMBER DECEMBER

m t w t f s s m t w t f s s m t w t f s s
30 1 2 3 4 5 6 28 29 30 31 1 2 3 25 26 27 28 29 30 1
7 8 9 10 11 12 13 4 5 6 7 8 9 10 2 3 4 5 6 7 8
14 15 16 17 18 19 20 11 12 13 14 15 16 17 9 10 11 12 13 14 15
21 22 23 24 25 26 27 18 19 20 21 22 23 24 16 17 18 19 20 21 22
28 29 30 31 1 2 3 25 26 27 28 29 30 1 23 24 25 26 27 28 29
30 31 1 2 3 4 5
HOLIDAYS &
OBSERVANCES

JANUARY FEBRUARY MARCH

APRIL MAY JUNE

JULY AUGUST SEPTEMBER

OCTOBER NOVEMBER DECEMBER

© Addi Ganley LLC, All Rights Reserved

BANK ACCT
INFORMATION

BANK BANK

ADDRESS ADDRESS

ACCT # ACCT #

ROUTING # ROUTING #

USERNAME USERNAME

PASSWORD PASSWORD

NOTES: NOTES:

BANK BANK

ADDRESS ADDRESS

ACCT # ACCT #

ROUTING # ROUTING #

USERNAME USERNAME

PASSWORD PASSWORD

NOTES: NOTES:

© Addi Ganley LLC, All Rights Reserved

PASSWORDS

AUTOPAY ACCOUNT/WEBSITE USERNAME PASSWORD

© Addi Ganley LLC, All Rights Reserved

CREDIT CARD
INFORMATION

CARD TYPE CARD TYPE

CARD # CARD #

EXPIRY DATE EXPIRY DATE

SECURITY # SECURITY #

LIMIT LIMIT

MIN PAYMENT MIN PAYMENT

DUE DATE DUE DATE

NOTES: NOTES:

CARD TYPE CARD TYPE

CARD # CARD #

EXPIRY DATE EXPIRY DATE

SECURITY # SECURITY #

LIMIT LIMIT

MIN PAYMENT MIN PAYMENT

DUE DATE DUE DATE

NOTES: NOTES:

© Addi Ganley LLC, All Rights Reserved

CREDIT CARD
PAYOFF

NAME

TOTAL OWED

MINIMUM PAYMENT

INTEREST RATE

DUE DATE

DATE STARTING BALANCE PAYMENT VALUE REMAINING BALANCE

© Addi Ganley LLC, All Rights Reserved

DEBT REPAYMENT
TRACKER

Debt: Interest %:

Starting Balance: Start Date:

Total Paid off: End date:

Bank: Account:

My motivation:

Deposits
100%

Date Amount Balance

90%

80%

70%

60%

50%

40%

30%

20%

10%

End balance:
START

© Addi Ganley LLC, All Rights Reserved

DEBT SNOWBALL
TRACKER

DEBT 1 DEBT 2 DEBT 3 DEBT 4

STARTING
MONTH BALANCE
payment
JANUARY
new balance

payment
FEBRUARY
new balance

payment
MARCH
new balance
payment
APRIL
new balance

payment
MAY
new balance

payment
JUNE
new balance
payment
JULY
new balance

payment
AUGUST
new balance

payment
SEPTEMBER
new balance

payment
OCTOBER
new balance
payment
NOVEMBER
new balance

payment
DECEMBER
new balance

© Addi Ganley LLC, All Rights Reserved

YEARLY FINANCIAL
GOALS

GOAL #1
FINANCIAL GOAL COMPLETION
GOAL: AMOUNT: DATE:

STEPS TO TAKE

PROGRESS BAR:

20% 40% 60% 80% 100%

GOAL #2
FINANCIAL GOAL COMPLETION
GOAL: AMOUNT: DATE:

STEPS TO TAKE

PROGRESS BAR:

20% 40% 60% 80% 100%

© Addi Ganley LLC, All Rights Reserved

 GOAL #3
FINANCIAL GOAL COMPLETION
GOAL: AMOUNT: DATE:

STEPS TO TAKE

PROGRESS BAR:

20% 40% 60% 80% 100%

GOAL #4
FINANCIAL GOAL COMPLETION
GOAL: AMOUNT: DATE:

STEPS TO TAKE

PROGRESS BAR:

20% 40% 60% 80% 100%

NOTES:

© Addi Ganley LLC, All Rights Reserved

BILL
TRACKER

J F M A M J J A S O N D
AUTO
PAY
BILL DUE AMOUNT A E A P A U U U E C O E
N B R R Y N L G P T V C

© Addi Ganley LLC, All Rights Reserved

SAVINGS
TRACKER

i am saving for

Why I'm saving for this

Amount Deadline

100%

90%

80%

70%

60%

50%

40%

30%

20%

10%

Start

© Addi Ganley LLC, All Rights Reserved

SAVINGS
TRACKER

I'M SAVING FOR

GOAL AMOUNT

DEADLINE

I'M SAVING FOR

GOAL AMOUNT

DEADLINE

I'M SAVING FOR

GOAL AMOUNT

DEADLINE

© Addi Ganley LLC, All Rights Reserved

JANUARY 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
FEBRUARY 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
MARCH 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
APRIL 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
MAY 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
JUNE 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
JULY 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
AUGUST 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
SEPTEMBER 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
OCTOBER 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
NOVEMBER 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES
DECEMBER 2024

MON TUE WED THU FRI SAT SUN

SPENT SAVINGS

NOTES

© Addi Ganley LLC, All Rights Reserved

MONTHLY FINANCIAL
GOALS

Goal 1 Action steps:

Goal 2 Action steps:

Goal 3 Action steps:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
LEDGER
Month of

DATE DESCRIPTION AMOUNT TOTAL

TOTAL:

© Addi Ganley LLC, All Rights Reserved

MONTHLY
BUDGET
JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

INCOME FIXED EXPENSES

Date Description Amount Date Description Amount

Total Total

OTHER EXPENSES BILLS

Date Description Amount Date Description Amount

Total Total

RECAP
Goal Actual Difference

Earned

Spent

Debt

Saved
MONTHLY
BUDGET
BUDGET AMOUNT ACTUAL AMOUNT DIFFERENCE

INCOME

EXPENSES

SAVINGS

TOTALS

TOTAL INCOME - TOTAL EXPENSES

$_______________________
MONTHLY INCOME
& EXPENSES

Month

Initial balance Ending balance

INCOME EXPENSES
Date Description Amount Date Description Amount

total: total:

SUMMARY
Total Income Total Expenses Ending Balance

NOTES