Home Loan Details

Home Value (HV)

8,80,000 ₹

Margin OR Down Payment (DP)

0 % ₹

Loan Insurance (LI)

0 ₹

Loan Amount (HV + LI – DP)

8,80,000 ₹

Interest Rate

14 %

Loan Tenure

5 Yr Mo

Loan Fees & Charges

0 % ₹

Start Month & Year

Feb 2024 

Homeowner Expenses
One-time Expenses

0 % ₹

Property Taxes / year

0 % ₹

Home Insurance / year

0 % ₹

Maintenance Expenses / month

0 ₹

Partial Prepayments — Amount and Start Date

Monthly

5,000 ₹

starting from

Feb 2024 

Yearly

0 ₹

starting from

Jan 2024 
Quarterly

0 ₹

starting from

Jan 2024 

One-time only

0 ₹

in the month of

Jan 2024 

 Remove Prepayments

Principal & Interest (EMI) ₹ 20,476

Monthly Extra Payment (from Feb 2024) ₹ 5,000

Property Taxes ₹0

Home Insurance ₹0

Maintenance Expenses ₹0

Total Monthly Payment ₹ 25,476

Down Payment, Fees & One-time Expenses ₹0

Principal ₹ 6,60,000
Total
of all Prepayments ₹ 2,20,000
Payments
Interest ₹ 2,52,984

Taxes, Home Insurance & Maintenance ₹0

Total of all Payments ₹ 11,32,984

Packages Starting @ ₹67

920/-
sotc.in

Packages Starting @ ₹67

920/-
sotc.in

Home Loan Payment Schedule

(Feb 2024 - Oct 2027)
 ₹ 7,50,000

₹ 6,00,000

Balance ₹ 4,50,000

₹ 3,00,000

₹ 1,50,000

₹0 24

25

26

27
20

20

20

20
Principal Prepayments Interest Taxes, Home Insurance & Maintenance Balance

Year Principal Prepayment Interest Taxes, Home Insurance & Maint

(A) (B) (C) (D)

 2024 ₹ 1,22,412 ₹ 55,000 ₹ 1,02,824 ₹0

Feb ₹ 10,209 ₹ 5,000 ₹ 10,267 ₹0

Mar ₹ 10,387 ₹ 5,000 ₹ 10,089 ₹0

Apr ₹ 10,566 ₹ 5,000 ₹ 9,910 ₹0

May ₹ 10,748 ₹ 5,000 ₹ 9,728 ₹0

Jun ₹ 10,932 ₹ 5,000 ₹ 9,544 ₹0

Jul ₹ 11,118 ₹ 5,000 ₹ 9,359 ₹0

Aug ₹ 11,306 ₹ 5,000 ₹ 9,170 ₹0

Sep ₹ 11,496 ₹ 5,000 ₹ 8,980 ₹0

Oct ₹ 11,688 ₹ 5,000 ₹ 8,788 ₹0

Nov ₹ 11,883 ₹ 5,000 ₹ 8,593 ₹0

Dec ₹ 12,080 ₹ 5,000 ₹ 8,396 ₹0

 2025 ₹ 1,61,187 ₹ 60,000 ₹ 84,526 ₹0

Jan ₹ 12,279 ₹ 5,000 ₹ 8,197 ₹0

Feb ₹ 12,481 ₹ 5,000 ₹ 7,995 ₹0

Mar ₹ 12,685 ₹ 5,000 ₹ 7,791 ₹0

Apr ₹ 12,891 ₹ 5,000 ₹ 7,585 ₹0

May ₹ 13,100 ₹ 5,000 ₹ 7,376 ₹0

Jun ₹ 13,311 ₹ 5,000 ₹ 7,165 ₹0

Jul ₹ 13,525 ₹ 5,000 ₹ 6,951 ₹0

Aug ₹ 13,741 ₹ 5,000 ₹ 6,735 ₹0

Sep ₹ 13,959 ₹ 5,000 ₹ 6,517 ₹0

Oct ₹ 14,181 ₹ 5,000 ₹ 6,296 ₹0

Nov ₹ 14,404 ₹ 5,000 ₹ 6,072 ₹0

Dec ₹ 14,631 ₹ 5,000 ₹ 5,845 ₹0

 2026 ₹ 1,94,219 ₹ 60,000 ₹ 51,494 ₹0

Jan ₹ 14,860 ₹ 5,000 ₹ 5,616 ₹0

Feb ₹ 15,091 ₹ 5,000 ₹ 5,385 ₹0

Mar ₹ 15,326 ₹ 5,000 ₹ 5,150 ₹0

Apr ₹ 15,563 ₹ 5,000 ₹ 4,913 ₹0

May ₹ 15,803 ₹ 5,000 ₹ 4,673 ₹0

Jun ₹ 16,046 ₹ 5,000 ₹ 4,431 ₹0

Jul ₹ 16,291 ₹ 5,000 ₹ 4,185 ₹0

Aug ₹ 16,539 ₹ 5,000 ₹ 3,937 ₹0

Sep ₹ 16,791 ₹ 5,000 ₹ 3,685 ₹0

Oct ₹ 17,045 ₹ 5,000 ₹ 3,431 ₹0

Nov ₹ 17,302 ₹ 5,000 ₹ 3,174 ₹0

Dec ₹ 17,562 ₹ 5,000 ₹ 2,914 ₹0

 2027 ₹ 1,82,182 ₹ 45,000 ₹ 14,141 ₹0

 Jan ₹ 17,826 ₹ 5,000 ₹ 2,650 ₹0

Feb ₹ 18,092 ₹ 5,000 ₹ 2,384 ₹0

Mar ₹ 18,361 ₹ 5,000 ₹ 2,115 ₹0

Apr ₹ 18,634 ₹ 5,000 ₹ 1,842 ₹0

May ₹ 18,910 ₹ 5,000 ₹ 1,566 ₹0

Jun ₹ 19,189 ₹ 5,000 ₹ 1,288 ₹0

Jul ₹ 19,471 ₹ 5,000 ₹ 1,005 ₹0

Aug ₹ 19,756 ₹ 5,000 ₹ 720 ₹0

Sep ₹ 20,045 ₹ 5,000 ₹ 431 ₹0

Oct ₹ 11,899 ₹0 ₹ 139 ₹0

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