Year 0 1 2 3 4

Initial Investment -20

Revenues 40 42 44.1 46.305
Drevenues 2 2.1 2.205 2.31525
Expenses 36 37.8 39.69 41.6745
Depreciation 2 2 2 2
EBIT 2 2.2 2.41 2.6305
Interest Payment 0.29 0.267791 0.244293 0.219433
EBT 1.71 1.932209 2.165707 2.411067
Net Income 1.1115 1.255936 1.407709 1.567193
DWC -3.2 0.16 0.168 0.1764 0.18522
Principal Repayment 0.382917 0.405127 0.428624 0.453484
Salvage Value
CF -18.2 2.568583 2.682809 2.802685 2.928489

5 mil loan
5.8 interest rate
10 year

7.430332915
0.672917359

Total payment Interest Principal

Remaining Principal 5
1 0.672917359 0.29 0.382917 4.617083
2 0.672917359 0.267791 0.405127 4.211956
3 0.672917359 0.244293 0.428624 3.783332
4 0.672917359 0.219433 0.453484 3.329848
5 0.672917359 0.193131 0.479786 2.850062
6 0.672917359 0.165304 0.507614 2.342448
7 0.672917359 0.135862 0.537055 1.805393
8 0.672917359 0.104713 0.568205 1.237188
9 0.672917359 0.071757 0.60116 0.636028
10 0.672917359 0.03689 0.636028 -2.4E-15
 5 6 7 8 9 10

48.62025 51.05126 53.60383 56.28402 59.09822

62.05313
2.431013 2.552563 2.680191 2.814201 2.954911
-62.0531
43.75823 45.94614 48.24344 50.65562 53.1884
55.84782
2 2 2 2 22
2.862025 3.105126 3.360383 3.628402 3.909822
4.205313
0.193131 0.165304 0.135862 0.104713 0.071757
0.03689
2.668894 2.939823 3.224521 3.523689 3.838065
4.168423
1.734781 1.910885 2.095938 2.290398 2.494742
2.709475
0.194481 0.204205 0.214415 0.225136 0.236393
-4.96425
0.479786 0.507614 0.537055 0.568205 0.60116
0.636028
4.875
3.060514 3.199066 3.344468 3.497057 3.657189 13.9127

0.29 0.382917
0.267791 0.405127
0.244293 0.428624
0.219433 0.453484
0.193131 0.479786
0.165304 0.507614
0.135862 0.537055
0.104713 0.568205
0.071757 0.60116
0.03689 0.636028