Final Terms

16-Nov-2023 12:41
Version: default
Date of version: 12.04.2023.
Final Terms dated 16-Nov-2023
SIA Mintos Finance No.8 (the “Issuer”)
(incorporated as a limited liability company and registered in the Republic of Latvia with registration number
Reg. No: 40203387798)
LEI: 984500F9S0559DD69026
Series 400 EUR 105951.42 Notes

relating to the Loans with the reference numbers:
56858549-02; 58426534-01; 58426535-01; 52871481-02; 58426537-01; 56230157-03; 58426539-01;

58426540-01; 54773596-02; 54773599-02
issued by Expresscredit Proprietary Limited (Botswana) (the Lending Company)
Terms used herein will be deemed to be as defined in the Base Prospectus dated 24.03.2023 for the purposes
of Prospectus Regulation, in respect of Notes issued by the Issuer. This document constitutes the Final Terms
of the Notes described herein for the purposes of Article 8 (4) of the Prospectus Regulation and must be read
in conjunction with the Base Prospectus. Full information on the Issuer and the offer of Notes is only available
on the basis of a combination of these Final Terms and the Base Prospectus [as so supplemented]. The Base
Prospectus [and the supplements, if any] is available for viewing on the website [www.mintos.com]. The
summary of the individual issue of the Notes is annexed to these Final Terms as Appendix 1.
The Base Prospectus under which the Notes specified in these Final Terms are issued, loses its validity on
04.04.2024 or by the publication of a new base prospectus for the Notes in the Programme currency related
to the Lending Company immediately succeeding this Base Prospectus (the "New Base Prospectus")
depending on which event occurs earlier (the "Expiry Date of the Base Prospectus"). Notwithstanding the
above, the Notes specified in these Final Terms* shall continue to be subject to the terms and conditions of
the Base Prospectus. From the Expiry Date of the Base Prospectus, these Final Terms must be read in
conjunction with the New Base Prospectus. The New Base Prospectus will be available (no later than the
Expiry Date of the Base Prospectus) on the website [www.mintos.com].
*Notes, which Maturity Date specified in the Final Terms exceeds Expiry Date of the Base Prospectus.
Part 1 - Contractual terms
1.1. Information concerning the Notes to be offered to the public:
Number Disclosure Details

requirement
1.1.1. Series: 400
1.1.2. ISIN Code: LVX0000C2O98
1.1.3. Specified EUR

Currency:
1.1.4. Aggregate 105951.42

Nominal Amount:
1.1.5. Specified The Series Aggregate Nominal Amount is divided into 10595142 Notes.
Denominations:
Nominal amount of the Note is 0.01.
1.1.6. Issue Price: 100% of the Notes nominal amount
1.1.7. Offer Price of one 0.01 or Principal Amount Outstanding of one Note
Note:

Final Terms

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16-Nov-2023 12:41

Final Terms dated 16-Nov-2023

SIA Mintos Finance No.8 (the “Issuer”)

Series 400 EUR 105951.42 Notes

56858549-02; 58426534-01; 58426535-01; 52871481-02; 58426537-01; 56230157-03; 58426539-01;

issued by Expresscredit Proprietary Limited (Botswana) (the Lending Company)

Part 1 - Contractual terms

1.1. Information concerning the Notes to be offered to the public:

Number Disclosure Details

1.1.1. Series: 400

1.1.2. ISIN Code: LVX0000C2O98

1.1.3. Specified EUR

1.1.4. Aggregate 105951.42

Nominal amount of the Note is 0.01.

1.1.6. Issue Price: 100% of the Notes nominal amount

1.1.9. Maturity Date: 08-Dec-2027

1.1.10. Interest Rate: 10.00% per annum

1.1.14. Indication of 10.00% per annum

1.1.15. Buyback Yes

1.1.16. Pending 12.00%

1.2. Information relating to the Series Specific Loans

Information relevant to the pool of Series Specific Loans

Number Disclosure requirement Details

1.2.1. Loan type: Personal loan

1.2.2. Loan disbursement currency: BWP

1.2.3. Total outstanding principal amount of 105951.42

1.2.4. Series Specific Loans Interest rate (%): 10.00%

1.2.5. Late Payment Interest (%): 10.00%

1.2.6. Grace Period: 8 days

1.2.7. Amortisation method: Full

1.2.8. Extension possibility: Yes

1.2.9. Limit on the number of Extensions: 6

Information on the Series Specific Loans

Part 2 - Responsibility and authorisation

The Management Board of the Issuer:

Title Name, surname

Chairman of the Management Board Martins Sulte

Member of the Management Board Martins Valters

Appendix 1 to the Final Terms

ISSUE SPECIFIC SUMMARY

SECTION A – INTRODUCTION AND WARNINGS

The shareholder of the Issuer approved the Base Prospectus on 24.03.2023.

SECTION B - KEY INFORMATION ON THE ISSUER

· Chairman of the Management Board: Martins Sulte;

· Member of the Management Board: Martins Valters.

SECTION C – KEY INFORMATION ON THE SECURITIES

The rights attached to the securities

Restrictions on the free transferability of the securities

The law of the Republic of Latvia.

The Lending Company is not able to continue Loan servicing

Insolvency of the Lending Company

In case of insolvency, an administrator usually is bound to consider which past transactions of

The Lending Company may intentionally or unintentionally breach its contractual

Certain costs may rank higher than payments to the Noteholder

SECTION D – KEY INFORMATION ON THE OFFER OF SECURITIES TO THE PUBLIC

Information about the oﬀer results of a particular Series of Notes is published on

Galīgo noteikumu 1. pielikums

KONKRĒTĀS EMISIJAS KOPSAVILKUMS

A NODAĻA – IEVADS UN BRĪDINĀJUMI

Emitentam netiks piemērota civiltiesiskā atbildība, pamatojoties tikai uz šo kopsavilkumu, tostarp tā

Emitenta dalībnieks Pamatprospektu ir apstiprinājis 24.03.2023.

B NODAĻA – PAMATINFORMĀCIJA PAR EMITENTU

Emitents ir izveidots kā sabiedrība ar ierobežotu atbildību, un tas 18.02.2022. tika reģistrēts