Test Fs and Journal

FIVESTAR FINANCE INC.
MONTHLY WORKING TRIAL BALANCE

FOR THE YEAR 2023
1 2 3 4 5
JANUARY
ACCOUNT TITLE CLASS 12/31/2022 DEBIT
0 ASSETS -
0 Cash in Bank - UCPB Blueridge ASSET - -
### Cash in Bank - UCPB (3) ASSET - -
### Cash in Bank - UCPB (20149-000669-2) - New ASSET - -
0 Cash in Bank - UCPB Blueridge (UCMF) ASSET - -
0 Cash in Bank - BPI Blueridge ASSET - -
0 Cash in Bank - BPI Blueridge (Time Deposit) ASSET - -
0 Cash in Bank - BPI Sto Domingo ASSET - -
0 Cash in Bank - BPI SA (ACCT NO. 3323-2967-57) - New ASSET - -
### Cash in Bank - PVB ASSET 59,500.00 -
0 Cash in Bank - Innovative Bank, Inc. ASSET - -
### Cash in Bank - LandBank ASSET 7,058,077.41 9,072,543.75
0 Cash in Bank - LandBank (HYSA) ASSET - -
0 Cash in Bank - MayBank (Premier 1) ASSET - -
0 Cash in Bank - MayBank (SSA/SDA) ASSET - -
0 Cash in Bank - EWBank (SSA) ASSET - -
0 Cash in Bank - EWBank (IMA) ASSET - -
### Cash in Bank - Union Bank (Rustans) ASSET 507,153.61 1,763,017.42
0 Cash in Bank - Union Bank (RCC) ASSET - -
0 Cash in Bank - Union Bank (SDA/TD) ASSET - -
0 Cash in Bank - RCBC Savings ASSET - -
0 Cash in Bank - RCBC (SDA) ASSET - -
### Cash in Bank - Security Bank (SBC) ASSET 50,000.00 200,000.00
### Cash in Bank - China Bank (CA) ASSET 2,931,302.37 21,628,892.37
### Cash in Bank - China Bank (RCC) ASSET 130,183.02 -
0 C I B - CBC (CA) #1185-00000377 - KID ASSET - -
0 C I B - CBC (CA) #1176-00000378 - DIP ASSET - -
0 C I B - CBC (CA) #1182-00002-955 - LIP ASSET - -
0 C I B - CBC (CA) #1168-00000406 - BAC-DAS ASSET - -
### Cash in Bank - LandBank 1 ASSET 1,134,052.69 1,100,000.00
### Cash in Bank - LandBank 2 ASSET 879,840.64 1,688,807.89
### Cash in Bank - LandBank 3 ASSET 356,937.14 885,000.00
0 Cash in Bank - China Bank (POS) ASSET - -
0 Cash in Bank - China Bank (SDA/DSA) ASSET - -
0 Cash in Bank - Banco de Oro (POS) ASSET - -
0 Cash in Bank - Banco de Oro (TD/SDA) ASSET - -
0 Cash in Bank - Bank of Commerce (SDA/TD) ASSET - -
0 Cash in Bank - DBP (SSD) ASSET - -
0 Cash in Bank - BPI (UITF) ASSET - -
### Petty Cash Fund ASSET 15,522.81 62,618.29
839 Refund Fund ASSET 839.00 -
0 ALIP Trust Fund ASSET - -
0 SSS 13th Month Pay ASSET - -
0 Short-term Investment - BPI (UITF) ASSET - -
### Short-term Investment - UCPB (UCMF) ASSET 880,186.24 4,775.03
0 Short Term Investment - Maybank (SSA) ASSET - -
0 Short-term Investment - LBP (HYSA) ASSET - -
0 Short-term Investment - UCPB (CTD) ASSET - -
0 Short-term Investment - BPI (TD) ASSET - -
### Short-term Investment - AIB ASSET 25,214,879.87 93,065.67
0 Short-term Investment - CBC (CTD) ASSET - -
### Short-term Investment - CBC (UITF) ASSET 10,011,551.43 9,556,142.40
### Notes Receivable - ROCG ASSET 4,273,405.32 -
### Notes Receivable - B2B ASSET 7,001,599.13 -
### Notes Receivable - Pensioners ASSET 694,231,099.06 19,504,223.43
### Notes Receivable - Resume ASSET 693,100.00 -
### Allowance for Doubtful Accounts ASSET - 26,243,497.09 2,091,491.57
### Notes Receivable - Others ASSET 439,139.45 109,000.00
0 Advances to Clients ASSET - 535,251.01
0 Advances to Clients - 13th Mo. ASSET - -
0 Advances to Loan Consultants ASSET - -
### Advances to Officers & Employees ASSET 17,499.98 221,667.72
### RB Loan ASSET 359,600.00 -
0 Advances to Affiliates ASSET - -
### Accounts Receivable ASSET 105,081.11 62,285.08
0 Interest Receivable ASSET - -
### Prepaid Expenses ASSET 124,996.39 52,595.00
0 Prepaid Interest ASSET - -
0 Investment in Bonds/Funds (URC/INA USD Income Fund/EMD) ASSET - -
0 Investment with Innovative Bank, Inc. ASSET - -
### Land ASSET 1,604,108.72 -
### Building ASSET 18,556,846.28 -
### Accumulated Dep'n - Building ASSET - 77,320.19 -
Building Improvement ASSET - -
Accumulated Amortization - Building Imp. ASSET - -
### Office Furniture & Fixtures ASSET 1,481,520.97 11,130.00
### Accumulated Dep'n - OFF ASSET - 1,120,040.24 -
### Office Equipment ASSET 3,491,686.50 -
### Accumulated Dep'n - O E ASSET - 2,852,794.34 -
### Office Vehicle ASSET 8,233,700.00 -
### Accumulated Dep'n - O V ASSET - 3,628,342.72 -
### Leasehold Improvements ASSET 373,617.76 -
### Accumulated Amortization of Leasehold Improvement ASSET - 208,934.39 -
0 Other Non-Current Assets ASSET - -
### HRIS & Payroll System/Website ASSET 46,977.11 -
### Microsoft Win Pro 10 / 8.1 SNGL License ASSET 18,643.37 -
0 Astaro 320 Gateway Security Device ASSET - -
0 McAffee Endpoint Security MFE ASSET - -
0 Sophos SG 330 ASSET - -
0 Microsoft Windows Server - HRIS ASSET - -
3500 Investment w/ MERALCO, MWSS, PLDT ASSET 3,500.00 -
0 Support Ticketing System ASSET - -
### Prop. Acq. as Payments for loan ASSET 259,000.00 -
### Rental Deposit ASSET 222,187.01 -
0 Telephone Deposit ASSET - -
2780 Meter Deposit ASSET 2,780.00 -
500 Water Deposit ASSET 500.00 -
0 LIABILITIES - -
### Commission Fee Payable LIABILITY - 876,907.42 42,013.34
### Refund Payable LIABILITY - 10,724,222.93 273,664.27
### Omnibus Tax Payable LIABILITY - 3,979,917.98 553,239.07
0 Omnibus Tax Payable - Resume LIABILITY - -
0 Dividend Payable LIABILITY - -
### Documentary Stamps Payable LIABILITY - 2,420,960.99 88,881.00
0 Documentary Stamps Payable - Resume LIABILITY - -
### Documentary Stamp Tax Payable - ROCG LIABILITY - 11,475.00 -
### Accounts Payable LIABILITY - 2,825,342.00 1,523,207.65
### Accounts Payable - BP LIABILITY - 7,055.00 -
### Interest Payable LIABILITY - 151,041.66 151,041.66
### Diferrential Pay Payable LIABILITY - 9,007.21 -
0 Differential Pay Payable (previous bal.) 1,918.48 LIABILITY - -
-518 Diferrential Pay Payable (Sept-Nov 2000) LIABILITY - 518.36 -
-853 Diferrential Pay Payable (Oct-Dec 2002) LIABILITY - 852.99 -
### SSS, ECC Payable LIABILITY - 95,348.95 115,475.00
### SSS Salary Loan Payable LIABILITY - 32,964.86 30,980.46
### Philhealth Payable LIABILITY - 50,647.22 42,322.19
### Pag-ibig Fund Payable LIABILITY - 10,306.40 11,400.00
### Pag-ibig Salary Loan Payable LIABILITY - 24,974.20 23,810.04
0 Pag-ibig Salary Loan Payable (previous bal.) 653.05 LIABILITY - -
### Witholding Taxes Payable - Regular LIABILITY - 52,901.18 53,081.09
### Witholding Taxes Payable - Rent LIABILITY - 1,826.40 -
### Witholding Taxes Payable - Expanded LIABILITY - 25,316.82 25,590.01
0 Witholding Taxes Payable - Final Income Tax LIABILITY - -
0 Withholding Taxes Payable - Final - Dividends LIABILITY - -
### CRI Payable LIABILITY - 9,360,122.34 -
0 CRI Payable - Resume LIABILITY - -
0 Income Tax Payable LIABILITY - -
0 Notes Payable LIABILITY - -
### Donation Payable LIABILITY - 1,697,765.68 120,000.00
### Accrued Expenses LIABILITY - 4,887,850.70 267,873.81
### Accrued Taxes LIABILITY - 6,766,812.32 -
0 Notes Payable - Affiliates LIABILITY - -
### Notes Payable - Others LIABILITY - 29,313,317.06 972,222.22
0 Advances from Affiliates LIABILITY - -
0 Other Long Term Liability (1st) LIABILITY - -
### Other Long Term Liability LIABILITY - 36,000,000.00 -
0 Other Long Term Liability (3nd) LIABILITY - -
0 Proceeds of Loans LIABILITY - 8,090,296.28
0 CONTINGENT LIABILITIES LIABILITY - -
### Contingent Liabilities - (RTPL) LIABILITY - 5,149,448.24 -
0 Contingent Liabilities - (MMP) LIABILITY - -
### MMP (RE) LIABILITY - 15,100,130.59 718,070.40
### MMP (EOY) LIABILITY - 274,128.11 -
0 DEFERRED CREDITS - -
### Unearned Interest - Pensioners (UI) DEFERRALS - 146,496,349.62 6,140,604.57
### Unearned Interest - Pensioners (UI) - Resume DEFERRALS - 302,651.63 6,057.36
0 Unearned Interest - Pensioners (Rebates) DEFERRALS - -
### Unearned Interest - Pensioners (CFP) DEFERRALS - 7,494.38 -
### Deferred Income - Resume DEFERRALS - 192,566.78 -
### Unearned Interest - Others (UI) DEFERRALS - 19,426.67 3,522.11
0 Unearned Interest - Others (CFP) DEFERRALS - -
0 Unearned Interest - Other Income Pensioners DEFERRALS - -
### Unearned Interest - Others (B2B) DEFERRALS - 434,318.14 411,464.86
### Unearned Interest - Others (ROCG) DEFERRALS - 247,869.31 -
0 Other Deferred Credits DEFERRALS - -
0 STOCKHOLDERS' E Q U I T Y - -
0 Capital Stock: EQUITY - -
### Authorized: 900,000 shares @ P100.00 par EQUITY - 150,000,000.00 -
0 Original Subscription EQUITY - -
0 Additional Subcription ( Yr 2004) EQUITY - -
0 Additional Subcription ( 01/2007) EQUITY - -
0 EQUITY - -
0 Less: Treasury Stock EQUITY - -
### Retained Earnings, beginning EQUITY - 336,987,846.28 -
0 Prior-Year Adjustment EQUITY - -
0 Additional Subscription(2004/2007/2010) EQUITY - -
0 Contingent Liabilities EQUITY - -
0 RTPL EQUITY - -
### MMP EQUITY 7,900,000.00 -
0 Payment to ARZ EQUITY - -
INNO's share EQUITY - -
Extraordinary item EQUITY - -
Reversal of Long-term Liability EQUITY - -
Appraised Capital Revaluation on Investment EQUITY - -
Reversal of Accounts to Notes Payable - SH EQUITY - -
0 Reversal for the increase in ADA EQUITY - -
0 Gain on Sale of Stocks EQUITY - -
0 Paid- Up Capital EQUITY - -
0 Net Income EQUITY - -
0 Dividends EQUITY - -
0 - -
0 REVENUES - -
Interest Income - Pensioners REVENUE 23,812.57
Interest Income - Pensioners (Rebates) REVENUE -
Interest Income - Others REVENUE -
Interest Income - B2B REVENUE -
Interest Income - ROCG REVENUE -
Collection Fees REVENUE -
Service Fees REVENUE -
Notarial Fees - ROCG REVENUE -
Processing Fees- ROCG REVENUE -
Other Income - ROCG REVENUE -
Notarial Fees REVENUE 1,350.00
Insurance Fees REVENUE -
Other Income - Pensioners REVENUE -
Other Income - Others REVENUE -
OTHER INCOME -
Reversal on Accrual of CFP REVENUE -
Reversal of Omnibus Tax REVENUE -
Reversal of ADA REVENUE -
Reversal of CRIP REVENUE -
Reversal of Outstanding Accrued Expense REVENUE -
Reversal of Donation REVENUE -
Reversal of DST REVENUE -
Reversal of Accrued taxes REVENUE -
Gain/Loss on Sale of Asset REVENUE -
EXTRAORDINARY ITEMS -
Gain/Loss on Sale of Stocks REVENUE -
Unrealized Gain(Loss) on Investment REVENUE 14,294.77
EXPENSES -
Commission Expense OPEX 40,473.49
Caravan incentive OPEX -
Interest Expense OPEX 641,690.12
Salaries & Wages OPEX 1,209,989.50
Security Services OPEX 168,474.38
Notarial Expense OPEX 13,700.00
Directors' Fee OPEX 57,000.00
Bonus OPEX -
13th/14th/15th Month Pay OPEX 681,717.00
Employees Benefit OPEX 304,098.84
Professional Fees OPEX 22,111.63
Retainer's Fee OPEX 16,800.00
Rent Expense OPEX 181,897.50
Electricity OPEX 58,076.02
Water OPEX 6,939.06
Office Supplies Expense OPEX 3,965.00
Marketing & Promotions OPEX 77,987.19
Representation & Entertainment OPEX 404,544.19
Transportation & Travelling OPEX 9,492.16
SSS, ECC Expense OPEX 89,790.00
Philhealth Expense OPEX 21,891.80
Pag-ibig Fund Expense OPEX 5,600.00
Taxes & Licenses OPEX 551,588.16
Repairs & Maintenance OPEX 2,504.90
Janitorial Services OPEX -
Depreciation Expense OPEX 296,965.61
Amortization - Building Imp. OPEX -
Amortization - Leasehold Imp. OPEX 4,622.13
Amortization - Non-Current Assets OPEX 6,471.10
Contribution & Donation OPEX 196,000.00
Advertising & Publicity OPEX 1,042.00
Telephone OPEX 39,437.13
Postage & Courier Services OPEX 2,997.50
Bank Service Charges OPEX 405.00
Books, Magazines & Periodicals OPEX 800.00
Insurance Expense OPEX 610.40
Doubtful Accounts Expense OPEX 1,737,000.00
Corporate Tax OPEX 314,310.00
Legal Expense OPEX -
Retirement Expense OPEX -
Miscellaneous Expense OPEX 959,367.19
0 - -
0 (0.00) 96,477,140.36
(56,766.50) (164,926.92) (185,659.06)
328,116.75 (388,961.62) (426,382.64)
(225,122.32) (388,961.62) (426,382.64)
6 7 10 11 12 15 16
JANUARY FEBRUARY MARCH
CREDIT 1/31/2023 DEBIT CREDIT 2/28/2023 DEBIT CREDIT
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 59,500.00 - - 59,500.00 - -
- - - - - - -
(8,680,661.73) 7,449,959.43 13,372,787.68 (17,148,002.61) 3,674,744.50 17,900,502.78 (15,770,487.62)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(1,123,471.84) 1,146,699.19 805,070.03 (1,704,435.09) 247,334.13 9,655,817.52 (6,854,371.66)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 250,000.00 - (190,000.00) 60,000.00 250,025.83 (212,648.74)
(23,219,239.17) 1,340,955.57 41,142,806.09 (35,380,971.83) 7,102,789.83 39,254,087.91 (44,111,060.59)
- 130,183.02 - - 130,183.02 - (130,183.02)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(912,749.30) 1,321,303.39 1,905,733.99 (1,721,219.55) 1,505,817.83 1,623,779.34 (1,748,930.01)
(1,833,158.92) 735,489.61 1,107,358.66 (1,724,356.32) 118,491.95 201,062.88 (107,711.36)
(872,327.07) 369,610.07 890,000.00 (904,808.54) 354,801.53 1,791,045.22 (1,028,836.61)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(48,546.55) 29,594.55 37,302.77 (34,050.87) 32,846.45 38,665.10 (40,764.48)
- 839.00 - - 839.00 - -
- - - - - - -
- - - - - - -
- - - - - - -
(884,961.27) - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 25,307,945.54 92,795.80 - 25,400,741.34 95,624.91 (5,055,817.52)
- - - - - - -
(11,551.44) 19,556,142.39 10,914,289.33 (25,425,674.08) 5,044,757.64 14,025,070.20 (12,276,259.95)
(23,980.57) 4,249,424.75 4,911,394.39 (2,576,433.27) 6,584,385.87 - (119,329.49)
(6,000,000.00) 1,001,599.13 - - 1,001,599.13 - (1,001,599.13)
(21,446,020.16) 692,289,302.33 33,217,513.14 (19,590,642.59) 705,916,172.88 35,970,089.11 (19,438,444.86)
(17,000.00) 676,100.00 - (300,900.00) 375,200.00 - -
(1,737,000.00) (25,889,005.52) 1,779,372.78 (1,737,000.00) (25,846,632.74) 714,672.56 (1,737,000.00)
(29,290.24) 518,849.21 125,350.00 (31,212.98) 612,986.23 109,000.00 (87,817.86)
(535,251.01) - 1,860,410.00 (1,860,410.00) - 3,885,683.30 (3,885,683.30)
- - - - - - -
- - - - - - -
(200,206.44) 38,961.26 206,974.15 (232,252.13) 13,683.28 290,483.95 (268,571.40)
- 359,600.00 - - 359,600.00 - -
- - - - - - -
(124,438.46) 42,927.73 9,755.08 (12,285.13) 40,397.68 16,182.83 (15,804.63)
- - - - - - -
(19,621.00) 157,970.39 40,320.00 (92,161.50) 106,128.89 150,330.35 (135,396.35)
- - - - - - -
- - - - - - -
- - - - - - -
- 1,604,108.72 - - 1,604,108.72 - -
- 18,556,846.28 - - 18,556,846.28 - -
(77,320.19) (154,640.38) - (77,320.19) (231,960.57) - (77,320.19)
- - - - - - -
- - - - - - -
- 1,492,650.97 - - 1,492,650.97 51,488.00 -
(24,692.54) (1,144,732.78) - (24,878.04) (1,169,610.82) - (24,878.04)
- 3,491,686.50 5,750.00 - 3,497,436.50 176,670.00 (12,250.00)
(38,655.92) (2,891,450.26) - (38,894.50) (2,930,344.76) - (39,411.13)
- 8,233,700.00 - - 8,233,700.00 - -
(156,296.96) (3,784,639.68) - (156,296.96) (3,940,936.64) - (156,296.96)
- 373,617.76 66,842.12 - 440,459.88 - -
(4,622.13) (213,556.52) - (4,622.13) (218,178.65) - (5,736.17)
- - - - - - -
(3,141.94) 43,835.17 - (3,141.94) 40,693.23 - (3,141.94)
(3,329.16) 15,314.21 10,497.00 (3,329.16) 22,482.05 - (3,205.16)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 3,500.00 - - 3,500.00 - -
- - - - - - -
- 259,000.00 - - 259,000.00 - -
- 222,187.01 26,880.00 - 249,067.01 3,000.00 -
- - - - - - -
- 2,780.00 - - 2,780.00 - -
- 500.00 - - 500.00 - -
- - - - - - -
(88,870.45) (923,764.53) 21,220.88 (189,862.36) (1,092,406.01) 147,490.70 (236,421.67)
(508,130.26) (10,958,688.92) 435,371.73 (629,126.82) (11,152,444.01) 300,406.73 (409,516.26)
(225,122.32) (3,651,801.23) - (388,961.62) (4,040,762.85) - (426,382.64)
- - - - - - -
- - 6,000,000.00 (6,000,000.00) - - -
(145,647.50) (2,477,727.49) 82,506.00 (247,432.92) (2,642,654.41) 83,451.00 (269,110.06)
- - - - - - -
- (11,475.00) - - (11,475.00) - -
(1,547,965.20) (2,850,099.55) 1,580,959.57 (3,443,770.65) (4,712,910.63) 1,758,765.64 (1,766,499.55)
- (7,055.00) - - (7,055.00) - -
(147,916.66) (147,916.66) 147,916.66 (147,916.66) (147,916.66) 147,916.66 (164,916.66)
- (9,007.21) - - (9,007.21) - -
- - - - - - -
- (518.36) - - (518.36) - -
- (852.99) - - (852.99) - -
(131,730.00) (111,603.95) 131,730.00 (133,860.00) (113,733.95) 135,060.00 (137,822.50)
(29,400.04) (31,384.44) 29,400.04 (25,523.84) (27,508.24) 25,523.84 (26,048.88)
(43,783.59) (52,108.62) 43,783.59 (44,863.59) (53,188.62) 44,863.59 (45,263.59)
(11,400.00) (10,306.40) 11,400.00 (11,800.00) (10,706.40) 11,800.00 (12,000.00)
(23,589.24) (24,753.40) 23,810.04 (23,810.04) (24,753.40) 20,886.06 (20,864.90)
- - - - - - -
(66,221.26) (66,041.35) 66,221.26 (66,221.26) (66,041.35) 66,221.26 (66,221.26)
- (1,826.40) - - (1,826.40) - -
(25,693.01) (25,419.82) 25,693.01 (35,908.01) (35,634.82) 35,308.01 (29,671.42)
- - - - - - -
- - - - - - -
(225,122.32) (9,585,244.66) - (388,961.62) (9,974,206.28) - (426,382.64)
- - - - - - -
- - - - - - -
- - - - - - -
(76,000.00) (1,653,765.68) 35,201.04 (76,000.00) (1,694,564.64) 18,500.00 (76,000.00)
(1,341,806.05) (5,961,782.94) 685,940.06 (1,377,634.74) (6,653,477.62) 508,420.95 (1,352,258.71)
(314,310.00) (7,081,122.32) - (314,310.00) (7,395,432.32) - (314,310.00)
- - - - - - -
- (28,341,094.84) 972,222.22 - (27,368,872.62) 972,222.22 -
- - - - - - -
- - - - - - -
- (36,000,000.00) - - (36,000,000.00) - (5,000,000.00)
- - - - - - -
(8,090,296.28) - 16,579,419.62 (16,579,419.62) - 15,522,681.30 (15,522,681.30)
- - - - - - -
- (5,149,448.24) - - (5,149,448.24) - -
- - - - - - -
(119,348.26) (14,501,408.45) 2,046,547.99 (13,310.55) (12,468,171.01) 2,050,695.47 -
(8,999.66) (283,127.77) - - (283,127.77) - -
- - - - - - -
(5,117,944.33) (145,473,689.38) 5,622,726.87 (9,575,620.19) (149,426,582.70) 5,623,640.63 (10,347,996.62)
- (296,594.27) 90,084.45 - (206,509.82) 35,236.73 -
- - - - - - -
- (7,494.38) - - (7,494.38) - -
- (192,566.78) 192,566.78 - - - -
(9,000.00) (24,904.56) 4,638.71 (10,350.00) (30,615.85) 6,804.94 (9,000.00)
- - - - - - -
- - - - - - -
- (22,853.28) - - (22,853.28) 22,853.28 -
- (247,869.31) 247,869.31 (1,107,979.02) (1,107,979.02) 28,012.35 -
- - - - - - -
- - - - - - -
- - - - - - -
- (150,000,000.00) - - (150,000,000.00) - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- (336,987,846.28) - - (336,987,846.28) - -
- - 45,779.70 (192,566.78) (146,787.08) - -
- - - - - - -
- - - - - - -
- - - - - - -
- 7,900,000.00 - - 7,900,000.00 - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - 6,000,000.00 - 6,000,000.00 - -
- - - - - - -
- - - - - - -
(5,186,803.02) (5,162,990.45) 11,367.12 (5,136,258.41) (10,287,881.74) 7,501.75 (5,120,797.68)
(461,584.86) (461,584.86) - (278,453.85) (740,038.71) - (378,456.24)
(3,522.11) (3,522.11) - (4,638.71) (8,160.82) - (6,804.94)
(411,464.86) (411,464.86) - - (411,464.86) - (22,853.28)
- - - (60,330.70) (60,330.70) - (66,512.35)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(1,350.00) - - - - - -
- - - - - - -
(3,137,037.13) (3,137,037.13) - (3,661,178.64) (6,798,215.77) - (3,513,355.20)
(97,858.12) (97,858.12) - (202,437.51) (300,295.63) - (503,865.92)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(56,142.40) (41,847.63) 56,142.40 (4,757.65) 9,537.12 4,757.65 (8,567.90)
- - - - - - -
- 40,473.49 44,917.39 - 85,390.88 92,385.13 -
- - - - - - -
(266,094.20) 375,595.92 743,931.81 (354,236.79) 765,290.94 707,629.97 (314,205.42)
- 1,209,989.50 1,233,657.46 - 2,443,646.96 1,256,014.57 -
(116,675.81) 51,798.57 72,075.55 (24,025.18) 99,848.94 120,444.19 (72,150.08)
- 13,700.00 16,950.00 - 30,650.00 29,200.00 (6,200.00)
- 57,000.00 567,000.00 (510,000.00) 114,000.00 57,000.00 -
- - - - - - -
- 681,717.00 681,867.00 (150.00) 1,363,434.00 827,527.19 (145,810.19)
(145,426.52) 158,672.32 270,853.84 (98,656.32) 330,869.84 314,774.04 (145,426.52)
- 22,111.63 20,722.61 - 42,834.24 14,472.00 -
- 16,800.00 16,800.00 - 33,600.00 16,800.00 -
- 181,897.50 195,337.50 - 377,235.00 196,122.55 -
(27,116.74) 30,959.28 69,358.34 (28,888.74) 71,428.88 82,504.18 (39,078.04)
(2,100.53) 4,838.53 8,395.02 (2,734.44) 10,499.11 9,176.37 (3,122.63)
- 3,965.00 11,748.55 - 15,713.55 8,373.50 (550.00)
(77,987.19) - 116,582.38 (116,582.38) - 129,051.32 (129,051.32)
(6,173.41) 398,370.78 399,615.74 (7,729.20) 790,257.32 506,033.44 (106,959.87)
(5,895.16) 3,597.00 6,240.58 (54.00) 9,783.58 1,849.04 -
- 89,790.00 91,245.00 - 181,035.00 93,677.50 -
- 21,891.80 22,431.80 - 44,323.60 22,631.80 -
- 5,600.00 5,800.00 - 11,400.00 5,900.00 -
- 551,588.16 515,988.39 (96.00) 1,067,480.55 43,663.39 -
- 2,504.90 100,593.50 (66,992.12) 36,106.28 20,021.00 -
- - - - - - -
- 296,965.61 297,389.69 - 594,355.30 297,906.32 -
- - - - - - -
- 4,622.13 4,622.13 - 9,244.26 5,736.17 -
- 6,471.10 6,471.10 - 12,942.20 6,347.10 -
(120,000.00) 76,000.00 111,201.04 (35,201.04) 152,000.00 94,500.00 (18,500.00)
- 1,042.00 1,042.00 - 2,084.00 7,042.00 -
- 39,437.13 43,933.40 (1,899.00) 81,471.53 59,336.59 (18,008.82)
(313.00) 2,684.50 1,588.00 (83.00) 4,189.50 6,949.50 (1,162.00)
- 405.00 1,575.00 - 1,980.00 3,770.00 -
(380.00) 420.00 380.00 - 800.00 460.00 -
- 610.40 2,389.30 - 2,999.70 6,832.30 -
- 1,737,000.00 1,737,000.00 - 3,474,000.00 1,737,000.00 -
- 314,310.00 314,310.00 - 628,620.00 314,310.00 -
- - - - - - -
- - - - - - -
(27,384.86) 931,982.33 1,173,687.09 (31,529.89) 2,074,139.53 780,802.93 (28,781.41)
- - - - -
(96,477,140.36) (0.00) 162,627,423.27 (162,627,423.27) (0.00) 161,658,546.64 (161,658,546.64)
(130,138.44) (101,724.67)
234,664.00 (315,533.16)
(414,812.77) (315,533.16)
17 20 21 22 25 26
APRIL MAY
3/31/2023 DEBIT CREDIT 4/30/2023 DEBIT CREDIT
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
59,500.00 - - 59,500.00 - -
- - - - - -
5,804,759.66 43,384,502.58 (42,860,423.72) 6,328,838.52 14,504,700.00 (14,806,120.57)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
3,048,779.99 3,000,321.52 (4,319,346.68) 1,729,754.83 2,560,468.73 (2,554,580.52)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
97,377.09 250,000.00 (244,541.35) 102,835.74 260,000.00 (262,973.55)
2,245,817.15 65,434,006.72 (65,904,304.72) 1,775,519.15 29,958,529.46 (30,394,375.43)
- 26.40 (26.40) - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
1,380,667.16 2,965,002.71 (2,515,337.46) 1,830,332.41 2,010,156.91 (2,066,905.12)
211,843.47 100,000.00 (80,754.51) 231,088.96 - (75,672.01)
1,117,010.14 740,000.00 (1,502,740.78) 354,269.36 - (354,269.36)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
30,747.07 30,129.92 (31,046.83) 29,830.16 26,679.61 (26,985.60)
839.00 - - 839.00 - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
20,440,548.73 10,079,718.14 - 30,520,266.87 82,081.06 -
- - - - - -
6,793,567.89 25,354,385.53 (11,322,046.90) 20,825,906.52 10,090,154.93 (14,378,504.30)
6,465,056.38 - (64,005.03) 6,401,051.35 - (64,005.03)
- - - - - -
722,447,817.13 33,461,443.51 (20,488,475.45) 735,420,785.19 28,577,049.56 (17,349,928.43)
375,200.00 - - 375,200.00 - -
(26,868,960.18) 1,254,823.07 (1,737,000.00) (27,351,137.11) 274,343.31 (1,737,000.00)
634,168.37 32,700.00 (89,211.72) 577,656.65 98,100.00 (53,376.88)
- 55,406.51 (55,406.51) - 1,749,893.31 (1,749,893.31)
- - - - - -
- - - - - -
35,595.83 254,574.07 (134,963.34) 155,206.56 373,280.10 (489,462.36)
359,600.00 - - 359,600.00 - -
- - - - - -
40,775.88 14,079.96 (10,134.38) 44,721.46 26,933.84 (28,976.35)
- - - - - -
121,062.89 11,578.95 (22,631.96) 110,009.88 27,358.28 (24,428.95)
- - - - - -
- - - - - -
- - - - - -
1,604,108.72 - - 1,604,108.72 - -
18,556,846.28 - - 18,556,846.28 - -
(309,280.76) - (77,320.19) (386,600.95) - (77,320.19)
- 109,258.50 - 109,258.50 109,258.50 -
- - - - - (3,641.96)
1,544,138.97 - - 1,544,138.97 79,004.00 (7,500.00)
(1,194,488.86) - (25,736.17) (1,220,225.03) - (26,149.51)
3,661,856.50 1,197.00 - 3,663,053.50 236,957.00 (16,160.00)
(2,969,755.89) - (44,250.66) (3,014,006.55) - (46,318.71)
8,233,700.00 - - 8,233,700.00 - -
(4,097,233.60) - (156,296.96) (4,253,530.56) - (156,293.56)
440,459.88 - - 440,459.88 25,000.00 -
(223,914.82) - (5,736.17) (229,650.99) - (5,902.84)
- - - - - -
37,551.29 - (1,141.94) 36,409.35 24,000.00 (3,141.94)
19,276.89 - (3,205.16) 16,071.73 6,530.00 (3,749.33)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
3,500.00 - - 3,500.00 - -
- - - - - -
259,000.00 - - 259,000.00 - -
252,067.01 31,000.00 - 283,067.01 - -
- - - - - -
2,780.00 5,000.00 - 7,780.00 - -
500.00 5,000.00 - 5,500.00 - -
- - - - - -
(1,181,336.98) 48,448.21 (233,168.44) (1,366,057.21) 101,916.51 (159,092.52)
(11,261,553.54) 258,922.94 (405,317.08) (11,407,947.68) 384,477.96 (353,900.86)
(4,467,145.49) 649,476.77 (414,812.77) (4,232,481.49) 240.37 (315,773.53)
- - - - - -
- - - - - -
(2,828,313.47) 120,276.00 (250,414.44) (2,958,451.91) 112,340.09 (214,064.76)
- - - - - -
(11,475.00) - - (11,475.00) - -
(4,720,644.54) 3,142,405.12 (3,150,745.28) (4,728,984.70) 1,751,472.74 (1,759,812.90)
(7,055.00) - - (7,055.00) - -
(164,916.66) 164,916.66 (326,249.98) (326,249.98) 326,249.98 (301,249.98)
(9,007.21) - - (9,007.21) - -
- - - - - -
(518.36) - - (518.36) - -
(852.99) - - (852.99) - -
(116,496.45) 137,440.00 (141,620.00) (120,676.45) 143,030.00 (143,227.50)
(28,033.28) 26,048.88 (27,525.64) (29,510.04) 26,883.80 (25,084.14)
(53,588.62) 45,263.59 (46,743.59) (55,068.62) 46,743.59 (47,173.59)
(10,906.40) 12,000.00 (12,600.00) (11,506.40) 12,600.00 (12,800.00)
(24,732.24) 23,788.88 (23,716.16) (24,659.52) 23,716.16 (16,507.86)
- - - - - -
(66,041.35) 66,221.26 (66,221.26) (66,041.35) 66,221.26 (66,221.26)
(1,826.40) - - (1,826.40) - -
(29,998.23) 30,287.13 (34,556.31) (34,267.41) 33,961.65 (29,410.62)
- - - - - -
- - - - - -
(10,400,588.92) - (414,812.77) (10,815,401.69) 240.37 (315,773.53)
- - - - - -
- 947,145.00 (947,145.00) - 800,471.00 (800,471.00)
- - - - - -
(1,752,064.64) 20,950.00 (76,000.00) (1,807,114.64) - (76,000.00)
(7,497,315.38) 1,965,176.83 (1,229,375.77) (6,761,514.32) 367,794.23 (1,245,049.71)
(7,709,742.32) 947,145.00 (314,310.00) (7,076,907.32) 800,471.00 (314,310.00)
- - - - - -
(26,396,650.40) 12,397,749.96 (1,099.56) (14,000,000.00) - -
- - - - - -
- - - - - -
(41,000,000.00) - (45,000,000.00) (86,000,000.00) - -
- - - - - -
- 18,595,096.65 (18,595,096.65) - 14,511,527.89 (14,511,527.89)
- - - - - -
(5,149,448.24) - - (5,149,448.24) - -
- - - - - -
(10,417,475.54) 2,213,987.69 - (8,203,487.85) 1,730,095.55 (10,238.88)
(283,127.77) - - (283,127.77) - -
- - - - - -
(154,150,938.69) 5,768,272.12 (10,305,831.84) (158,688,498.41) 5,353,760.92 (7,811,716.82)
(171,273.09) - - (171,273.09) - -
- - - - - -
(7,494.38) - - (7,494.38) - -
- - - - - -
(32,810.91) 6,560.21 (2,700.00) (28,950.70) 7,160.72 (8,100.00)
- - - - - -
- - - - - -
0.00 - - 0.00 - -
(1,079,966.67) 13,229.85 - (1,066,736.82) 12,703.67 -
- - - - - -
- - - - - -
- - - - - -
(150,000,000.00) - - (150,000,000.00) - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(336,987,846.28) - - (336,987,846.28) - -
(146,787.08) - - (146,787.08) - -
- - - - - -
- - - - - -
- - - - - -
7,900,000.00 - - 7,900,000.00 - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
6,000,000.00 - - 6,000,000.00 - -
- - - - - -
- - - - - -
(15,401,177.67) 8,250.03 (5,137,818.80) (20,530,746.44) 5,275.93 (5,171,055.37)
(1,118,494.95) - (387,024.78) (1,505,519.73) - (142,116.64)
(14,965.76) - (6,560.21) (21,525.97) - (7,160.72)
(434,318.14) - - (434,318.14) - -
(126,843.05) - (54,179.85) (181,022.90) - (53,653.67)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(10,311,570.97) - (1,948,322.48) (12,259,893.45) 12,728.15 (3,989,703.87)
(804,161.55) - (108,575.06) (912,736.61) - (134,833.10)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
5,726.87 8,567.90 (25,906.53) (11,611.76) 25,906.53 (37,557.16)
- - - - - -
177,776.01 63,074.45 - 240,850.46 33,506.34 -
- - - - 4,000.00 (4,000.00)
1,158,715.49 999,793.47 (401,808.44) 1,756,700.52 1,202,809.12 (600,309.13)
3,699,661.53 1,290,749.41 - 4,990,410.94 1,294,356.16 -
148,143.05 47,913.52 - 196,056.57 150,299.92 (95,827.04)
53,650.00 18,900.00 (8,700.00) 63,850.00 27,050.00 (9,100.00)
171,000.00 57,000.00 - 228,000.00 57,000.00 -
- - - - - -
2,045,151.00 1,935,784.50 (1,254,067.50) 2,726,868.00 681,717.00 -
500,217.36 277,715.60 (100,431.52) 677,501.44 275,322.06 (106,057.12)
57,306.24 486,862.74 (157,894.74) 386,274.24 14,472.00 -
50,400.00 16,800.00 - 67,200.00 16,800.00 -
573,357.55 206,260.87 - 779,618.42 217,839.82 -
114,855.02 88,356.20 (39,502.69) 163,708.53 114,662.93 (47,505.09)
16,552.85 5,464.57 (600.00) 21,417.42 8,844.44 (2,601.62)
23,537.05 17,997.65 (586.40) 40,948.30 11,388.40 (290.30)
- 42,566.75 (42,566.75) - 113,538.19 (113,538.19)
1,189,330.89 336,469.10 (91,786.40) 1,434,013.59 330,515.64 (88,287.94)
11,632.62 5,141.50 - 16,774.12 10,126.47 -
274,712.50 96,552.50 - 371,265.00 97,890.00 -
66,955.40 23,371.80 - 90,327.20 23,586.80 -
17,300.00 6,200.00 - 23,500.00 6,300.00 -
1,111,143.94 5,819.00 - 1,116,962.94 19,543.52 -
56,127.28 130,774.50 (109,258.50) 77,643.28 17,475.55 -
- - - - - -
892,261.62 303,603.98 - 1,195,865.60 306,081.97 -
- - - - 3,641.96 -
14,980.43 5,736.17 - 20,716.60 5,902.84 -
19,289.30 4,347.10 - 23,636.40 6,891.27 -
228,000.00 96,950.00 (20,950.00) 304,000.00 76,000.00 -
9,126.00 6,742.00 - 15,868.00 4,472.00 -
122,799.30 43,827.70 (135.03) 166,491.97 47,000.40 (3,936.02)
9,977.00 2,345.00 - 12,322.00 3,147.50 -
5,750.00 2,085.00 - 7,835.00 1,600.00 -
1,260.00 280.00 - 1,540.00 720.00 (280.00)
9,832.00 22,426.42 (4,973.88) 27,284.54 3,511.60 -
5,211,000.00 1,737,000.00 - 6,948,000.00 1,737,000.00 -
942,930.00 314,310.00 - 1,257,240.00 314,310.00 -
- - - - - -
- - - - - -
2,826,161.05 1,052,436.82 (325,643.00) 3,552,954.87 939,981.48 (28,817.91)
- - - - - -
(0.00) 243,943,440.09 (243,943,440.09) (0.00) 125,937,774.05 (125,937,774.05)
27 30 31 32 35
JUNE JULY
5/31/2023 DEBIT CREDIT 6/30/2023 DEBIT
-
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
59,500.00 - - 59,500.00 -
- - - - -
6,027,417.95 10,082,151.34 (9,610,234.72) 6,499,334.57 11,600,000.00
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
1,735,643.04 1,456,755.28 (1,674,705.59) 1,517,692.73 4,061,867.83
- - - - -
- - - - -
- - - - -
- - - - -
99,862.19 330,020.09 (293,097.43) 136,784.85 250,000.00
1,339,673.18 23,829,976.36 (24,070,745.61) 1,098,903.93 32,109,634.04
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
1,773,584.20 1,393,560.55 (2,000,237.41) 1,166,907.34 1,403,630.35
155,416.95 17.30 (56,089.51) 99,344.74 100,000.00
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
29,524.17 35,780.00 (27,252.80) 38,051.37 27,031.25
839.00 - - 839.00 -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
30,602,347.93 166,489.71 - 30,768,837.64 120,511.28
- - - - -
16,537,557.15 10,085,410.91 (8,068,853.76) 18,554,114.30 13,612,240.72
6,337,046.32 - - 6,337,046.32 -
- - - - -
746,647,906.32 22,175,757.97 (18,348,291.80) 750,475,372.49 26,036,236.06
375,200.00 - - 375,200.00 -
(28,813,793.80) 100,556.21 (1,737,000.00) (30,450,237.59) 1,236,835.14
622,379.77 - (58,994.71) 563,385.06 54,500.00
- 545,623.23 (545,623.23) - 20,000.00
- - - - -
- - - - -
39,024.30 145,465.10 (147,122.22) 37,367.18 253,354.61
359,600.00 - - 359,600.00 -
- - - - -
42,678.95 17,553.86 (10,965.98) 49,266.83 44,360.72
- - - - -
112,939.21 83,330.50 (20,374.50) 175,895.21 -
- - - - -
- - - - -
- - - - -
1,604,108.72 - - 1,604,108.72 -
18,556,846.28 - - 18,556,846.28 -
(463,921.14) - (77,320.19) (541,241.33) -
218,517.00 143,258.50 - 361,775.50 36,419.50
(3,641.96) - (6,029.60) (9,671.56) -
1,615,642.97 28,090.00 - 1,643,732.97 -
(1,246,374.54) - (26,945.81) (1,273,320.35) -
3,883,850.50 134,244.00 (8,425.00) 4,009,669.50 36,519.00
(3,060,325.26) - (48,571.68) (3,108,896.94) -
8,233,700.00 - - 8,233,700.00 -
(4,409,824.12) - (140,318.62) (4,550,142.74) -
465,459.88 - - 465,459.88 -
(235,553.83) - (6,152.84) (241,706.67) -
- - - - -
57,267.41 - (3,141.94) 54,125.47 -
18,852.40 7,799.00 (3,749.37) 22,902.03 13,996.00
- - - - -
- - - - -
- - - - -
- - - - -
3,500.00 - - 3,500.00 -
- - - - -
259,000.00 - - 259,000.00 -
283,067.01 - - 283,067.01 -
- - - - -
7,780.00 - - 7,780.00 -
5,500.00 - - 5,500.00 -
- - - - -
(1,423,233.22) 37,841.03 (115,242.21) (1,500,634.40) 16,560.54
(11,377,370.58) 491,749.83 (314,534.19) (11,200,154.94) 299,971.32
(4,548,014.65) - (255,747.74) (4,803,762.39) 662,399.06
- - - - -
- - - - -
(3,060,176.58) 116,520.00 (166,187.58) (3,109,844.16) 106,990.50
- - - - -
(11,475.00) - - (11,475.00) -
(4,737,324.86) 1,786,000.97 (1,786,122.97) (4,737,446.86) 1,705,316.62
(7,055.00) - - (7,055.00) -
(301,249.98) 301,249.98 (301,249.98) (301,249.98) 301,249.98
(9,007.21) - - (9,007.21) -
- - - - -
(518.36) - - (518.36) -
(852.99) - - (852.99) -
(120,873.95) 143,610.00 (143,860.00) (121,123.95) 143,650.00
(27,710.38) 25,725.98 (25,725.98) (27,710.38) 24,249.34
(55,498.62) 47,573.59 (47,602.59) (55,527.62) 47,202.59
(11,706.40) 13,000.00 (13,000.00) (11,706.40) 12,800.00
(17,451.22) 16,507.86 (16,136.66) (17,080.02) 16,136.66
- - - - -
(66,041.35) 66,221.26 (66,221.26) (66,041.35) 66,221.26
(1,826.40) - - (1,826.40) -
(29,716.38) 30,064.79 (27,827.70) (27,479.29) 27,752.48
- - - - -
- - - - -
(11,130,934.85) - (255,747.74) (11,386,682.59) -
- - - - -
- - - - -
- - - - -
(1,883,114.64) 13,500.00 (76,000.00) (1,945,614.64) 24,000.00
(7,638,769.80) 252,866.10 (1,241,207.02) (8,627,110.72) 221,245.37
(6,590,746.32) - (314,310.00) (6,905,056.32) -
- - - - -
(14,000,000.00) - - (14,000,000.00) -
- - - - -
- - - - -
(86,000,000.00) - - (86,000,000.00) -
- - - - -
- 9,727,384.53 (9,727,384.53) - 12,843,676.34
- - - - -
(5,149,448.24) - - (5,149,448.24) -
- - - - -
(6,483,631.18) 496,148.47 (1,623.06) (5,989,105.77) 1,218,934.31
(283,127.77) - - (283,127.77) -
- - - - -
(161,146,454.31) 5,573,834.60 (5,514,136.79) (161,086,756.50) 6,192,194.35
(171,273.09) - - (171,273.09) -
- - - - -
(7,494.38) - - (7,494.38) -
- - - - -
(29,889.98) 6,275.46 - (23,614.52) 6,125.04
- - - - -
- - - - -
0.00 - - 0.00 -
(1,054,033.15) - - (1,054,033.15) -
- - - - -
- - - - -
- - - - -
(150,000,000.00) - - (150,000,000.00) -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
(336,987,846.28) - - (336,987,846.28) -
(146,787.08) - - (146,787.08) -
- - - - -
- - - - -
- - - - -
7,900,000.00 - - 7,900,000.00 -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
6,000,000.00 - - 6,000,000.00 -
- - - - -
- - - - -
(25,696,525.88) 1,348.60 (5,314,607.39) (31,009,784.67) 12,952.52
(1,647,636.37) - (251,241.01) (1,898,877.38) -
(28,686.69) - (6,275.46) (34,962.15) -
(434,318.14) - - (434,318.14) -
(234,676.57) - - (234,676.57) -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
(16,236,869.17) - (3,713,333.24) (19,950,202.41) -
(1,047,569.71) - (209,224.50) (1,256,794.21) -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
- - - - -
(23,262.39) 37,557.16 (44,114.31) (29,819.54) 44,114.31
- - - - -
274,356.80 69,459.65 - 343,816.45 59,793.63
- - - - -
2,359,200.51 1,038,083.36 (435,583.37) 2,961,700.50 1,181,381.95
6,284,767.10 1,304,024.16 - 7,588,791.26 1,308,399.51
250,529.45 111,634.40 (49,848.84) 312,315.01 84,667.06
81,800.00 18,550.00 (5,400.00) 94,950.00 12,900.00
285,000.00 57,000.00 - 342,000.00 57,000.00
- - - - -
3,408,585.00 688,066.39 (6,349.39) 4,090,302.00 685,238.00
846,766.38 281,337.86 (105,169.94) 1,022,934.30 270,490.64
400,746.24 14,472.00 - 415,218.24 14,472.00
84,000.00 16,800.00 - 100,800.00 16,800.00
997,458.24 224,222.25 (5,320.00) 1,216,360.49 218,902.25
230,866.37 129,068.48 (65,933.27) 294,001.58 119,355.47
27,660.24 18,185.24 (2,624.87) 43,220.61 18,919.99
52,046.40 21,106.95 (1,011.25) 72,142.10 18,825.00
- 52,531.00 (52,531.00) - 85,836.94
1,676,241.29 244,147.00 - 1,920,388.29 248,437.25
26,900.59 4,929.00 (60.00) 31,769.59 5,664.00
469,155.00 98,072.50 - 567,227.50 97,825.00
113,914.00 23,801.30 - 137,715.30 24,156.70
29,800.00 6,400.00 - 36,200.00 6,500.00
1,136,506.46 25,716.25 - 1,162,222.71 -
95,118.83 8,081.25 - 103,200.08 25,414.45
- - - - -
1,501,947.57 293,156.30 - 1,795,103.87 294,052.68
3,641.96 6,029.60 - 9,671.56 6,636.59
26,619.44 6,152.84 - 32,772.28 6,152.84
30,527.67 6,891.31 - 37,418.98 6,875.39
380,000.00 89,790.00 (13,790.00) 456,000.00 100,250.00
20,340.00 4,472.00 - 24,812.00 1,042.00
209,556.35 48,842.51 - 258,398.86 46,483.88
15,469.50 2,415.00 - 17,884.50 2,330.50
9,435.00 1,870.00 - 11,305.00 -
1,980.00 400.00 - 2,380.00 820.00
30,796.14 15,452.13 - 46,248.27 17,024.94
8,685,000.00 1,737,000.00 - 10,422,000.00 1,737,000.00
1,571,550.00 314,310.00 - 1,885,860.00 314,310.00
- - - - -
- - - - -
4,464,118.44 784,554.48 (31,315.17) 5,217,357.75 824,076.68
- - - - -
(0.00) 97,713,845.33 (97,713,845.33) 0.00 122,928,914.43
36 37 38 39 40 41
JULY AUGUST
CREDIT 7/31/2023 PER FS DIF DEBIT CREDIT
- - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- 59,500.00 59,500.00 - - -
- - - - - -
(12,511,033.09) 5,588,301.48 5,588,301.48 - 14,341,100.00 (12,932,156.92)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(2,356,378.94) 3,223,181.62 3,223,181.62 - 3,204,610.30 (4,703,518.15)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(290,718.59) 96,066.26 96,066.26 - 294,886.21 (47,680.00)
(31,804,927.20) 1,403,610.77 1,403,610.77 - 31,990,490.53 (31,892,538.77)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(1,137,566.51) 1,432,971.18 1,432,971.18 - 1,272,623.38 (1,153,459.77)
(56,089.51) 143,255.23 143,255.23 - - (56,089.51)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(33,776.10) 31,306.52 31,306.52 - 50,616.46 (44,542.35)
- 839.00 839.00 - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- 30,889,348.92 30,889,348.92 - 123,625.94 -
- - - - - -
(15,975,157.80) 16,191,197.22 16,191,197.22 - 12,264,966.73 (15,784,252.80)
(8,680.57) 6,328,365.75 6,328,365.75 - - -
- - - - - -
(20,766,561.88) 755,745,046.67 755,745,046.67 - 27,295,245.82 (20,745,975.87)
- 375,200.00 375,200.00 - - -
(1,737,000.00) (30,950,402.45) - 30,950,402.45 - 1,204,677.96 (1,738,400.13)
(57,731.64) 560,153.42 560,153.42 - - (119,667.14)
(20,000.00) - - - 400,612.14 (400,612.14)
- - - - - -
- - - - - -
(252,857.85) 37,863.94 37,863.94 - 264,313.23 (201,658.88)
- 359,600.00 359,600.00 - - -
- - - - - -
(41,178.42) 52,449.13 52,449.13 - 29,877.24 (12,357.88)
- - - - - -
(19,741.00) 156,154.21 156,154.21 - 3,000.00 (19,741.00)
- - - - - -
- - - - - -
- - - - - -
- 1,604,108.72 1,604,108.72 - - -
- 18,556,846.28 18,556,846.28 - - -
(77,320.19) (618,561.52) - 618,561.52 - - (77,320.19)
- 398,195.00 398,195.00 - - -
(6,636.59) (16,308.15) - 16,308.15 - - (6,636.59)
- 1,643,732.97 1,643,732.97 - 3,395.00 -
(22,962.28) (1,296,282.63) - 1,296,282.63 - - (23,009.88)
- 4,046,188.50 4,046,188.50 - 52,902.70 -
(53,451.59) (3,162,348.53) - 3,162,348.53 - - (51,452.71)
- 8,233,700.00 8,233,700.00 - - -
(140,318.62) (4,690,461.36) - 4,690,461.36 - - (140,318.62)
- 465,459.88 465,459.88 - - -
(6,152.84) (247,859.51) - 247,859.51 - - (6,152.84)
- - - - - -
(3,141.94) 50,983.53 50,983.53 - - (3,141.94)
(3,733.45) 33,164.58 33,164.58 - - (4,233.91)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- 3,500.00 3,500.00 - - -
- - - - - -
- 259,000.00 259,000.00 - - -
- 283,067.01 283,067.01 - - -
- - - - - -
- 7,780.00 7,780.00 - - -
- 5,500.00 5,500.00 - - -
- - - - - -
(143,222.19) (1,627,296.05) - 1,627,296.05 - 73,572.28 (132,461.08)
(412,280.40) (11,312,464.02) - 11,312,464.02 - 345,601.49 (389,651.37)
(315,390.47) (4,456,753.80) - 4,456,753.80 - - (316,969.14)
- - - - - -
- - - - - -
(194,648.77) (3,197,502.43) - 3,197,502.43 - 108,258.00 (203,556.01)
- - - - - -
- (11,475.00) - 11,475.00 - - -
(1,674,421.15) (4,706,551.39) - 4,706,551.39 - 3,047,683.89 (3,147,991.60)
- (7,055.00) - 7,055.00 - - -
(301,249.98) (301,249.98) - 301,249.98 - 301,249.98 (301,249.98)
- (9,007.21) - 9,007.21 - - -
- - - - - -
- (518.36) - 518.36 - - -
- (852.99) - 852.99 - - -
(143,882.50) (121,356.45) - 121,356.45 - 143,500.00 (148,877.50)
(25,218.38) (28,679.42) - 28,679.42 - 26,601.40 (30,100.50)
(48,313.39) (56,638.42) - 56,638.42 - 48,313.39 (48,739.41)
(13,200.00) (12,106.40) - 12,106.40 - 13,200.00 (13,200.00)
(21,668.74) (22,612.10) - 22,612.10 - 21,668.74 (21,994.70)
- - - - - -
(66,303.02) (66,123.11) - 66,123.11 - 66,303.02 (68,780.93)
- (1,826.40) - 1,826.40 - - -
(25,493.23) (25,220.04) - 25,220.04 - 25,493.23 (29,408.03)
- - - - - -
- - - - - -
(315,390.47) (11,702,073.06) - 11,702,073.06 - - (316,969.14)
- - - - - -
- - - - 949,740.50 (949,740.50)
- - - - - -
(76,000.00) (1,997,614.64) - 1,997,614.64 - - (76,000.00)
(1,238,573.13) (9,644,438.48) - 9,644,438.48 - 2,098,984.06 (1,238,826.82)
(314,310.00) (7,219,366.32) - 7,219,366.32 - 949,740.50 (314,310.00)
- - - - - -
- (14,000,000.00) - 14,000,000.00 - - -
- - - - - -
- - - - - -
- (86,000,000.00) - 86,000,000.00 - - -
- - - - - -
(12,843,676.34) - - - 13,252,032.27 (13,252,032.27)
- - - - - -
- (5,149,448.24) - 5,149,448.24 - - -
- - - - - -
- (4,770,171.46) - 4,770,171.46 - 1,189,736.77 -
- (283,127.77) - 283,127.77 - - -
- - - - - -
(7,370,429.66) (162,264,991.81) - 162,264,991.81 - 5,974,980.48 (7,264,011.13)
- (171,273.09) - 171,273.09 - - -
- - - - - -
- (7,494.38) - 7,494.38 - - -
- - - - - -
(4,500.00) (21,989.48) - 21,989.48 - 5,231.59 -
- - - - - -
- - - - - -
- 0.00 0.00 - - -
- (1,054,033.15) - 1,054,033.15 - - -
- - - - - -
- - - - - -
- - - - - -
- (150,000,000.00) - 150,000,000.00 - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- (336,987,846.28) - 336,987,846.28 - - -
- (146,787.08) - 146,787.08 - - -
- - - - - -
- - - - - -
- - - - - -
- 7,900,000.00 7,900,000.00 - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - 11,774,945.99 - - -
- 6,000,000.00 6,000,000.00 - - -
- - - - - -
- - - - - -
(5,403,245.37) (36,400,077.52) - 5,390,292.85 - 5,923.03 (5,432,528.42)
(466,738.30) (2,365,615.68) - 466,738.30 - - (405,815.03)
(6,125.04) (41,087.19) - 6,125.04 - - (5,231.59)
- (434,318.14) - - - -
- (234,676.57) - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(2,956,221.63) (22,906,424.04) - 2,956,221.63 - - (4,134,046.92)
(202,158.26) (1,458,952.47) - 202,158.26 - - (177,324.21)
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
- - - - - -
(31,197.23) (16,902.46) 12,917.08 - 31,197.23 (11,911.16)
- - - - - -
- 403,610.08 59,793.63 - 56,971.70 -
- - - - - -
(578,881.96) 3,564,200.49 602,499.99 - 1,167,518.42 (565,018.43)
- 8,897,190.77 1,308,399.51 - 1,331,060.58 -
(26,449.66) 370,532.41 58,217.40 - 111,935.61 (54,395.90)
- 107,850.00 12,900.00 - 29,450.00 (12,900.00)
- 399,000.00 57,000.00 - 171,000.00 (114,000.00)
- - - - - -
(3,521.00) 4,772,019.00 681,717.00 - 2,127,407.53 (1,445,690.53)
(104,082.72) 1,189,342.22 166,407.92 - 283,574.64 (104,082.72)
- 429,690.24 14,472.00 - 14,472.00 -
- 117,600.00 16,800.00 - 16,800.00 -
- 1,435,262.74 218,902.25 - 218,902.25 -
(61,758.86) 351,598.19 57,596.61 - 106,911.10 (51,435.79)
(11,464.13) 50,676.47 7,455.86 - 10,219.81 (2,841.12)
- 90,967.10 18,825.00 - 16,597.75 (2,247.15)
(85,836.94) - - - 195,540.12 (195,540.12)
- 2,168,825.54 248,437.25 - 246,181.15 (623.25)
- 37,433.59 5,664.00 - 6,428.00 -
- 665,052.50 97,825.00 - 101,717.50 -
- 161,872.00 24,156.70 - 24,369.71 -
- 42,700.00 6,500.00 - 6,500.00 -
- 1,162,222.71 - - 3,010.00 -
(2,980.00) 125,634.53 22,434.45 - 29,806.40 -
- - - - - -
- 2,089,156.55 294,052.68 - 292,101.40 -
- 16,308.15 6,636.59 - 6,636.59 -
- 38,925.12 6,152.84 - 6,152.84 -
- 44,294.37 6,875.39 - 7,375.85 -
(24,250.00) 532,000.00 76,000.00 - 76,000.00 -
- 25,854.00 1,042.00 - 1,042.00 -
- 304,882.74 46,483.88 - 49,672.97 -
- 20,215.00 2,330.50 - 6,112.50 (1,723.00)
- 11,305.00 - - 1,000.00 -
(400.00) 2,800.00 420.00 - 840.00 (420.00)
- 63,273.21 17,024.94 - 3,892.60 -
- 12,159,000.00 1,737,000.00 - 1,737,000.00 -
- 2,200,170.00 314,310.00 - 314,310.00 -
- - - - - -
- - - - - -
(32,314.91) 6,009,119.52 791,761.77 - 1,225,855.55 (332,758.62)
- - - - - -
(122,928,914.43) (0.00) - 0.00 - 131,480,322.06 (131,480,322.06)
- 335,009,579.35
- 2,022,523.84
42 43 44 45 46 47 50
SEPTEMBER OCTOBER
8/31/2023 PER FS DIF DEBIT CREDIT 9/30/2023 DEBIT
- - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
59,500.00 59,500.00 - - - 59,500.00 -
- - - - - - -
6,997,244.56 6,997,244.56 - 10,668,566.54 (14,696,795.00) 2,969,016.10 24,680,000.00
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
1,724,273.77 1,724,273.77 - 2,112,679.36 (2,122,381.78) 1,714,571.35 12,952,388.38
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
343,272.47 343,272.47 - 49.53 (91,973.99) 251,348.01 -
1,501,562.53 1,501,562.53 - 42,267,448.24 (35,375,511.86) 8,393,498.91 34,492,721.29
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
1,552,134.79 1,552,134.79 - 399,501.22 (732,979.52) 1,218,656.49 899,371.16
87,165.72 87,165.72 - 11.69 (12,000.00) 75,177.41 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
37,380.63 37,380.63 - 37,300.46 (44,850.77) 29,830.32 34,095.37
839.00 839.00 - - - 839.00 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
31,012,974.86 31,012,974.86 - 10,126,831.89 - 41,139,806.75 40,815.02
- - - - - - -
12,671,911.15 12,671,911.15 - 10,241,922.13 (15,900,328.78) 7,013,504.50 18,029,569.24
6,328,365.75 6,328,365.75 - - (8,680.57) 6,319,685.18 -
- - - - - - -
762,294,316.62 762,294,316.62 - 29,541,871.23 (19,313,811.92) 772,522,375.93 33,856,235.68
375,200.00 375,200.00 - - - 375,200.00 82,400.00
(31,484,124.62) - 31,484,124.62 - 396,183.72 (1,737,000.00) (32,824,940.90) 2,377,621.36
440,486.28 440,486.28 - 76,300.00 (49,546.73) 467,239.55 136,250.00
- - - 1,668,399.84 (1,668,399.84) - 389,324.40
- - - - - - -
- - - - - - -
100,518.29 100,518.29 - 213,046.73 (280,381.13) 33,183.89 288,107.29
359,600.00 359,600.00 - - - 359,600.00 -
- - - - - - -
69,968.49 69,968.49 - 16,290.17 (77,245.81) 9,012.85 152,726.12
- - - - - - -
139,413.21 139,413.21 - 35,865.00 (58,606.00) 116,672.21 -
- - - - - - -
- - - - - - -
- - - - - - -
1,604,108.72 1,604,108.72 - - - 1,604,108.72 -
18,556,846.28 18,556,846.28 - - - 18,556,846.28 -
(695,881.71) - 695,881.71 - - (77,320.19) (773,201.90) -
398,195.00 398,195.00 - - - 398,195.00 -
(22,944.74) - 22,944.74 - - (6,636.59) (29,581.33) -
1,647,127.97 1,647,127.97 - 2,772.00 - 1,649,899.97 -
(1,319,292.51) - 1,319,292.51 - - (11,866.02) (1,331,158.53) -
4,099,091.20 4,099,091.20 - 62,861.46 (282.46) 4,161,670.20 4,255.00
(3,213,801.24) - 3,213,801.24 - - (44,838.11) (3,258,639.35) -
8,233,700.00 8,233,700.00 - - - 8,233,700.00 -
(4,830,779.98) - 4,830,779.98 - - (140,318.62) (4,971,098.60) -
465,459.88 465,459.88 - - - 465,459.88 -
(254,012.35) - 254,012.35 - - (6,152.84) (260,165.19) -
- - - - - - -
47,841.59 47,841.59 - - (3,141.98) 44,699.61 1,000.00
28,930.67 28,930.67 - - (3,235.16) 25,695.51 6,998.00
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
3,500.00 3,500.00 - - - 3,500.00 -
- - - - - - -
259,000.00 259,000.00 - - - 259,000.00 -
283,067.01 283,067.01 - - - 283,067.01 -
- - - - - - -
7,780.00 7,780.00 - - - 7,780.00 -
5,500.00 5,500.00 - - - 5,500.00 -
- - - - - - -
(1,686,184.85) - 1,686,184.85 - 55,112.56 (159,542.86) (1,790,615.15) 76,066.28
(11,356,513.90) - 11,356,513.90 - 364,610.12 (287,342.39) (11,279,246.17) 349,309.85
(4,773,722.94) - 4,773,722.94 - 73.62 (349,017.72) (5,122,667.04) 686,822.68
- - - - - - -
- - - - - - -
(3,292,800.44) - 3,292,800.44 - 134,901.00 (221,194.51) (3,379,093.95) 135,183.00
- - - - - - -
(11,475.00) - 11,475.00 - - - (11,475.00) -
(4,806,859.10) - 4,806,859.10 - 1,769,037.86 (1,706,793.31) (4,744,614.55) 1,760,379.26
(7,055.00) - 7,055.00 - - - (7,055.00) -
(301,249.98) - 301,249.98 - 301,249.98 (332,499.98) (332,499.98) 332,499.98
(9,007.21) - 9,007.21 - - - (9,007.21) -
- - - - - - -
(518.36) - 518.36 - - - (518.36) -
(852.99) - 852.99 - - - (852.99) -
(126,733.95) - 126,733.95 - 146,860.00 (147,890.00) (127,763.95) 147,890.00
(32,178.52) - 32,178.52 - 28,902.06 (27,635.25) (30,911.71) 27,081.51
(57,064.44) - 57,064.44 - 48,739.41 (48,744.21) (57,069.24) 48,744.21
(12,106.40) - 12,106.40 - 13,200.00 (13,200.00) (12,106.40) 13,200.00
(22,938.06) - 22,938.06 - 21,994.70 (19,936.13) (20,879.49) 18,810.87
- - - - - - -
(68,601.02) - 68,601.02 - 68,780.93 (68,543.17) (68,363.26) 68,543.17
(1,826.40) - 1,826.40 - - - (1,826.40) -
(29,134.84) - 29,134.84 - 29,408.03 (31,764.15) (31,490.96) 31,764.15
- - - - - - -
- - - - - - -
(12,019,042.20) - 12,019,042.20 - 73.62 (349,017.72) (12,367,986.30) 3,098.35
- - - - - - -
- - - - - - -
- - - - - - -
(2,073,614.64) - 2,073,614.64 - 30,000.00 (76,000.00) (2,119,614.64) 13,000.00
(8,784,281.24) - 8,784,281.24 - 254,070.02 (1,236,429.59) (9,766,640.81) 274,291.31
(6,583,935.82) - 6,583,935.82 - - (314,310.00) (6,898,245.82) -
- - - - - - -
(14,000,000.00) - 14,000,000.00 - - (14,000,000.00) -
- - - - - - -
- - - - - - -
(86,000,000.00) - 86,000,000.00 - - (10,000,000.00) (96,000,000.00) -
- - - - - - -
- - - 14,583,872.93 (14,583,872.93) - 19,376,562.26
- - - - - - -
(5,149,448.24) - 5,149,448.24 - - - (5,149,448.24) -
- - - - - - -
(3,580,434.69) - 3,580,434.69 - 1,524,532.91 - (2,055,901.78) 2,318,911.69
(283,127.77) - 283,127.77 - - - (283,127.77) -
- - - - - - -
(163,554,022.46) - 163,554,022.46 - 5,926,325.49 (8,263,611.65) (165,891,308.62) 6,695,286.28
(171,273.09) - 171,273.09 - - - (171,273.09) 171,273.09
- - - - - - -
(7,494.38) - 7,494.38 - - - (7,494.38) -
- - - - - - -
(16,757.89) - 16,757.89 - 4,997.73 (6,300.00) (18,060.16) 6,118.38
- - - - - - -
- - - - - - -
0.00 0.00 - - - 0.00 -
(1,054,033.15) - 1,054,033.15 - - - (1,054,033.15) -
- - - - - - -
- - - - - - -
- - - - - - -
(150,000,000.00) - 150,000,000.00 - - - (150,000,000.00) -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(336,987,846.28) - 336,987,846.28 - - - (336,987,846.28) -
(146,787.08) - 146,787.08 - - - (146,787.08) -
- - - - - - -
- - - - - - -
- - - - - - -
7,900,000.00 7,900,000.00 - - - 7,900,000.00 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - 13,797,469.83 - - - - -
6,000,000.00 6,000,000.00 - - - 6,000,000.00 -
- - - - - - -
- - - - - - -
(41,826,682.91) - 5,426,605.39 - 9,771.43 (5,537,228.22) (47,354,139.70) 29,234.61
(2,771,430.71) - 405,815.03 - - (318,765.04) (3,090,195.75) -
(46,318.78) - 5,231.59 - - (4,997.73) (51,316.51) -
(434,318.14) - - - - (434,318.14) -
(234,676.57) - - - - (234,676.57) -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(27,040,470.96) - 4,134,046.92 - 7,502.06 (3,538,495.63) (30,571,464.53) -
(1,636,276.68) - 177,324.21 - - (166,694.57) (1,802,971.25) -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
2,383.61 19,286.07 - 11,911.16 (3,504.51) 10,790.26 3,504.51
- - - - - - -
460,581.78 56,971.70 - 59,805.54 - 520,387.32 223,999.85
- - - - - - -
4,166,700.48 602,499.99 - 1,264,201.40 (630,451.41) 4,800,450.47 1,294,209.67
10,228,251.35 1,331,060.58 - 1,333,921.49 (892.65) 11,561,280.19 1,346,818.12
428,072.12 57,539.71 - 85,178.93 (28,238.04) 485,013.01 54,329.75
124,400.00 16,550.00 - 14,500.00 - 138,900.00 17,200.00
456,000.00 57,000.00 - 57,000.00 - 513,000.00 57,000.00
- - - - - - -
5,453,736.00 681,717.00 - 686,976.24 (5,259.24) 6,135,453.00 681,717.00
1,368,834.14 179,491.92 - 284,823.04 (111,205.92) 1,542,451.26 293,935.24
444,162.24 14,472.00 - 14,472.00 - 458,634.24 14,472.00
134,400.00 16,800.00 - 16,800.00 - 151,200.00 16,800.00
1,654,164.99 218,902.25 - 220,163.01 - 1,874,328.00 221,419.08
407,073.50 55,475.31 - 104,986.80 (51,043.42) 461,016.88 107,352.34
58,055.16 7,378.69 - 8,457.09 (839.50) 65,672.75 8,973.79
105,317.70 14,350.60 - 5,415.00 - 110,732.70 13,894.05
- - - 151,308.80 (151,308.80) - 138,125.60
2,414,383.44 245,557.90 - 285,686.68 (41,909.00) 2,658,161.12 291,325.52
43,861.59 6,428.00 - 6,757.46 (550.00) 50,069.05 3,488.00
766,770.00 101,717.50 - 100,820.00 - 867,590.00 101,797.50
186,241.71 24,369.71 - 24,372.11 - 210,613.82 24,795.71
49,200.00 6,500.00 - 6,500.00 - 55,700.00 6,700.00
1,165,232.71 3,010.00 - 30.00 - 1,165,262.71 -
155,440.93 29,806.40 - 23,104.60 (250.00) 178,295.53 14,708.00
- - - - - - -
2,381,257.95 292,101.40 - 274,342.94 - 2,655,600.89 270,678.22
22,944.74 6,636.59 - 6,636.59 - 29,581.33 6,636.59
45,077.96 6,152.84 - 6,152.84 - 51,230.80 6,152.84
51,670.22 7,375.85 - 6,377.14 - 58,047.36 6,960.27
608,000.00 76,000.00 - 106,000.00 (30,000.00) 684,000.00 89,000.00
26,896.00 1,042.00 - 1,042.00 - 27,938.00 1,042.00
354,555.71 49,672.97 - 48,491.50 - 403,047.21 48,597.49
24,604.50 4,389.50 - 4,181.50 (448.00) 28,338.00 6,140.50
12,305.00 1,000.00 - - - 12,305.00 1,510.00
3,220.00 420.00 - 840.00 (420.00) 3,640.00 400.00
67,165.81 3,892.60 - 13,405.08 - 80,570.89 21,896.51
13,896,000.00 1,737,000.00 - 1,737,000.00 - 15,633,000.00 1,737,000.00
2,514,480.00 314,310.00 - 314,310.00 - 2,828,790.00 314,310.00
- - - - - - -
- - - - - - -
6,902,216.45 893,096.93 - 887,166.01 (34,621.70) 7,754,760.76 897,985.93
- - - - - - -
- - 0.00 - 141,365,054.62 (141,365,054.62) 0.00 169,352,825.32
- 337,032,103.19
- 3,009,047.13
51 52 53 54 55 56 57
OCTOBER NOVEMBER
CREDIT 10/30/2023 PER FS DIF DEBIT CREDIT 11/30/2023
- - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 59,500.00 59,500.00 - - (3,000.0000) 56,500.00
- - - - - - -
(19,627,072.36) 8,021,943.74 8,021,943.74 - 8,500,000.0000 (11,148,165.0100) 5,373,778.73
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(12,824,411.60) 1,842,548.13 1,842,548.13 - 13,049,050.0500 (12,777,452.9000) 2,114,145.28
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(105,173.99) 146,174.02 146,174.02 - 200,000.0000 (105,173.9900) 241,000.03
(41,413,846.03) 1,472,374.17 1,472,374.17 - 38,404,237.0900 (32,132,096.0100) 7,744,515.25
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(1,784,125.54) 333,902.11 333,902.11 - 1,169.0000 (76,534.3500) 258,536.76
(75,177.41) (0.00) - 0.00 - - - (0.00)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(31,168.80) 32,756.89 32,756.89 - 31,495.1500 (30,951.0000) 33,301.04
- 839.00 839.00 - - - 839.00
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(10,244,568.52) 30,936,053.25 30,936,053.25 - 80,000.0000 (10,080,000.0000) 20,936,053.25
- - - - - - -
(12,031,636.18) 13,011,437.56 13,011,437.56 - 21,068,564.1800 (14,309,090.3400) 19,770,911.40
- 6,319,685.18 6,319,685.18 - - (8,680.5700) 6,311,004.61
- - - - - - -
(22,576,471.53) 783,802,140.08 783,802,140.08 - 20,724,338.8600 (19,564,869.1200) 784,961,609.82
(457,600.00) - - - - - -
(1,737,000.00) (32,184,319.54) - 32,184,319.54 - 1,284,593.0700 (1,737,000.0000) (32,636,726.47)
(76,555.07) 526,934.48 526,934.48 - 182,100.0000 (69,204.9600) 639,829.52
(389,324.40) - - - 70,500.0000 (70,500.0000) -
- - - - - - -
- - - - - - -
(233,729.82) 87,561.36 87,561.36 - 106,374.9500 (149,053.0000) 44,883.31
- 359,600.00 359,600.00 - - - 359,600.00
- - - - - - -
(155,566.49) 6,172.48 6,172.48 - 13,763.4800 (7,277.2900) 12,658.67
- - - - - - -
(9,941.00) 106,731.21 106,731.21 - 10,000.0000 (9,762.0000) 106,969.21
- - - - - - -
- - - - - - -
- - - - - - -
- 1,604,108.72 1,604,108.72 - - - 1,604,108.72
- 18,556,846.28 18,556,846.28 - - - 18,556,846.28
(77,320.19) (850,522.09) - 850,522.09 - - (77,320.1900) (927,842.28)
- 398,195.00 398,195.00 - - - 398,195.00
(6,636.59) (36,217.92) - 36,217.92 - - (6,636.5900) (42,854.51)
- 1,649,899.97 1,649,899.97 - - - 1,649,899.97
(10,406.32) (1,341,564.85) - 1,341,564.85 - - (9,249.7600) (1,350,814.61)
- 4,165,925.20 4,165,925.20 - 8,495.0000 - 4,174,420.20
(42,633.09) (3,301,272.44) - 3,301,272.44 - - (42,774.6700) (3,344,047.11)
- 8,233,700.00 8,233,700.00 - - - 8,233,700.00
(140,318.62) (5,111,417.22) - 5,111,417.22 - - (140,318.6200) (5,251,735.84)
- 465,459.88 465,459.88 - - - 465,459.88
(6,152.84) (266,318.03) - 266,318.03 - - (6,152.8000) (272,470.83)
- - - - - - -
(3,141.94) 42,557.67 42,557.67 - - (3,141.9400) 39,415.73
(3,818.33) 28,875.18 28,875.18 - - (3,818.3300) 25,056.85
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 3,500.00 3,500.00 - - - 3,500.00
- - - - - - -
- 259,000.00 259,000.00 - - - 259,000.00
- 283,067.01 283,067.01 - - - 283,067.01
- - - - - - -
- 7,780.00 7,780.00 - - - 7,780.00
- 5,500.00 5,500.00 - - - 5,500.00
- - - - - - -
(223,999.85) (1,938,548.72) - 1,938,548.72 - 90,815.7400 (111,307.8800) (1,959,040.86)
(566,014.46) (11,495,950.78) - 11,495,950.78 - 283,722.3500 (362,402.1600) (11,574,630.59)
(384,901.32) (4,820,745.68) - 4,820,745.68 - 17.2400 (229,199.1300) (5,049,927.57)
- - - - - - -
- - - - - - -
(252,490.29) (3,496,401.24) - 3,496,401.24 - 126,492.7500 (154,893.5000) (3,524,801.99)
- - - - - - -
- (11,475.00) - 11,475.00 - - - (11,475.00)
(1,730,379.26) (4,714,614.55) - 4,714,614.55 - 1,679,530.5200 (1,687,870.6800) (4,722,954.71)
- (7,055.00) - 7,055.00 - - - (7,055.00)
(332,499.98) (332,499.98) - 332,499.98 - 332,499.9800 (332,499.9900) (332,499.99)
- (9,007.21) - 9,007.21 - - - (9,007.21)
- - - - - - -
- (518.36) - 518.36 - - - (518.36)
- (852.99) - 852.99 - - - (852.99)
(149,340.00) (129,213.95) - 129,213.95 - 149,722.5000 (149,360.0000) (128,851.45)
(29,156.11) (32,986.31) - 32,986.31 - 29,571.4100 (34,001.3300) (37,416.23)
(49,591.41) (57,916.44) - 57,916.44 - 49,591.4100 (49,605.7300) (57,930.76)
(13,600.00) (12,506.40) - 12,506.40 - 13,600.0000 (13,600.0000) (12,506.40)
(16,148.80) (18,217.42) - 18,217.42 - 17,274.0600 (16,742.3900) (17,685.75)
- - - - - - -
(68,543.17) (68,363.26) - 68,363.26 - 68,543.1700 (68,543.1700) (68,363.26)
- (1,826.40) - 1,826.40 - - - (1,826.40)
(29,027.23) (28,754.04) - 28,754.04 - 29,027.2300 (27,953.4100) (27,680.22)
- - - - - - -
- - - - - - -
(384,901.32) (12,749,789.27) - 12,749,789.27 - 17.2400 (229,199.1300) (12,978,971.16)
- - - - - - -
- - - - 1,043,978.0000 (1,043,978.0000) -
- - - - - - -
(76,000.00) (2,182,614.64) - 2,182,614.64 - 20,000.0000 (76,000.0000) (2,238,614.64)
(1,166,355.33) (10,658,704.83) - 10,658,704.83 - 471,962.4300 (1,155,958.8700) (11,342,701.27)
(314,310.00) (7,212,555.82) - 7,212,555.82 - 1,043,978.0000 (314,310.0000) (6,482,887.82)
- - - - - - -
- (14,000,000.00) - 14,000,000.00 - - (14,000,000.00)
- - - - - - -
- - - - - - -
- (96,000,000.00) - 96,000,000.00 - - - (96,000,000.00)
- - - - - - -
(19,376,562.26) - - - 11,087,015.0100 (11,087,015.0100) -
- - - - - - -
- (5,149,448.24) - 5,149,448.24 - - - (5,149,448.24)
- - - - - - -
(263,009.91) - - - 1,043,785.3900 (1,043,785.3900) -
- (283,127.77) - 283,127.77 - - - (283,127.77)
- - - - - - -
(9,871,936.16) (169,067,958.50) - 169,067,958.50 - 6,760,711.7100 (5,547,664.3900) (167,854,911.18)
- 0.00 0.00 - - - 0.00
- - - - - - -
- (7,494.38) - 7,494.38 - - - (7,494.38)
- - - - - - -
(11,250.00) (23,191.78) - 23,191.78 - 7,363.0400 (17,100.0000) (32,928.74)
- - - - - - -
- - - - - - -
- 0.00 0.00 - - - 0.00
- (1,054,033.15) - 1,054,033.15 - - - (1,054,033.15)
- - - - - - -
- - - - - - -
- - - - - - -
- (150,000,000.00) - 150,000,000.00 - - - (150,000,000.00)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- (336,987,846.28) - 336,987,846.28 - - - (336,987,846.28)
- (146,787.08) - 146,787.08 - - - (146,787.08)
- - - - - - -
- - - - - - -
- - - - - - -
- 7,900,000.00 7,900,000.00 - - - 7,900,000.00
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - 19,273,229.90 - - - -
- 6,000,000.00 6,000,000.00 - - - 6,000,000.00
- - - - - - -
- - - - - - -
(5,736,347.95) (53,061,253.04) - 5,707,113.34 - 2,606.6900 (5,440,631.2600) (58,499,277.61)
(386,444.33) (3,476,640.08) - 386,444.33 - - (176,432.5400) (3,653,072.62)
(6,118.38) (57,434.89) - 6,118.38 - - (7,363.0400) (64,797.93)
- (434,318.14) - - - - (434,318.14)
- (234,676.57) - - - - (234,676.57)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(2,827,630.19) (33,399,094.72) - 2,827,630.19 - 1,211.3100 (3,038,500.2400) (36,436,383.65)
(60,238.27) (1,863,209.52) - 60,238.27 - - (128,214.8300) (1,991,424.35)
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
(11,437.57) 2,857.20 - 7,933.06 - 11,437.5700 (20,911.4100) (6,616.64)
- - - - - - -
- 744,387.17 223,999.85 - 111,307.8800 - 855,695.05
- - - - - - -
(629,209.68) 5,465,450.46 664,999.99 - 1,376,962.2700 (711,962.2800) 6,130,450.45
- 12,908,098.31 1,346,818.12 - 1,347,765.3800 (5,089.5000) 14,250,774.19
- 539,342.76 54,329.75 - 210,255.0100 (167,551.0700) 582,046.70
- 156,100.00 17,200.00 - 12,300.0000 - 168,400.00
- 570,000.00 57,000.00 - 57,000.0000 - 627,000.00
- - - - - - -
- 6,817,170.00 681,717.00 - 681,722.0000 - 7,498,892.00
(113,467.72) 1,722,918.78 180,467.52 - 304,176.2400 (118,129.5200) 1,908,965.50
- 473,106.24 14,472.00 - 14,472.0000 - 487,578.24
- 168,000.00 16,800.00 - 16,800.0000 - 184,800.00
- 2,095,747.08 221,419.08 - 221,419.0800 - 2,317,166.16
(51,385.06) 516,984.16 55,967.28 - 97,847.6200 (49,975.8400) 564,855.94
(2,927.95) 71,718.59 6,045.84 - 9,591.2900 (2,601.6200) 78,708.26
(1,332.40) 123,294.35 12,561.65 - 2,102.0000 - 125,396.35
(13.56) 138,112.04 138,112.04 - 40,634.6800 (1,265.5300) 177,481.19
(102,489.08) 2,846,997.56 188,836.44 - 317,081.1100 (139,773.2800) 3,024,305.39
(250.00) 53,307.05 3,238.00 - 19,462.7300 - 72,769.78
- 969,387.50 101,797.50 - 101,817.5000 - 1,071,205.00
- 235,409.53 24,795.71 - 24,802.8700 - 260,212.40
- 62,400.00 6,700.00 - 6,700.0000 - 69,100.00
- 1,165,262.71 - - 1,416.8000 - 1,166,679.51
- 193,003.53 14,708.00 - 9,921.2500 - 202,924.78
- - - - - - -
- 2,926,279.11 270,678.22 - 269,663.2400 - 3,195,942.35
- 36,217.92 6,636.59 - 6,636.5900 - 42,854.51
- 57,383.64 6,152.84 - 6,152.8000 - 63,536.44
- 65,007.63 6,960.27 - 6,960.2700 - 71,967.90
(13,000.00) 760,000.00 76,000.00 - 99,584.8800 (23,584.8800) 836,000.00
- 28,980.00 1,042.00 - 1,042.0000 - 30,022.00
- 451,644.70 48,597.49 - 48,443.3700 (25.0000) 500,063.07
(1,429.00) 33,049.50 4,711.50 - 2,834.5000 - 35,884.00
- 13,815.00 1,510.00 - 10.0000 - 13,825.00
- 4,040.00 400.00 - 780.0000 (400.0000) 4,420.00
- 102,467.40 21,896.51 - 3,252.2000 - 105,719.60
- 17,370,000.00 1,737,000.00 - 1,737,000.0000 - 19,107,000.00
- 3,143,100.00 314,310.00 - 314,310.0000 - 3,457,410.00
- - - - - - -
- - - - - - -
(35,290.66) 8,617,456.03 862,695.27 - 811,012.3600 (38,770.0600) 9,389,698.33
- - - - - - -
(169,352,825.32) 0.00 0.00 - 136,392,395.50 (136,392,395.50) 0.00
- 342,507,863.26
- 1,604,901.11
58 59 60 61 62 63 64
DECEMBER
PER FS DIF DEBIT CREDIT 12/30/2023 PER FS DIF
- - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
56,500.00 - - - 56,500.00 56,500.00 -
- - - - - - -
5,373,778.73 - 9,800,640.66 (7,999,463.41) 7,174,955.98 7,174,955.98 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
2,114,145.28 - 5,606,871.57 (4,883,528.31) 2,837,488.54 2,837,488.54 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
241,000.03 - 36.64 (105,173.99) 135,862.68 135,862.68 -
7,744,515.25 - 28,246,309.45 (34,031,138.73) 1,959,685.97 1,959,685.97 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
258,536.76 - 46.42 - 258,583.18 258,583.18 -
- 0.00 - - - (0.00) - 0.00 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
33,301.04 - 24,676.65 (34,535.35) 23,442.34 23,442.34 -
839.00 - - - 839.00 839.00 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
20,936,053.25 - - - 20,936,053.25 20,936,053.25 -
- - - - - - -
19,770,911.40 - 11,278,120.83 (11,495,499.68) 19,553,532.55 19,553,532.55 -
6,311,004.61 - - - 6,311,004.61 6,311,004.61 -
- - - - - - -
784,961,609.82 - 17,170,086.21 (19,248,015.10) 782,883,680.93 782,883,680.93 -
- - - - - - -
- 32,636,726.47 - 1,454,595.88 (1,737,000.00) (32,919,130.59) - 32,919,130.59 -
639,829.52 - 32,700.00 (95,496.30) 577,033.22 577,033.22 -
- - 76,192.31 (76,192.31) - - -
- - - - - - -
- - - - - - -
44,883.31 - 304,277.37 (324,697.00) 24,463.68 24,463.68 -
359,600.00 - - - 359,600.00 359,600.00 -
- - - - - - -
12,658.67 - 63,340.70 (16,316.48) 59,682.89 59,682.89 -
- - - - - - -
106,969.21 - - (19,770.00) 87,199.21 87,199.21 -
- - - - - - -
- - - - - - -
- - - - - - -
1,604,108.72 - - - 1,604,108.72 1,604,108.72 -
18,556,846.28 - - - 18,556,846.28 18,556,846.28 -
- 927,842.28 - - (77,320.19) (1,005,162.47) - 1,005,162.47 -
398,195.00 - - - 398,195.00 398,195.00 -
- 42,854.51 - - (6,636.59) (49,491.10) - 49,491.10 -
1,649,899.97 - - - 1,649,899.97 1,649,899.97 -
- 1,350,814.61 - - (9,230.16) (1,360,044.77) - 1,360,044.77 -
4,174,420.20 - 8,495.00 - 4,182,915.20 4,182,915.20 -
- 3,344,047.11 - - (42,916.25) (3,386,963.36) - 3,386,963.36 -
8,233,700.00 - - - 8,233,700.00 8,233,700.00 -
- 5,251,735.84 - - (140,318.62) (5,392,054.46) - 5,392,054.46 -
465,459.88 - - - 465,459.88 465,459.88 -
- 272,470.83 - - (5,244.04) (277,714.87) - 277,714.87 -
- - - - - - -
39,415.73 - - (3,141.94) 36,273.79 36,273.79 -
25,056.85 - - (3,818.33) 21,238.52 21,238.52 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
3,500.00 - - - 3,500.00 3,500.00 -
- - - - - - -
259,000.00 - - - 259,000.00 259,000.00 -
283,067.01 - - - 283,067.01 283,067.01 -
- - - - - - -
7,780.00 - - - 7,780.00 7,780.00 -
5,500.00 - - - 5,500.00 5,500.00 -
- - - - - - -
- 1,959,040.86 - 908,465.65 (48,334.96) (1,098,910.17) - 1,098,910.17 -
- 11,574,630.59 - 567,648.44 (353,814.76) (11,360,796.91) - 11,360,796.91 -
- 5,049,927.57 - 3,426,678.91 (159,309.59) (1,782,558.25) - 1,782,558.25 -
- - - - - - -
- - 6,000,000.00 (6,000,000.00) - - -
- 3,524,801.99 - 2,408,461.01 (128,203.22) (1,244,544.20) - 1,244,544.20 -
- - - - - - -
- 11,475.00 - 11,475.00 - - - -
- 4,722,954.71 - 3,912,923.95 (3,915,096.26) (4,725,127.02) - 4,725,127.02 -
- 7,055.00 - - - (7,055.00) - 7,055.00 -
- 332,499.99 - 332,499.99 (332,499.99) (332,499.99) - 332,499.99 -
- 9,007.21 - - - (9,007.21) - 9,007.21 -
- - - - - - -
- 518.36 - - - (518.36) - 518.36 -
- 852.99 - - - (852.99) - 852.99 -
- 128,851.45 - 148,977.50 (144,750.00) (124,623.95) - 124,623.95 -
- 37,416.23 - 31,240.55 (29,844.36) (36,020.04) - 36,020.04 -
- 57,930.76 - 49,605.73 (48,798.57) (57,123.60) - 57,123.60 -
- 12,506.40 - 13,600.00 (13,200.00) (12,106.40) - 12,106.40 -
- 17,685.75 - 15,264.63 (16,206.28) (18,627.40) - 18,627.40 -
- - - - - - -
- 68,363.26 - 69,350.09 (48,762.73) (47,775.90) - 47,775.90 -
- 1,826.40 - - - (1,826.40) - 1,826.40 -
- 27,680.22 - 27,953.41 (26,166.90) (25,893.71) - 25,893.71 -
- - - (68,346.17) (68,346.17) - 68,346.17 -
- - - - - - -
- 12,978,971.16 - 9,360,122.34 (159,309.59) (3,778,158.41) - 3,778,158.41 -
- - - - - - -
- - - - - - -
- - - - - - -
- 2,238,614.64 - 1,717,765.68 (76,000.00) (596,848.96) - 596,848.96 -
- 11,342,701.27 - 5,624,610.74 (411,983.77) (6,130,074.30) - 6,130,074.30 -
- 6,482,887.82 - - (314,310.00) (6,797,197.82) - 6,797,197.82 -
- - - - - - -
- 14,000,000.00 - - (14,000,000.00) - 14,000,000.00
- - - - - - -
- - - - - - -
- 96,000,000.00 - - - (96,000,000.00) - 96,000,000.00 -
- - - - - - -
- - 7,936,611.52 (7,936,611.52) - - -
- - - - - - -
- 5,149,448.24 - - - (5,149,448.24) - 5,149,448.24 -
- - - - - - -
- - 378,746.22 (21,378,746.22) (21,000,000.00) - 21,000,000.00 -
- 283,127.77 - - - (283,127.77) - 283,127.77 -
- - - - - - -
- 167,854,911.18 - 6,284,599.70 (3,552,252.68) (165,122,564.16) - 165,122,564.16 -
0.00 - - - 0.00 0.00 -
- - - - - - -
- 7,494.38 - - - (7,494.38) - 7,494.38 -
- - - - - - -
- 32,928.74 - 6,735.90 (2,700.00) (28,892.84) - 28,892.84 -
- - - - - - -
- - - - - - -
0.00 - - - 0.00 0.00 -
- 1,054,033.15 - - - (1,054,033.15) - 1,054,033.15 -
- - - - - - -
- - - - - - -
- - - - - - -
- 150,000,000.00 - - - (150,000,000.00) - 150,000,000.00 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 336,987,846.28 - - - (336,987,846.28) - 336,987,846.28 -
- 146,787.08 - - - (146,787.08) - 146,787.08 -
- - - - - - -
- - - - - - -
- - - - - - -
7,900,000.00 - - - 7,900,000.00 7,900,000.00 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 20,878,131.01 - - - - - 22,640,817.42 -
6,000,000.00 - 6,068,346.17 - 12,068,346.17 12,068,346.17 -
- - - - - - -
- - - - - - -
- 5,438,024.57 - 14,434.47 (5,513,217.74) (63,998,060.88) - 5,498,783.27 -
- 176,432.54 - - (66,736.30) (3,719,808.92) - 66,736.30 -
- 7,363.04 - - (6,735.90) (71,533.83) - 6,735.90 -
- - - - (434,318.14) - -
- - - - (234,676.57) - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 3,037,288.93 - - (4,809,588.74) (41,245,972.39) - 4,809,588.74 -
- 128,214.83 - - (27,222.48) (2,018,646.83) - 27,222.48 -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- - - - - - -
- 9,473.84 - 20,911.41 (53,532.56) (39,237.79) - 32,621.15 -
- - - - - - -
111,307.88 - 48,334.96 - 904,030.01 48,334.96 -
- - - - - - -
664,999.99 - 1,214,303.27 (549,303.29) 6,795,450.43 664,999.98 -
1,342,675.88 - 1,309,175.21 (6,814.60) 15,553,134.80 1,302,360.61 -
42,703.94 - 52,181.69 - 634,228.39 52,181.69 -
12,300.00 - 11,700.00 - 180,100.00 11,700.00 -
57,000.00 - 57,000.00 - 684,000.00 57,000.00 -
- - 455,840.38 - 455,840.38 455,840.38 -
681,722.00 - 1,532,014.20 (1,532,014.20) 7,498,892.00 - -
186,046.72 - 430,097.90 (259,256.72) 2,079,806.68 170,841.18 -
14,472.00 - 14,492.21 - 502,070.45 14,492.21 -
16,800.00 - 16,800.00 - 201,600.00 16,800.00 -
221,419.08 - 221,419.08 - 2,538,585.24 221,419.08 -
47,871.78 - 83,797.42 (40,194.40) 608,458.96 43,603.02 -
6,989.67 - 9,236.59 (3,080.62) 84,864.23 6,155.97 -
2,102.00 - 1,509.00 - 126,905.35 1,509.00 -
39,369.15 - 49,423.68 - 226,904.87 49,423.68 -
177,307.83 - 303,452.26 (193,458.86) 3,134,298.79 109,993.40 -
19,462.73 - 6,040.21 - 78,809.99 6,040.21 -
101,817.50 - 98,670.00 (817.50) 1,169,057.50 97,852.50 -
24,802.87 - 24,399.29 - 284,611.69 24,399.29 -
6,700.00 - 6,500.00 - 75,600.00 6,500.00 -
1,416.80 - 10,117.41 - 1,176,796.92 10,117.41 -
9,921.25 - 3,378.90 - 206,303.68 3,378.90 -
- - - - - - -
269,663.24 - 269,785.22 - 3,465,727.57 269,785.22 -
6,636.59 - 6,636.59 - 49,491.10 6,636.59 -
6,152.80 - 5,244.04 - 68,780.48 5,244.04 -
6,960.27 - 6,960.27 - 78,928.17 6,960.27 -
76,000.00 - 96,000.00 (20,000.00) 912,000.00 76,000.00 -
1,042.00 - 1,038.00 - 31,060.00 1,038.00 -
48,418.37 - 48,048.88 - 548,111.95 48,048.88 -
2,834.50 - 5,799.00 - 41,683.00 5,799.00 -
10.00 - 3,360.00 - 17,185.00 3,360.00 -
380.00 - 340.00 - 4,760.00 340.00 -
3,252.20 - - - 105,719.60 - -
1,737,000.00 - 1,737,000.00 - 20,844,000.00 1,737,000.00 -
314,310.00 - 314,310.00 - 3,771,720.00 314,310.00 -
- - - - - - -
- - - - - - -
772,242.30 - 1,083,498.62 (338,648.72) 10,134,548.23 744,849.90 -
- - - - - - -
0.00 - 138,941,322.98 (138,941,322.98) 0.00 0.00 -
- 344,112,764.37 - 339,807,104.61
- 1,762,686.41 - 3,847,372.47
MONTHLY INCOME STATEMENT
AS OF OCTOBER 31, 2023
JANUARY FEBRUARY MARCH APRIL MAY JUNE

REVENUES
Interest Income - Pensioners 5,162,990.45 5,124,891.29 5,113,295.93 5,129,568.77 5,165,779.44 5,313,258.79
Interest Income - Pensioners (Rebates) 461,584.86 278,453.85 378,456.24 387,024.78 142,116.64 251,241.01
Interest Income - Others 3,522.11 4,638.71 6,804.94 6,560.21 7,160.72 6,275.46
Interest Income - B2B 411,464.86 - 22,853.28 - - -
Interest Income - ROCG - 60,330.70 66,512.35 54,179.85 53,653.67 -
Collection Fees - - - - - -
Service Fees - - - - - -
Notarial Fees - ROCG - - - - - -
Other Income - ROCG - - - - - -
Notarial Fees - - - - - -
Insurance Fees - - - - - -
Other Income - Pensioners 3,137,037.13 3,661,178.64 3,513,355.20 1,948,322.48 3,976,975.72 3,713,333.24
Other Income - Others 97,858.12 202,437.51 503,865.92 108,575.06 134,833.10 209,224.50
9,274,457.53 9,331,930.70 9,605,143.86 7,634,231.15 9,480,519.29 9,493,333.00
OTHER INCOME
Gain/Loss on Sale of Stocks - - - - -
- - - - -
EXTRAORDINARY ITEMS
Gain/Loss on Sale of Asset - - - - - -
Reversal on Accrual of CFP - - - - - -
Reversal of Omnibus Tax - - - - - -
Reversal of ADA - - - - - -
Reversal of Outstanding Accrued Expense - - - - - -
Reversal of CRIP - - - - - -
Reversal of Donation - - - - - -
Reversal of DST - - - - - -
Reversal of Accrued taxes - - - - - -
Unrealized Gain(Loss) on Investment 41,847.63 - 51,384.75 3,810.25 17,338.63 11,650.63 6,557.15
41,847.63 - 51,384.75 3,810.25 17,338.63 11,650.63 6,557.15
9,316,305.16 9,280,545.95 9,608,954.11 7,651,569.78 9,492,169.92 9,499,890.15
EXPENSES
Commission Expense 40,473.49 44,917.39 92,385.13 63,074.45 33,506.34 69,459.65
Caravan incentive - - - - - -
Interest Expense 375,595.9200000 389,695.0200000 393,424.5500000 597,985.0300000 602,499.9900000 602,499.9900000
Salaries & Wages 1,209,989.50 1,233,657.46 1,256,014.57 1,290,749.41 1,294,356.16 1,304,024.16
Security Services 51,798.57 48,050.37 48,294.11 47,913.52 54,472.88 61,785.56
Notarial Expense 13,700.00 16,950.00 23,000.00 10,200.00 17,950.00 13,150.00
Directors' Fee 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00
13th/14th/15th Month Pay 681,717.00 681,717.00 681,717.00 681,717.00 681,717.00 681,717.00
Employees Benefit 158,672.32 172,197.52 169,347.52 177,284.08 169,264.94 176,167.92
Professional Fees 22,111.63 20,722.61 14,472.00 328,968.00 14,472.00 14,472.00
Retainer's Fee 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00
Rent Expense 181,897.50 195,337.50 196,122.55 206,260.87 217,839.82 218,902.25
Electricity 30,959.28 40,469.60 43,426.14 48,853.51 67,157.84 63,135.21
Water 4,838.53 5,660.58 6,053.74 4,864.57 6,242.82 15,560.37
Marketing & Promotions - - - - - -
Office Supplies Expense 3,965.00 11,748.55 7,823.50 17,411.25 11,098.10 20,095.70
Representation & Entertainment 398,370.78 391,886.54 399,073.57 244,682.70 242,227.70 244,147.00
Transportation & Travelling 3,597.00 6,186.58 1,849.04 5,141.50 10,126.47 4,869.00
SSS, ECC Expense 89,790.00 91,245.00 93,677.50 96,552.50 97,890.00 98,072.50
Philhealth Expense 21,891.80 22,431.80 22,631.80 23,371.80 23,586.80 23,801.30
Pag-ibig Fund Expense 5,600.00 5,800.00 5,900.00 6,200.00 6,300.00 6,400.00
Taxes & Licenses 551,588.16 515,892.39 43,663.39 5,819.00 19,543.52 25,716.25
Repairs & Maintenance 2,504.90 33,601.38 20,021.00 21,516.00 17,475.55 8,081.25
Depreciation Expense 296,965.61 297,389.69 297,906.32 303,603.98 306,081.97 293,156.30
Amortization - Building Imp. - - - - 3,641.96 6,029.60
Amortization - Leasehold Imp. 4,622.13 4,622.13 5,736.17 5,736.17 5,902.84 6,152.84
Amortization - Non-Current Assets 6,471.10 6,471.10 6,347.10 4,347.10 6,891.27 6,891.31
Contribution & Donation 76,000.00 76,000.00 76,000.00 76,000.00 76,000.00 76,000.00
Advertising & Publicity 1,042.00 1,042.00 7,042.00 6,742.00 4,472.00 4,472.00
Telephone 39,437.13 42,034.40 41,327.77 43,692.67 43,064.38 48,842.51
Postage & Courier Services 2,684.50 1,505.00 5,787.50 2,345.00 3,147.50 2,415.00
Bank Service Charges 405.00 1,575.00 3,770.00 2,085.00 1,600.00 1,870.00
Books, Magazines & Periodicals 420.00 380.00 460.00 280.00 440.00 400.00
Insurance Expense 610.40 2,389.30 6,832.30 17,452.54 3,511.60 15,452.13
Doubtful Accounts Expense 1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00
Miscellaneous Expense 931,982.33 1,142,157.20 752,021.52 726,793.82 911,163.57 753,239.31
7,020,501.58 7,314,533.11 6,532,927.79 6,878,443.47 6,764,445.02 6,677,778.11
INCOME BEFORE TAX 2,295,803.58 1,966,012.84 3,076,026.32 773,126.31 2,727,724.90 2,822,112.04
Corporate Tax 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00
NET INCOME AFTER EI BUT BEFORE BONUS 1,981,493.58 1,651,702.84 2,761,716.32 458,816.31 2,413,414.90 2,507,802.04
Bonus
MONTHLY INCOME STATEMENT
AS OF OCTOBER 31, 2023
JANUARY FEBRUARY MARCH APRIL MAY JUNE
NET INCOME 1,981,493.58 1,651,702.84 2,761,716.32 458,816.31 2,413,414.90 2,507,802.04

INCREASE
JULY AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER YEAR TO DATE (DECREASE) % INC (DEC)
5,390,292.85 5,426,605.39 5,527,456.79 5,707,113.34 5,438,024.57 5,498,783.27 63,998,060.88 60,758.70 1%

466,738.30 405,815.03 318,765.04 386,444.33 176,432.54 66,736.30 3,719,808.92 (109,696.24) -62%
6,125.04 5,231.59 4,997.73 6,118.38 7,363.04 6,735.90 71,533.83 (627.14) -9%
- - - - - - 434,318.14 - 0%
- - - - - - 234,676.57 - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
2,956,221.63 4,134,046.92 3,530,993.57 2,827,630.19 3,037,288.93 4,809,588.74 41,245,972.39 1,772,299.81 58%
202,158.26 177,324.21 166,694.57 60,238.27 128,214.83 27,222.48 2,018,646.83 (100,992.35) -79%
9,021,536.08 10,149,023.14 9,548,907.70 8,987,544.51 8,787,323.91 10,409,066.69 111,723,017.56 1,621,742.78 18%
- - -
-
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- - - - - - - - 0%
- 12,917.08 - 19,286.07 - 8,406.65 7,933.06 9,473.84 32,621.15 39,237.79 23,147.31 244%
- 12,917.08 - 19,286.07 - 8,406.65 7,933.06 9,473.84 32,621.15 39,237.79 23,147.31 244%
9,008,619.00 10,129,737.07 9,540,501.05 8,995,477.57 8,796,797.75 10,441,687.84 111,762,255.35 1,644,890.09 19%
59,793.63 56,971.70 59,805.54 223,999.85 111,307.88 48,334.96 904,030.01 (62,972.92) -57%

- - - - - - - - 0%
602,499.9900000 602,499.9900000 633,749.9900000 664,999.9900000 664,999.9900000 664,999.98 6,795,450.43 (0.01) 0%
1,308,399.51 1,331,060.58 1,333,028.84 1,346,818.12 1,342,675.88 1,302,360.61 15,553,134.80 (40,315.27) -3%
58,217.40 57,539.71 56,940.89 54,329.75 42,703.94 52,181.69 634,228.39 9,477.75 22%
12,900.00 16,550.00 14,500.00 17,200.00 12,300.00 11,700.00 180,100.00 (600.00) -5%
57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 684,000.00 - 0%
681,717.00 681,717.00 681,717.00 681,717.00 681,722.00 - 0.00 7,498,892.00 (681,722.00) -100%
166,407.92 179,491.92 173,617.12 180,467.52 186,046.72 170,841.18 2,079,806.68 (15,205.54) -8%
14,472.00 14,472.00 14,472.00 14,472.00 14,472.00 14,492.21 502,070.45 20.21 0%
16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 201,600.00 - 0%
218,902.25 218,902.25 220,163.01 221,419.08 221,419.08 221,419.08 2,538,585.24 - 0%
57,596.61 55,475.31 53,943.38 55,967.28 47,871.78 43,603.02 608,458.96 (4,268.76) -9%
7,455.86 7,378.69 7,617.59 6,045.84 6,989.67 6,155.97 84,864.23 (833.70) -12%
- - - 138,112.04 39,369.15 49,423.68 226,904.87 10,054.53 26%
18,825.00 14,350.60 5,415.00 12,561.65 2,102.00 1,509.00 126,905.35 (593.00) -28%
248,437.25 245,557.90 243,777.68 188,836.44 177,307.83 109,993.40 3,134,298.79 (67,314.43) -38%
5,664.00 6,428.00 6,207.46 3,238.00 19,462.73 6,040.21 78,809.99 (13,422.52) -69%
97,825.00 101,717.50 100,820.00 101,797.50 101,817.50 97,852.50 1,169,057.50 (3,965.00) -4%
24,156.70 24,369.71 24,372.11 24,795.71 24,802.87 24,399.29 284,611.69 (403.58) -2%
6,500.00 6,500.00 6,500.00 6,700.00 6,700.00 6,500.00 75,600.00 (200.00) -3%
- 3,010.00 30.00 - 1,416.80 10,117.41 1,176,796.92 8,700.61 614%
22,434.45 29,806.40 22,854.60 14,708.00 9,921.25 3,378.90 206,303.68 (6,542.35) -66%
294,052.68 292,101.40 274,342.94 270,678.22 269,663.24 269,785.22 3,465,727.57 121.98 0%
6,636.59 6,636.59 6,636.59 6,636.59 6,636.59 6,636.59 49,491.10 - 0%
6,152.84 6,152.84 6,152.84 6,152.84 6,152.80 5,244.04 68,780.48 (908.76) -15%
6,875.39 7,375.85 6,377.14 6,960.27 6,960.27 6,960.27 78,928.17 - 0%
76,000.00 76,000.00 76,000.00 76,000.00 76,000.00 76,000.00 912,000.00 - 0%
1,042.00 1,042.00 1,042.00 1,042.00 1,042.00 1,038.00 31,060.00 (4.00) 0%
46,483.88 49,672.97 48,491.50 48,597.49 48,418.37 48,048.88 548,111.95 (369.49) -1%
2,330.50 4,389.50 3,733.50 4,711.50 2,834.50 5,799.00 41,683.00 2,964.50 105%
- 1,000.00 - 1,510.00 10.00 3,360.00 17,185.00 3,350.00 33500%
420.00 420.00 420.00 400.00 380.00 340.00 4,760.00 (40.00) -11%
17,024.94 3,892.60 13,405.08 21,896.51 3,252.20 - 105,719.60 (3,252.20) -100%
1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 20,844,000.00 - 0%
791,761.77 893,096.93 852,544.31 862,695.27 772,242.30 744,849.90 10,134,548.23 (27,392.40) -4%
6,671,785.16 6,806,379.94 6,759,478.11 7,076,266.46 6,719,801.34 5,824,164.99 81,046,505.08 - 895,636.35 -13%
2,336,833.84 3,323,357.13 2,781,022.94 1,919,211.11 2,076,996.41 4,617,522.85 30,715,750.27 2,540,526.44 122%
314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 3,771,720.00 - -
2,022,523.84 3,009,047.13 2,466,712.94 1,604,901.11 1,762,686.41 4,303,212.85 26,944,030.27 2,540,526.44
455,840.38 - 455,840.38 0%
INCREASE
JULY AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER YEAR TO DATE (DECREASE) % INC (DEC)
2,022,523.84 3,009,047.13 2,466,712.94 1,604,901.11 1,762,686.41 3,847,372.47 26,944,030.27 2,084,686.06 118%

MONTHLY STATEMENT OF FINANCIAL POSITION
AS OF OCTOBER 31, 2023 pls update
JANUARY FEBRUARY MARCH APRIL MAY

ASSETS
Cash
Cash in Bank - UCPB Blueridge - - - - -
Cash in Bank - UCPB (20149-000669-2) - New - - - - -
Cash in Bank - UCPB (3) - - - - -
Cash in Bank - Security Bank (SBC) 250,000.00 60,000.00 97,377.09 102,835.74 99,862.19
Cash in Bank - PVB 59,500.00 59,500.00 59,500.00 59,500.00 59,500.00
Cash in Bank - LandBank 7,449,959.43 3,674,744.50 5,804,759.66 6,328,838.52 6,027,417.95
Cash in Bank - MayBank (Premier 1) - - - - -
Cash in Bank - Union Bank (Rustans) 1,146,699.19 247,334.13 3,048,779.99 1,729,754.83 1,735,643.04
Cash in Bank - Union Bank (RCC) - - - - -
Cash in Bank - China Bank (CA) 1,340,955.57 7,102,789.83 2,245,817.15 1,775,519.15 1,339,673.18
Cash in Bank - China Bank (RCC) 130,183.02 130,183.02 - - -
C I B - CBC (CA) #1168-00000406 - BAC-DAS - - - - -
Cash in Bank - LandBank 1 1,321,303.39 1,505,817.83 1,380,667.16 1,830,332.41 1,773,584.20
Cash in Bank - LandBank 2 735,489.61 118,491.95 211,843.47 231,088.96 155,416.95
Cash in Bank - LandBank 3 369,610.07 354,801.53 1,117,010.14 354,269.36 -
Cash in Bank - Banco de Oro (POS) - - - - -
Petty Cash Fund 29,594.55 32,846.45 30,747.07 29,830.16 29,524.17
Refund Fund 839.00 839.00 839.00 839.00 839.00
12,834,133.83 13,287,348.24 13,997,340.73 12,442,808.13 11,221,460.68
Cash equivalents
Short-term Investment - BPI (UITF) - - - - -
Short-term Investment - UCPB (UCMF) - - - - -
Short-term Investment - UCPB (CTD) - - - - -
Short-term Investment - AIB 25,307,945.54 25,400,741.34 20,440,548.73 30,520,266.87 30,602,347.93
Short-term Investment - CBC (UITF) 19,556,142.39 5,044,757.64 6,793,567.89 20,825,906.52 16,537,557.15
Short-term Investment - CBC (CTD) - - - - -
44,864,087.93 30,445,498.98 27,234,116.62 51,346,173.39 47,139,905.08
Notes Receivable - net

Notes Receivable - ROCG 4,249,424.75 6,584,385.87 6,465,056.38 6,401,051.35 6,337,046.32
Notes Receivable - Pensioners 692,289,302.33 705,916,172.88 722,447,817.13 735,420,785.19 746,647,906.32
Notes Receivable - Resume 676,100.00 375,200.00 375,200.00 375,200.00 375,200.00
Notes Receivable - B2B 1,001,599.13 1,001,599.13 - - -
Allowance for Doubtful Accounts (25,889,005.52) (25,846,632.74) (26,868,960.18) (27,351,137.11) (28,813,793.80)
Notes Receivable - Others 518,849.21 612,986.23 634,168.37 577,656.65 622,379.77
672,846,269.90 688,643,711.37 703,053,281.70 715,423,556.08 725,168,738.61
Trade and other receivables

Advances to Clients - - - - -
Advances to Clients - 13th Mo. - - - - -
Advances to Loan Consultants - - - - -
Advances to Officers & Employees 38,961.26 13,683.28 35,595.83 155,206.56 39,024.30
RB Loan 359,600.00 359,600.00 359,600.00 359,600.00 359,600.00
Accounts Receivable 42,927.73 40,397.68 40,775.88 44,721.46 42,678.95
Interest Receivable - - - - -
441,488.99 413,680.96 435,971.71 559,528.02 441,303.25
Deposits and prepayments

Prepaid Expenses 157,970.39 106,128.89 121,062.89 110,009.88 112,939.21
Rental Deposit 222,187.01 249,067.01 252,067.01 283,067.01 283,067.01
Meter Deposit 2,780.00 2,780.00 2,780.00 7,780.00 7,780.00
Water Deposit 500.00 500.00 500.00 5,500.00 5,500.00
383,437.40 358,475.90 376,409.90 406,356.89 409,286.22
Long term Investments

Investment with Innovative Bank, Inc. - - - - -
Investment w/ MERALCO, MWSS, PLDT 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00
3,500.00 3,500.00 3,500.00 3,500.00 3,500.00
Property and Equipment - net

Land 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72
Building 18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28
Accumulated Dep'n - Building (154,640.38) (231,960.57) (309,280.76) (386,600.95) (463,921.14)
Building Improvement - - - 109,258.50 218,517.00
Accumulated Amortization - Building Imp. - - - - (3,641.96)
Office Furniture & Fixtures 1,492,650.97 1,492,650.97 1,544,138.97 1,544,138.97 1,615,642.97
Accumulated Dep'n - OFF (1,144,732.78) (1,169,610.82) (1,194,488.86) (1,220,225.03) (1,246,374.54)
Office Equipment 3,491,686.50 3,497,436.50 3,661,856.50 3,663,053.50 3,883,850.50
Accumulated Dep'n - O E (2,891,450.26) (2,930,344.76) (2,969,755.89) (3,014,006.55) (3,060,325.26)
Office Vehicle 8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00
Accumulated Dep'n - O V (3,784,639.68) (3,940,936.64) (4,097,233.60) (4,253,530.56) (4,409,824.12)
Leasehold Improvements 373,617.76 440,459.88 440,459.88 440,459.88 465,459.88
Accumulated Amortization of Leasehold Improvement (213,556.52) (218,178.65) (223,914.82) (229,650.99) (235,553.83)
HRIS & Payroll System/Website 43,835.17 40,693.23 37,551.29 36,409.35 57,267.41
Microsoft Win Pro 10 / 8.1 SNGL License 15,314.21 22,482.05 19,276.89 16,071.73 18,852.40
Prop. Acq. as Payments for loan 259,000.00 259,000.00 259,000.00 259,000.00 259,000.00
25,881,739.99 25,656,346.19 25,562,264.60 25,359,032.85 25,493,604.31
TOTAL ASSETS 757,254,658.04 758,808,561.64 770,662,885.26 805,540,955.36 809,877,798.15

MONTHLY STATEMENT OF FINANCIAL POSITION
AS OF OCTOBER 31, 2023 pls update
JANUARY FEBRUARY MARCH APRIL MAY
LIABILITIES
Trade and other payables
Commission Fee Payable 923,764.53 1,092,406.01 1,181,336.98 1,366,057.21 1,423,233.22
Refund Payable 10,958,688.92 11,152,444.01 11,261,553.54 11,407,947.68 11,377,370.58
Omnibus Tax Payable 3,651,801.23 4,040,762.85 4,467,145.49 4,232,481.49 4,548,014.65
Omnibus Tax Payable - Resume - - - - -
Documentary Stamps Payable 2,477,727.49 2,642,654.41 2,828,313.47 2,958,451.91 3,060,176.58
Documentary Stamps Payable - Resume - - - - -
Dividend Payable - - - - -
Documentary Stamp Tax Payable - ROCG 11,475.00 11,475.00 11,475.00 11,475.00 11,475.00
Accounts Payable 2,850,099.55 4,712,910.63 4,720,644.54 4,728,984.70 4,737,324.86
Accounts Payable - BP 7,055.00 7,055.00 7,055.00 7,055.00 7,055.00
Interest Payable 147,916.66 147,916.66 164,916.66 326,249.98 301,249.98
Diferrential Pay Payable 9,007.21 9,007.21 9,007.21 9,007.21 9,007.21
Diferrential Pay Payable (Sept-Nov 2000) 518.36 518.36 518.36 518.36 518.36
Diferrential Pay Payable (Oct-Dec 2002) 852.99 852.99 852.99 852.99 852.99
SSS, ECC Payable 111,603.95 113,733.95 116,496.45 120,676.45 120,873.95
SSS Salary Loan Payable 31,384.44 27,508.24 28,033.28 29,510.04 27,710.38
Philhealth Payable 52,108.62 53,188.62 53,588.62 55,068.62 55,498.62
Pag-ibig Fund Payable 10,306.40 10,706.40 10,906.40 11,506.40 11,706.40
Pag-ibig Salary Loan Payable 24,753.40 24,753.40 24,732.24 24,659.52 17,451.22
Witholding Taxes Payable - Regular 66,041.35 66,041.35 66,041.35 66,041.35 66,041.35
Witholding Taxes Payable - Rent 1,826.40 1,826.40 1,826.40 1,826.40 1,826.40
Witholding Taxes Payable - Expanded 25,419.82 35,634.82 29,998.23 34,267.41 29,716.38
Witholding Taxes Payable - Final Income Tax - - - - -
CRI Payable 9,585,244.66 9,974,206.28 10,400,588.92 10,815,401.69 11,130,934.85
CRI Payable - Resume - - - - -
Donation Payable 1,653,765.68 1,694,564.64 1,752,064.64 1,807,114.64 1,883,114.64
Accrued Expenses 5,961,782.94 6,653,477.62 7,497,315.38 6,761,514.32 7,638,769.80
Accrued Taxes 7,081,122.32 7,395,432.32 7,709,742.32 7,076,907.32 6,590,746.32
45,644,266.92 49,869,077.17 52,344,153.47 51,853,575.69 53,050,668.74
Notes Payable
Other Long Term Liability 36,000,000.00 36,000,000.00 41,000,000.00 86,000,000.00 86,000,000.00
Notes Payable - Others 28,341,094.84 27,368,872.62 26,396,650.40 14,000,000.00 14,000,000.00
Notes Payable - Affiliates - - - - -
64,341,094.84 63,368,872.62 67,396,650.40 100,000,000.00 100,000,000.00
Contingent liabilities
Contingent Liabilities - (RTPL) 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24
MMP (RE) 14,501,408.45 12,468,171.01 10,417,475.54 8,203,487.85 6,483,631.18
MMP (EOY) 283,127.77 283,127.77 283,127.77 283,127.77 283,127.77
19,933,984.46 17,900,747.02 15,850,051.55 13,636,063.86 11,916,207.19
Deferred credits
Unearned Interest - Pensioners (UI) 145,473,689.38 149,426,582.70 154,150,938.69 158,688,498.41 161,146,454.31
Unearned Interest - Pensioners (UI) - Resume 296,594.27 206,509.82 171,273.09 171,273.09 171,273.09
Unearned Interest - Pensioners (CFP) 7,494.38 7,494.38 7,494.38 7,494.38 7,494.38
Deferred Income - Resume 192,566.78 - - - -
Unearned Interest - Others (UI) 24,904.56 30,615.85 32,810.91 28,950.70 29,889.98
Unearned Interest - Others (ROCG) 247,869.31 1,107,979.02 1,079,966.67 1,066,736.82 1,054,033.15
Unearned Interest - Others (B2B) 22,853.28 22,853.28 - 0.00 - 0.00 - 0.00
146,265,971.96 150,802,035.05 155,442,483.74 159,962,953.40 162,409,144.91
276,185,318.18 281,940,731.86 291,033,339.16 325,452,592.95 327,376,020.84
STOCKHOLDERS' EQUITY
Capital Stock: 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00
Retained Earnings
Beginning balance 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28
Prior-Year Adjustment - 146,787.08 146,787.08 146,787.08 146,787.08
MMP (7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00)
Reversal of Long-term Liability - - - - -
INNO's Share - - - - -
Reversal for the increase in ADA - - - - -
Dividends - - 6,000,000.00 - 6,000,000.00 - 6,000,000.00 - 6,000,000.00
Net Income 1,981,493.58 3,633,196.42 6,394,912.74 6,853,729.05 9,267,143.95
331,069,339.86 326,867,829.78 329,629,546.10 330,088,362.41 332,501,777.31
481,069,339.86 476,867,829.78 479,629,546.10 480,088,362.41 482,501,777.31
TOTAL LIABILITIES AND EQUITY 757,254,658.04 758,808,561.64 770,662,885.26 805,540,955.36 809,877,798.15

INCREASE
JUNE JULY AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER (DECREASE) % INC (DEC)
- - - - - - - - 0.00%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
136,784.85 96,066.26 343,272.47 251,348.01 146,174.02 241,000.03 135,862.68 - 105,137.35 -43.63%
59,500.00 59,500.00 59,500.00 59,500.00 59,500.00 56,500.00 56,500.00 - 0.00%
6,499,334.57 5,588,301.48 6,997,244.56 2,969,016.10 8,021,943.74 5,373,778.73 7,174,955.98 1,801,177.25 33.52%
- - - - - - - - 0.00%
1,517,692.73 3,223,181.62 1,724,273.77 1,714,571.35 1,842,548.13 2,114,145.28 2,837,488.54 723,343.26 34.21%
- - - - - - - - 0.00%
1,098,903.93 1,403,610.77 1,501,562.53 8,393,498.91 1,472,374.17 7,744,515.25 1,959,685.97 - 5,784,829.28 -74.70%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
1,166,907.34 1,432,971.18 1,552,134.79 1,218,656.49 333,902.11 258,536.76 258,583.18 46.42 0.02%
99,344.74 143,255.23 87,165.72 75,177.41 - 0.00 - 0.00 - 0.00 - 0.00%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
38,051.37 31,306.52 37,380.63 29,830.32 32,756.89 33,301.04 23,442.34 - 9,858.70 -29.60%
839.00 839.00 839.00 839.00 839.00 839.00 839.00 - 0.00%
10,617,358.53 11,979,032.06 12,303,373.47 14,712,437.59 11,910,038.06 15,822,616.09 12,447,357.69 - 3,375,258.40 -21.33%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
30,768,837.64 30,889,348.92 31,012,974.86 41,139,806.75 30,936,053.25 20,936,053.25 20,936,053.25 - 0.00%
18,554,114.30 16,191,197.22 12,671,911.15 7,013,504.50 13,011,437.56 19,770,911.40 19,553,532.55 - 217,378.85 -1.10%
- - - - - - - - 0.00%
49,322,951.94 47,080,546.14 43,684,886.01 48,153,311.25 43,947,490.81 40,706,964.65 40,489,585.80 - 217,378.85 -0.53%
6,337,046.32 6,328,365.75 6,328,365.75 6,319,685.18 6,319,685.18 6,311,004.61 6,311,004.61 - 0.00%

750,475,372.49 755,745,046.67 762,294,316.62 772,522,375.93 783,802,140.08 784,961,609.82 782,883,680.93 - 2,077,928.89 -0.26%
375,200.00 375,200.00 375,200.00 375,200.00 - - - - 0.00%
- - - - - - - - 0.00%
(30,450,237.59) - 30,950,402.45 - 31,484,124.62 - 32,824,940.90 - 32,184,319.54 - 32,636,726.47 - 32,919,130.59 - 282,404.12 0.87%
563,385.06 560,153.42 440,486.28 467,239.55 526,934.48 639,829.52 577,033.22 - 62,796.30 -9.81%
727,300,766.28 732,058,363.39 737,954,244.03 746,859,559.76 758,464,440.20 759,275,717.48 756,852,588.17 - 2,423,129.31 -0.32%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
37,367.18 37,863.94 100,518.29 33,183.89 87,561.36 44,883.31 24,463.68 - 20,419.63 -45.49%
359,600.00 359,600.00 359,600.00 359,600.00 359,600.00 359,600.00 359,600.00 - 0.00%
49,266.83 52,449.13 69,968.49 9,012.85 6,172.48 12,658.67 59,682.89 47,024.22 371.48%
- - - - - - - - 0.00%
446,234.01 449,913.07 530,086.78 401,796.74 453,333.84 417,141.98 443,746.57 26,604.59 6.38%
175,895.21 156,154.21 139,413.21 116,672.21 106,731.21 106,969.21 87,199.21 - 19,770.00 -18.48%

283,067.01 283,067.01 283,067.01 283,067.01 283,067.01 283,067.01 283,067.01 - 0.00%
7,780.00 7,780.00 7,780.00 7,780.00 7,780.00 7,780.00 7,780.00 - 0.00%
5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 - 0.00%
472,242.22 452,501.22 435,760.22 413,019.22 403,078.22 403,316.22 383,546.22 - 19,770.00 -4.90%
- - - - - - - - 0.00%
3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 - 0.00%
3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 - 0.00%
1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 - 0.00%

18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 - 0.00%
(541,241.33) - 618,561.52 - 695,881.71 - 773,201.90 - 850,522.09 - 927,842.28 - 1,005,162.47 - 77,320.19 8.33%
361,775.50 398,195.00 398,195.00 398,195.00 398,195.00 398,195.00 398,195.00 - 0.00%
(9,671.56) - 16,308.15 - 22,944.74 - 29,581.33 - 36,217.92 - 42,854.51 - 49,491.10 - 6,636.59 15.49%
1,643,732.97 1,643,732.97 1,647,127.97 1,649,899.97 1,649,899.97 1,649,899.97 1,649,899.97 - 0.00%
(1,273,320.35) - 1,296,282.63 - 1,319,292.51 - 1,331,158.53 - 1,341,564.85 - 1,350,814.61 - 1,360,044.77 - 9,230.16 0.68%
4,009,669.50 4,046,188.50 4,099,091.20 4,161,670.20 4,165,925.20 4,174,420.20 4,182,915.20 8,495.00 0.20%
(3,108,896.94) - 3,162,348.53 - 3,213,801.24 - 3,258,639.35 - 3,301,272.44 - 3,344,047.11 - 3,386,963.36 - 42,916.25 1.28%
8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 - 0.00%
(4,550,142.74) - 4,690,461.36 - 4,830,779.98 - 4,971,098.60 - 5,111,417.22 - 5,251,735.84 - 5,392,054.46 - 140,318.62 2.67%
465,459.88 465,459.88 465,459.88 465,459.88 465,459.88 465,459.88 465,459.88 - 0.00%
(241,706.67) - 247,859.51 - 254,012.35 - 260,165.19 - 266,318.03 - 272,470.83 - 277,714.87 - 5,244.04 1.92%
54,125.47 50,983.53 47,841.59 44,699.61 42,557.67 39,415.73 36,273.79 - 3,141.94 -7.97%
22,902.03 33,164.58 28,930.67 25,695.51 28,875.18 25,056.85 21,238.52 - 3,818.33 -15.24%
259,000.00 259,000.00 259,000.00 259,000.00 259,000.00 259,000.00 259,000.00 - 0.00%
25,486,340.76 25,259,557.76 25,003,588.78 24,775,430.27 24,497,255.35 24,216,337.45 23,936,206.33 - 280,131.12 -1.16%
813,649,393.74 817,283,413.64 819,915,439.29 835,319,054.83 839,679,136.48 840,845,593.87 834,556,530.78 - 6,289,063.09 -0.75%

INCREASE
JUNE JULY AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER (DECREASE) % INC (DEC)
1,500,634.40 1,627,296.05 1,686,184.85 1,790,615.15 1,938,548.72 1,959,040.86 1,098,910.17 - 860,130.69 -43.91%

11,200,154.94 11,312,464.02 11,356,513.90 11,279,246.17 11,495,950.78 11,574,630.59 11,360,796.91 - 213,833.68 -1.85%
4,803,762.39 4,456,753.80 4,773,722.94 5,122,667.04 4,820,745.68 5,049,927.57 1,782,558.25 - 3,267,369.32 -64.70%
- - - - - - - - 0.00%
3,109,844.16 3,197,502.43 3,292,800.44 3,379,093.95 3,496,401.24 3,524,801.99 1,244,544.20 - 2,280,257.79 -64.69%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
11,475.00 11,475.00 11,475.00 11,475.00 11,475.00 11,475.00 - - 11,475.00 -100.00%
4,737,446.86 4,706,551.39 4,806,859.10 4,744,614.55 4,714,614.55 4,722,954.71 4,725,127.02 2,172.31 0.05%
7,055.00 7,055.00 7,055.00 7,055.00 7,055.00 7,055.00 7,055.00 - 0.00%
301,249.98 301,249.98 301,249.98 332,499.98 332,499.98 332,499.99 332,499.99 - 0.00%
9,007.21 9,007.21 9,007.21 9,007.21 9,007.21 9,007.21 9,007.21 - 0.00%
518.36 518.36 518.36 518.36 518.36 518.36 518.36 - 0.00%
852.99 852.99 852.99 852.99 852.99 852.99 852.99 - 0.00%
121,123.95 121,356.45 126,733.95 127,763.95 129,213.95 128,851.45 124,623.95 - 4,227.50 -3.28%
27,710.38 28,679.42 32,178.52 30,911.71 32,986.31 37,416.23 36,020.04 - 1,396.19 -3.73%
55,527.62 56,638.42 57,064.44 57,069.24 57,916.44 57,930.76 57,123.60 - 807.16 -1.39%
11,706.40 12,106.40 12,106.40 12,106.40 12,506.40 12,506.40 12,106.40 - 400.00 -3.20%
17,080.02 22,612.10 22,938.06 20,879.49 18,217.42 17,685.75 18,627.40 941.65 5.32%
66,041.35 66,123.11 68,601.02 68,363.26 68,363.26 68,363.26 47,775.90 - 20,587.36 -30.11%
1,826.40 1,826.40 1,826.40 1,826.40 1,826.40 1,826.40 1,826.40 - 0.00%
27,479.29 25,220.04 29,134.84 31,490.96 28,754.04 27,680.22 25,893.71 - 1,786.51 -6.45%
- - - - - - 68,346.17 68,346.17 100.00%
11,386,682.59 11,702,073.06 12,019,042.20 12,367,986.30 12,749,789.27 12,978,971.16 3,778,158.41 - 9,200,812.75 -70.89%
- - - - - - - - 0.00%
1,945,614.64 1,997,614.64 2,073,614.64 2,119,614.64 2,182,614.64 2,238,614.64 596,848.96 - 1,641,765.68 -73.34%
8,627,110.72 9,644,438.48 8,784,281.24 9,766,640.81 10,658,704.83 11,342,701.27 6,130,074.30 - 5,212,626.97 -45.96%
6,905,056.32 7,219,366.32 6,583,935.82 6,898,245.82 7,212,555.82 6,482,887.82 6,797,197.82 314,310.00 4.85%
54,874,960.97 56,528,781.07 56,057,697.30 58,180,544.38 59,981,118.29 60,588,199.63 38,256,493.16 - 22,331,706.47 -36.86%
86,000,000.00 86,000,000.00 86,000,000.00 96,000,000.00 96,000,000.00 96,000,000.00 96,000,000.00 - 0.00%

14,000,000.00 14,000,000.00 14,000,000.00 14,000,000.00 14,000,000.00 14,000,000.00 14,000,000.00 - 0.00%
- - - - - - - - 0.00%
100,000,000.00 100,000,000.00 100,000,000.00 110,000,000.00 110,000,000.00 110,000,000.00 110,000,000.00 - 0.00%
5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 - 0.00%

5,989,105.77 4,770,171.46 3,580,434.69 2,055,901.78 - - 21,000,000.00 21,000,000.00 100.00%
283,127.77 283,127.77 283,127.77 283,127.77 283,127.77 283,127.77 283,127.77 - 0.00%
11,421,681.78 10,202,747.47 9,013,010.70 7,488,477.79 5,432,576.01 5,432,576.01 26,432,576.01 21,000,000.00 386.56%
161,086,756.50 162,264,991.81 163,554,022.46 165,891,308.62 169,067,958.50 167,854,911.18 165,122,564.16 - 2,732,347.02 -1.63%

171,273.09 171,273.09 171,273.09 171,273.09 - 0.00 - 0.00 - 0.00 - 0.00%
7,494.38 7,494.38 7,494.38 7,494.38 7,494.38 7,494.38 7,494.38 - 0.00%
- - - - - - - - 0.00%
23,614.52 21,989.48 16,757.89 18,060.16 23,191.78 32,928.74 28,892.84 - 4,035.90 -12.26%
1,054,033.15 1,054,033.15 1,054,033.15 1,054,033.15 1,054,033.15 1,054,033.15 1,054,033.15 - 0.00%
(0.00) - 0.00 - 0.00 - 0.00 - 0.00 - 0.00 - 0.00 - 0.00%
162,343,171.64 163,519,781.91 164,803,580.97 167,142,169.40 170,152,677.81 168,949,367.45 166,212,984.53 - 2,736,382.92 -1.62%
328,639,814.39 330,251,310.45 329,874,288.97 342,811,191.57 345,566,372.11 344,970,143.09 340,902,053.70 - 4,068,089.39 -1.18%
150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 - 0.00%
336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 - 0.00%

146,787.08 146,787.08 146,787.08 146,787.08 146,787.08 146,787.08 146,787.08 - 0.00%
(7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) - 0.00%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
- - - - - - - - 0.00%
(6,000,000.00) - 6,000,000.00 - 6,000,000.00 - 6,000,000.00 - 6,000,000.00 - 6,000,000.00 - 12,068,346.17 - 6,068,346.17 101.14%
11,774,945.99 13,797,469.83 16,806,516.96 19,273,229.90 20,878,131.01 22,640,817.42 26,488,189.89 3,847,372.47 16.99%
335,009,579.35 337,032,103.19 340,041,150.32 342,507,863.26 344,112,764.37 345,875,450.78 343,654,477.08 - 2,220,973.70 -0.64%
485,009,579.35 487,032,103.19 490,041,150.32 492,507,863.26 494,112,764.37 495,875,450.78 493,654,477.08 - 2,220,973.70 -0.45%
813,649,393.74 817,283,413.64 819,915,439.29 835,319,054.83 839,679,136.48 840,845,593.87 834,556,530.78 - 6,289,063.09 -0.75%

JUNE
CRJ/CDJ
REVERSAL/ TOTAL
ACCOUNT TITLE CLASS CASH RECLASS PCF RF ACCRUAL NONCASH MOVEMENT
ASSETS
Cash in Bank - UCPB Blueridge ASSET - - - - - - -
Cash in Bank - UCPB (3) ASSET - - - - - - -
Cash in Bank - UCPB (20149-000669-2) - Ne ASSET - - - - - - -
Cash in Bank - Innovative Bank, Inc. ASSET - - - - - - -
Cash in Bank - LandBank ASSET - - - - - - -
Cash in Bank - Union Bank (Rustans) ASSET - - - - - - -
Cash in Bank - China Bank (CA) ASSET - - - - - - -
Cash in Bank - China Bank (RCC) ASSET - - - - - - -
Cash in Bank - Banco de Oro (POS) ASSET - - - - - - -
Petty Cash Fund ASSET - - - - - - -
Refund Fund ASSET - - - - - - -
Short-term Investment - BPI (UITF) ASSET - - - - - - -
Short-term Investment - UCPB (UCMF) ASSET - - - - - - -
Short-term Investment - UCPB (CTD) ASSET - - - - - - -
Short-term Investment - CBC (DSA) ASSET - - - - - - -
Notes Receivable - Affiliates ASSET - - - - - - -
Notes Receivable - Pensioners ASSET - - - - - - -
Allowance for Doubtful Accounts ASSET - - - - - - -
Notes Receivable - Others ASSET - - - - - - -
Advances to Clients ASSET - - - - - - -
Advances to Officers & Employees ASSET - - - - - - -
Accounts Receivable ASSET - - - - - - -
Interest Receivable ASSET - - - - - - -
Prepaid Expenses ASSET - - - - - - -
Office Furniture & Fixtures ASSET - - - - - - -
Accumulated Dep'n - OFF ASSET - - - - - - -
Accumulated Dep'n - O E ASSET - - - - - - -
Accumulated Dep'n - O V ASSET - - - - - - -
Accumulated Amortization of Leasehold Impr ASSET - - - - - - -
Microsoft Win Pro 10 / 8.1 SNGL License ASSET - - - - - - -
Commission Fee Payable LIABILITY - - - - - - -
Refund Payable LIABILITY - - - - - - -
Omnibus Tax Payable LIABILITY - - - - - - -
Documentary Stamps Payable LIABILITY - - - - - - -
Accounts Payable LIABILITY - - - - - - -
SSS, ECC Payable LIABILITY - - - - - - -
SSS Salary Loan Payable LIABILITY - - - - - - -
Philhealth Payable LIABILITY - - - - - - -
Pag-ibig Fund Payable LIABILITY - - - - - - -
Pag-ibig Salary Loan Payable LIABILITY - - - - - - -
Witholding Taxes Payable - Regular LIABILITY - - - - - - -
Witholding Taxes Payable - Expanded LIABILITY - - - - - - -
CRI Payable LIABILITY - - - - - - -
Donation Payable LIABILITY - - - - - - -
Accrued Expenses LIABILITY - - - - - - -
Accrued Taxes LIABILITY - - - - - - -
MMP (RE) LIABILITY - - - - - - -
MMP (EOY) LIABILITY - - - - - - -
JUNE
CRJ/CDJ
REVERSAL/ TOTAL
ACCOUNT TITLE CLASS CASH RECLASS PCF RF ACCRUAL NONCASH MOVEMENT
Unearned Interest - Pensioners (UI) DEFERRALS - - - - - - -
Unearned Interest - Pensioners (UI) - Resume DEFERRALS - - - - - - -
Unearned Interest - Pensioners (CFP) DEFERRALS - - - - - - -
Unearned Interest - Others (UI) DEFERRALS - - - - - - -
Interest Income - Pensioners REVENUE - - - - - - -
Interest Income - Pensioners (Rebates) REVENUE - - - - - - -
Interest Income - Others REVENUE - - - - - - -
Interest Income - DKPO REVENUE - - - - - - -
Collection Fees REVENUE - - - - - - -
Service Fees REVENUE - - - - - - -
Notarial Fees REVENUE - - - - - - -
Insurance Fees REVENUE - - - - - - -
Other Income - Pensioners REVENUE - - - - - - -
Other Income - Others REVENUE - - - - - - -
Unrealized Gain(Loss) on Investment REVENUE - - - - - - -
Commission Expense OPEX - - - - - - -
Interest Expense OPEX - - - - - - -
Salaries & Wages OPEX - - - - - - -
Security Services OPEX - - - - - - -
Notarial Expense OPEX - - - - - - -
Directors' Fee OPEX - - - - - - -
13th/14th/15th Month Pay OPEX - - - - - - -
Employees Benefit OPEX - - - - - - -
Professional Fees OPEX - - - - - - -
Retainer's Fee OPEX - - - - - - -
Rent Expense OPEX - - - - - - -
Electricity OPEX - - - - - - -
Water OPEX - - - - - - -
Office Supplies Expense OPEX - - - - - - -
Representation & Entertainment OPEX - - - - - - -
Transportation & Travelling OPEX - - - - - - -
SSS, ECC Expense OPEX - - - - - - -
Philhealth Expense OPEX - - - - - - -
Pag-ibig Fund Expense OPEX - - - - - - -
Taxes & Licenses OPEX - - - - - - -
Repairs & Maintenance OPEX - - - - - - -
Depreciation Expense OPEX - - - - - - -
Amortization - Leasehold Imp. OPEX - - - - - - -
Amortization - Non-Current Assets OPEX - - - - - - -
Contribution & Donation OPEX - - - - - - -
Advertising & Publicity OPEX - - - - - - -
Telephone OPEX - - - - - - -
Postage & Courier Services OPEX - - - - - - -
Bank Service Charges OPEX - - - - - - -
Books, Magazines & Periodicals OPEX - - - - - - -
Insurance Expense OPEX - - - - - - -
Doubtful Accounts Expense OPEX - - - - - - -
Corporate Tax OPEX - - - - - - -
Miscellaneous Expense OPEX - - - - - - -
- - - - - - -
MONTHLY INCOME STATEMENT SEPTEMBER
FOR THE MONTH OF SEPTEMBER 2019
MAIN TAGUIG MAKATI ILOILO CDO TOTAL
REVENUES
Interest Income - Pensioners 3,605,366.36 353,867.72 - 325,136.69 624,870.68 4,909,241.45
Interest Income - Pensioners (Rebates) 315,969.12 2,143.27 - 652.65 - 318,765.04
Interest Income - Others 4,997.73 - - - - 4,997.73
Interest Income - DKPO - - - - - -
Other Income - Pensioners 2,689,703.42 105,950.90 - 88,012.87 357,288.32 3,240,955.51
Other Income - Others 166,694.57 - - - - 166,694.57
6,782,731.20 461,961.89 - 413,802.21 982,159.00 8,640,654.30
EXTRAORDINARY ITEMS
Gain/Loss on Sale of Stocks - - - - - -
Unrealized Gain(Loss) on Investment (8,406.65) - - - - (8,406.65)
(8,406.65) - - - - (8,406.65)
6,774,324.55 461,961.89 - 413,802.21 982,159.00 8,632,247.65
EXPENSES
Commission Expense 44,508.43 223.78 - 4,290.54 4,579.33 53,602.08
Caravan incentive - - - - - -
Interest Expense 304,548.56 37,340.55 - 31,117.12 68,387.96 441,394.19
Salaries & Wages 1,051,899.01 35,061.12 - 29,782.68 60,585.23 1,177,328.04
Security Services 56,940.89 - - - - 56,940.89
Notarial Expense 7,800.00 1,000.00 - 800.00 1,100.00 10,700.00
Directors' Fee 57,000.00 - - - - 57,000.00
13th/14th/15th Month Pay 599,702.00 10,000.00 - 11,311.00 21,120.00 642,133.00
Employees Benefit 134,064.48 4,700.40 - 7,875.60 8,550.24 155,190.72
Professional Fees 9,338.00 700.00 - 700.00 934.00 11,672.00
Retainer's Fee 16,800.00 - - - - 16,800.00
Rent Expense 65,987.35 26,475.95 - 16,240.00 17,532.71 126,236.01
Electricity 31,581.23 4,484.59 - 615.17 2,572.35 39,253.34
Water 3,413.45 658.63 - 60.00 120.00 4,252.08
Office Supplies Expense 3,576.00 - - - 1,554.00 5,130.00
Representation & Entertainment 220,296.23 3,150.00 - 3,150.00 3,890.00 230,486.23
Transportation & Travelling 5,295.46 68.00 - 100.00 30.00 5,493.46
SSS, ECC Expense 73,727.50 3,385.00 - 2,880.00 5,827.50 85,820.00
Philhealth Expense 18,603.91 692.20 - 630.60 1,223.00 21,149.71
Pag-ibig Fund Expense 4,000.00 200.00 - 300.00 400.00 4,900.00
Taxes & Licenses - - - 30.00 - 30.00
Repairs & Maintenance 13,274.90 - - 6,687.95 302.75 20,265.60
Depreciation Expense 228,229.34 387.29 - 2,202.93 1,649.59 232,469.15
Amortization - Leasehold Imp. 2,158.80 - - 266.67 - 2,425.47
Amortization - Non-Current Assets 5,474.64 - - - - 5,474.64
Contribution & Donation 76,000.00 - - - - 76,000.00
Advertising & Publicity 1,042.00 - - - - 1,042.00
Telephone 31,091.39 1,599.00 - 1,899.00 1,899.00 36,488.39
Postage & Courier Services 1,006.00 - - 499.50 400.00 1,905.50
Bank Service Charges - - - - - -
Books, Magazines & Periodicals 420.00 - - - - 420.00
Insurance Expense 9,115.28 - - 1,755.80 - 10,871.08
Doubtful Accounts Expense 1,347,000.00 78,000.00 - 70,000.00 140,000.00 1,635,000.00
Miscellaneous Expense 816,154.81 6,261.53 - 6,458.47 10,603.93 839,478.74
5,240,049.66 214,388.04 - 199,653.03 353,261.59 6,007,352.32
INCOME BEFORE TAX 1,534,274.89 247,573.85 - 214,149.18 628,897.41 2,624,895.33
Corporate Tax 314,310.00 - - - - 314,310.00
NET INCOME 1,219,964.89 247,573.85 - 214,149.18 628,897.41 2,310,585.33

FSFI
INCOME STATEMENT - CONSO
FOR THE YEAR 2023
DECEMBER 2022 JANUARY FEBRUARY
Revenues:
Interest Income - Pensioners (AFP) 5,174,872.55 5,162,990.45 5,124,891.29
Interest Income - Pensioners (Rebates) 511,155.14 461,584.86 278,453.85
Interest Income - Others 3,917.39 3,522.11 4,638.71
Total Revenues 5,719,945.08 6,039,562.28 5,468,314.55
Other Revenues:
Other Income - Pensioners 4,854,705.51 3,137,037.13 3,661,178.64
Other Income - Others 377,414.47 97,858.12 202,437.51
Total Other Revenues 5,232,119.98 3,234,895.25 3,863,616.15
GROSS INCOME 10,952,065.06 9,274,457.53 9,331,930.70

Operating Expenses:
Commission Expense 55,671.02 40,473.49 44,917.39
Notarial Expense 7,300.00 13,700.00 16,950.00
Interest Expense 431,517.03 375,595.92 389,695.02
Compensation and Benefits:
Salaries and Wages 1,178,893.79 1,209,989.50 1,233,657.46
13th/14th/15th/16th Month - 681,717.00 681,717.00
SSS/ECC Expense 84,380.00 89,790.00 91,245.00
Philhealth Expense 48,735.55 21,891.80 22,431.80
Pag-ibig Fund Expense 5,600.00 5,600.00 5,800.00
Employee Benefits 138,799.52 158,672.32 172,197.52
Directors' Fees 51,000.00 57,000.00 57,000.00
Rent Expense 181,897.50 181,897.50 195,337.50
Utilities:
Telephone 33,055.86 39,437.13 42,034.40
Water 4,189.03 4,838.53 5,660.58
Electricity 30,538.75 30,959.28 40,469.60
Office Supplies 20,318.50 3,965.00 11,748.55
Marketing & Promotions
Books, Magazines and Periodicals 380.00 420.00 380.00
Postage and Courier Services 1,165.00 2,684.50 1,505.00
Depreciation and Amortization:
Depreciation Expense 291,115.09 296,965.61 297,389.69
Amortization - Building Improvements
Amortization - Leasehold Improvements 4,622.13 4,622.13 4,622.13
Amortization - Noncurrent Assets 6,471.10 6,471.10 6,471.10
Professional Fees:
Professional Fees 14,459.21 22,111.63 20,722.61
Retainers Fees 16,800.00 16,800.00 16,800.00
Insurance Expense 2,782.23 610.40 2,389.30
Contracted Services:
Security Services 46,142.66 51,798.57 48,050.37
Repairs and Maintenance 37,425.52 2,504.90 33,601.38
Advertising and Publicity 1,038.00 1,042.00 1,042.00
Representation and Entertainment 122,416.43 398,370.78 391,886.54
Transportation and Travelling 10,518.08 3,597.00 6,186.58
Taxes and Licenses 17,385.15 551,588.16 515,892.39
Bank Service Charges 2,150.00 405.00 1,575.00
Donation and Contribution 68,000.00 76,000.00 76,000.00
Doubtful Accounts Expense 1,642,000.00 1,737,000.00 1,737,000.00
Miscellaneous Expense 781,795.47 931,982.33 1,142,157.20
Total Operating Expenses 5,338,562.62 7,020,501.58 7,314,533.11
NET INCOME BEFORE OTHER TAX 5,613,502.44 2,253,955.95 2,017,397.59

Corporate Tax 298,789.00 314,310.00 314,310.00
-
NET INCOME AFTER TAX BUT BEFORE EI 19,036,021.02 1,939,645.95 1,703,087.59
Unrealized Gain(Loss) on Investment 869.14 41,847.63 - 51,384.75
NET INCOME AFTER EI BUT BEFORE BONUS 19,036,890.16 1,981,493.58 1,651,702.84

-
Bonus - - -
NET INCOME (LOSS) 19,036,890.16 1,981,493.58 1,651,702.84
NET PROFIT MARGIN 173.82% 21.37% 17.70%

MARCH APRIL MAY JUNE JULY AUGUST
5,113,295.93 5,129,568.77 5,165,779.44 5,313,258.79 5,390,292.85 5,426,605.39

378,456.24 387,024.78 142,116.64 251,241.01 466,738.30 405,815.03
6,804.94 6,560.21 7,160.72 6,275.46 6,125.04 5,231.59
5,587,922.74 5,577,333.61 5,368,710.47 5,570,775.26 5,863,156.19 5,837,652.01
3,513,355.20 1,948,322.48 3,976,975.72 3,713,333.24 2,956,221.63 4,134,046.92

503,865.92 108,575.06 134,833.10 209,224.50 202,158.26 177,324.21
4,017,221.12 2,056,897.54 4,111,808.82 3,922,557.74 3,158,379.89 4,311,371.13
9,605,143.86 7,634,231.15 9,480,519.29 9,493,333.00 9,021,536.08 10,149,023.14
92,385.13 63,074.45 33,506.34 69,459.65 59,793.63 56,971.70

23,000.00 10,200.00 17,950.00 13,150.00 12,900.00 16,550.00
393,424.55 597,985.03 602,499.99 602,499.99 602,499.99 602,499.99
1,256,014.57 1,290,749.41 1,294,356.16 1,304,024.16 1,308,399.51 1,331,060.58

681,717.00 681,717.00 681,717.00 681,717.00 681,717.00 681,717.00
93,677.50 96,552.50 97,890.00 98,072.50 97,825.00 101,717.50
22,631.80 23,371.80 23,586.80 23,801.30 24,156.70 24,369.71
5,900.00 6,200.00 6,300.00 6,400.00 6,500.00 6,500.00
169,347.52 177,284.08 169,264.94 176,167.92 166,407.92 179,491.92
57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00
196,122.55 206,260.87 217,839.82 218,902.25 218,902.25 218,902.25
41,327.77 43,692.67 43,064.38 48,842.51 46,483.88 49,672.97

6,053.74 4,864.57 6,242.82 15,560.37 7,455.86 7,378.69
43,426.14 48,853.51 67,157.84 63,135.21 57,596.61 55,475.31
7,823.50 17,411.25 11,098.10 20,095.70 18,825.00 14,350.60
460.00 280.00 440.00 400.00 420.00 420.00

5,787.50 2,345.00 3,147.50 2,415.00 2,330.50 4,389.50
297,906.32 303,603.98 306,081.97 293,156.30 294,052.68 292,101.40

- 3,641.96 6,029.60 6,636.59 6,636.59
5,736.17 5,736.17 5,902.84 6,152.84 6,152.84 6,152.84
6,347.10 4,347.10 6,891.27 6,891.31 6,875.39 7,375.85
14,472.00 328,968.00 14,472.00 14,472.00 14,472.00 14,472.00

16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00
6,832.30 17,452.54 3,511.60 15,452.13 17,024.94 3,892.60
48,294.11 47,913.52 54,472.88 61,785.56 58,217.40 57,539.71

20,021.00 21,516.00 17,475.55 8,081.25 22,434.45 29,806.40
7,042.00 6,742.00 4,472.00 4,472.00 1,042.00 1,042.00
399,073.57 244,682.70 242,227.70 244,147.00 248,437.25 245,557.90
1,849.04 5,141.50 10,126.47 4,869.00 5,664.00 6,428.00
43,663.39 5,819.00 19,543.52 25,716.25 - 3,010.00
3,770.00 2,085.00 1,600.00 1,870.00 - 1,000.00
76,000.00 76,000.00 76,000.00 76,000.00 76,000.00 76,000.00
1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00
752,021.52 726,793.82 911,163.57 753,239.31 791,761.77 893,096.93
6,532,927.79 6,878,443.47 6,764,445.02 6,677,778.11 6,671,785.16 6,806,379.94
3,072,216.07 755,787.68 2,716,074.27 2,815,554.89 2,349,750.92 3,342,643.20

314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00
2,757,906.07 441,477.68 2,401,764.27 2,501,244.89 2,035,440.92 3,028,333.20
3,810.25 17,338.63 11,650.63 6,557.15 - 12,917.08 (19,286.07)
2,761,716.32 458,816.31 2,413,414.90 2,507,802.04 2,022,523.84 3,009,047.13

- - - - - -
2,761,716.32 458,816.31 2,413,414.90 2,507,802.04 2,022,523.84 3,009,047.13
28.75% 6.01% 25.46% 26.42% 22.42% 29.65%

VARIANCE
SEPTEMBER OCTOBER NOVEMBER DECEMBER YEAR TO DATE INC/(DEC)
5,527,456.79 5,707,113.34 5,438,024.57 5,498,783.27 63,998,060.88 60,758.70

318,765.04 386,444.33 176,432.54 66,736.30 3,719,808.92 (109,696.24)
4,997.73 6,118.38 7,363.04 6,735.90 71,533.83 (627.14)
5,851,219.56 6,099,676.05 5,621,820.15 5,572,255.47 68,458,398.34 (49,564.68)
3,530,993.57 2,827,630.19 3,037,288.93 4,809,588.74 41,245,972.39 1,772,299.81

166,694.57 60,238.27 128,214.83 27,222.48 2,018,646.83 (100,992.35)
3,697,688.14 2,887,868.46 3,165,503.76 4,836,811.22 43,264,619.22 1,671,307.46
9,548,907.70 8,987,544.51 8,787,323.91 10,409,066.69 111,723,017.56 1,621,742.78
59,805.54 223,999.85 111,307.88 48,334.96 904,030.01 (62,972.92)

14,500.00 17,200.00 12,300.00 11,700.00 180,100.00 (600.00)
633,749.99 664,999.99 664,999.99 664,999.98 6,795,450.43 (0.01)
-
1,333,028.84 1,346,818.12 1,342,675.88 1,302,360.61 15,553,134.80 (40,315.27)
681,717.00 681,717.00 681,722.00 (0.00) 7,498,892.00 (681,722.00)
100,820.00 101,797.50 101,817.50 97,852.50 1,169,057.50 (3,965.00)
24,372.11 24,795.71 24,802.87 24,399.29 284,611.69 (403.58)
6,500.00 6,700.00 6,700.00 6,500.00 75,600.00 (200.00)
173,617.12 180,467.52 186,046.72 170,841.18 2,079,806.68 (15,205.54)
57,000.00 57,000.00 57,000.00 57,000.00 684,000.00 -
220,163.01 221,419.08 221,419.08 221,419.08 2,538,585.24 -
-
48,491.50 48,597.49 48,418.37 48,048.88 548,111.95 (369.49)
7,617.59 6,045.84 6,989.67 6,155.97 84,864.23 (833.70)
53,943.38 55,967.28 47,871.78 43,603.02 608,458.96 (4,268.76)
5,415.00 12,561.65 2,102.00 1,509.00 126,905.35 (593.00)
- 138,112.04 39,369.15 49,423.68 226,904.87 10,054.53
420.00 400.00 380.00 340.00 4,760.00 (40.00)
3,733.50 4,711.50 2,834.50 5,799.00 41,683.00 2,964.50
-
274,342.94 270,678.22 269,663.24 269,785.22 3,465,727.57 121.98
6,636.59 6,636.59 6,636.59 6,636.59 49,491.10 (0.00)
6,152.84 6,152.84 6,152.80 5,244.04 68,780.48 (908.76)
6,377.14 6,960.27 6,960.27 6,960.27 78,928.17 (0.00)
-
14,472.00 14,472.00 14,472.00 14,492.21 502,070.45 20.21
16,800.00 16,800.00 16,800.00 16,800.00 201,600.00 -
13,405.08 21,896.51 3,252.20 - 105,719.60 (3,252.20)
-
56,940.89 54,329.75 42,703.94 52,181.69 634,228.39 9,477.75
22,854.60 14,708.00 9,921.25 3,378.90 206,303.68 (6,542.35)
1,042.00 1,042.00 1,042.00 1,038.00 31,060.00 (4.00)
243,777.68 188,836.44 177,307.83 109,993.40 3,134,298.79 (67,314.43)
6,207.46 3,238.00 19,462.73 6,040.21 78,809.99 (13,422.52)
30.00 - 1,416.80 10,117.41 1,176,796.92 8,700.61
- 1,510.00 10.00 3,360.00 17,185.00 3,350.00
76,000.00 76,000.00 76,000.00 76,000.00 912,000.00 -
1,737,000.00 1,737,000.00 1,737,000.00 1,737,000.00 20,844,000.00 -
852,544.31 862,695.27 772,242.30 744,849.90 10,134,548.23 (27,392.40)
6,759,478.11 7,076,266.46 6,719,801.34 5,824,164.99 81,046,505.08 (895,636.35)
2,789,429.59 1,911,278.05 2,067,522.57 4,584,901.70 30,676,512.48 2,517,379.13

314,310.00 314,310.00 314,310.00 314,310.00 3,771,720.00 -
2,475,119.59 1,596,968.05 1,753,212.57 4,270,591.70 26,904,792.48 2,517,379.13
(8,406.65) 7,933.06 9,473.84 32,621.15 39,237.79 23,147.31
2,466,712.94 1,604,901.11 1,762,686.41 4,303,212.85 26,944,030.27 2,540,526.44

- - - 455,840.38 455,840.38 455,840.38
2,466,712.94 1,604,901.11 1,762,686.41 3,847,372.47 26,488,189.89 2,084,686.06
25.83% 17.86% 20.06% 36.96% 23.71%

%
1.12%
-62.17%
-8.52%
-0.88%
58.35%
-78.77%
52.80%
18.46%
-56.58%
-4.88%
0.00%
-3.00%
-100.00%
-3.89%
-1.63%
-2.99%
-8.17%
0.00%
0.00%
-0.76%
-11.93%
-8.92%
-28.21%
25.54%
-10.53%
104.59%
0.05%
0.00%
-14.77%
0.00%
0.14%
0.00%
-100.00%
22.19%
-65.94%
-0.38%
-37.96%
-68.97%
614.10%
33500.00%
0.00%
0.00%
-3.55%
-13.33%
121.76%
0.00%
143.59%
244.33%
144.13%
100.00%
118.27%
FSFI
BALANCE SHEET - CONSO
FOR THE YEAR 2023

ASSETS
Current Assets
Total Cash in Bank 13,107,046.88 12,803,700.28 13,253,662.79
Other Funds
Petty Cash Fund 15,522.81 29,594.55 32,846.45
Refund Fund 839.00 839.00 839.00
Total Other Funds 16,361.81 30,433.55 33,685.45
TOTAL CASH 13,123,408.69 12,834,133.83 13,287,348.24
Short-Term Investments
CHINABANK (UITF) 10,011,551.43 19,556,142.39 5,044,757.64
AIB (Placement) 25,214,879.87 25,307,945.54 25,400,741.34
TOTAL CASH EQUIVALENTS 36,106,617.54 44,864,087.93 30,445,498.98

TOTAL CASH AND CASH EQUIVALENTS 49,230,026.23 57,698,221.76 43,732,847.22
Notes Receivable
Notes Receivable - Pensioners 694,231,099.06 692,289,302.33 705,916,172.88
Notes Receivable - ROCG 4,273,405.32 4,249,424.7500 6,584,385.87
Notes Receivable - Others 439,139.45 518,849.21 612,986.23
Total Notes Receivable 706,638,342.96 698,735,275.42 714,490,344.11
Less: Allowance for Doubtful Accounts (26,243,497.09) (25,889,005.52) (25,846,632.74)
Net Total Notes Receivables 680,394,845.87 672,846,269.90 688,643,711.37
Advances
Advances to Officers and Employees 17,499.98 38,961.26 13,683.28
RB Loan 359,600.00 359,600.00 359,600.00
Total Advances 377,099.98 398,561.26 373,283.28
Accounts Receivable 105,081.11 42,927.73 40,397.68
Interest Receivable 0.00 - -
Prepaid Expenses 124,996.39 157,970.39 106,128.89
TOTAL CURRENT ASSETS 730,232,049.58 731,143,951.04 732,896,368.44
Non-Current Assets
Property Plant and Equipment
Land 1604108.72 1,604,108.72 1,604,108.72
Building 18556846.28 18,556,846.28 18,556,846.28

Accumulated Depreciation -77320.19 (154,640.38) (231,960.57)
18,479,526.09 18,402,205.90 18,324,885.71
Building Improvement
Amortization - Building Imp.
Office Furniture and Fixtures 1,481,520.97 1,492,650.97 1,492,650.97

Accumulated Depreciation (1,120,040.24) (1,144,732.78) (1,169,610.82)
361,480.73 347,918.19 323,040.15
Office Equipment 3,491,686.50 3,491,686.50 3,497,436.50

638,892.16 600,236.24 567,091.74
Office Vehicle 8,233,700.00 8,233,700.00 8,233,700.00

4,605,357.28 4,449,060.32 4,292,763.36
Leasehold Improvements 373,617.76 373,617.76 440,459.88

Amortization of Leasehold Improvements (208,934.39) (213,556.52) (218,178.65)
164,683.37 160,061.24 222,281.23
Total Property Plant and Equipment 25,854,048.35 25,563,590.61 25,334,170.91
Other Non-Current Assets

Investment with PLDT 3,500.00 3,500.00 3,500.00
Website Design & Development 46,977.11 43,835.17 40,693.23
Microsoft Win Pro 8.1 / 10 Sngl License 18,643.37 15,314.21 22,482.05
Rental Deposit 222,187.01 222,187.01 249,067.01
Meter Deposit 2,780.00 2,780.00 2,780.00
Water Deposits 500.00 500.00 500.00
Property Acquired as Payment for Loan 259,000.00 259,000.00 259,000.00
Total Other Assets 553,587.49 547,116.39 578,022.29
TOTAL NON-CURRENT ASSETS 26,407,635.84 26,110,707.00 25,912,193.20
TOTAL ASSETS 756,639,685.42 757,254,658.04 758,808,561.64

- - 0.00
FSFI
BALANCE SHEET - CONSO
FOR THE YEAR 2023

Current Liabilities
Trade Payables
Commission Fee Payable 876,907.42 923,764.53 1,092,406.01
Refund Payable 10,724,222.93 10,958,688.92 11,152,444.01
Accounts Payable 2,825,342.00 2,850,099.55 4,712,910.63
Accounts Payable - BP 7,055.00 7,055.00 7,055.00
Interest Payable 151,041.66 147,916.66 147,916.66
Differential Pay Payable 10,378.56 10,378.56 10,378.56
Total Trade Payables 14,594,947.57 14,897,903.22 17,123,110.87
Taxes and Government Payables

Income Tax Payable
Withholding Taxes Payable - Regular 52,901.18 66,041.35 66,041.35
Witholding Taxes Payable - Rent 1,826.40 1,826.40 1,826.40
Withholding Taxes Payable - Expanded 25,316.82 25,419.82 35,634.82
Withholding Taxes Payable - Final 0.00 - -
SSS, ECC Payable 95,348.95 111,603.95 113,733.95
SSS Salary Loan Payable 32,964.86 31,384.44 27,508.24
Philhealth Payable 50,647.22 52,108.62 53,188.62
Pag-ibig Fund Payable 10,306.40 10,306.40 10,706.40
Pag-ibig Salary Loan Payable 24,974.20 24,753.40 24,753.40
Total Other Current Liabilities 294,286.03 323,444.38 333,393.18
Accrued Expenses and Other Payables

Accrued Expenses Payable 4,887,850.70 5,961,782.94 6,653,477.62
Accrued Taxes Payable 6,766,812.32 7,081,122.32 7,395,432.32
Donation Payable 1,697,765.68 1,653,765.68 1,694,564.64
CRI Payable 9,360,122.34 9,585,244.66 9,974,206.28
Documentary Stamp Tax Payable 2,420,960.99 2,477,727.49 2,642,654.41
Documentary Stamp Tax Payable - ROCG 11,475.00 11,475.00 11,475.00
Omnibus Tax Payable 3,979,917.98 3,651,801.23 4,040,762.85
Total Accrued Expenses Payable 29,124,905.01 30,422,919.32 32,412,573.12
TOTAL CURRENT LIABILITIES 44,014,138.61 45,644,266.92 49,869,077.17
Non-current Liabilities
Deferred Credits
Unearned Interest - Pensioners (UI) 146,496,349.62 145,473,689.38 149,426,582.70
Unearned Interest - Pensioners (UI) - Resume 302,651.63 296,594.27 206,509.82
Unearned Interest - Pensioners (CFP) 7,494.38 7,494.38 7,494.38
Deferred Income - Resume 192,566.78 192,566.78 -
Unearned Interest - Others (UI) 19,426.67 24,904.56 30,615.85
Unearned Interest - Others (B2B) 434,318.14 22,853.28 22,853.28
Unearned Interest - Others (ROCG) 247,869.31 247,869.31 1,107,979.02
Total Deferred Credits 147,700,676.53 146,265,971.96 150,802,035.05
Long-term Debt
Other Long Term Liability 36,000,000.00 36,000,000.00 36,000,000.00
Notes Payable 29,313,317.06 28,341,094.84 27,368,872.62
Total Long-term Liabilities 65,313,317.06 64,341,094.84 63,368,872.62
Contingent Liabilities
RTPL 5,149,448.24 5,149,448.24 5,149,448.24
MMP
MMP (RE) 15,100,130.59 14,501,408.45 12,468,171.01
MMP(EOY) 274,128.11 283,127.77 283,127.77
Total Contingent Liabilities 20,523,706.94 19,933,984.46 17,900,747.02
TOTAL NON-CURRENT LIABILITIES 233,537,700.53 230,541,051.26 232,071,654.69
TOTAL LIABILITIES 277,551,839.14 276,185,318.18 281,940,731.86
Equity
Capital Stock
Authorized: 1,500,000 shares @ P100.00 par 150,000,000.00 150,000,000.00 150,000,000.00
Total Capital Stock 150,000,000.00 150,000,000.00 150,000,000.00
Retained Earnings
Retained Earnings, beginning 536,330,617.91 336,987,846.28 336,987,846.28
Utilized
Prior-Year Adjustment (71,350,658.77) 0.00 146,787.08
Contingent Liabilities
MMP (22,900,000.00) (7,900,000.00) (7,900,000.00)
Dividends (12,000,000.00) 0.00 (6,000,000.00)
Total Utilized (252,900,677.46) (7,900,000.00) (13,753,212.92)
Beginning, Unutilized 283,429,940.45 329,087,846.28 323,234,633.36
Net Income during the Period 45,657,905.83 1,981,493.58 3,633,196.42
Total Retained Earnings, Unutilized 329,087,846.28 331,069,339.86 326,867,829.78
TOTAL EQUITY 479,087,846.28 481,069,339.86 476,867,829.78
TOTAL LIABILITIES AND EQUITY 756,639,685.42 757,254,658.04 758,808,561.64

MARCH APRIL MAY JUNE JULY
13,965,754.66 12,412,138.97 11,191,097.51 10,578,468.16 11,946,886.54
30,747.07 29,830.16 29,524.17 38,051.37 31,306.52

839.00 839.00 839.00 839.00 839.00
31,586.07 30,669.16 30,363.17 38,890.37 32,145.52
13,997,340.73 12,442,808.13 11,221,460.68 10,617,358.53 11,979,032.06
6,793,567.89 20,825,906.52 16,537,557.15 18,554,114.30 16,191,197.22

20,440,548.73 30,520,266.87 30,602,347.93 30,768,837.64 30,889,348.92
27,234,116.62 51,346,173.39 47,139,905.08 49,322,951.94 47,080,546.14

41,231,457.35 63,788,981.52 58,361,365.76 59,940,310.47 59,059,578.20
722,447,817.13 735,420,785.19 746,647,906.32 750,475,372.49 755,745,046.67

6,465,056.38 6,401,051.35 6,337,046.32 6,337,046.32 6,328,365.75
634,168.37 577,656.65 622,379.77 563,385.06 560,153.42
729,922,241.88 742,774,693.19 753,982,532.41 757,751,003.87 763,008,765.84
(26,868,960.18) (27,351,137.11) (28,813,793.80) (30,450,237.59) (30,950,402.45)
703,053,281.70 715,423,556.08 725,168,738.61 727,300,766.28 732,058,363.39
0.96
35,595.83 155,206.56 39,024.30 37,367.18 37,863.94

359,600.00 359,600.00 359,600.00 359,600.00 359,600.00
395,195.83 514,806.56 398,624.30 396,967.18 397,463.94
40,775.88 44,721.46 42,678.95 49,266.83 52,449.13
0.00 0.00 0.00 0.00 0.00
121,062.89 110,009.88 112,939.21 175,895.21 156,154.21
744,841,773.65 779,882,075.50 784,084,346.83 787,863,205.97 791,724,008.87
1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72
18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28

- 309,280.76 - 386,600.95 - 463,921.14 - 541,241.33 - 618,561.52
18,247,565.52 18,170,245.33 18,092,925.14 18,015,604.95 17,938,284.76
- 109,258.50 218,517.00 361,775.50 398,195.00

- - - 3,641.96 - 9,671.56 - 16,308.15
0.00 109,258.50 214,875.04 352,103.94 381,886.85
1,544,138.97 1,544,138.97 1,615,642.97 1,643,732.97 1,643,732.97

(1,194,488.86) (1,220,225.03) (1,246,374.54) (1,273,320.35) (1,296,282.63)
349,650.11 323,913.94 369,268.43 370,412.62 347,450.34
3,661,856.50 3,663,053.50 3,883,850.50 4,009,669.50 4,046,188.50

(2,969,755.89) (3,014,006.55) (3,060,325.26) (3,108,896.94) (3,162,348.53)
692,100.61 649,046.95 823,525.24 900,772.56 883,839.97
8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00

(4,097,233.60) (4,253,530.56) (4,409,824.12) (4,550,142.74) (4,690,461.36)
4,136,466.40 3,980,169.44 3,823,875.88 3,683,557.26 3,543,238.64
440,459.88 440,459.88 465,459.88 465,459.88 465,459.88

(223,914.82) (229,650.99) (235,553.83) (241,706.67) (247,859.51)
216,545.06 210,808.89 229,906.05 223,753.21 217,600.37
25,246,436.42 25,047,551.77 25,158,484.50 25,150,313.26 24,916,409.65
3,500.00 3,500.00 3,500.00 3,500.00 3,500.00

37,551.29 36,409.35 57,267.41 54,125.47 50,983.53
19,276.89 16,071.73 18,852.40 22,902.03 33,164.58
252,067.01 283,067.01 283,067.01 283,067.01 283,067.01
2,780.00 7,780.00 7,780.00 7,780.00 7,780.00
500.00 5,500.00 5,500.00 5,500.00 5,500.00
259,000.00 259,000.00 259,000.00 259,000.00 259,000.00
574,675.19 611,328.09 634,966.82 635,874.51 642,995.12
25,821,111.61 25,658,879.86 25,793,451.32 25,786,187.77 25,559,404.77
770,662,885.26 805,540,955.36 809,877,798.15 813,649,393.74 817,283,413.64

- - - - -
MARCH APRIL MAY JUNE JULY
1,181,336.98 1,366,057.21 1,423,233.22 1,500,634.40 1,627,296.05

11,261,553.54 11,407,947.68 11,377,370.58 11,200,154.94 11,312,464.02
4,720,644.54 4,728,984.70 4,737,324.86 4,737,446.86 4,706,551.39
7,055.00 7,055.00 7,055.00 7,055.00 7,055.00
164,916.66 326,249.98 301,249.98 301,249.98 301,249.98
10,378.56 10,378.56 10,378.56 10,378.56 10,378.56
17,345,885.28 17,846,673.13 17,856,612.20 17,756,919.74 17,964,995.00
66,041.35 66,041.35 66,041.35 66,041.35 66,123.11

1,826.40 1,826.40 1,826.40 1,826.40 1,826.40
29,998.23 34,267.41 29,716.38 27,479.29 25,220.04
0.00 0.00 0.00 0.00 0.00
116,496.45 120,676.45 120,873.95 121,123.95 121,356.45
28,033.28 29,510.04 27,710.38 27,710.38 28,679.42
53,588.62 55,068.62 55,498.62 55,527.62 56,638.42
10,906.40 11,506.40 11,706.40 11,706.40 12,106.40
24,732.24 24,659.52 17,451.22 17,080.02 22,612.10
331,622.97 343,556.19 330,824.70 328,495.41 334,562.34
7,497,315.38 6,761,514.32 7,638,769.80 8,627,110.72 9,644,438.48

7,709,742.32 7,076,907.32 6,590,746.32 6,905,056.32 7,219,366.32
1,752,064.64 1,807,114.64 1,883,114.64 1,945,614.64 1,997,614.64
10,400,588.92 10,815,401.69 11,130,934.85 11,386,682.59 11,702,073.06
2,828,313.47 2,958,451.91 3,060,176.58 3,109,844.16 3,197,502.43
11,475.00 11,475.00 11,475.00 11,475.00 11,475.00
4,467,145.49 4,232,481.49 4,548,014.65 4,803,762.39 4,456,753.80
34,666,645.22 33,663,346.37 34,863,231.84 36,789,545.82 38,229,223.73
52,344,153.47 51,853,575.69 53,050,668.74 54,874,960.97 56,528,781.07
154,150,938.69 158,688,498.41 161,146,454.31 161,086,756.50 162,264,991.81

171,273.09 171,273.09 171,273.09 171,273.09 171,273.09
7,494.38 7,494.38 7,494.38 7,494.38 7,494.38
0.00 0.00 0.00 0.00 0.00
32,810.91 28,950.70 29,889.98 23,614.52 21,989.48
(0.00) (0.00) (0.00) (0.00) (0.00)
1,079,966.67 1,066,736.82 1,054,033.15 1,054,033.15 1,054,033.15
155,442,483.74 159,962,953.40 162,409,144.91 162,343,171.64 163,519,781.91
41,000,000.00 86,000,000.00 86,000,000.00 86,000,000.00 86,000,000.00

26,396,650.40 14,000,000.00 14,000,000.00 14,000,000.00 14,000,000.00
67,396,650.40 100,000,000.00 100,000,000.00 100,000,000.00 100,000,000.00
5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24
10,417,475.54 8,203,487.85 6,483,631.18 5,989,105.77 4,770,171.46

283,127.77 283,127.77 283,127.77 283,127.77 283,127.77
15,850,051.55 13,636,063.86 11,916,207.19 11,421,681.78 10,202,747.47
238,689,185.69 273,599,017.26 274,325,352.10 273,764,853.42 273,722,529.38
291,033,339.16 325,452,592.95 327,376,020.84 328,639,814.39 330,251,310.45
150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00

150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00
336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28
146,787.08 146,787.08 146,787.08 146,787.08 146,787.08
(7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00)

(6,000,000.00) (6,000,000.00) (6,000,000.00) (6,000,000.00) (6,000,000.00)
(13,753,212.92) (13,753,212.92) (13,753,212.92) (13,753,212.92) (13,753,212.92)
323,234,633.36 323,234,633.36 323,234,633.36 323,234,633.36 323,234,633.36
6,394,912.74 6,853,729.05 9,267,143.95 11,774,945.99 13,797,469.83
329,629,546.10 330,088,362.41 332,501,777.31 335,009,579.35 337,032,103.19
479,629,546.10 480,088,362.41 482,501,777.31 485,009,579.35 487,032,103.19
770,662,885.26 805,540,955.36 809,877,798.15 813,649,393.74 817,283,413.64

VARIANCE
AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER INC/(DEC)
12,265,153.84 14,681,768.27 11,876,442.17 15,788,476.05 12,423,076.35 (3,365,399.70)
37,380.63 29,830.32 32,756.89 33,301.04 23,442.34 (9,858.70)

839.00 839.00 839.00 839.00 839.00 0.00
38,219.63 30,669.32 33,595.89 34,140.04 24,281.34 (9,858.70)
12,303,373.47 14,712,437.59 11,910,038.06 15,822,616.09 12,447,357.69 (3,375,258.40)
12,671,911.15 7,013,504.50 13,011,437.56 19,770,911.40 19,553,532.55 (217,378.85)

31,012,974.86 41,139,806.75 30,936,053.25 20,936,053.25 20,936,053.25 0.00
43,684,886.01 48,153,311.25 43,947,490.81 40,706,964.65 40,489,585.80 (217,378.85)

55,988,259.48 62,865,748.84 55,857,528.87 56,529,580.74 52,936,943.49 (3,592,637.25)
762,294,316.62 772,522,375.93 783,802,140.08 784,961,609.82 782,883,680.93 (2,077,928.89)

6,328,365.75 6,319,685.18 6,319,685.18 6,311,004.61 6,311,004.61 0.00
440,486.28 467,239.55 526,934.48 639,829.52 577,033.22 (62,796.30)
769,438,368.65 779,684,500.66 790,648,759.74 791,912,443.95 789,771,718.76 (2,140,725.19)
(31,484,124.62) (32,824,940.90) (32,184,319.54) (32,636,726.47) (32,919,130.59) (282,404.12)
737,954,244.03 746,859,559.76 758,464,440.20 759,275,717.48 756,852,588.17 (2,423,129.31)
100,518.29 33,183.89 87,561.36 44,883.31 24,463.68 (20,419.63)

359,600.00 359,600.00 359,600.00 359,600.00 359,600.00 0.00
460,118.29 392,783.89 447,161.36 404,483.31 384,063.68 (20,419.63)
69,968.49 9,012.85 6,172.48 12,658.67 59,682.89 47,024.22
0.00 0.00 0.00 0.00 0.00 0.00
139,413.21 116,672.21 106,731.21 106,969.21 87,199.21 (19,770.00)
794,612,003.50 810,243,777.55 814,882,034.12 816,329,409.41 810,320,477.44 (6,008,931.97)
1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 0.00
18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 18,556,846.28 0.00

- 695,881.71 - 773,201.90 - 850,522.09 - 927,842.28 (1,005,162.47) (77,320.19)
17,860,964.57 17,783,644.38 17,706,324.19 17,629,004.00 17,551,683.81 (77,320.19)
398,195.00 398,195.00 398,195.00 398,195.00 398,195.00 0.00

- 22,944.74 - 29,581.33 - 36,217.92 - 42,854.51 - 49,491.10 (6,636.59)
375,250.26 368,613.67 361,977.08 355,340.49 348,703.90 (6,636.59)
1,647,127.97 1,649,899.97 1,649,899.97 1,649,899.97 1,649,899.97 0.00

(1,319,292.51) (1,331,158.53) (1,341,564.85) (1,350,814.61) (1,360,044.77) (9,230.16)
327,835.46 318,741.44 308,335.12 299,085.36 289,855.20 (9,230.16)
4,099,091.20 4,161,670.20 4,165,925.20 4,174,420.20 4,182,915.20 8,495.00

(3,213,801.24) (3,258,639.35) (3,301,272.44) (3,344,047.11) (3,386,963.36) (42,916.25)
885,289.96 903,030.85 864,652.76 830,373.09 795,951.84 (34,421.25)
8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 8,233,700.00 0.00

(4,830,779.98) (4,971,098.60) (5,111,417.22) (5,251,735.84) (5,392,054.46) (140,318.62)
3,402,920.02 3,262,601.40 3,122,282.78 2,981,964.16 2,841,645.54 (140,318.62)
465,459.88 465,459.88 465,459.88 465,459.88 465,459.88 0.00

(254,012.35) (260,165.19) (266,318.03) (272,470.83) (277,714.87) (5,244.04)
211,447.53 205,294.69 199,141.85 192,989.05 187,745.01 (5,244.04)
24,667,816.52 24,446,035.15 24,166,822.50 23,892,864.87 23,619,694.02 (273,170.85)
3,500.00 3,500.00 3,500.00 3,500.00 3,500.00 0.00

47,841.59 44,699.61 42,557.67 39,415.73 36,273.79 (3,141.94)
28,930.67 25,695.51 28,875.18 25,056.85 21,238.52 (3,818.33)
283,067.01 283,067.01 283,067.01 283,067.01 283,067.01 0.00
7,780.00 7,780.00 7,780.00 7,780.00 7,780.00 0.00
5,500.00 5,500.00 5,500.00 5,500.00 5,500.00 0.00
259,000.00 259,000.00 259,000.00 259,000.00 259,000.00 0.00
635,619.27 629,242.13 630,279.86 623,319.59 616,359.32 (6,960.27)
25,303,435.79 25,075,277.28 24,797,102.36 24,516,184.46 24,236,053.34 (280,131.12)
819,915,439.29 835,319,054.83 839,679,136.48 840,845,593.87 834,556,530.78 (6,289,063.09)

- - - - -
VARIANCE
AUGUST SEPTEMBER OCTOBER NOVEMBER DECEMBER INC/(DEC)
1,686,184.85 1,790,615.15 1,938,548.72 1,959,040.86 1,098,910.17 (860,130.69)

11,356,513.90 11,279,246.17 11,495,950.78 11,574,630.59 11,360,796.91 (213,833.68)
4,806,859.10 4,744,614.55 4,714,614.55 4,722,954.71 4,725,127.02 2,172.31
7,055.00 7,055.00 7,055.00 7,055.00 7,055.00 0.00
301,249.98 332,499.98 332,499.98 332,499.99 332,499.99 0.00
10,378.56 10,378.56 10,378.56 10,378.56 10,378.56 0.00
18,168,241.39 18,164,409.41 18,499,047.59 18,606,559.71 17,534,767.65 (1,071,792.06)
68,601.02 68,363.26 68,363.26 68,363.26 47,775.90 (20,587.36)

1,826.40 1,826.40 1,826.40 1,826.40 1,826.40 0.00
29,134.84 31,490.96 28,754.04 27,680.22 25,893.71 (1,786.51)
0.00 0.00 0.00 0.00 68,346.17 68,346.17
126,733.95 127,763.95 129,213.95 128,851.45 124,623.95 (4,227.50)
32,178.52 30,911.71 32,986.31 37,416.23 36,020.04 (1,396.19)
57,064.44 57,069.24 57,916.44 57,930.76 57,123.60 (807.16)
12,106.40 12,106.40 12,506.40 12,506.40 12,106.40 (400.00)
22,938.06 20,879.49 18,217.42 17,685.75 18,627.40 941.65
350,583.63 350,411.41 349,784.22 352,260.47 392,343.57 40,083.10
8,784,281.24 9,766,640.81 10,658,704.83 11,342,701.27 6,130,074.30 (5,212,626.97)

6,583,935.82 6,898,245.82 7,212,555.82 6,482,887.82 6,797,197.82 314,310.00
2,073,614.64 2,119,614.64 2,182,614.64 2,238,614.64 596,848.96 (1,641,765.68)
12,019,042.20 12,367,986.30 12,749,789.27 12,978,971.16 3,778,158.41 (9,200,812.75)
3,292,800.44 3,379,093.95 3,496,401.24 3,524,801.99 1,244,544.20 (2,280,257.79)
11,475.00 11,475.00 11,475.00 11,475.00 0.00 (11,475.00)
4,773,722.94 5,122,667.04 4,820,745.68 5,049,927.57 1,782,558.25 (3,267,369.32)
37,538,872.28 39,665,723.56 41,132,286.48 41,629,379.45 20,329,381.94 (21,299,997.51)
56,057,697.30 58,180,544.38 59,981,118.29 60,588,199.63 38,256,493.16 (22,331,706.47)
163,554,022.46 165,891,308.62 169,067,958.50 167,854,911.18 165,122,564.16 (2,732,347.02)

171,273.09 171,273.09 (0.00) (0.00) (0.00) 0.00
7,494.38 7,494.38 7,494.38 7,494.38 7,494.38 0.00
0.00 0.00 0.00 0.00 0.00 0.00
16,757.89 18,060.16 23,191.78 32,928.74 28,892.84 (4,035.90)
(0.00) (0.00) (0.00) (0.00) (0.00) 0.00
1,054,033.15 1,054,033.15 1,054,033.15 1,054,033.15 1,054,033.15 0.00
164,803,580.97 167,142,169.40 170,152,677.81 168,949,367.45 166,212,984.53 (2,736,382.92)
86,000,000.00 96,000,000.00 96,000,000.00 96,000,000.00 96,000,000.00 0.00

14,000,000.00 14,000,000.00 14,000,000.00 14,000,000.00 14,000,000.00 0.00
100,000,000.00 110,000,000.00 110,000,000.00 110,000,000.00 110,000,000.00 0.00
5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 0.00
3,580,434.69 2,055,901.78 0.00 0.00 21,000,000.00 21,000,000.00

283,127.77 283,127.77 283,127.77 283,127.77 283,127.77 0.00
9,013,010.70 7,488,477.79 5,432,576.01 5,432,576.01 26,432,576.01 21,000,000.00
273,816,591.67 284,630,647.19 285,585,253.82 284,381,943.46 302,645,560.54 18,263,617.08
329,874,288.97 342,811,191.57 345,566,372.11 344,970,143.09 340,902,053.70 (4,068,089.39)
150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 0.00

150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 0.00
336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 0.00
146,787.08 146,787.08 146,787.08 146,787.08 146,787.08 0.00
(7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) (7,900,000.00) 0.00

(6,000,000.00) (6,000,000.00) (6,000,000.00) (6,000,000.00) (12,068,346.17) (6,068,346.17)
(13,753,212.92) (13,753,212.92) (13,753,212.92) (13,753,212.92) (19,821,559.09) (6,068,346.17)
323,234,633.36 323,234,633.36 323,234,633.36 323,234,633.36 317,166,287.19 (6,068,346.17)
16,806,516.96 19,273,229.90 20,878,131.01 22,640,817.42 26,488,189.89 3,847,372.47
340,041,150.32 342,507,863.26 344,112,764.37 345,875,450.78 343,654,477.08 (2,220,973.70)
490,041,150.32 492,507,863.26 494,112,764.37 495,875,450.78 493,654,477.08 (2,220,973.70)
819,915,439.29 835,319,054.83 839,679,136.48 840,845,593.87 834,556,530.78 (6,289,063.09)

MONTHLY INCOME STATEMENT NOVEMBER
FOR THE MONTH OF NOVEMBER 2023
MAIN TAGUIG CDO ILOILO ZAM TAC DAVAO CEBU LEGAZPI CABANATUAN ISABELA TOTAL
REVENUES
Interest Income - Pensioners 3,394,539.70 352,514.76 632,424.46 337,800.93 331,710.00 123,884.16 117,455.85 80,031.55 41,461.77 17,327.98 8,873.41 5,438,024.57
Interest Income - Pensioners (Rebat 176,432.54 - - - - - - - - - - 176,432.54
Interest Income - Others 7,363.04 - - - - - - - - - - 7,363.04
Interest Income - B2B - - - - - - - - - - - -
Interest Income - ROCG - - - - - - - - - - - -
Other Income - Pensioners 2,377,664.25 76,026.51 94,244.47 50,456.21 371,512.23 67,385.26 - - - - - 3,037,288.93
Other Income - Others 128,014.83 - 200.00 - - - - - - - - 128,214.83
6,084,014.36 428,541.27 726,868.93 388,257.14 703,222.23 191,269.42 117,455.85 80,031.55 41,461.77 17,327.98 8,873.41 8,787,323.91
EXTRAORDINARY ITEMS
Gain/Loss on Sale of Asset - - - - - - - - - - - -
Unrealized Gain(Loss) on Investmen 9,473.84 - - - - - - - - - - 9,473.84
9,473.84 - - - - - - - - - - 9,473.84
6,093,488.20 428,541.27 726,868.93 388,257.14 703,222.23 191,269.42 117,455.85 80,031.55 41,461.77 17,327.98 8,873.41 8,796,797.75
EXPENSES
Commission Expense 23,598.84 11,556.41 12,193.95 7,213.89 2,400.00 344.27 18,631.82 17,040.00 3,813.50 9,024.00 5,491.20 111,307.88
Interest Expense 285,537.69 52,382.05 52,628.10 31,733.80 35,610.75 7,328.30 64,072.75 58,925.65 18,354.00 36,322.30 22,104.60 664,999.99
Salaries & Wages 1,056,955.15 15,473.28 60,650.00 31,387.57 28,257.68 26,711.55 39,912.48 13,700.11 23,211.01 28,046.56 18,370.49 1,342,675.88
Security Services 42,703.94 - - - - - - - - - - 42,703.94
Notarial Expense 8,200.00 500.00 500.00 700.00 800.00 300.00 400.00 200.00 100.00 - 600.00 12,300.00
Directors' Fee 57,000.00 - - - - - - - - - - 57,000.00
13th/14th/15th Month Pay 599,700.00 10,000.00 21,120.00 11,310.00 10,150.00 8,990.00 10,127.00 10,325.00 - - - 681,722.00
Employees Benefit 135,468.48 2,925.20 8,550.24 7,875.60 7,875.60 4,050.00 7,875.60 4,700.40 1,775.20 2,475.20 2,475.20 186,046.72
Professional Fees 9,338.00 700.00 934.00 700.00 700.00 700.00 700.00 700.00 - - - 14,472.00
Retainer's Fee 16,800.00 - - - - - - - - - - 16,800.00
Rent Expense 65,987.35 26,475.95 17,532.71 16,240.00 10,640.00 20,934.58 13,816.82 14,246.40 13,440.00 10,526.32 11,578.95 221,419.08
Electricity 26,455.29 3,082.70 3,076.65 3,035.46 1,470.44 1,318.73 1,176.53 2,873.00 1,249.36 2,138.67 1,994.95 47,871.78
Water 3,176.62 352.76 120.00 35.00 100.00 100.00 200.00 650.00 70.00 1,945.79 239.50 6,989.67
Office Supplies Expense 648.00 - - 1,454.00 - - - - - - - 2,102.00
Marketing & Promotions 8,000.00 - 19,961.00 - - - - - 10,914.68 493.47 - 39,369.15
Representation & Entertainment 155,060.08 3,040.00 3,777.00 3,040.00 3,040.00 3,040.00 3,040.00 3,040.00 230.75 - - 177,307.83
Transportation & Travelling 3,165.37 - 68.00 114.00 - 16,023.36 52.00 - - - 40.00 19,462.73
SSS, ECC Expense 73,917.50 1,502.50 5,827.50 3,022.50 2,737.50 2,547.50 3,802.50 1,777.50 2,215.00 2,690.00 1,777.50 101,817.50
Philhealth Expense 18,621.91 310.00 1,223.00 636.20 600.00 600.00 784.60 407.16 600.00 600.00 420.00 24,802.87
Pag-ibig Fund Expense 4,000.00 100.00 400.00 300.00 300.00 300.00 300.00 200.00 300.00 300.00 200.00 6,700.00
Taxes & Licenses 1,416.80 - - - - - - - - - - 1,416.80
Repairs & Maintenance 7,371.25 - - 2,400.00 - - 150.00 - - - - 9,921.25
Depreciation Expense 224,897.52 503.12 1,765.42 2,202.93 2,997.37 2,961.11 5,298.78 7,816.77 7,815.53 7,708.85 5,695.84 269,663.24
Amortization - Building Imp. 6,636.59 - - - - - - - - - - 6,636.59
Amortization - Leasehold Imp. 2,158.56 0.20 - 266.67 216.67 63.33 333.33 1,583.33 1,114.04 166.67 250.00 6,152.80
Amortization - Non-Current Assets 6,057.77 - - - - - - 544.17 - - 358.33 6,960.27
Contribution & Donation 76,000.00 - - - - - - - - - - 76,000.00
Advertising & Publicity 1,042.00 - - - - - - - - - - 1,042.00
Telephone 31,059.88 1,599.00 1,899.00 2,011.49 1,998.00 1,856.00 1,599.00 1,599.00 1,599.00 1,599.00 1,599.00 48,418.37
Postage & Courier Services 120.00 - 616.00 562.50 466.00 - 200.00 - 190.00 535.00 145.00 2,834.50
Bank Service Charges - - 10.00 - - - - - - - - 10.00
Books, Magazines & Periodicals 380.00 - - - - - - - - - - 380.00
Insurance Expense - 1,496.40 - - 1,122.30 633.50 - - - - - 3,252.20
Doubtful Accounts Expense 1,347,000.00 78,000.00 140,000.00 70,000.00 73,000.00 27,000.00 2,000.00 - - - - 1,737,000.00
Miscellaneous Expense 719,814.66 6,126.18 10,964.20 9,103.07 5,236.29 15,291.05 2,140.90 980.91 1,275.74 505.50 803.80 772,242.30
5,018,289.25 216,125.75 363,816.77 205,344.68 189,718.60 141,093.28 176,614.11 141,309.40 88,267.81 105,077.33 74,144.36 6,719,801.34
INCOME BEFORE TAX 1,075,198.95 212,415.52 363,052.16 182,912.46 513,503.63 50,176.14 (59,158.26) (61,277.85) (46,806.04) (87,749.35) (65,270.95) 2,076,996.41
Corporate Tax 314,310.00 - - - - - - - - - - 314,310.00
NET INCOME AFTER EI BUT BEFORE 760,888.95 212,415.52 363,052.16 182,912.46 513,503.63 50,176.14 (59,158.26) (61,277.85) (46,806.04) (87,749.35) (65,270.95) 1,762,686.41
Bonus - - - - - - - - - - - -
NET INCOME 760,888.95 212,415.52 363,052.16 182,912.46 513,503.63 50,176.14 (59,158.26) (61,277.85) (46,806.04) (87,749.35) (65,270.95) 1,762,686.41
FIVESTAR FINANCE INC. 1,750,781,341.860
SCHEDULE OF FOR INQUIRY 3,741,334.500000
FOR THE PERIOD FROM JANUARY TO DECEMBER 2023 FOR JE - 240.00
CA LIQ 240.00
BOOK ACCOUN DATE PERIOD BRANC DOCUMENT NO.COMPANY DESCRIPTION PARTICULAR BANK ACCOUNT DEBIT ACCOUNT CREDIT AMOUNT DEBIT
- 1,750,781,341.860
- 3,741,334.500000
AMOUNT CREDIT CHECK DR

#N/A
CHECK CR CLASS DR CLASS CR BREAK CF

YEAR 2021 2022 2022 2022
2018
Owner 2021EJZS
BMW X5 2022EJZS
BMW X5 2019JMGP JZS Golf
HYUNDAI Volkswagen
XDRIVE 3.0D XDRIVE 3.0D TUCSON 2.0 GL GTS 2.0 TDI
Model XLINE WAGON 2WD FL N0A749
3/5/2021 – 3/5/2022 – 4/12/2022 – 7/04/2022-
Period covered 3/5/2022 3/5/2023 4/12/2023 7/04/2023
Declared value of vehicle 5,690,000.00 5,121,000.00 900,000.00 931,500.00
Car perks limit 1,500,000.00 1,500,000.00 550,000.00 850,000.00
Actual car insurance premium 71,000.18 64,189.50 16,895.78 19,615.90
Less: Discount
Net actual car insurance premium payable
FSFI Share - Car insurance premium limit 18,717.09 18,801.85 10,325.20 17,899.64
AR - prorated share of officer in car insurance premium 52,283.09 45,387.65 6,570.58 1,716.26
Add: Unamortized portion of car insurance for Mercedez
Benz (Feb 1,2024 to Aug 1, 2024)
Less refund of RIBI
Net share of JSZ
Total Payable to RIBI
Date paid
2022 2022 2023 2023 2024 2024 2024
RZS CZS 2019JMGP
HYUNDAI JZS JZS JZS JZS
BMW 5-series TUCSON 2.0 GL MERCEDES Range Rover Range Rover Range Rover
2015 BMW 318D 2023 2WD FL BENZ NIH5000 NIH5000 NIH5000
8/12/2022- 10/14/2022 - 4/12/2023 – 8/1/2023 - 12/1/2023 - 12/1/2023 - 12/1/2023 -
8/12/2023 10/14/2023 4/12/2024 8/1/2024 12/1/2024 12/1/2024 12/1/2024
1,195,560.00 810,000.00 1,640,000.00 4,500,000.00 4,500,000.00 4,500,000.00
850,000.00 550,000.00 850,000.00 850,000.00 850,000.00 850,000.00
24,357.48 91,732.22 15,495.54 32,958.46 77,046.27 77,046.27 77,046.27
(1,317.00) (3,089.25) (3,089.25) (3,089.25)
31,641.46 73,957.02 33,405.01 33,405.01
17,317.29 91,732.22 10,521.66 16,399.54 13,969.66 6,309.84 6,309.84

7,040.19 - 4,973.88 15,241.92 59,987.36 27,095.17 27,095.17
8,199.77
(40,552.01)
27,635.12
41,604.78
7/18/2023 for payment for payment
77,046.27
32,958.46 cancelled policy 40,552.01
6,400.00 36,494.26
7,593.55 3,089.25
33,405.01
YEAR 2024
Owner JZS
2018 Range Rover
Model NIH5000
12/1/2023 -
Period covered 12/1/2024
Declared value of vehicle 4,500,000.00
Car perks limit 850,000.00
Actual car insurance premium 77,046.27
Less: Discount (3,089.25)
Actual car insurance premium net of discount 73,957.02
Less: Cancelled policy (40,552.01)
Net Amount Payable to RIBI 33,405.01
JE: Unamortized
portion of
insurance for MB
E250 (Feb 1,2024 Cancelled Policy Net Amount
ALLOCATION: Gross Amount to Aug 1, 2024) MB E300 Payable to RIBI
FSFI Share - Car insurance premium limit 13,969.66 (8,199.77) 5,769.89
AR - prorated share of JZS in car insurance premium 59,987.36 8,199.77 (40,552.01) 27,635.12
Total 73,957.02 - (40,552.01) 33,405.01
FSFI
FINANCIAL HIGHLIGHTS - MONTHLY
Highlight Variance
INCOME STATEMENT No. NOVEMBER 2023 DECEMBER 2023 INC/(DEC) %
Gross Revenues I.1-4 8,787,323.91 10,409,066.69 1,621,742.78 18.46%
Operating Expenses II.1-23 6,719,801.34 5,824,164.99 (895,636.35) -13.33%
Operating Income 2,067,522.57 4,584,901.70 2,517,379.13 121.76%
Less Corporate Tax 314,310.00 314,310.00 - 0.00%
Net Income After Tax but before EI 1,753,212.57 4,270,591.70 2,517,379.13 143.59%
Unrealized Gain(Loss) on Investment III.1 9,473.84 32,621.15 23,147.31 244.33%
Net Income After EI but before Bonus 1,762,686.41 4,303,212.85 2,540,526.44 144.13%
Bonus - 455,840.38 455,840.38 100.00%
Net Income 1,762,686.41 3,847,372.47 2,084,686.06 118.27%
BALANCE SHEET NOVEMBER 2023 DECEMBER 2023 Variance %

Cash IV.1 15,822,616.09 12,447,357.69 (3,375,258.40) -21.33%
Short-Term Investments IV.2 40,706,964.65 40,489,585.80 (217,378.85) -0.53%
Notes Receivable (Gross) IV.3-5 791,912,443.95 789,771,718.76 (2,140,725.19) -0.27%
Allowance for Doubtful Accounts IV.6 (32,636,726.47) (32,919,130.59) 282,404.12 0.87%
Advances IV.7 404,483.31 384,063.68 (20,419.63) -5.05%
Accounts Receivable IV.8 12,658.67 59,682.89 47,024.22 371.48%
Prepaid Expenses IV.9 106,969.21 87,199.21 (19,770.00) -18.48%
Fixed Assets, net IV.10 23,892,864.87 23,619,694.02 (273,170.85) -1.14%
Other Non-Current Assets IV.11 623,319.59 616,359.32 (6,960.27) -1.12%
Total Assets 840,845,593.87 834,556,530.78 (6,289,063.09) -0.75%
Trade Payables V.1-3 18,606,559.71 17,534,767.65 (1,071,792.06) -5.76%

Taxes and Government Payables 352,260.47 392,343.57 40,083.10 11.38%
Accrued Expenses and Other Payables V.4-6 41,629,379.45 20,329,381.94 (21,299,997.51) -51.17%
Deferred Credits V.7-8 168,949,367.45 166,212,984.53 (2,736,382.92) -1.62%
Notes Payable 14,000,000.00 14,000,000.00 - 0.00%
Other Long Term Liability 96,000,000.00 96,000,000.00 - 0.00%
Contingent Liabilities 5,432,576.01 26,432,576.01 21,000,000.00 386.56%
Total Liablities 344,970,143.09 340,902,053.70 (4,068,089.39) -1.18%
Equity
Capital Stock 150,000,000.00 150,000,000.00 - 0.00%
Retained Earnings, Unutilized VI.1 345,875,450.78 343,654,477.08 (2,220,973.70) -0.64%
Total Equity 495,875,450.78 493,654,477.08 (2,220,973.70) -0.45%
Total Liabilities and Equity 840,845,593.87 834,556,530.78 (6,289,063.09) -0.75%

- -
RATIO:
Operating Profit Margin Ratio 23.53% 44.05%
Return on Assets 0.21% 0.46%
Return on Equity 0.36% 0.78%
Interest Coverage Ratio 410.91% 789.46%
Debt-to-Equity Ratio 2.82% 2.84%
Total Debt to Total Assets 1.66% 1.68%
Prepared by: Checked by: Approved by: Noted by:
RGDelavega JBA REZS EJZS

Acctg Team Lead Acctg Manager CFO President
FSFI
INCOME STATEMENT - BRANCH
ILOILO
FOR THE MONTH OF September AND October 2023
September October VARIANCE INC/(DEC) %
Revenues:
Interest Income - Pensioners (AFP/SSS) 325,136.69 327,713.88 2,577.19 0.79%
Interest Income - Pensioners (Rebates) 652.65 1,559.11 906.46 138.89%
Interest Income - Others - - - 0.00%
Interest Income - B2B - - - 0.00%
Interest Income - ROCG - - - 0.00%
Total Revenues 325,789.34 329,272.99 3,483.65 1.07%
Other Revenues:
Collection Fees - - - 0.00%
Service Fees - - - 0.00%
Notarial Fees - ROCG - - - 0.00%
Other Income - ROCG - - - 0.00%
Notarial Fees - - - 0.00%
Insurance Fees - - - 0.00%
Other Income - Pensioners 88,012.87 153,487.48 65,474.61 74.39%
Other Income - Others - - - 0.00%
Total Other Revenues 88,012.87 153,487.48 65,474.61 74.39%
GROSS INCOME 413,802.21 482,760.47 68,958.26 16.66%
Operating Expenses:
Commission Expense 4,290.54 9,328.55 5,038.01 117.42%
Caravan Incentive - - - 0.00%
Notarial Expense 800.00 800.00 - 0.00%
Interest Expense 31,117.12 30,390.50 (726.62) -2.34%
Salaries and Wages 29,782.68 31,503.41 1,720.73 5.78%
13th/14th/15th/16th Month 11,311.00 11,311.00 - 0.00%
SSS/ECC Expense 2,880.00 3,022.50 142.50 4.95%
Philhealth Expense 630.60 636.20 5.60 0.89%
Pag-ibig Fund Expense 300.00 300.00 - 0.00%
Employee Benefits 7,875.60 7,875.60 - 0.00%
Directors' Fees - - - 0.00%
Rent Expense 16,240.00 16,240.00 - 0.00%
Utilities:
Telephone 1,899.00 1,961.50 62.50 3.29%
Water 60.00 60.00 - 0.00%
Electricity 615.17 3,061.34 2,446.17 397.64%
Office Supplies - - - 0.00%
Books, Magazines and Periodicals - - - 0.00%
Postage and Courier Services 499.50 586.00 86.50 17.32%
Depreciation and Amortization: - 0.00%
Depreciation Expense 2,202.93 2,202.93 - 0.00%
Amortization - Building Improvements - - - 0.00%
Amortization - Leasehold Improvements 266.67 266.67 - 0.00%
Amortization - Noncurrent Assets - - - 0.00%
Professional Fees:
Professional Fees 700.00 700.00 - 0.00%
Retainers Fees - - - 0.00%
Insurance Expense 1,755.80 - (1,755.80) -100.00%
Contracted Services: - 0.00%
Security Services - - - 0.00%
Repairs and Maintenance 6,687.95 3,000.00 (3,687.95) -55.14%
Advertising and Publicity - - - 0.00%
Representation and Entertainment 3,150.00 3,038.00 (112.00) -3.56%
Transportation and Travelling 100.00 48.00 (52.00) -52.00%
Taxes and Licenses 30.00 - (30.00) -100.00%
Bank Service Charges - - - 0.00%
Donation and Contribution - - - 0.00%
Doubtful Accounts Expense 70,000.00 70,000.00 - 0.00%
Miscellaneous Expense 6,458.47 6,501.87 43.40 0.67%
Total Operating Expenses 199,653.03 202,834.07 3,181.04 1.59%
NET INCOME BEFORE OTHER TAX 214,149.18 279,926.40 65,777.22 30.72%
Reversal of Allowance for Doubful Account - - - 0.00%

Gain / (Loss) on Disposal of Asset - - - 0.00%
NET INCOME AFTER OI BUT BEFORE INCO 214,149.18 279,926.40 65,777.22 30.72%
Corporate Tax - - - 0.00%
NET INCOME AFTER TAX BUT BEFORE EI 214,149.18 279,926.40 65,777.22 30.72%
Unrealized Gain(Loss) on Investment - - - 0.00%
NET INCOME AFTER EI BUT BEFORE BONU 214,149.18 279,926.40 65,777.22 30.72%
Bonus - - - 0.00%
NET INCOME 214,149.18 279,926.40 65,777.22 30.72%
PREPARED BY: CHECKED BY: APPROVED BY: NOTED BY:
JMB JRG REZS EJZS

FSFI
HIGHLIGHTS ON VARIANCES
March 2023 VS April 2023
INC (DEC)
I. INTEREST INCOME AND OTHER REVENUES
1 Increase in Interest Income - Pensioners 1.12% 60,758.70
- due to the following:
March 2023 April 2023 Variance
Realized UI for AFP 4,865,722.88 4,912,459.61 46,736.73

Realized UI from ECQ / GCQ OB collected: AFP (51 / 41 clients)
AFP ( ECQ OB April'20) - offset with refund and deducted thru PL 48,725.11 59,947.54 11,222.43
AFP ( ECQ OB May'20) - offset with refund and deducted thru PL 63,659.50 42,356.49 (21,303.01)
- offset with refund (3) AFP Client Pimentel, Fibesto Embalsado, Ruiz,
AFP ( ECQ OB Apr'20 & May'20) Serafin Bangcaya & Tuble, Cleofe Cortes 27,656.06 - (27,656.06)
AFP ( GCQ OB Nov'20) - offset with refund and deducted thru PL 50,283.11 64,470.23 14,187.12
AFP ( GCQ OB Dec'20) - offset with refund and deducted thru PL 57,249.27 50,334.90 (6,914.37)
5,113,295.93 5,129,568.77 16,272.84
2 Decrease in Interest Income - Pensioners (Rebates) (109,696.24)

Number of REN Accounts (OB PNs) 50 50 0
OB of REN Accounts 2,812,239.44 2,989,201.94 176,962.50
AFP (LOAN RENEWALS) 378,456.24 351,036.19 (27,420.05)
EFP -3 AFP JALANDOON, EFREN JASMIN, DELA PEÑA, ROBERTO NOCAL &
GULMATICO, EDGARDO BRANA - 35,988.59 35,988.59
378,456.24 387,024.78 8,568.54
3 Decrease in Interest Income - Others
- due to the following: (627.14)
NR -Accom employees (D.Baltazar) declining, until Aug'23 779.04 655.75 (123.29)
NR -Accom employees (D.Balondo) declining, until Sept'23 162.92 140.58 (22.34)
NR -Accom employees (N.Ofracio) declining, until Sept'23 122.19 105.43 (16.76)
NR -Accom employees (E. Balverde) declining, until Oct'23 647.69 571.48 (76.21)
NR -Accom employees (M.Bacani) declining, until Nov'23 1,032.32 925.27 (107.05)
NR -Accom employees (E. Pacite) declining until Jan'24 550.20 507.00 (43.20)
NR -Accom employees (O.Pagalan) declining until Jan'24 672.47 619.67 (52.80)
NR -Accom employees (W.Viginia) declining until Jan'24 187.03 171.15 (15.88)
NR -Accom employees (J.Falcasantos) declining, until Feb'24 656.44 610.27 (46.17)
NR -Accom employees (J. Gabunilas) declining, until Feb'24 656.44 610.27 (46.17)
NR -Accom employees (JBA) declining, until Feb'24 1,338.20 1,237.93 (100.27)
NR -Accom employees (MG.Gregorio) additional, until Mar'24 - 405.41 405.41
6,804.94 6,560.21 (244.73)
4 Increase in Interest Income - B2B -
- due to the following: VD MD March 2023 April 2023 Variance
KWT KEEPWELL TELEHEALTH, INC.* 5-Mar-22 5-Feb-23 2,709.75 - (2,709.75)
KWT KEEPWELL TELEHEALTH, INC.* 27-Mar-22 27-Mar-23 4,044.61 - (4,044.61)
KWT KEEPWELL TELEHEALTH, INC.* 14-May-22 14-Apr-23 16,098.92 - (16,098.92)
*first ten (10) months fixed/discounted interest, on the 11th month to MD converted into term loan. 22,853.28 - (22,853.28)
5 Increase in Interest Income - ROCG -

VD MD March 2023 April 2023 Variance
Stage 2: 30% of principal, paid over
WINE WAREHOUSE CORPORATION 20-Feb-23 20-Jan-25 24 months at 15%. For Feb & March 28,012.35 13,229.85 (14,782.50)
2023/ April 2023
10% Target YTD for 1Q2023 -
EMB NATURES MANUFACTURING CORP. 4-Apr-21 4-Sep-21 Interest for Feb'23/ Mar'23
38,500.00 40,950.00 2,450.00
66,512.35 54,179.85 (12,332.50)
6 Increase in Other Revenues 1,671,307.46

- due to the following: March 2023 April 2023 Variance
No. of EXT Accounts 160 95 (65)
PN of EXT Accounts 7,999,713.83 4,227,567.70 (3,772,146.13)
Other income - Pensioners
AFP 3,509,275.20 1,948,322.48 (1,560,952.72)
Collection of UA/SP - OI DURANA, DONNA REYES 4,080.00 - (4,080.00)
Other income - Others
Interest on short term investments (CBC UITF) 16,502.30 28,479.00 11,976.70
-Mar 17 redemption & Mar 20 rollover placements/ Apr
Interest on short term investments (AIB) 19 rollover placements 95,624.91 79,718.14 (15,906.77)
Bank interest (CASA) -LB, CBC and LBP1 quarterly interest 1,366.17 347.92 (1,018.25)
Payment for cancelled checks 30.00 30.00 -
Excess deposit for office supplies of Main Branch (March2023) 1.00 - (1.00)
OI from KWT settlement full payment 10,000.00 - (10,000.00)
WWC Penalties for violation of terms & conditions of the Notes (Penalty) - 10% of Principal balance 380,341.54 - (380,341.54)
4,017,221.12 2,056,897.54 (1,960,323.58)
INCREASE IN GROSS INCOME 1,621,742.78

FSFI
INC (DEC)
II. OPERATING EXPENSES
1 Decrease in Commission Expense (62,972.92)
Commission Expense March 2023 April 2023 Variance
AFP 236,421.67 233,168.44 (3,253.23)
AR/SR ( 35 accounts, 17.1M PN / 39 accounts, 19.2M PN ) (144,036.54) (170,093.99) (26,057.45)
92,385.13 63,074.45 (29,310.68)
2 Decrease in Notarial Expense due to the following: (600.00)

- due to the delay in the processing & payment of SPA for caravan and branch releases
-Actual Feb 2 & Accrual Feb 10,2023/ Actual Mar 6 & Accrual Mar 17 & 28,
SPA - P 100 per docs (161 / 230) 2023 23,000.00 23,000.00 -
SEC Interim Financial Statement 2022 - - -
Notarial Fee For Mayor's Permit, DENR Permit & COE for Business permit renewal (Cebu Br.) - - -
Total 23,000.00 23,000.00 -
3 Decrease in Interest Expense due to the following: (0.01)

-LBP loan amortization & additional availment (B.Gabaldon) prorated interest only March 2023 April 2023 Variance
Date Availed VD MD
DLS (5m) 26-Feb-21 26-Feb-21 26-Feb-26 27,083.33 27,083.33 ###
-
DLS (2m) 5-Apr-21 5-Apr-21 5-Apr-26 10,833.33 10,833.33 ###
-
TMZS (1.67m) 30-Apr-21 30-Apr-21 30-Apr-26 9,027.78 9,027.78 ###
-
CMZS (1.67m) 30-Apr-21 30-Apr-21 30-Apr-26 9,027.78 9,027.78 ###
-
IMZS (1.66m) 30-Apr-21 30-Apr-21 30-Apr-26 9,027.78 9,027.78 -
CMZS (1m) 20-Aug-21 20-Aug-21 20-Aug-26 5,416.67 5,416.67 -
TMZS (2m) 7-Oct-21 7-Oct-21 7-Oct-26 10,833.33 10,833.33 -
EJZS (5m) 15-Mar-22 15-Mar-22 15-Mar-27 27,083.33 27,083.33 -
LBP (35m) 10-Aug-22 10-Sep-22 8-Aug-25 93,861.69 93,861.69 -
EJZS (15m) 8-Nov-22 15-Nov-22 8-Nov-27 93,750.00 93,750.00 -
DLS (15m) 14-Dec-22 15-Jan-23 14-Dec-27 93,750.00 93,750.00 -
B.GABALDON (5M) 13-Mar-23 15-Apr-23 13-Mar-25 - 17,000.00 17,000.00
389,695.02 406,695.02 17,000.00
4 Decrease in Salaries & Wages (Gross Pay) due to the following: (40,315.27)
Details as follows: March 2023 April 2023 Variance
GROSS PAY - (2) newly hired staff (1 Main & 1 Cebu) 1,225,826.53 1,253,002.90 27,176.37
FINAL PAY - (2) staff R.Casio & J.Durano/ 2 staff (N.Fruto &M.Lemoran) 2,525.18 4,795.31 2,270.13
falcasantos - adjustment is due to company's salary increase for 2023, lanon - start of payroll
with 8 days adjustment (February 6 - 15, 2023)(Legazpi Br.) / 2 days adjustment (D. Dupaya &
SALARY ADJ M.Gregorio) 3,167.56 (1,052.87) (4,220.43)
OT PAY - sales, acctg & admin/ sales, IT, acctg & admin 16,073.12 12,771.49 (3,301.63)
UT/ABS Main (13,934.93) (13,502.26) 432.67
1,233,657.46 1,256,014.57 22,357.11
5 13th/14th/15th/16th Month Payments

Details as follows: March 2023 April 2023 Variance (681,722.00)
Accrual of monthly budget 681,717.00 681,717.00 -
Actual Payment for prorated 13th mo - resigned staff (MAIN) /resigned staff (DAVAO) 150.00 1,547.88 1,397.88
Actual Payment of Q1 Bonus - advance preparation for employees w/o LBP ATM card for clearing April 3 - 144,262.31 144,262.31
Reversal of accrual of 13th month (final pay) (150.00) (1,547.88) (1,397.88)
Reversal of accrual of Q1 Bonus - advance preparation for employees w/o LBP ATM card for clearing April 3 - (144,262.31) (144,262.31)
681,717.00 681,717.00 -
6 Decrease in Employees Benefit due to the following: (15,205.54)

Meal Allowance - 2/01, 2/13, 2/20 & 2/23 / 3/02, 3/03, 3/06, 3/08, 3/09, 3/15, 3/16 ,
3/20, 3/21, 3/24, & 3/30 for driver for treasury and admin errands 400.00 1,100.00 700.00
Monthly Allowances (Supervisors and R&F) - transportation 32,500.00 33,900.00 1,400.00
Per diem @450 for Cebu branch staff training (11 days) (O. Pagalan) (Jan.30-Feb 13,2023) 4,950.00 - (4,950.00)
Additional monthly allowance (payroll preparation) - M.Bacani 2,000.00 2,000.00 -
Healthcare premium 100,431.52 100,431.52 -
Monthly Amortization of EJZ Life Insurance 6,891.00 6,891.00 -
Monthly Amortization of Group Life Insurance 2,160.00 2,160.00 -
Accrual of expense: Budgetary items
Loyalty Awards 12,886.00 12,886.00 -
Uniform - R&F 9,979.00 9,979.00 -
Actual payment:
Full payment for company uniform for year 2023 (124pcs for 31 employees) - 44,995.00 44,995.00
Reversal of Accrual: Bugdetary items -
Full payment for company uniform for year 2023 (124pcs for 31 employees) - (44,995.00) (44,995.00)
172,197.52 169,347.52 (2,850.00)
7 Directors Fee Payment March 2023 April 2023 Variance -

BOD & Annual Shareholder's Meeting 2022 - February 27, 2023 510,000.00 - (510,000.00)
Reversal of accrual of Directors' Fee - 2022 meetings (510,000.00) - 510,000.00
Accrual of expenses for Directors' fee (12 months) 57,000.00 57,000.00 -
57,000.00 57,000.00 -
FSFI
INC (DEC)
8 Increase in Rent Expense -
Office Space: Loans Building Actual / Actual 62,987.35 62,987.35 -
Taguig Actual / Actual 25,215.19 25,215.19 -
CDO starting Mar 2023) 16,747.66 17,532.71 785.05
ILO Actual / Actual 15,177.57 15,177.57 -
ZAM Actual / Actual 10,640.00 10,640.00 -
TAC Actual / Actual 20,934.58 20,934.58 -
DAVAO Actual / Actual 12,560.75 12,560.75 -
CEBU Actual / Actual 14,246.40 14,246.40 -
LEGAZPI -new branch Actual 13,440.00 13,440.00 -
Parking Space: Toyota Avanza Actual / Actual 3,388.00 3,388.00 -
195,337.50 196,122.55 785.05
9 Decrease in Telephone Expense due to the following: (369.49)
Accrual (excess usage P87.49)/
MAIN : Ops Building (Globe plan Internet) (02) 77594590 Actual
4,085.49 3,998.00 (87.49)
Loans Building (Landline and Internet) (02) 7993837 Actual / Actual 3,697.00 3,697.00 -
Finance Building (02)7291723 (Treasury) Actual / Actual 599.00 599.00 -

Accrual/ Actual ( with adj. Jan to
Feb'23, new MRF P899 starting
Finance Building (02) 9452820 Mar'23) 599.00 1,499.00 900.00
fsfi.com.ph (53/56 licenses) consolidated bill Actual / Actual (w/ 3 additional

license (2) Davao & (1) Cebu) 18,328.80 20,308.44 1,979.64
CDO : Globe Landline/Broadband#881213995 Actual / Accrual 1,998.00 1,998.00 -
ILOILO: Globe Landline/Broadband#882072111 Actual / Accrual 1,899.00 1,899.00 -

ZAM Globe Landline/Broadband#908126040 Actual / Accrual 1,899.00 1,899.00 -
TAC Globe Landline/Broadband#914134854 Actual / Accrual 1,899.00 1,899.00 -
Actual ( w/ installation fee

DAVAO Globe Landline/Broadband#927963528 (P333.33) / Actual
1,932.33 1,599.00 (333.33)
Accrual ( new account 3mos.
Payment MRF 12/23/22-3/09/23 w/
CEBU Globe Landline/Broadband#928229461 installation fee P666.66 3 mos to
pay)/ Actual (w/ 333.33 installation
fee) 5,097.78 1,932.33 (3,165.45)
42,034.40 41,327.77 (706.63)
10 Decrease in Water due to the following: (833.70)

Manila Water - Loans Bldg Accrual / Actual 1,390.03 1,303.20 (86.83)
Manila Water -Finance Building Accrual / Actual 192.43 192.43 -
Manila Water -Ops Building Accrual / Actual 940.17 940.16 (0.01)
Manila Water -Taguig Actual / Actual 867.95 867.95 -
Water Bill -Cebu Accrual (fixed rate) 600.00 600.00 -
Water consumption (Drinking water) - MAIN Feb 01-27,2023/ Mar 01-31, 2023 1,200.00 1,550.00 350.00
Water consumption (Drinking water) - TAG Feb 6, 2023/ Mar 01, 2023 80.00 80.00 -
Water consumption (Drinking water) - CDO Feb 13, 2023/ Mar 13, 2023 120.00 120.00 -
Water consumption (Drinking water) - ILO Feb 1 & 28, 2023/ Mar 31, 2023 120.00 60.00 (60.00)
Water consumption (Drinking water) - ZAM Feb 13, 2023/ Mar 22, 2023 100.00 100.00 -
Water consumption (Drinking water) - TAC Mar 23, 2023 - 90.00 90.00
Water consumption (Drinking water) - DAVAO Mar 01, 2023 - 100.00 100.00
Water consumption (Drinking water) - CEBU Feb 10, 2023/ Mar 20, 2023 50.00 50.00 -
5,660.58 6,053.74 393.16
11 Decrease in Electricity due to the following: (4,268.76)

Details as follows:
# of Working Days 19 23 4
Loans Building Accrual / Accrual - inc. consumption 783 vs 791 9,408.19 9,977.84 569.65
Ops Building Accrual / Accrual - inc. consumption 609 vs 687 9,135.32 8,672.83 (462.49)
Finance Building Accrual / Accrual - inc. consumption 756 vs 840 7,355.14 10,613.45 3,258.31
Taguig Accrual / Accrual - inc. consumption 295 vs 312 3,304.07 3,766.01 461.94
CDO Accrual / Accrual -inc. consumption 151 vs 176 2,357.93 2,676.97 319.04
ILO Accrual / Actual- dec. consumption 24 vs 19 1,862.74 570.00 (1,292.74)
ZAM Accrual / Actual-dec. consumption 189 vs 144 2,410.41 1,803.23 (607.18)
TAC Accrual / Accrual - inc. consumption 123 vs 139 1,429.24 1,560.59 131.35
CEBU Accrual / Accrual-inc. consumption 121 vs 149 1,815.00 2,235.00 420.00
DAVAO Actual / Actual - dec. consumption 118 vs 101 1,391.56 1,147.36 (244.20)
LEGAZPI Actual (22kwh new branch) - 402.86 402.86
###
40,469.60 43,426.14 2,956.54
FSFI
INC (DEC)
12 Decrease in Office Supplies due to the following: (593.00)
Details as follows:
MAIN Bond paper (short & long)/ Epson Ink ( Black & Magenta) 5,765.40 3,615.00 (2,150.40)
Ballpen (Black), Staple Wire, Folder Short & Record Book/ Ballpen (Blue, Red& Violet),
Highlighter, Scotch Tape , Packaging Tape ,Fastener & Rubber band 719.00 439.50 (279.50)
TAG Bond paper (short & long ) - 1,925.00 1,925.00
Folder Long & scotch tape - 311.00 311.00
CDO Bond paper (short ) - 1,365.00 1,365.00
Black ballpen - 168.00 168.00
ILO Bond paper (short & long) 2,894.00 - (2,894.00)
Ballpen (black), Pentel pen (black), Highlight Stabilo, Brown envelope ( long & short) , Scotch
tape, Correction Tape, Folder (long & short) 605.15 - (605.15)
TAC Bond paper (short & long) 1,525.00 - (1,525.00)
Brown Envelope (long & short), ballpen (black) & Folder (long & short) 144.00 - (144.00)
LEGAZPILedger & Journal book 96.00 - (96.00)
11,748.55 7,823.50 (3,925.05)
13 Decrease in Books, Magazines and Periodicals due to the following: (40.00)

MAIN Actual: Feb 1-28, 2023 (19 sets)/ Actual: Mar 1-31, 2023 (23 sets) 380.00 460.00 80.00
380.00 460.00 80.00
14 Increase in Postage and Courier Services due to the following: 2,964.50

Pouch Docs : ID's & Docs for renewal of Business Permits to
Main Legazpi / uniform to CDO, ILO, ZAM, TAC, DAVAO & CEBU Branch 187.00 2,295.00 2,108.00
Pouch contract of lease to Cabanatuan Branch - 145.00 145.00
ILOILO Courier services - PL docs to main - 898.00 898.00
CDO Courier services - PL docs to main 306.00 1,041.00 735.00
ZAM Courier services - PL docs to main 306.00 400.00 94.00
TAC Courier services - PL docs to main 153.00 626.00 473.00
DAVAO Courier services - PL docs to main 400.00 - (400.00)
CEBU Courier services - PL docs to main 153.00 382.50 229.50
1,505.00 5,787.50 4,282.50
15 Increase in Depreciation Expense due to the following: 121.98

Main Office Furnitures and Fixtures 20,117.01 20,117.01 -
fully depreciated 2 units of SSD 500gb for PC upgrade
Office Equipment of RGDelaVega & PSBlas purchased last 02/24/21 16,082.19 15,853.40 (228.79)
Office Vehicles 156,296.96 156,296.96 -
Building (Townhouse) 77,320.19 77,320.19 -
Taguig Office Equipment 387.29 387.29 -
CDO Office Furnitures and Fixtures 532.75 532.75 -
Office Equipment 1,007.71 1,007.71 -
ILO Office Furnitures and Fixtures 773.99 773.99 -
Office Equipment 865.10 865.10 -
ZAM Office Furnitures and Fixtures 944.87 944.87 -
TAC Office Furnitures and Fixtures 938.42 938.42 -
DAVAO Office Furniture & Fixture 851.17 851.17 -
CEBU Office Furnitures and Fixtures 719.83 719.83 -
LEGAZP Office Equipment -purchased CCTV Package in Mar 6,2023 - 745.42 745.42
297,389.69 297,906.32 516.63
16 Decrease in Amortization - Leasehold Improvements due to the following: (908.76)
Main Leasehold Improvements 2,158.80 2,158.80 -
ILO Leasehold Improvements 266.67 266.67 -
ZAM Leasehold Improvements 216.67 216.67 -
TAC Leasehold Improvements 63.33 63.33 -
DAVAOLeasehold Improvements 333.33 333.33 -
CEBU Leasehold Improvements 1,583.33 1,583.33 -
LEGAZPLeasehold Improvements new branch, Office renovation - 1,114.04 1,114.04
4,622.13 5,736.17 1,114.04
17 Decrease in Amortrization - Non-Current Assets due to the following: (0.00)

fully amortized 2 units & 3 units microsoft 5 users
purchased 02/24/22 & 03/09/22 and purchased 3 units
Main Microsoft WIN Pro 8.1 Sngl License of microsoft 5 users 02/23/23 3,329.16 3,205.16 (124.00)
Website design & deverlopment 3,141.94 3,141.94 -
6,471.10 6,347.10 (124.00)
18 Increase in Professional fee due to the following: 20.21

Diaz, Reagan (Year End BIR Report 2023) 14,472.00 14,472.00 -
Key Actuarial Intelligence Inc. (PAS 19 Actuarial Valuation Report 2022) - Final billing 6,250.61 - (6,250.61)
20,722.61 14,472.00 (6,250.61)
###
FSFI
INC (DEC)
19 Decrease in Insurance Expense due to the following: (3,252.20)
MAIN Renewal of CGL (Loans, Fin & Ops Bldg.) (Jan 8,2023-2024) - 5,611.50 5,611.50
TPL for ZRS CHEVROLET SAIL (Apr 1,2023 - 202(Apr. 12, 2022 - Apr. 12, 2023) - 610.40 610.40
TPL for JMGP Hyundai Tucson (Mar 1, 2023 - 2024) - 610.40 610.40
CEBU CGL 1,122.30 - (1,122.30)
Fire Insurance
(Dec 27,2022 - Sept 30,2023) 1,267.00 - (1,267.00)
2,389.30 6,832.30 4,443.00
20 Increase in Security Services due to the following: 9,477.75
Actual Payment: Centennial Eagle Security Services Jan 1-15,2023/ Jan 16- Feb 28, 2023 23,950.66 72,530.67 48,580.01
Reversal of accrual: Jan 1-15,2023/ Jan 16- Feb 28, 2023 (average only) (24,025.19) (72,150.08) (48,124.90)
Accrual of expenses: Accrual / Accrual (average) 48,124.89 47,913.52 (211.37)
48,050.37 48,294.11 243.74
21 Decrease in Repairs and Maintenance due to the following: (6,542.35)

MAIN: Various repairs and maintenance
PMS of Toyota Avanza 20,020.88 - (20,020.88)
Refill of fire extinguisher (Loans Bldg) 7,600.00 - (7,600.00)
Laptop repair (ZRS) - 3,000.00 3,000.00
Repairs of office chairs (9 units for Gas lift w/ Service Charge ) - 9,120.00 9,120.00
LED light bulb for Accounting & Audit / JBA's room & Unit 2 Garage 1,070.00 928.00 (142.00)
Additional
Cleaning andmaterials (5pcssupplies
maintenance screw 1's & 1pc plastic
- (Garbage moulding)
bag, Tissue, for JMGP's
Albatross, lampTable
Surf Powder, & toilet
Napkin, - 100.00 100.00
Sponge, & Zonrox/ Tissue Roll , Albatross , Round Rug, Table Napkin, Handsoap , Sponge, Dishwashing
liquid, Zonrox & Multipurpose Cleaner ) 1,745.50 3,992.00 2,246.50
TAGUIG Cleaning and maintenance supplies - ( Air Freshener, detergent powder) - 535.00 535.00
Refill of fire extinguisher at Taguig branch - 700.00 700.00
Cleaning of aircon at Taguig branch - 850.00 850.00
ILOILO: Various repairs and maintenance:
Laptop repair 1,500.00 - (1,500.00)
Cleaning and maintenance supplies - ( garbage bag & air freshener) 670.00 - (670.00)
CDO: Cleaning and maintenance supplies - (garbage bag) - 147.00 147.00
TAC: Disinfectant and Sanitizing Items - (lysol ) 420.00 - (420.00)
Cleaning and maintenance supplies - (Garbage Bag, Air Freshener, Zonrox & Tissue) 575.00 - (575.00)
LEGAZPI: Extension Cord - 649.00 649.00
33,601.38 20,021.00 (13,580.38)
###
22 Decrease in Advertising and Publicity due to the following: (4.00)
Accrual of Budgetary items: 1,042.00 1,042.00 -
Branch signage - Legazpi (outdoor signage) - 6,000.00 6,000.00
1,042.00 7,042.00 6,000.00
23 Decrease in Representation and Entertainment due to the following: (67,314.43)
MAIN Coffee / Creamer /Sugar 2,675.50 4,569.00 1,893.50
Coffee for Officers - (French Roast) - 1,295.00 1,295.00
Plastic Cups for Clients (8 oz) 88.00 - (88.00)
Monthly Allowances - ALIP, PGMC, DRB & RMB 5,900.00 5,900.00 -
Golf Bills Payment For The Mo. Of Jan'23 / Feb'23 4,500.00 4,500.00 -
Golf Bills payment for Master clubhouse (restaurant), Clubhouse & Reception (green fee & golf cart
rental)- Feb 9, 2023 - 10,168.57 10,168.57
Company Outing, Sportfest, Retreat, Golf tour, Strategic planning,
Accrual of Budgetary items: Christmas party, Employee/Client/Contact giveaways, Halloween,
Outreach, Management Trip, & Birthday gifts - Milo Run until Feb'23 only 311,515.04 305,432.00 (6,083.04)
Actual payment of budgetary items:
2023 Milo Run:
Milo Marathon Registration (10 employees)/ reimbursement of 1 employee 7,509.20 1,344.92 (6,164.28)
2023 Company Outing Expense:
Ocular visit for company outing - 02/27/23 - 3,890.00 3,890.00
50% Down payment for Company Venue & Catering @ The Beach Calatagan Mediterraneo Corp - 83,224.95 83,224.95
50% Down payment for transport service @ Gold Line Tours - 18,500.00 18,500.00
Reversal of Accrual of budgetary items:
2023 Milo Run:
Milo Marathon Registration (10 employees)/ reimbursement of 1 employee (7,509.20) (1,344.92) 6,164.28
Ocular visit for company outing - 02/27/23 - (3,890.00) (3,890.00)
50% Down payment for Company Venue & Catering @ The Beach Calatagan Mediterraneo Corp - (83,224.95) (83,224.95)
50% Down payment for transport service @ Gold Line Tours - (18,500.00) (18,500.00)
Company Outing, Sportfest, Christmas party, Employee/Client/Contact
TAG Accrual of Budgetary items: giveaways, Halloween & Birthday gifts 9,207.00 9,207.00 -
CDO Accrual of Budgetary items: giveaways, Halloween & Birthday gifts 11,966.00 11,967.00 1.00
ILO Accrual of Budgetary items: giveaways, Halloween & Birthday gifts 9,207.00 9,207.00 -
ZAM Accrual of Budgetary items: giveaways, Halloween & Birthday gifts 9,207.00 9,207.00 -
TAC Accrual of Budgetary items: giveaways, Halloween & Birthday gifts 9,207.00 9,207.00 -
DAVAO Accrual of Budgetary items: 9,207.00 9,207.00 -
giveaways, Halloween & Birthday gifts
CEBU Accrual of Budgetary items: giveaways, Halloween & Birthday gifts 9,207.00 9,207.00 -
391,886.54 399,073.57 7,187.03
###
FSFI
INC (DEC)
24 Decrease in Transportation and Travelling due to the following: (13,422.52)

Various Gasoline Toyota Avanza - Banks&Admin tasks 1,000.00 - (1,000.00)
Honda Beat Motorcycle 400.00 100.00 (300.00)
Suzuki Motorcycle (Skydrive) 600.00 1,393.04 793.04
Various Transportation
Purchase of supplies, going to bank, Alimall, Pagibig and SSS, City hall & other admin
Main tasks 154.00 234.00 80.00
Taguig Purchase of supplies - 26.00 26.00
ILOILO fare for laptop repair 24.00 24.00 -
TAC JRS to pouch docs to Main 24.00 48.00 24.00
DAVAO Fare for processing permit / payment of electricity bill 24.00 24.00 -
CEBU Fare for training of Cebu Branch (O.Pagalan)(11 days) 3,664.58 - (3,664.58)
LEGAZPI Fare for processing business & BIR permit 296.00 - (296.00)
6,186.58 1,849.04 (4,337.54)
25 Increase in Taxes and Licenses due to the following: 8,700.61

MAIN LTO Registration of JMGP Hyundai Tucson/ Chevrolet (ZRS) 2,990.00 2,410.00 (580.00)
BIR Annual Registration Fee 2023/ Annual Information Statement 2023 (AIS) 10,100.00 - (10,100.00)
Miscellaneous Tax (MC) - Deficiency for the year ended Dec. 31, 2021 (LOA 2021) 5,000.00 - (5,000.00)
Annual Income Tax (IT) - Deficiency for the year ended Dec. 31, 2021(LOA 2021) 445,175.90 - (445,175.90)
Withholding taxes- Expanded (WE) - Deficiency for the year ended Dec. 31, 2021 (LO 50,306.89 - (50,306.89)
Additional billing related to the Transfer of Title of Unit 1 & 2 (townhouse) - 26,709.58 26,709.58
Real Property Tax (RPT) Fee 2023 in Unit 1 and Unit 2 - 10,117.41 10,117.41
TAC Electrical Engineer inspection 2023 1,499.60 - (1,499.60)
LEGAZPI Basic Tax 290.00 - (290.00)
BIR Annual Registration Fee 2023 500.00 - (500.00)
Documentary Stamp for SEC requirements 30.00 - (30.00)
Business Permit 2023 - 4,426.40 4,426.40
515,892.39 43,663.39 (472,229.00)
26 Increase in Bank Service Charge due to the following: 3,350.00

Check booklet - Chinabank (3 booklets @500.00/booklet) - 1,500.00 1,500.00
WEACCESS fees -Jan'23 (146 transaction @ 10)/ Feb 2023 (212 transaction @ 10) 1,460.00 2,120.00 660.00
Gcash fee for Philhealth contribution remittance 15.00 - (15.00)
Managers check (MC) - Medical assistance of N.Ofrasio's mother - 50.00 50.00
Inter-branch deposit charge for deposit 50% DP for office renovation of Legazpi Branch/ CCTV
installation 100.00 100.00 -
1,575.00 3,770.00 2,195.00
###
27 Decrease in Miscellaneous Expense (27,392.40)

due to the following: March 2023 April 2023 Variance
MAIN X-Account 231,453.01 232,376.39 923.38
Service Fee - DLS 300,000.00 300,000.00 -
Perks
Gasoline 34,578.42 32,229.55 (2,348.87)
Transportation - EDL converted carperks 9,166.66 9,166.66 -
Mobile 7,799.00 7,799.00 -
Medicine 5,536.97 6,307.50 770.53
PMS of Chevrolet Sail (ZRS)/ PMS of JMGP Hyundai Tucson 11,810.00 7,897.53 (3,912.47)
Headlight Bulb ( ZRS Chevrolet) 150.00 - (150.00)
Service Fee:
FSFI clients released via Inno branch (Sept'22 to Dec'22) -82 releases - - -
Globe bill for DLS (monthly gadget cash out 1,400) - Accrual / Accrual 1,499.00 1,623.98 124.98
Storage Charges -Actual / Actual 1,378.00 1,378.00 -
Reimbursement of gas for DLS -'Feb 7, 20,2023/ Feb 28, 2023 14,590.92 5,000.00 (9,590.92)
BIR representation for LOA 2021 (PR) 380,000.00 - (380,000.00)
Drug Test for (20) employees (5k) & lunch for 2 medical staff 5,220.00 - (5,220.00)
Transportation to pick up keys of Loans Bldg. fr. Cavite J.Gaboy with approved IR 2/28/2023 380.00 - (380.00)
BIR looseleaf book bind fee - - -
Delivery fee for sample company uniform / Actual uniform 83.00 162.00 79.00
ID Fee - HMO C.Necor -accrual 100.80 - (100.80)
Battery Triple A (eveready) 114.75 108.65 (6.10)
UPS batteries for Main (3 units ) - 1,650.00 1,650.00
Bestlab Alcohol 70% 968.25 2,904.75 1,936.50
Medicine supplies - 1,621.75 1,621.75
Load allowance (Liason, Marketing, Telesales, ARU, HR) 2,310.00 2,450.00 140.00
Other Expenses Parking/ Parking 390.00 380.00 (10.00)
Accrual for Learning Intervention (budgetary items) 3,750.00 3,750.00 -
Actual payment of budgetary items: Seminars Registration And Membership Fees (Audit) - 2,990.00 2,990.00
Reversal of Accrual of budgetary items: Seminars Registration And Membership Fees (Audit) - (2,990.00) (2,990.00)
TAG Load allowance 400.00 400.00 -
Greencross Alcohol - 256.50 256.50
CDO Load Card 700.00 700.00 -
Battery AA 4's - 215.00 215.00
ILO Load Card 700.00 700.00 -
Alcohol 172.00 - (172.00)
Battery AAA 19.00 - (19.00)
FSFI
INC (DEC)
Reimbursement of Security & Cleaning (Iloilo) -Jan-Feb'23 (fixed rate @ P750 per mo.)/ Mar'23 1,500.00 750.00 (750.00)
Cashbox - 550.00 550.00
ZAM Load allowance - 700.00 700.00
TAC Load allowance - 700.00 700.00
Alcohol 218.00 - (218.00)
X-ray for sanitary permit renewal (R.Capatoy & L.Cortuna ) 360.00 - (360.00)
DAVAOLoad allowance - Accrual 350.00 - (350.00)
CEBU Accomodation Hotel for staff training (13 days) (Jan 30- Feb.13, 2023) 16,689.99 - (16,689.99)
Additional Fire Extinguisher 1,800.00 - (1,800.00)
Load allowance - 600.00 600.00
LEGAZPhotocopy 54.00 - (54.00)
Fire Extinguisher - 3,500.00 3,500.00
Hanabishi water dispenser - 6,598.00 6,598.00
Emergency light firefly - 1,600.00 1,600.00
15pcs of Monoblock chairs - 7,050.00 7,050.00
Delivery fee for AC and various equipment - 1,498.00 1,498.00
Stand Fan (1 unit) - 1,850.00 1,850.00
Service Fee - AFP Remittance (.50%) 77,082.45 76,820.18 (262.27)
Membership Fee - AFP Remittance (.07%) 10,791.54 10,754.83 (36.71)
Supplemental Membership Fee - AFP Remittance (.13%) 20,041.44 19,973.25 (68.19)
1,142,157.20 752,021.52 (390,135.68)
III. EXTRAORDINARY ITEMS
1 Increase in Unrealized Gain/(Loss) On Investment 23,147.31

Short-term Investments
Initial NAVPU # of Units Amount Month end NAVPU Revalued Amt Unrealized Gain(Loss)
March'23 Revaluation
CBC UITF 1822675CFP 1.173415000 20-Mar-23 1,521,200.93913918 1,785,000.00 1.175003 1,787,415.67 2,415.67
CBC UITF 1822675CFP 1.173559000 21-Mar-23 4,260,544.20783276 5,000,000.00 1.175003 5,006,152.23 6,152.23
TOTAL March 2023 6,785,000.00 6,793,567.90 8,567.90
Less: Reversal (Feb'23 unrealized gain) (4,757.65)
Unrealized Gain(Loss) on Investment - March 2023 3,810.25
February'23 Revaluation
CBC UITF 1822675CFP 1.169518000 20-Feb-23 4,309,467.66103643 5,040,000.00 1.170622 5,044,757.65 4,757.65
TOTAL February 2023 5,040,000.00 5,044,757.65 4,757.65
Less: Reversal (Jan'23 unrealized gain) (56,142.40)
Unrealized Gain(Loss) on Investment - February 2023 (51,384.75)
Variance 55,195.00
FSFI
INC (DEC)
IV ASSETS
1 Decrease in Cash by -21.33% (see Cash Flow Statement) (3,375,258.40)
2 Decrease in Short-Term Investment (217,378.85)

Amount
Interest from Placements roll - over/redemption (UITF) 28,479.00
Interest from Placements roll - over/redemption (AIB LTP) 79,718.14
Additional Placements:
CBC UITF 14,000,000.00
AIB - 14,000,000.00
Less: Redeemed / Pay-out
CBC UITF (12,271,502.30)
AIB (5,055,817.52)
Unrealized Loss on UITF due to revaluation April 2023 3,810.25 (17,323,509.57)
Total (3,215,312.43)
3 Decrease in Notes Receivable - Pensioners (2,077,928.89)

MAIN TGIG ILOILO CDO ZAM & TAC DAVAO & CEBU TOTAL
Additions:
Production for the month(AFP) 20,715,093.59 6,277,160.00 1,302,900.00 4,588,876.00 1,209,306.00 1,788,000.00 35,881,335.59
Reversal of collection -(4 AFP) -RIP clients
Barizo, Rogelio Lausin, Pimentel, Fibesto
Embalsado , Ruiz, Serafin Bangcaya & Tuble,
Cleofe Cortes 70,964.62 - 17,612.90 - - - 88,577.52
Reversal of collection - (1 AFP) - Bueno,
Reynaldo Dela Vega ASP 12/2020 dtd
11/17/2020 176.00 - - - - - 176.00
Less:
Offset OB - AFP (2,713,239.44) (65,000.00) - (34,000.00) - - (2,812,239.44)
Less:
Regular Collections:
Actual collection from ALIP - April 2023 (11,808,917.57) (701,127.00) (574,645.08) (1,182,706.00) (742,577.56) (12,000.00) (15,021,973.21)
Supplemental collection - DURANA, DONNA
REYES, LOPEZ, NICANOR VERGARA & SUAZO,
SUFERIANO ALCESO (7,700.00) - (13,600.00) - - - (21,300.00)
Thru PL (UA/SP/AUA/ASP) AFP - - (34,000.00) - - - (34,000.00)
Write-off accounts - RIP(4 AFP) -Barizo, Rogelio
Lausin, Pimentel, Fibesto Embalsado, Ruiz, (695,059.27) - (144,000.00) - - -
Serafin Bangcaya & Tuble, Cleofe Cortes (839,059.27)
Thru PL - AFP ECQ / GCQ OB (22 clients) (460,850.48) (3,000.00) - - - - (463,850.48)
Offset with refund - AFP ECQ / GCQ OB (26
(155,354.04) - - - - -
clients) (155,354.04)
Offset with refund - AFP ECQ OB RIP (3 AFP) -
Pimentel, Fibesto Embalsado, Ruiz, Serafin
Bangcaya & Tuble, Cleofe Cortes (UA before
(47,767.35) - (17,612.90) - - -
(65,380.25)
death)
Offset with refund - AFP (regular) (25,288.17) - - - - - (25,288.17)
Total 4,872,057.89 5,508,033.00 536,654.92 3,372,170.00 466,728.44 1,776,000.00 16,531,644.25
4 Increase in Notes Receivable - ROCG -

-due to the following:
Amount
Collections:
WINE WAREHOUSE CORP.(Stage 2-30% balance ) 20-Feb-23 20-Jan-25 (110,648.92)
STAR FOOTWEAR, INC. 01-Jun-19 01-May-20 (17,020.73) (127,669.65)
49% Share for AP - Other Reversibles (17,020.73 x 49%) 8,340.16
(119,329.49)
5 Increase in Notes Receivable - B2B -

- due to full payment received from KWT dated Mar 2, 2023
Amount
VD MD
Collections: KWT KEEPWELL TELEHEALTH, INC.* 5-Mar-22 5-Feb-23 (183,359.93)
KWT KEEPWELL TELEHEALTH, INC.* 27-Mar-22 27-Mar-23 (183,360.01)
KWT KEEPWELL TELEHEALTH, INC.* 14-May-22 14-Apr-23 (634,879.19)
(1,001,599.13)
6 Decrease in Notes Receivable - Others (62,796.30)

-due to the following
Amount
Additions: Accomodation loan availments Date
JBA 3/14/2023 109,000.00 109,000.00
Collections:
Collection thru payroll deduction (G.Gregorio) (772.08)
Collection thru payroll deduction (J. Rañola) (454.09)
Collection thru payroll deduction (D.Baltazar) (6,741.66)
Collection thru payroll deduction (D.Balondo ) (1,816.66)
Collection thru payroll deduction (N.Ofracio) (1,362.50)
Collection thru payroll deduction (E.Balverde) (5,076.66)
Collection thru payroll deduction (M.Bacani) (7,267.50)
Collection thru payroll deduction (W.Viginia ) (1,362.50)
Collection thru payroll deduction (P.Elvie ) (4,087.50)
Collection thru payroll deduction (O.Pagalan ) (4,995.84)
Collection thru payroll deduction (J. Gabunilas ) (2,179.16)
Collection thru payroll deduction (J. Falcasantos ) (2,179.16)
FSFI
INC (DEC)
Collection thru payroll deduction (J.Acero ) (3,291.67)
Collection thru direct payment (N.Quiñones) (1,000.00)
Collection thru Q1 bonus deduction (E.Balverde) (15,380.00)
Collection thru Q1 bonus deduction (J. Gabunilas ) (9,450.00)
Collection thru Q1 bonus deduction (J. Falcasantos ) (9,450.00)
Collection thru caravan (R.Sunga) (2,000.00)
Collections thru CFP payment deduction (J. Gabunilas) (2,342.97)
Collections thru CFP payment deduction (J. Falcasantos) (6,607.91)
21,182.14
7 Increase in Allowance for Doubtful Accounts 282,404.12

Details as follows:
Amount
Provision for the month 1,737,000.00
Barizo, Rogelio Lausin, Pimentel, Fibesto Embalsado, Ruiz, Serafin Bangcaya &
Less: Write off for the month (4 AFP) Tuble, Cleofe Cortes (714,672.56)
1,022,327.44
8 Decrease in Advances to Officers and Employees (20,419.63)

due to the following:
Amount
Additions:
C.Santos-Personal CA - for salary deduction 5,000.00
M.Florentino - Personal CA - for salary deduction 5,000.00
J.Rañola- Personal CA - for salary deduction 5,000.00
J.Lanon- Payment For Office Supplies And Utilities Of Legazpi Branch - Liquidated 4/05/2023 22,262.55 37,262.55
Unliquidated CA for the month of February'23 liquidated in March'23
C.Soriano- Payment for Ocular Visit for Company Outing (2023) - Liquidated 3/02/2023 (5,350.00) (5,350.00)
Collections:
Salary Deduction: M.Festin -Personal CA (833.30)
Salary Deduction: A.Renio Jr.-Personal CA (3,333.32)
Salary Deduction: C.Santos-Personal CA (1,666.68)
Salary Deduction: M.Florentino - Personal CA (1,666.68)
Salary Deduction: M.Centeno - Personal CA (1,666.68)
Salary Deduction: J.Rañola- Personal CA (833.34) (10,000.00)
21,912.55
9 Increase in Accounts Receivable 47,024.22

Additions: Amount
A/R- EJZS Globe bill dtd 03/20/23 1,898.00
A/R -N.Ofracio, variance in liquidation for Office Supplies of Main Office (April 2023) 0.50
A/R - J.Plandor, variance in liquidation for prepaid load accounted twice in the total expense of tha caravan @ISABEL 300.00
A/R - DLS payment of pizza for Main office employees. 6,400.00
A/R, treasury excess CA for payment of Medicine Supplies (2023) 378.25
A/R - SFI - Intellicare of Ligaya Tayo for February'23 1,775.20
A/R - Intellicare of Cabral, Ana Kristine for February'23 1,827.84
A/R - Intellicare of Casuga, Jefferson for February'23 1,775.20
A/R - Intellicare of Sunga, Jaime for February'23 1,827.84 16,182.83
Collections:
A/R -N.Ofracio, variance in liquidation for Office Supplies of Main Office (April 2023) (0.50)
A/R - J.Plandor, variance in liquidation for prepaid load accounted twice in the total expense of tha caravan @ISABEL (300.00)
A/R - DLS payment of pizza for Main office employees. (6,400.00)
A/R - SFI - Intellicare of Ligaya Tayo for March'23 (1,775.25)
A/R - Intellicare of Cabral, Ana Kristine for February'23 (1,827.84)
A/R - Intellicare of Casuga, Jefferson for February'23 (1,775.20)
A/R - Intellicare of Sunga, Jaime for February'23 (1,827.84) (13,906.63)
Deducted thru payroll:
A/R- EJZS Globe bill dtd 03/20/23 (1,898.00) (1,898.00)
378.20
10 Decrease in Prepaid Expense (19,770.00)

Details as follows: Amount
Additions:
Full Payment For Company Uniform 2023 44,995.00
Advance Rental Payment for Parking fee @no. 20, 13th ave (Apr.2023) 3,000.00 47,995.00
Amortization:
EJZS Life Insurance April 2023 (6,891.00)
Group Insurance #NAME? (2,160.00)
Amortization of company uniform April 2023 (9,979.00)
Birthday tokens - SM Gift Pass (71pcs x Php100) April 2023 (591.00) (19,621.00)
Reversal of Advance payment:
Advance Rental Payment For Legazpi Branch (Mar.2023) (13,440.00) (13,440.00)
14,934.00
FSFI
INC (DEC)
11 Decrease in Property, Plant and Equipment (273,170.85)
due to the following: Amount
Additions: Date Purchased
Office Furniture & Fixtures
LEG Two office chairs 03/28/2023 5,990.00
LEG Two units of filing cabinet 03/28/2023 20,998.00
LEG L-shaped table 03/21/2023 24,500.00 51,488.00
Office Equipment
MAIN 1 unit of Kingston DDR4 - for PC upgrade of D.Dupaya 03/30/2023 1,221.00
MAIN Laptop upgrade of ZRS - RAMSTA R900 256GB M.2 NVMe Solid State Drive 03/13/2023 1,229.00
MAIN 1 unit of Kingston DDR4 - for PC upgrade of G.Sicat 03/13/2023 1,254.00
LEG CCTV Package 03/06/2023 17,890.00
LEG 2 units of Xiaomi Red MI A1 03/21/2023 8,998.00
LEG AC 2HP Samsung - Split type & installation 03/21/2023 48,493.00
LEG 2 units of Epson L3210 Printer 03/21/2023 17,800.00
LEG Desktop,Monitor, Keyboard & Mouse 03/21/2023 28,895.00
LEG 1 unit of UPS Secure 650VA 03/21/2023 1,650.00
LEG 1 unit of Laptop 03/24/2023 36,990.00 164,420.00

Furnitures and Fixtures (24,878.04)
Office Equipment (39,411.13)
Office Vehicles (156,296.96)
Building (Townhouse) (77,320.19)
Leasehold Improvement (5,736.17)
(87,734.49)
12 Decrease in Other Non-Current Assets (6,960.27)

Amount
Additions:
Rental Deposit for Parking fee @no. 20, 13th ave 3,000.00 3,000.00
Amortization of Non-Current Assets:
Microsoft Win Pro 8.1 Single License (3,205.16)
Website design and development (3,141.94)
(3,347.10)
V. LIABILITIES
1 Decrease in Commission Fee Payable (860,130.69)
Accruals for the month:
AFP
Regular 63,074.45
SR/ACDI Rate 170,093.99 233,168.44
Payments:
Regular (147,490.70) (147,490.70)
85,677.74
2 Increase in Accounts Payable 2,172.31

- due to the following
Additions: Amount
A/P-E. Nobora, reimbursement for office supplies of Taguig branch 35.00
A/P - Personal loan of M.Festin from CZS collected by FSFI thru payroll 4,000.00 4,035.00
A/P - Other Reversible transactions:
ROCG collection (principal collection) February 2023 - Star footwear 8,340.16 8,340.16
Payments:
A/P -C. Besarino, salary deduction for personal SSS salary loan released March 02, 2023 (606.25)
A/P-E. Nobora, reimbursement for office supplies of Taguig branch (35.00)
A/P - Personal loan of M.Festin from CZS collected by FSFI thru payroll (4,000.00) (4,641.25)
7,733.91
3 Increase in Interest Payable -
- due to accrual of pro-rated interest in Other Long-Term Liability new availment (B.Gabaldon)
Date availed Monthly Interest Payment date Period covered No. of Days from Prorated Interest
Reversal of RDLS (5M) 2/26/2021 27,083.33 Mar 15, 2023 2/16 - 28/ 2023 15 (13,541.66)
Accrual: RDLS (2M) 5/5/2021 10,833.33 Mar 15, 2023 2/16 - 28/ 2023 15 (5,416.67)
TMZS (1.67M) 4/30/2021 9,027.78 Mar 15, 2023 2/16 - 28/ 2023 15 (4,513.89)
CMZS (1.67M) 4/30/2021 9,027.78 Mar 15, 2023 2/16 - 28/ 2023 15 (4,513.89)
IMZS (1.66M) 4/30/2021 9,027.78 Mar 15, 2023 2/16 - 28/ 2023 15 (4,513.89)
CMZS (1M) 8/20/2021 5,416.67 Mar 15, 2023 2/16 - 28/ 2023 15 (2,708.33)
TMZS (2M) 10/17/2021 10,833.33 Mar 15, 2023 2/16 - 28/ 2023 15 (5,416.67)
EJZS (5M) 3/15/2022 27,083.33 Mar 15, 2023 2/16 - 28/ 2023 15 (13,541.66)
EJZS (15M) 11/8/2022 93,750.00 Mar 15, 2023 2/16 - 28/ 2023 15 (46,875.00)
RDLS (15M) 12/14/2022 93,750.00 Mar 15, 2023 2/16 - 28/ 2023 15 (46,875.00)
Accrual: RDLS (5M) 2/26/2021 27,083.33 Apr 15, 2023 3/16 - 30/ 2023 15 13,541.66
RDLS (2M) 5/5/2021 10,833.33 Apr 15, 2023 3/16 - 30/ 2023 15 5,416.67
TMZS (1.67M) 4/30/2021 9,027.78 Apr 15, 2023 3/16 - 30/ 2023 15 4,513.89
CMZS (1.67M) 4/30/2021 9,027.78 Apr 15, 2023 3/16 - 30/ 2023 15 4,513.89
IMZS (1.66M) 4/30/2021 9,027.78 Apr 15, 2023 3/16 - 30/ 2023 15 4,513.89
CMZS (1M) 8/20/2021 5,416.67 Apr 15, 2023 3/16 - 30/ 2023 15 2,708.33
TMZS (2M) 10/17/2021 10,833.33 Apr 15, 2023 3/16 - 30/ 2023 15 5,416.67
EJZS (5M) 3/15/2022 27,083.33 Apr 15, 2023 3/16 - 30/ 2023 15 13,541.66
EJZS (15M) 11/8/2022 93,750.00 Apr 15, 2023 3/16 - 30/ 2023 15 46,875.00
RDLS (15M) 12/14/2022 93,750.00 Apr 15, 2023 3/16 - 30/ 2023 15 46,875.00
B.GABALDON (5 3/13/2023 28,333.33 Apr 15, 2023 3/13 - 30/ 2023 18 17,000.00
17,000.00
FSFI
INC (DEC)
4 Decrease in Refund Payable (213,833.68)

Additions:
April 2023 regular collections - AFP 320,762.74
Reversal of collection -(4 AFP) -RIP clients Barizo, Rogelio Lausin, Pimentel, Fibesto Embalsado , Ruiz, Serafin Bangcaya & Tuble, Cleofe Co 88,577.52
Reversal of collection - (1 AFP) - Bueno, Reynaldo Dela Vega ASP 12/2020 dtd 11/17/2020 176.00
Payments to clients thru:
Cash / Check / RCC / PACSVAL (54,384.27)
Offset with refund - AFP ECQ / GCQ OB (26 clients) (155,354.04)
Offset with refund - AFP ECQ OB RIP (3 AFP) - Pimentel, Fibesto Embalsado, Ruiz, Serafin Bangcaya & Tuble, Cleofe Cor (65,380.25)
Offset with refund - AFP (regular) - regular (25,288.17) (300,406.73)
109,109.53
5 Decrease in Accrued Expenses (5,212,626.97)
Accruals - Non-Budgetary items Amount
Health Care Premium - MAIN April 2023 80,904.32
Health care Premium - TGIG April 2023 3,550.40
Health care Premium - CDO April 2023 5,325.60
Health care Premium - ILOILO April 2023 1,775.20
Health care Premium - ZAM April 2023 5,325.60
Health Care Premium - TAC April 2023 3,550.40
Electricity-Ops Building April 2023 10,613.45
Electricity-Finance Building April 2023 8,672.83
Electricity-Loans Building April 2023 9,977.84
Electricity-Taguig April 2023 3,766.01
Electricity-CDO April 2023 2,676.97
Electricity-TAC April 2023 1,560.59
Electricity-Cebu April 2023 2,235.00
Water-Cebu April 2023 600.00
Globe bills - DLS April 2023 1,623.98
Notarial- MAIN SPA DATE 03/17/23 & 03/28/23 April 2023 7,400.00
Notarial- TGIG SPA DATE 03/28/23 April 2023 200.00
Notarial-Iloilo SPA DATE 03/17/23 April 2023 100.00
Notarial-ZAM SPA DATE 03/17/23 & 03/28/23 April 2023 800.00
Notarial- TAC SPA DATE 03/17/23 April 2023 200.00
Security services April 2023 47,913.52 198,771.71
Accruals - Budgetary items
Company Outing & Team Building, Fun Run, Sports fest,
Strategic Planning, Christmas Party, Christmas Give
Representation & Entertainment aways, Halloween Party, Birthday Gifts, Outreach Golf April 2023 372,641.00
Tour & Management Trip
Employees Benefit Loyalty award & Uniform (R&F only) April 2023 22,865.00
13th/14th/15th Month Pay Quarterly bonus April 2023 681,717.00
Directors' Fee April 2023 57,000.00
Professional Fees Year-end BIR report April 2023 14,472.00
Miscellaneous Expense Learning Interventions April 2023 3,750.00
Advertising & Publicity Recruitment April 2023 1,042.00 1,153,487.00
Reversal of accruals - Budgetary: Actual Payments
Q1 Bonus - Main Audit & Legaspi employees only 1Q2023 (13,166.66)
Q1 Bonus - CDO 1Q2023 (49,080.00)
Q1 Bonus - ILO 1Q2023 (16,423.75)
Q1 Bonus - ZAM check payout, 1Q2023 (28,350.00)
employees w/o
Q1 Bonus - TAC 1Q2023 (24,712.50)
LBP ATM card
Q1 Bonus - Davao 1Q2023 (6,965.44)
Q1 Bonus - CEBU 1Q2023 (5,563.96)
Reimbursement for Milo Marathon Registration (J.Rañola) April 2023 (1,344.92)
Prorated 13th month pay of resigned employee April 2023 (1,547.88)
Seminars Registration And Membership Fees (Audit) April 2023 (2,990.00)
Ocular visit for company outing - 02/27/23 April 2023 (3,890.00)
Payment for Company Venue & Catering @ The Beach Calatagan Mediterraneo CorpApril 2023 (83,224.95)
Payment for transport service @ Gold Line Tours - 50% DP April 2023 (18,500.00)
Amortization of Company uniform April 2023 (9,979.00)
Amortization of Birthday Token - SM Gift pass (Birthday Celebrants) April 2023 (591.00) (266,330.06)
Reversal of accruals - Non-Budgetary items: Actual Payments
Health Care Premium - MAIN February 2023 (80,904.32)
Health Care Premium - MAIN (ID fee) February 2023 (100.80)
Health care Premium - TGIG February 2023 (3,550.40)
Health care Premium - CDO February 2023 (5,325.60)
Health care Premium - ILOILO February 2023 (1,775.20)
Health care Premium - ZAM February 2023 (5,325.60)
Health Care Premium - TAC February 2023 (3,550.40)
Electricity-Ops Building February 2023 (9,135.32)
Electricity-Finance Building February 2023 (7,355.14)
Electricity-Loans Building February 2023 (9,408.19)
Electricity-Taguig February 2023 (3,304.07)
Electricity-Iloilo February 2023 (1,862.74)
Electricity-CDO February 2023 (2,357.93)
Electricity-ZAM February 2023 (2,410.41)
Electricity-TAC February 2023 (1,429.24)
Electricity-Cebu February 2023 (1,815.00)
Water-Ops Building February 2023 (940.17)
FSFI
INC (DEC)
Water-Finance Building February 2023 (192.43)
Water-Loans Building February 2023 (1,390.03)
Water- Cebu February 2023 (600.00)
Reimbursement of Security and Cleaning (RSC) - Jan 2023 - Feb 2023 Jan 2023 - Feb 20 (1,500.00)
Telephone- CEBU February 2023 (1,932.33)
Telephone-ZAM February 2023 (1,899.00)
Telephone-CDO February 2023 (1,998.00)
Telephone-TAC February 2023 (1,899.00)
Telephone-MAIN February 2023 (8,381.49)
Telephone-ILOILO February 2023 (1,899.00)
Globe bills - DLS February 2023 (1,499.00)
Security Services February 2023 (48,124.89)
Security Services Jan 2023 (24,025.19)
Notarial- MAIN SPA dtd 02/10/2023 February 2023 (4,300.00)
Notarial-TAGUIG SPA dtd 02/10/2023 February 2023 (100.00)
Notarial-ILOILO SPA dtd 02/10/2023 February 2023 (200.00)
Notarial-CDO SPA dtd 02/10/2023 February 2023 (400.00)
Notarial-ZAM SPA dtd 02/10/2023 February 2023 (1,000.00)
Notarial-TAC SPA dtd 02/10/2023 February 2023 (200.00) (242,090.89)
843,837.76
6 Increase in Accrued Taxes 314,310.00

Details as follows:
Amount
Monthly Provision April 2023 314,310.00
314,310.00
7 Decrease in Donations Payable (1,641,765.68)

Details as follows:
Amount
Provision for the month April 2023 76,000.00
Reversal: Actual Payments
Burial Assistance:
CDO Caravan Driver- Mr. William Pungtod (3,000.00)
Mother in law of E.Leones (7,500.00) (10,500.00)
Financial assistance:
Medical assitance for Mother of O.Ofracio (5,000.00)
Medical assitance for daughter of J.Pepito (Cebu employee) (3,000.00) (8,000.00)
57,500.00
8 Decrease in Unearned Interest - Pensioners (UI) (2,732,347.02)

Details as follows:
MAIN TAGUIG ILOILO CDO ZAM & TAC CEBU & DAVAO Total
Additions:
Production for the month (AFP) 5,538,616.40 2,040,368.50 313,000.00 1,477,317.48 372,339.56 563,616.20 10,305,258.14
Adjustments: -
Reclassed UI from Resume Accounts 35,236.73 35,236.73
Deductions:
Realized (AFP) (3,372,844.26) (287,628.46) (281,570.96) (530,660.64) (385,919.84) (7,098.72) (4,865,722.88)
Realized (ECQ OB 4/20-5/20) - deducted thru
PL & OWR (112,384.61) (112,384.61)
Realized (GCQ OB 11/20-12/20) - deducted
thru PL & OWR (105,944.37) (1,588.01) (107,532.38)
Realized (ECQ OB 4/20-5/20) - ded thru OWR
of RIP clients (UA before death) (17,907.99) (9,748.07) (27,656.06)
Renewed account - Income/Rebates (AFP) (365,600.42) (8,190.55) (4,665.27) (378,456.24)
Write-off accounts - RIP(4 AFP) -Barizo,
Rogelio Lausin, Pimentel, Fibesto Embalsado,
Ruiz, Serafin Bangcaya & Tuble, Cleofe Cortes (104,337.82) (20,048.89) (124,386.71)
1,494,833.66 1,742,961.48 1,632.08 941,991.57 (13,580.28) 556,517.48 4,724,355.99
9 Decrease in Unearned Interest - Pensioners (UI) - Resume -
Details as follows:
MAIN TAGUIG ILOILO CDO Total
Adjustment:
Reclassed UI from Resume Accounts (35,236.73) - - - (35,236.73)
(35,236.73) - - - (35,236.73)
10 Decrease in Unearned Interest - Others (UI) (4,035.90)
- due to additional accomloan EMPLOYEE:
Gross UI: released 3/2023
JBA 9,000.00 9,000.00
Less: Realized UI April 2023
Viginia, Wellhelm P. (187.03)
Baltazar, Darlene B. (779.04)
Balondo, Dave L. (162.92)
Ofrasio, Niño Joseph Raymund P. (122.19)
Balverde, Elmer L. (647.69)
Bacani, Maricar G. (1,032.32)
Pacite, Elvie C. (550.20)
Pagalan Jr, Oscar S. (672.47)
Falcasantos, Jeffry B. (656.44)
Gabunilas, Jayson A. (656.44)
JBA (1,338.20) (6,804.94)
2,195.06
FSFI
INC (DEC)
11 Increase in Unearned Interest - Others (ROCG)

- due to realized income for the month -
Amount
Realized Income: VD MD
WINE WAREHOUSE CORP.(Stage 2-30% balance ) restructured PN 20-Feb-23 20-Jan-25 (28,012.35)
(28,012.35)
12 Increase in Unearned Interest - Others (B2B) -

- due to realized income for the month (Full payment received from KWT dated Mar. 2, 2023)
VD MD Amount
Realized Income: KWT KEEPWELL TELEHEALTH, INC.* 5-Mar-22 5-Feb-23 (2,709.75)
KWT KEEPWELL TELEHEALTH, INC.* 27-Mar-22 27-Mar-23 (4,044.61)
KWT KEEPWELL TELEHEALTH, INC.* 14-May-22 14-Apr-23 (16,098.92)
(22,853.28)
13 Increase in Other Long Term Liability -

- due to the new availment as follows:
Date Maturity
CREDITOR Availed Date Amount
Bryan Andrew A. Gabaldon 3/13/2023 3/13/2025 5,000,000.00
5,000,000.00
14 Increase in Notes Payable - Others -

- due to the monthly amortization of LBP loan
Date Maturity
CREDITOR Principal Term (months) MA (Principal) Availed Date Amount
LAND BANK OF THE PHILIPPINES 35,000,000.00 36 972,222.22 8/10/2022 8/8/2025 (972,222.22)
(972,222.22)
15 Increase in Contingent Liabilities - MMP (RE) 21,000,000.00
Details as follows:
Amount
UDI (difference EIR @ 20%) -35 NC (6 Main , 7 Taguig , 12 CDO, 2 ILO, 1 ZAM, 2 TAC , 2 ZAM, 3 DAVAO & 2 CEBU) (1,777,607.61)
CFP for AR / SR Rate (170,093.99)
Service Fee For Plan 2500 ( JAN.16,2023 -MAR 15,2023) (5,600.00)
Payment For Fanpage Boosting (February 2023) (4,000.00)
Payment For Shutter Stock Photos (1,666.26)
Remote Releasing in Cavite on March 8 - 10,2023 (Taguig Branch)(D. Atutubo) (16,825.00)
Remote Releasing in Samar on March 13 - 15,2023 (TAC Branch)(R.Capatoy) (17,500.00)
Remote Releasing in Isabela & Cagayan on March 19 - 25,2023 (Main) (J.Plandor) (47,240.00)
Remote Releasing in Capiz on March 20 - 22,202. (E. Pacite)(Iloilo) (16,000.06)
Remote Releasing in food retirement organization in Tapaz on March 21,2023. (E.Pacite)(Iloilo) (4,270.00)
Remote Releasing in Agusan Del Norte on March 20 - 22,2023 (CDO). (E. Balverde) (15,950.00)
(2,076,752.92)
VI. STOCKHOLDERS' EQUITY
1 Decrease in Stockholders' Equity by -0.47% (2,220,973.70)
Amount
Ending Balance as of December 31, 2022 479,087,846.28
Add:
Net Income January 2023 1,981,493.58
February 2023 1,651,702.84 3,633,196.42
Dividends
February 2023 -with approved OM 02/21/2023 (6,000,000.00)
Prior-year adjustment
Approved OM dated OM dated March 09 & 17,2023: Close prepaid (CFP) and deferred income releated with the
resume accounts released in 2017. 146,906.28
Unrecorded Misc. exp for supplementary collection 6/2019 Guerrero, Nestor Abalos (119.20) (5,853,212.92)
476,867,829.78
Net Income April 2023 2,761,716.32 2,761,716.32
Ending Balance as of March 31, 2023 479,629,546.10
RGDelavega JBA REZS EJZS

Acctg Team Lead Acctg Manager CFO President
FS2
AS OF SEPTEMBER 30, 2023 (9 months only)
MAIN TAGUIG CDO

GROSS INCOME 62,932,600.44 3,863,418.72 7,279,258.79
Operating Expenses: (49,099,748.09) (1,866,838.91) (3,007,951.33)
NET INCOME 10,993,272.09 1,996,579.81 4,271,307.46
MAIN TAGUIG CDO

Revenues:
Interest Income - Pensioners (AFP/SSS) 51.33% 75.72% 70.78%
Interest Income - Pensioners (Rebates) 4.71% 1.87% 0.20%
Interest Income - Others 0.08% 0.00% 0.00%
Interest Income - B2B 0.69% 0.00% 0.00%
Interest Income - DKPO 0.37% 0.00% 0.00%
Total Revenues 57.18% 77.59% 70.98%
Other Revenues:
Other Income - Pensioners 39.95% 22.41% 29.02%
Other Income - Others 2.86% 0.00% 0.00%
Total Other Revenues 42.82% 22.41% 29.02%
0.00% 0.00% 0.00%
GROSS INCOME 100.00% 100.00% 100.00%
Operating Expenses:
Commission Expense 0.68% 0.23% 0.40%
Caravan incentive 0.00% 0.00% 0.00%
Notarial Expense 0.15% 0.13% 0.16%
Interest Expense 4.44% 6.35% 6.34%
Compensation and Benefits: 0.00% 0.00% 0.00%
Salaries and Wages 14.85% 8.01% 7.26%
13th/14th/15th/16th Month 8.58% 2.33% 2.61%
SSS/ECC Expense 1.04% 0.77% 0.70%
Philhealth Expense 0.26% 0.16% 0.14%
Pag-ibig Fund Expense 0.06% 0.05% 0.05%
Employee Benefits 1.93% 1.19% 0.98%
Directors' Fees 0.82% 0.00% 0.00%
Rent Expense 0.95% 5.91% 2.15%
Utilities: 0.00% 0.00% 0.00%
Telephone 0.43% 0.25% 0.24%
Water 0.06% 0.21% 0.02%
Electricity 0.46% 0.94% 0.34%
Office Supplies 0.05% 0.26% 0.10%
Books, Magazines and Periodicals 0.01% 0.00% 0.00%
Postage and Courier Services 0.01% 0.00% 0.07%
Depreciation and Amortization: 0.00% 0.00% 0.00%
Depreciation Expense 3.70% 0.09% 0.19%
Amortization - Building Improvements 0.05% 0.00% 0.00%
Amortization - Leasehold Improvements 0.03% 0.00% 0.00%
Amortization - Noncurrent Assets 0.09% 0.00% 0.00%
Professional Fees: 0.00% 0.00% 0.00%
Professional Fees 0.66% 0.16% 0.12%
Retainers Fees 0.24% 0.00% 0.00%
Insurance Expense 0.10% 0.00% 0.03%
Contracted Services: 0.00% 0.00% 0.00%
Security Services 0.77% 0.00% 0.00%
Repairs and Maintenance 0.18% 0.12% 0.05%
Advertising and Publicity 0.01% 0.00% 0.00%
Representation and Entertainment 3.65% 1.22% 0.82%
Transportation and Travelling 0.04% 0.01% 0.00%
Taxes and Licenses 1.67% 0.37% 0.12%
Bank Service Charges 0.02% 0.00% 0.00%
Donation and Contribution 1.09% 0.00% -0.04%
Doubtful Accounts Expense 19.26% 18.17% 17.31%
Miscellaneous Expense 11.69% 1.38% 1.19%
Total Operating Expenses 78.02% 48.32% 41.32%
NET INCOME BEFORE OTHER TAX 21.98% 51.68% 58.68%
Corporate Tax 4.49% 0.00% 0.00%
NET INCOME AFTER TAX BUT BEFORE EI 17.49% 51.68% 58.68%
Reversal of Allowance for Doubful Account 0.00% 0.00% 0.00%

Reversal of CRIP 0.00% 0.00% 0.00%
Reversal of Remaining Accruals 0.00% 0.00% 0.00%
Reversal on Accrual of CFP 0.00% 0.00% 0.00%
Reversal of Omnibus Tax 0.00% 0.00% 0.00%
Reversal of Donation 0.00% 0.00% 0.00%
Reversal of DST 0.00% 0.00% 0.00%
Reversal of Accrued taxes 0.00% 0.00% 0.00%
Gain/Loss on Sale of Asset 0.00% 0.00% 0.00%
Unrealized Gain(Loss) on Investment -0.02% 0.00% 0.00%
0.00% 0.00% 0.00%
NET INCOME AFTER EI BUT BEFORE BON 17.47% 51.68% 58.68%
0.00% 0.00% 0.00%
Bonus 0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
NET INCOME 17.47% 51.68% 58.68%
NET PROFIT MARGIN

ILOILO ZAM TAC DAVAO CEBU LEGAZPI
3,437,664.16 4,133,013.10 1,417,664.43 280,454.90 167,648.76 25,288.72
(1,720,842.67) (1,680,531.57) (1,028,289.11) (931,387.35) (900,522.37) (531,833.16)
1,716,821.49 2,452,481.53 389,375.32 (650,932.45) (732,873.61) (506,544.44)
49.94% 59.34% 27.47% -232.10% -437.15% -2003.04%
ILOILO ZAM TAC DAVAO CEBU LEGAZPI
78.47% 66.19% 75.08% 100.00% 100.00% 98.02%

0.95% 0.20% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
79.42% 66.39% 75.08% 100.00% 100.00% 98.02%
20.58% 33.61% 24.89% 0.00% 0.00% 0.00%

0.00% 0.00% 0.03% 0.00% 0.00% 1.98%
20.58% 33.61% 24.92% 0.00% 0.00% 1.98%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
100.00% 100.00% 100.00% 100.00% 100.00% 100.00%
0.77% 0.33% 0.20% 1.59% 1.23% 27.16%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.16% 0.18% 0.18% 1.43% 1.73% 6.72%
7.79% 6.78% 5.21% 98.16% 120.28% 414.22%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
7.81% 5.69% 13.14% 77.50% 109.68% 511.52%
2.96% 2.21% 5.70% 32.51% 55.41% 0.00%
0.76% 0.60% 1.25% 7.49% 10.00% 47.63%
0.17% 0.13% 0.31% 1.64% 2.39% 11.86%
0.08% 0.07% 0.16% 0.82% 1.19% 5.93%
1.26% 1.67% 2.23% 6.99% 17.13% 31.04%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
4.10% 2.32% 13.29% 40.31% 76.48% 425.17%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.50% 0.42% 1.19% 6.10% 9.73% 40.28%
0.01% 0.02% 0.04% 0.29% 3.52% 2.49%
0.37% 0.46% 1.07% 4.51% 14.40% 47.75%
0.19% 0.13% 0.27% 0.64% 0.00% 56.12%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.10% 0.05% 0.18% 0.77% 1.17% 4.19%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.46% 1.03% 4.06% 16.63% 37.76% 165.08%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.07% 0.05% 0.04% 1.07% 8.50% 30.84%
0.00% 0.00% 0.00% 0.00% 1.62% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.18% 0.15% 0.44% 2.25% 3.76% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.05% 0.02% 0.00% 0.45% 2.18% 9.45%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.44% 0.07% 0.86% 0.18% 0.23% 35.61%
0.00% 0.00% 0.00% 0.00% 0.00% 23.73%
1.37% 1.13% 3.28% 16.76% 28.09% 26.98%
0.01% 0.00% 0.04% 0.19% 5.15% 14.42%
0.51% 0.31% 0.94% 4.83% 4.45% 20.75%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
18.33% 15.90% 17.14% 6.42% 0.00% 0.00%
1.59% 0.97% 1.31% 2.57% 21.05% 144.12%
50.06% 40.66% 72.53% 332.10% 537.15% 2103.04%
49.94% 59.34% 27.47% -232.10% -437.15% -2003.04%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
49.94% 59.34% 27.47% -232.10% -437.15% -2003.04%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%

0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
49.94% 59.34% 27.47% -232.10% -437.15% -2003.04%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
49.94% 59.34% 27.47% -232.10% -437.15% -2003.04%
CAB ISABELA TOTAL
2,070.43 - 83,539,082.45
(362,308.55) (296,019.18) (61,426,272.29)
(360,238.12) (296,019.18) 19,273,229.90
-17399.19% NIL 23.07%
19,273,229.90
CAB ISABELA -
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
100.00% 0.00%
0.00% 0.00%
0.00% 0.00%
43.47% 0.00%
2983.01% 0.00%
0.00% 0.00%
4326.15% 0.00%
0.00% 0.00%
418.27% 0.00%
77.28% 0.00%
38.64% 0.00%
152.14% 0.00%
0.00% 0.00%
3050.47% 0.00%
0.00% 0.00%
379.83% 0.00%
246.13% 0.00%
482.70% 0.00%
712.94% 0.00%
0.00% 0.00%
36.71% 0.00%
0.00% 0.00%
1240.52% 0.00%
0.00% 0.00%
40.25% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
97.33% 0.00%
0.00% 0.00%
0.00% 0.00%
271.84% 0.00%
275.31% 0.00%
300.20% 0.00%
139.97% 0.00%
661.36% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
1524.67% 0.00%
17499.19% 0.00%
-17399.19% 0.00%
0.00% 0.00%
-17399.19% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
-17399.19% 0.00%
0.00% 0.00%
0.00% 0.00%
0.00% 0.00%
-17399.19% 0.00%
FSFI
MAIN
FOR THE YEAR 2023
VARIANCE % over
JANUARY FEBRUARY MARCH APRIL MAY JUNE JULY AUGUST SEPTEMBER OCTOBEDECEMBER YEAR TO DATE INC/(DEC) % Revs.
Revenues:
Interest Income - Pensioners (AFP/SSS) 3,667,076.85 3,640,089.37 3,609,081.23 3,624,871.35 3,534,961.57 3,578,478.17 3,556,449.15 3,487,563.82 3,605,366.36 ### 3,362,201.53 42,757,936.26 (32,338.17) -0.93% 51.53%
Interest Income - Pensioners (Rebates) 399,731.44 260,974.63 365,600.42 387,024.78 142,116.64 251,241.01 451,631.16 388,017.46 315,969.12 ### 66,736.30 3,590,360.72 (109,696.24) -28.27% 4.33%
Interest Income - Others 3,522.11 4,638.71 6,804.94 6,560.21 7,160.72 6,275.46 6,125.04 5,231.59 4,997.73 ### 6,735.90 71,533.83 (627.14) -11.99% 0.09%
Interest Income - B2B 411,464.86 - 22,853.28 - - - - - - - - 434,318.14 - 0.00% 0.52%
Interest Income - DKPO - 60,330.70 66,512.35 54,179.85 53,653.67 - - - - - - 234,676.57 - 0.00% 0.28%
Total Revenues 4,481,795.26 3,966,033.41 4,070,852.22 4,072,636.19 3,737,892.60 3,835,994.64 4,014,205.35 3,880,812.87 3,926,333.21 ### 3,435,673.73 47,088,825.52 (142,661.55) -3.68% 56.75%
Other Revenues:
Other Income - Pensioners 2,633,586.06 3,075,188.37 2,880,697.83 1,701,442.08 3,037,417.33 3,427,924.55 2,356,351.66 3,341,712.14 2,689,703.42 ### 4,246,726.67 33,866,040.58 1,869,062.42 55.93% 40.82%
Other Income - Others 97,858.12 202,437.51 503,865.92 108,575.06 134,833.10 209,224.50 201,708.26 176,824.21 166,694.57 ### 27,222.48 2,017,496.83 (100,792.35) -57.00% 2.43%
Total Other Revenues 2,731,444.18 3,277,625.88 3,384,563.75 1,810,017.14 3,172,250.43 3,637,149.05 2,558,059.92 3,518,536.35 2,856,397.99 ### 4,273,949.15 35,883,537.41 1,768,270.07 50.26% 43.25%
GROSS INCOME ### ### ### ### ### ### ### ### ### ### 7,709,622.88 82,972,362.93 1,625,608.52 21.97% 100.00%
Operating Expenses:
Commission Expense 35,240.53 35,773.13 81,746.14 59,907.13 24,109.38 60,260.95 45,720.67 39,276.06 44,508.43 ### 14,403.95 581,422.09 (9,194.89) -23.41% 0.70%
Caravan incentive - - - - - - - - - - - - - 0.00% 0.00%
Notarial Expense 11,000.00 13,350.00 16,000.00 5,600.00 13,350.00 8,250.00 10,100.00 11,650.00 7,800.00 ### 6,100.00 123,100.00 (2,100.00) -18.03% 0.15%
Interest Expense 260,543.38 183,374.89 227,135.79 361,093.25 328,440.84 468,166.60 324,868.01 338,731.54 304,548.56 ### 448,196.68 3,898,927.52 162,658.99 48.02% 4.70%
Compensation and Benefits: - - 0.00%
Salaries and Wages 1,007,072.93 1,022,593.58 1,027,191.64 1,041,850.02 1,046,134.56 1,048,333.31 1,047,964.22 1,052,243.65 1,051,899.01 ### 1,042,469.08 12,498,396.93 (14,486.07) -1.38% 15.06%
13th/14th/15th/16th Month 599,702.00 599,702.00 599,702.00 599,702.00 599,702.00 599,702.00 599,702.00 599,702.00 599,702.00 ### - 6,596,720.00 (599,700.00) -100.00% 7.95%
SSS/ECC Expense 69,475.00 70,930.00 71,557.50 73,205.00 73,592.50 73,755.00 73,802.50 73,532.50 73,727.50 ### 72,690.00 873,750.00 (1,227.50) -1.67% 1.05%
Philhealth Expense 17,606.00 17,946.00 17,946.00 18,286.00 18,301.00 18,315.50 18,470.90 18,603.91 18,603.91 ### 18,621.91 219,944.95 - 0.00% 0.27%
Pag-ibig Fund Expense 3,800.00 3,900.00 3,900.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 4,000.00 ### 4,000.00 47,600.00 - 0.00% 0.06%
Employee Benefits 130,345.12 136,920.32 137,620.32 138,406.48 132,974.52 139,515.52 132,415.52 133,389.28 134,064.48 ### 122,730.48 1,609,115.00 (12,738.00) -9.55% 1.94%
Directors' Fees 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 57,000.00 ### 57,000.00 684,000.00 - 0.00% 0.82%
Rent Expense 66,375.35 66,375.35 66,375.35 65,987.35 65,987.35 65,987.35 65,987.35 65,987.35 65,987.35 ### 65,987.35 793,012.20 - 0.00% 0.96%
Utilities: - - 0.00%
Telephone 27,766.37 27,309.29 30,101.44 28,863.65 28,751.16 32,234.11 31,084.88 31,084.88 31,091.39 ### 31,059.88 361,541.81 - 0.00% 0.44%
Water 3,059.44 3,722.63 3,985.79 2,926.62 3,874.87 13,412.42 3,151.62 3,226.62 3,413.45 ### 3,026.62 50,053.32 (150.00) -4.65% 0.06%
Electricity 20,434.59 25,898.65 29,264.12 32,664.93 42,742.38 43,045.17 32,475.67 30,722.69 31,581.23 ### 25,554.95 373,242.78 (900.34) -2.93% 0.45%
Office Supplies 276.00 6,484.40 4,054.50 51.00 7,188.20 3,988.70 531.00 6,382.85 3,576.00 ### - 39,588.05 (648.00) -10.15% 0.05%
Books, Magazines and Periodicals 420.00 380.00 460.00 280.00 440.00 400.00 420.00 420.00 420.00 400.00 340.00 4,760.00 (40.00) -9.52% 0.01%
Postage and Courier Services 1,099.00 187.00 2,440.00 1,519.00 748.00 618.00 153.00 1,069.00 1,006.00 ### 1,519.00 11,864.00 1,399.00 130.87% 0.01%
Depreciation and Amortization: - - 0.00%
Depreciation Expense 269,577.77 269,816.35 269,587.56 269,688.32 270,304.10 254,347.06 249,890.56 246,232.77 228,229.34 ### 225,019.50 3,003,503.35 121.98 0.05% 3.62%
Amortization - Building Improvement - - - - 3,641.96 6,029.60 6,636.59 6,636.59 6,636.59 ### 6,636.59 49,491.10 - 0.00% 0.06%
Amortization - Leasehold Improveme 2,158.80 2,158.80 2,158.80 2,158.80 2,158.80 2,158.80 2,158.80 2,158.80 2,158.80 ### 1,250.00 24,996.56 (908.56) -42.09% 0.03%
Amortization - Noncurrent Assets 6,471.10 6,471.10 6,347.10 4,347.10 6,347.10 6,347.14 5,972.89 6,473.35 5,474.64 ### 6,057.77 72,424.83 - 0.00% 0.09%
Professional Fees: - - 0.00%
Professional Fees 16,977.63 15,588.61 9,338.00 323,834.00 9,338.00 9,338.00 9,338.00 9,338.00 9,338.00 ### 9,337.21 440,441.45 (0.79) -0.01% 0.53%
Retainers Fees 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 16,800.00 ### 16,800.00 201,600.00 - 0.00% 0.24%
Insurance Expense 610.40 - 6,832.30 17,452.54 - 12,501.43 17,024.94 610.40 9,115.28 ### - 85,410.30 - 0.00% 0.10%
Contracted Services: - - 0.00%
Security Services 51,798.57 48,050.37 48,294.11 47,913.52 54,472.88 61,785.56 58,217.40 57,539.71 56,940.89 ### 52,181.69 634,228.39 9,477.75 16.47% 0.76%
Repairs and Maintenance 1,789.75 30,436.38 17,140.00 11,135.00 15,610.75 1,911.75 5,881.80 14,771.00 13,274.90 ### 3,175.50 132,091.58 (4,195.75) -28.41% 0.16%
Advertising and Publicity 1,042.00 1,042.00 1,042.00 1,042.00 1,042.00 1,042.00 1,042.00 1,042.00 1,042.00 ### 1,038.00 12,500.00 (4.00) -0.38% 0.02%
Representation and Entertainment 331,162.78 324,678.54 331,864.57 215,709.20 219,444.70 215,619.00 218,456.00 218,881.60 220,296.23 ### 108,349.15 2,725,752.99 (46,710.93) -21.34% 3.29%
Transportation and Travelling 3,065.00 2,154.00 1,727.04 1,652.00 3,519.00 2,887.00 3,722.00 3,550.00 5,295.46 ### 4,390.71 37,831.58 1,225.34 34.52% 0.05%
Taxes and Licenses 472,631.35 513,572.79 39,236.99 5,000.00 - 17,253.75 - 2,610.00 - - 10,117.41 1,061,839.09 8,700.61 333.36% 1.28%
Bank Service Charges 405.00 1,575.00 3,770.00 2,085.00 1,600.00 1,870.00 - 1,000.00 - ### 3,360.00 17,165.00 3,360.00 336.00% 0.02%
Donation and Contribution 76,000.00 76,000.00 79,000.00 76,000.00 76,000.00 76,000.00 76,000.00 76,000.00 76,000.00 ### 76,000.00 915,000.00 - 0.00% 1.10%
Doubtful Accounts Expense 1,347,000.00 1,347,000.00 1,347,000.00 1,347,000.00 1,347,000.00 1,347,000.00 1,347,000.00 1,347,000.00 1,347,000.00 ### 1,347,000.00 16,164,000.00 - 0.00% 19.48%
Miscellaneous Expense 906,925.02 1,096,771.50 701,662.41 689,220.45 853,198.26 696,129.28 750,116.01 845,216.26 816,154.81 ### 706,983.98 9,608,447.65 (12,830.68) -1.52% 11.58%
Total Operating Expenses 5,815,630.88 6,023,962.68 5,258,281.47 5,522,380.36 5,327,814.31 5,366,005.00 5,216,104.33 5,322,882.81 5,246,686.25 ### 4,491,397.41 63,953,762.52 (518,891.84) -9.75% 77.08%
NET INCOME BEFORE OTHER TAX 1,397,608.56 1,219,696.61 2,197,134.50 360,272.97 1,582,328.72 2,107,138.69 1,356,160.94 2,076,466.41 1,536,044.95 ### 3,218,225.47 19,018,600.41 2,144,500.36 103.28% 22.92%
Corporate Tax 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 ### 314,310.00 2,828,790.00 - 0.00% 3.41%
NET INCOME AFTER TAX BUT BEFORE E 1,083,298.56 905,386.61 1,882,824.50 45,962.97 1,268,018.72 1,792,828.69 1,041,850.94 1,762,156.41 1,221,734.95 ### 2,903,915.47 16,189,810.41 2,144,500.36 121.70% 19.51%
Reversal of Allowance for Doubful Accoun - - - - - - - - - - - - - 0.00% 0.00%

Reversal of CRIP - - - - - - - - - - - - - 0.00% 0.00%
Reversal of Remaining Accruals - - - - - - - - - - - - - 0.00% 0.00%
Reversal on Accrual of CFP - - - - - - - - - - - - - 0.00% 0.00%
Reversal of Omnibus Tax - - - - - - - - - - - - - 0.00% 0.00%
Reversal of Donation - - - - - - - - - - - - - 0.00% 0.00%
Reversal of DST - - - - - - - - - - - - - 0.00% 0.00%
Reversal of Accrued taxes - - - - - - - - - - - - - 0.00% 0.00%
Gain/Loss on Sale of Asset - - - - - - - - - - - - - 0.00% 0.00%
Unrealized Gain(Loss) on Investment 41,847.63 (51,384.75) 3,810.25 17,338.63 11,650.63 6,557.15 (12,917.08) (19,286.07) (8,406.65) ### 32,621.15 39,237.79 23,147.31 -120.02% 0.05%
NET INCOME AFTER EI BUT BEFORE BO 1,125,146.19 854,001.86 1,886,634.75 63,301.60 1,279,669.35 1,799,385.84 1,028,933.86 1,742,870.34 1,213,328.30 ### 2,936,536.62 16,229,048.20 2,167,647.67 124.37% 19.56%
Bonus - - - - - - - - - - - - - 0.00% 0.00%
NET INCOME 1,125,146.19 854,001.86 1,886,634.75 63,301.60 1,279,669.35 1,799,385.84 1,028,933.86 1,742,870.34 1,213,328.30 ### 2,936,536.62 16,229,048.20 2,167,647.67 124.37% 19.56%
NET PROFIT MARGIN 15.60% 11.79% 25.31% 1.08% 18.52% 24.08% 15.66% 23.55% 17.89% 9.40% 38.09% 19.56%
OPEX (CASH ITEMS) 3,929,879.83 4,215,141.54 3,406,052.22 3,538,092.89 3,373,563.47 3,287,985.40 3,286,214.07 3,382,286.35 3,359,274.91 ### 2,463,873.46 - 19,314,415.84
MAIN 2019 2020 2021 2022
GROSS INCOME 178,838,388.00 114,050,664.74 92,186,939.28 85,877,631.61
Operating Expenses: 101,572,668.12 95,044,568.28 57,494,899.04 59,672,293.74
NET INCOME 74,978,241.47 26,276,118.92 39,390,773.96 37,234,561.38
NET PROFIT MARGIN 41.93% 23.04% 42.73% 43.36%
INC(DEC) - 48,702,122.55 13,114,655.04 - 2,156,212.58
% INC(DEC) -65% 50% -5%
77,265,719.88 19,006,096.46 34,692,040.24 26,205,337.87
(6,689,638.53) (6,807,159.00) (2,965,183.00) (2,689,101.00)
4,402,160.12 14,077,181.46 7,663,916.72 13,718,324.51
- - - -
CDO 2019 2020 2021 2022

GROSS INCOME 291,296.07 1,615,015.06 3,596,578.02 7,394,212.40
Operating Expenses: 1,910,952.99 2,215,955.38 1,811,173.08 2,790,298.54
NET INCOME - 1,619,656.92 - 600,940.32 1,785,404.94 4,603,913.86
NET PROFIT MARGIN -556.02% -37.21% 49.64% 62.26%
INC(DEC) 1,018,716.60 2,386,345.26 2,818,508.92
% INC(DEC) 63% 397% 158%
ZAMBOANGA 2019 2020 2021 2022

GROSS INCOME 233,673.36 3,161,604.98
Operating Expenses: (513,568.49) (1,481,350.27)
NET INCOME (LOSS) - - (279,895.13) 1,680,254.71
NET PROFIT MARGIN NIL NIL -119.78% 53.15%
INC(DEC) (279,895.13) 1,960,149.84
% INC(DEC) 700%
DAVAO 2019 2020 2021 2022

GROSS INCOME -
Operating Expenses: 244,062.52
NET INCOME - - - - 244,062.52
NET PROFIT MARGIN #DIV/0! #DIV/0! #DIV/0! NIL
INC(DEC) - 244,062.52
% INC(DEC)
As of September only
2023 TAGUIG 2019 2020 2021
62,932,600.44 GROSS INCOME 2,192,602.64 1,763,578.54 1,911,417.09
49,099,748.09 Operating Expenses: (1,633,559.05) (1,531,588.71) (1,292,414.20)
10,993,272.09 NET INCOME 559,043.59 231,989.83 619,002.89
17.47% NET PROFIT MARGIN 25.50% 13.15% 32.38%
- 26,241,289.29 INC(DEC) - 327,053.76 387,013.06
-70% % INC(DEC) -59% 167%
13,832,852.35
(2,828,790.00)
(10,790.26)
-
2023 ILOILO 2019 2020 2021
5,346,794.87 GROSS INCOME 414,532.29 1,717,929.23 1,792,502.71
2,312,478.22 Operating Expenses: (1,377,630.41) (1,749,085.30) (1,261,216.26)
3,034,316.65 NET INCOME (LOSS) 1,792,162.70 3,467,014.53 531,286.45
56.75% NET PROFIT MARGIN 432.33% 201.81% 29.64%
- 1,569,597.21 INC(DEC) 1,674,851.83 - 2,935,728.08
-34% % INC(DEC) -93% 85%
2023 TACLOBAN 2019 2020 2021
4,133,013.10 GROSS INCOME
(1,680,531.57) Operating Expenses: (312,503.88)
2,452,481.53 NET INCOME (LOSS) - - (312,503.88)
59.34% NET PROFIT MARGIN NIL NIL NIL
772,226.82 INC(DEC) (312,503.88)
46% % INC(DEC)
2023 CEBU 2019 2020 2021
280,454.90 GROSS INCOME
931,387.35 Operating Expenses:
- 650,932.45 NET INCOME - - -
-232.10% NET PROFIT MARGIN #DIV/0! #DIV/0! #DIV/0!
- 406,869.93 INC(DEC)
-167% % INC(DEC)
2022 2023
3,782,606.42 3,863,418.72
(1,839,651.37) (1,866,838.91)
1,942,955.05 1,996,579.81
51.37% 51.68%
1,323,952.16 53,624.76
214% 3%
2022 2023
3,645,235.25 3,437,664.16
(1,815,869.55) (1,720,842.67)
1,829,365.70 1,716,821.49
50.19% 49.94%
1,298,079.25 - 112,544.21
244% -6%
2022 2023
740,531.01 1,417,664.43
(1,051,143.99) (1,028,289.11)
(310,612.98) 389,375.32
-41.94% 27.47%
1,890.90 699,988.30
1% 225%
2022 2023
- 167,648.76
182,102.37 900,522.37
- 182,102.37 - 732,873.61
NIL -437.15%
- 182,102.37 - 550,771.24
-302%
1,621,742.78
(895,636.35)
2,084,686.06
1.Net decrease in Revenues amounting to P1,970,912.71 due to the following:
a. Decrease in OI from extension releases (160 clients with P8.0m PN in Mar
b. One-time WWC Penalties for violation of terms & conditions of agreement c
2. Net increase in OPEX amounting to P345,515.68 due to the following:
a. Increase in interest expense due to the new placement received from B.Ga
b. Increase in Salaries and wages due to 4 new hires from branches (Davao,
c. Increase in Rent expense due to new branch in Cabanatuan - P10,526.32
d. Increase in Office Supplies due to intial inventory of Legazpi branch - P13,9
e. Payment of engagement fee to Meer, Meer, Meer for case filed against Win
d. Decrease in Representation due to accrual of budget for Company Outing &
3. Increase in the total cash and cash equivalents for the month of April 2023 a
4. Additional CAPEX for the renovation of Townhouse recorded as Building Imp
1.Net increase in Revenues amounting to P273,213.16 due to the following:

a. Increase in Rebate from REN (OB)
b. Decrease in OI from extension releases
c. OI from KWT full payment excess amount collected dated Mar. 2, 2023 - P
d. WWC Penalties for violation of terms & conditions of agreement collected
e. Decrease in realized income from CBC UITF placement - (P93,029.38)
2. Net decrease in OPEX amounting to P781,605.32 mainly due to the settleme
3. Closed NR - B2B balance due to full payment of KWT loan dated Mar. 2, 202
4. Decrease in the total cash and cash equivalents for the month of March 2023
1. Settlement of LOA 2021 amounting to P880,000.00 (Receipted P500,000.00

2. Increase in NR - ROCG, UI - ROCG & AP due to the restructured PN of Win
3. Closed deferred income and prepaid - CFP related to resume accounts relea
4. Distribution of cash dividends amounting to P6.0m dated Feb 28, 2023
5. Decrease in the total cash and cash equivalents for the month of February 2
Hi, Rose.
Done checking the hardcopies of reports for the month of November 2023.
Please see the attached FS and Branch IS for comparison.
1, Net increase in net income amounting to P158k due to the following:
a. Net decrease in gross income by P200k due to decrease in realized UI and ECQ/GCQ OB collection, d
b. Net decrease in OPEX by P356k due to decrease in commission and notarial expense of PN productio
2. Net increase in the total of cash and cash equivalents for the month of November 2023 amounted to P6
3. Analysis of write-offs for 2023:
1 .Net decrease in Net income amounting to P862k largely due to the following:
a. Decrease in OI from EXT releases (P2.8m for 134 clients in October 2023 vs P3.54m for 147 clients in September 2023).
b. Increase in OPEX due to outright expense recognition of CFP for AR/SR prod (P174k) and Marketing and Promotions expen
2. Net decrease in the total of cash and cash equivalents for the month of October 2023 amounted to P7.0m, ending balance P
3. Analysis of write-offs for 2023:
1. Net decrease in Net Income amounting to P 542k largely due to the decrease in OI from EXT releases (P3.54m for 147 client
2. Additional placement received from RDLS amounting to P10m dated September 15, 2023 (prorated interest for September
3. Payment to M.Santiago for the initial consulting fee (Family Constitution consultation for Sunga Family) amounting to P100k
4. Net increase in the total of cash and cash equivalents for the month of September 2023 amounted to P6.9m, ending balanc
1 .Net increase in Net income amounting to P987k largely due to the following:
a. Increase in OI from EXT releases ( P4.13m for 198 clients in August 2023 vs P2.96m for 130 clients in July 2023). - P1.17
b. Increase in Misc exp due to payment of service fees for clients released via INNO office Apr'23-Jun'23 and GSE billing fo
2. Net decrease in the total of cash and cash equivalents for the month of August 2023 amounted to P3.07m, ending balance P
3. Release of Q2 Bonus amounting to P1.7m dated August 4, 2023.
4. Payment of Directors fee for 1st BOD Meeting in 2023 amounting to P114k dated August 22, 2023.
5. No collection received from ROCG accounts in August 2023.
1. Additional capex for new branch (Isabela) amounting P154k and building improvement (townhouse, 3rd 30% DP + additiona
2. Net Increase in the total cash and cash equivalents for the month of June 2023 amounting to P1.6m.
1.Net increase in Revenues amounting to P1,846,288.14 due to the following:

a. Decrease in income rebate ( 49 REN OB with P2.9m PN in Apr 2023 vs 21 REN OB with P820k PN in May 2023) - (P254,997
b. Increase in OI from extension releases ( 95 clients with P4.2m PN in Apr 2023 vs 161 clients with P8.7m PN in May 2023) -
2. Net decrease in OPEX amounting to P113,998.45 due to the following:
a. Rent expense - additional branch ISABELA - P11,578.95
b. Electicity - increase in consumption of main and branches - P18,304.33
c. Payment of engagement fee to Meer, Meer, Meer for case filed against Wine Warehouse Corp.) in Apr 2023 - (P314,496.00
d. Misc Exp - service fee for FSFI clients released via Inno branch P145k, audit project - branch visit in Cebu and Tacloban bra
3. Additional capex for new branches (Cebu, Cabanatuan and Isabela) amounting P292k and building improvement (townhouse
4. Decrease in the total cash and cash equivalents for the month of May 2023 amounted to P5.4m
crease in Revenues amounting to P1,970,912.71 due to the following:

rease in OI from extension releases (160 clients with P8.0m PN in Mar 2023 vs 95 clients with P4.2m PN in Apr 2023
-time WWC Penalties for violation of terms & conditions of agreement collected Mar. 24, 2023 - 10% of Principal bala
crease in OPEX amounting to P345,515.68 due to the following:
ease in interest expense due to the new placement received from B.Gabaldon (P5.0m) and CZS (P40.0m) dated 4/3/
ease in Salaries and wages due to 4 new hires from branches (Davao, Cabanatuan, Legazpi and Isabela) - P34,734.
ease in Rent expense due to new branch in Cabanatuan - P10,526.32
ease in Office Supplies due to intial inventory of Legazpi branch - P13,940.75
ment of engagement fee to Meer, Meer, Meer for case filed against Wine Warehouse Corp.) - P314,496.00
rease in Representation due to accrual of budget for Company Outing & Team Building and Sportsfest until Mar'2023
ase in the total cash and cash equivalents for the month of April 2023 amounted to P22.6m.
onal CAPEX for the renovation of Townhouse recorded as Building Improvement amounting to P109,258.50 in April
crease in Revenues amounting to P273,213.16 due to the following:

rease in Rebate from REN (OB) (26 OB closed with P1.7m PN in Feb 2023 vs 50 OB closed with P2.8m PN in Mar 2
crease in OI from extension releases (172 clients with P8.1m PN in Feb 2023 vs 160 clients with P8.0m PN in Mar 2
from KWT full payment excess amount collected dated Mar. 2, 2023 - P10,000.
WC Penalties for violation of terms & conditions of agreement collected Mar. 24, 2023- 10% of Principal balance - P3
crease in realized income from CBC UITF placement - (P93,029.38)
ecrease in OPEX amounting to P781,605.32 mainly due to the settlement of LOA 2021 in Feb 2023 (P880,000).
d NR - B2B balance due to full payment of KWT loan dated Mar. 2, 2023 amounting to P1.0m
ase in the total cash and cash equivalents for the month of March 2023 amounted to P2.5m.
ment of LOA 2021 amounting to P880,000.00 (Receipted P500,000.00 & PR P380,000.00) dated Feb 21, 2023.
ase in NR - ROCG, UI - ROCG & AP due to the restructured PN of Wine Warehouse Corp. dated Feb 17, 2023 (Orig
d deferred income and prepaid - CFP related to resume accounts released in 2017 amounting to P192,566.78 & P45
bution of cash dividends amounting to P6.0m dated Feb 28, 2023 (with approved OM dated Feb 21, 2023).
ase in the total cash and cash equivalents for the month of February 2023 amounted to P14.0m.
in EXT PN (6.1m vs 6.5m)
van expenses and misc exp for car perks.
Operable Doors for Cabinets (34k)
13th/14th/15th/16th Month, Employee benefit, Representation &

-1668445
-93,029.38
yment of LBP loan (P12.4m) dated 4/14/2023 - P204,560.48

187,611.16 vs Restructured amount P4,911,394.39). Principal collection from Wine Warehouse (Stage 1: 10% of the
March 09 & 17, 2023.)
1993948
esentation &
-1565033
use (Stage 1: 10% of the Total OB) was collected last Feb 22 & 23, 2023 amounting to P380,141.54.
OTHER INCOME FS
REVERSAL OF ADA November
REVERSAL OF ACCRUALS December
REVERSAL OF RE TO MMP December
DLS SERVICE FEE January

BUDGETARY ITEMS January
Description
unutilized ADA as of October FS
remaining balance of unused budget & CRIP
tax savings for the year
OM for increase
OM for the year budget
Notes:
with 1.5% additioonal provision reversed from RE
remaing unused budget for year 2020 and 2021 only
no reversal of tax savings in 2020, used unutilized MMP budget for 2020
coordinate with RZS

coordinate with HR & RZS
MMP (from R/E)
DETAILS BUDGET ACTUAL
Balance of December 31, 2020 16,508,117.16 16,508,117.16
Less: Requested MMP Fund last March 2021 (11,182,016.00)
Less: Actual Utilization as of June 30, 2021 (7,697,626.80)
Available balance as of June 30, 2021 5,326,101.16 8,810,490.36
MMP FUND VS ACTUAL USAGE AS OF JUNE 30, 2021
AVAILABLE FUND
MMP REQUESTED ACTUAL USAGE AS BALANCE AS OF
BREAKDOWN FUND OF JUNE 30, 2021 JUNE 30, 2021
Promo rate 240 accounts (136 clients) 8,284,416.00 6,406,560.30 1,877,855.70
CFP for AR/SR Rate (136 clients) 633,600.00 523,412.88 110,187.12
Main and Branches Caravan Expenses – 16 caravans
(6 main/10 branches) 1,664,000.00 713,275.92 950,724.08
Marketing Expenses (telesales agent allowances, FB
page boosting & rising tide) 600,000.00 54,377.70 545,622.30
TOTAL 11,182,016.00 7,697,626.80 3,484,389.20
comparison of collection of post innoOct 2020, jan 2021 and dec 2021 NR Balance main discussion
highlight the following:
comparison of collection of post inno

- Oct 2020, jan 2021 and dec 2021
- NR Balance same periods
main discussion
collection progress
NR balance change and levels, or portfolio mix
ADA and covid writeoffs and risk assessment with the portfol
client balance movements - inc/dec
expenses
All else as annex and reference slides

nd dec 2021 NR Balance main discussioncollection progressNR balance change and levels, or portfolio mixADA and covid writeoffs and risk assessment with the portfolio mixclient balance m
portfolio mix
sessment with the portfolio mix
ent with the portfolio mixclient balance movements - inc/dec expenses
FSFI
February 2020 VS March 2020
INC (DEC)
I. INTEREST INCOME AND OTHER REVENUES
1 Increase in Interest Income - Pensioners by 1.12% 60,758.70
due to higher accumulated UI in March 2020.
February 2020 March 2020 Variance
Realized UI for AFP and SSS accounts 9,528,491.26 9,605,412.46 76,921.20
9,528,491.26 9,605,412.46 76,921.20
2 Decrease in Interest Income - Pensioners (Rebates) (109,696.24)
-due to the following:
Number of REN Accounts (OB PNs) - production is until 3/16/2020 only due to ECQ 163 84 -79
AFP (LOAN RENEWALS) 1,814,442.79 764,662.36 (1,049,780.43)
EFP - 2 AFP ( Baracao, Gil Nacum and Pajela Jr, Ernesto Dondonayos) - 54,945.31 54,945.31
1,814,442.79 819,607.67 (994,835.12)
3 Decrease in Interest Income - Others
from accommodation loan of employees, declining amortization (627.14)
February 2020 March 2020 Amount
NR -Accom employees (Rsunga, MFestin,RDelaVega and MFlorentino) (declining) 868.54 780.66 (87.88)
868.54 780.66 (87.88)
4 Increase in Interest Income - B2B -
collection of monthly amortization from:
VD MD February 2020 March 2020 Amount
THIRD PILLAR BUSINESS APPLICATIONS INC. Jan-20 Jun-21 (declining) 71,339.57 67,624.23 (3,715.34)
71,339.57 67,624.23 - 3,715.34
5 Increase in Interest Income - ROCG -
collection of monthly amortization from ff companies:
VD MD February 2020 March 2020 Variance
STAR FOOTWEAR, INC. Jun-19 May-20 hold deposit, ECQ 67,357.58 - (67,357.58)
SENTINEL CREDIT INFORMATION SERVICE INC. May-19 Apr-20 (straightline) 33,678.79 33,678.79 -
WINE WAREHOUSE CORPORATION Dec-19 Nov-20 (declining) 63,991.02 58,279.26 (5,711.76)
WINE WAREHOUSE CORPORATION Jan-20 Dec-20 hold deposit, ECQ 46,375.64 - (46,375.64)
SENTINEL CREDIT INFORMATION SERVICE INC. Jan-20 Dec-20 hold deposit, ECQ 34,781.73 - (34,781.73)
246,184.76 91,958.05 (154,226.71)
6 Increase in Other Revenues 1,671,307.46
lower production due to declaration of ECQ February 2020 March 2020 Variance
No. of EXT Accounts - production is until 3/16/2020 only due to ECQ 335 253 -82
PN of EXT Accounts 18,112,456.96 13,758,616.24 (4,353,840.72)
Other income - Pensioners
AFP 8,263,810.79 6,303,405.28 (1,960,405.51)
SSS 22,010.84 22,388.14 377.30
Collection of UA/SP - OI 56,193.27 1,890.00 (54,303.27)
Reversal of Deferred OI from restored account - 4 AFP Date restored
Labausa, Leonardo Macatiag Oct-19 58,277.30 58,277.30
Jabar, Joel Borja (renewed 1/2020) Oct-19 42,599.18 42,599.18
Doctor, Jared Agduma Dec-19 46,147.69 46,147.69
Faculanan, Benedicto Sumaoang Mar-20 65,814.47 65,814.47
Reversal of double loan EXT dtd 2/20/20 - AFP Castillo, Jaime Galotera 0.00 (44,792.46) (44,792.46)
Other income - Others
Interest on short term investments 113,002.77 65,223.66 (47,779.11)
Other income from Buy out accounts (5 / 17 AFP) 32,680.02 183,847.03 151,167.01
Bank interest (CASA) - chinabank and UCPB 1 quarterly CASA interest 181.72 4,797.95 4,616.23
Payment for Cancelled checks 60.00 60.00 -
Overpayment received from Wine Warehouse 12/2019 0.04 0.00 (0.04)
Notarial fees - ROCG - EMB Natures Manufacturing Corp released 3/4/2020 0.00 2,000.00 2,000.00
SSS SF/CF/Notarial/Insurance Fees 14,617.64 13,925.10 (692.54)
8,502,557.09 6,765,583.34 (1,736,973.75)
INCREASE IN GROSS INCOME 1,621,742.78
II. OPERATING EXPENSES

1 Decrease in Commission Expense (62,972.92)
Commission Expense February 2020 March 2020 Variance
AFP - production is until 3/16/2020 only due to ECQ 306,006.28 131,701.48 (174,304.80)
AR/SR ( 20 / 6 accounts ) (79,289.90) (19,128.96) 60,160.94
226,716.38 112,572.52 (114,143.86)
CFP of resume account (w/ ALIP collection) - 4 AFP Date restored
Labausa, Leonardo Macatiag Oct-19 10,902.00 10,902.00
Jabar, Joel Borja (renewed 1/2020) Oct-19 6,713.33 6,713.33
Doctor, Jared Agduma Dec-19 6,919.90 6,919.90
Faculanan, Benedicto Sumaoang Mar-20 8,515.03 8,515.03
SSS 20,808.00 26,361.60 5,553.60
247,524.38 171,984.38 (75,540.00)
2 Decrease in Notarial Expense due to the following: (600.00)
SPA -P 100 per docs ( 335 / 280 ) - March notarial is accrual from 3/2/2020 to 3/16/2020 only 33,500.00 28,000.00 (5,500.00)
Notarial expense for SEC FCIF submission 250.00 0.00 (250.00)
Notarial expense for transfer of car ownership (ZRS) 450.00 0.00 (450.00)
Notarial expense for BIR Sworn Declaration of form 2316 300.00 - (300.00)
Total 34,500.00 28,000.00 (6,500.00)
3 Decrease in Interest Expense due to the following: (0.01)
Innovative Investors and Financing Co., Inc 801,150.00 801,150.00 ###
-
Ma. Cecilia Z. Sunga 637,840.00 637,840.00 ###
-
Richard Dennis L. Sunga 159,460.00 159,460.00 ###
-
Richard Dennis L. Sunga 155,833.33 155,833.33 ###
-
Robert James Dacanay (pre-term 2/1-28/2020)/ Innovative Investors and Financing Co.(full month) VD 3/2020 66,111.11 70,833.33 4,722.22
###
Netherhall Capital Holdings, Inc. 36,550.00 36,550.00 ###
-
Enrico Jose Z. Sunga 36,125.00 36,125.00 ###
-
Richard Dennis L. Sunga 35,416.67 35,416.67 -
Enrico Jose Z. Sunga 20,541.67 20,541.67 -
Ma. Cecilia Z. Sunga 14,166.67 14,166.67 -
1,963,194.45 1,967,916.67 4,722.22
FSFI
INC (DEC)
4 Decrease in Salaries & Wages (Gross Pay) due to the following: (40,315.27)
Details as follows: February 2020 March 2020 Variance
GROSS PAY 1,176,355.00 1,168,955.00 (7,400.00)
OT PAY -working period for the month of March is until 3/16/2020 only due to ECQ 35,358.28 26,701.94 (8,656.34)
UT/ABS -working period for the month of March is until 3/16/2020 only due to ECQ (15,965.41) (4,696.73) 11,268.68
1,195,747.87 1,190,960.21 (4,787.66)
5 Decrease in Employees Benefit due to the following: (15,205.54)
Meal / OB Allowance - March is inclusive of meal allowance from 2/18 -2/28 (600.00) 2,400.00 2,800.00 400.00
Per Diem of employees delivered the donation for Taal Evacuees - 900.00 900.00
Monthly Allowances (Supervisors and R&F) - March2020 (1) regular Acctg Staff 24,000.00 24,500.00 500.00
Healthcare premium (Accrual) - March2020 (2) resigned Loans Staff + (1) regular Acctg Staff 104,036.80 102,168.64 (1,868.16)
Healthcare premium (Accrual) - Late billing Jan2020 (2) regular 3,150.56 - (3,150.56)
Monthly Amortization of EJZ Life Insurance 6,891.00 6,891.00 -
Monthly Amortization of Group Life Insurance 1,872.00 1,872.00 -
Actual payment: Budgetary items - 50% DP for company uniform 70,696.92 - (70,696.92)
Reversal of payment: Budgetary items - 50% DP for company uniform (70,696.92) - 70,696.92
Accrual of expense: Budgetary items 28,014.00 28,014.00 -
170,364.36 167,145.64 (3,218.72)
6 Increase in Rent Expense -
Office SpaMAIN (Loans, Finance, Ops) Accrual 172,385.17 172,385.17 -
Taguig Actual 21,781.87 21,781.87 -
CDO Actual - w/ 1k increase on net rent eff. 3/2020 15,700.93 16,747.66 1,046.73
ILO Actual 15,700.93 15,700.93 -
Parking S Toyota Avanza Actual 2,800.00 2,800.00 -
JDG Actual 2,800.00 2,800.00 -
JPGJ Actual 2,800.00 2,800.00 -
233,968.90 235,015.63 1,046.73
7 Decrease in Telephone Expense due to the following: (369.49)

MAIN : Globe plan Internet billing - Ops Building (02) 77594590 Actual / Accrual w/ excess usage 4,016.50 4,046.00 29.50
Loans Building (Landline and Internet) (02) 7993837 Actual / Accrual 3,597.99 3,597.99 -
Finance Building (02)7291723 (Treasury) Actual / Accrual 599.00 599.00 -
Finance Building (02) 9452820 Negative balance / Accrual (net of negative balance) 245.06 - 781.03 781.03
Ops Building (02) 7459087 Negative balance until 4/2020 - - -
fsfi.com.ph (35 licenses) Actual / Accrual (net of negative balance) 4,694.42 4,956.00 261.58 (4,694.42)
fsfi.com.ph (additional 6 licenses) Actual / Accrual 810.00 810.00 -
fivestarfinance.com.ph Actual / Accrual 244.99 244.99 -
fsfi.com.ph (additional 1 license) #882362777 Actual / Accrual 254.99 254.99 -
CDO : Globe Landline/Broadband#881213995 Actual / Accrual 1,925.99 1,913.99 (12.00)
ILOILO: Globe Landline/Broadband#882072111 Actual / Accrual 1,834.53 1,421.71 (412.82)
19,409.97 15,101.26 (4,308.71)
8 Decrease in Water due to the following: (833.70)
Manila Water - Loans Bldg Actual / Accrual ave. 2 months prorated Mar1-16 1,185.61 1,113.25 (72.36)
Manila Water -Finance Building Actual / Accrual ave. 2 months prorated Mar1-16 1,422.65 637.95 (784.70)
Manila Water -Ops Building Actual / Accrual ave. 2 months prorated Mar1-16 2,422.16 701.85 (1,720.31)
Water consumption (Drinking water) Operation until 3/16/20 only due to ECQ 2,025.00 1,000.00 (1,025.00)
Branches Actual / Accrual ave. 2 months prorated Mar1-16 (Taguig) 862.80 360.15 (502.65)
7,918.22 3,813.20 (4,105.02)
9 Decrease in Electricity due to the following: (4,268.76)
Details as follows:
# of Working Days Operation until 3/16/20 only due to ECQ 20 11 -9
Loans Building Accrual / Accrual ave. 2 months prorated for March 1-16 10,640.28 6,140.68 (4,499.60)
Ops Building Accrual / Accrual ave. 2 months prorated for March 1-16 10,264.49 4,874.09 (5,390.40)
Finance Building Accrual / Accrual ave. 2 months prorated for March 1-16 10,508.28 4,820.06 (5,688.22)
Taguig Accrual / Accrual ave. 2 months prorated for March 1-16 2,421.32 1,218.25 (1,203.07)
CDO Accrual 2,032.11 1,038.57 (993.54)
ILO Accrual / Accrual ave. 2 months prorated for March 1-16 1,390.50 1,066.06 (324.44)
37,256.98 19,157.71 (18,099.27)
10 Decrease in Office Supplies due to the following: (593.00)
MAIN Copy paper (long and short) / Unclaimed check for march 2020 supplies 6,868.00 - (6,868.00)
White folder (long & short),brown envelope (long & short), white mail envelope(long), fastener, binder
clip, Epson T6641 (black) / Unclaimed check for march 2020 supplies 2,225.25 (2,225.25)
Ballpen (red), Scotch tape (big) 12's, Packaging tape (Tan), Faber Ballpen (Blue), Rubber Band (big)
686.25 686.25
Correction tape (orio and re-write), staple wire -net of discount (30.00) 1,025.00 - (1,025.00)
CDO Hard copy paper (short) - 850.00 850.00
Ruller, scissors, stamp pad and stapler / Fastener and Epson 003 Black 245.00 646.00 401.00
ILO Bond paper (short) folder (long) brown envelope (short), Epson 003 (black) 2,255.30 - (2,255.30)
Scotch tape, scissors, ruler, stamp pad, stapler, metal tray, extension cord and UTP cable 1,168.25 - (1,168.25)
13,786.80 2,182.25 (11,604.55)
11 Increase in Postage and Courier Services due to the following: 2,964.50
Main Pouching of docs to CDO 480.00 1,214.00 734.00
Pouching of docs to ILO 459.00 874.00 415.00
Mailing Of Notice Letter UA & SP 1,280.00 24.00 (1,256.00)
Taguig Courier services PL docs to main 375.00 593.00 218.00
Iloilo Courier services PL docs to main 1,024.00 821.00 (203.00)
CDO Courier services PL docs to main 1,240.00 160.00 (1,080.00)
4,858.00 3,686.00 (1,172.00)
FSFI
INC (DEC)
12 Decrease in Amortrization - Non-Current Assets due to the following: (0.00)
Main Microsoft WIN Pro 8.1 Sngl License -Replacement for 11 expired MS Office 365 users (875.00) 804.17 1,991.67 1,187.50
CDO Microsoft WIN Pro 8.1 Sngl License -Main -Feb 2020 net of over amortization (312.50) for 1/2020 1,000.00 1,000.00 -
ILO Microsoft WIN Pro 8.1 Sngl License 708.33 708.33 -
2,512.50 3,700.00 1,187.50
13 Increase in Security Services due to the following: 9,477.75

Actual Payment: Centennial Eagle Security Services Jan 1-31, 2020 paid / Feb 1-29, 2020 unpaid, RFP 6/2020 56,666.75 - (56,666.75)
Reversal of accrual: Jan 1-31, 2020 paid / Feb 1-29, 2020 unpaid, RFP 6/2020 (60,034.18) - 60,034.18
Accrual of expenses: (average of 3months) Prorated for March 1 - 16, 2020 only due to ECQ 58,276.56 29,910.78 (28,365.78)
54,909.13 29,910.78 (24,998.35)
14 Decrease in Repairs and Maintenance due to the following: (6,542.35)
MAIN: Various repairs and maintenance
PMS For Toyota Avanza 8,789.35 - (8,789.35)
Water Pump Motor Rewinding and materials 4,345.21 430.00 (3,915.21)
Terminal Block 54.75, Nail Cable 134.75 189.50 - (189.50)
Vulcanizing Fee For JPGJ and Skydrive 230.00 - (230.00)
Air Humidifier Scent - JMGP 399.75 - (399.75)
Disinfectant and Sanitizing Items - (Lysol Disinfectant Spray and safeguard liquid and bar soap) - 7,759.50 7,759.50
Cleaning and maintenance supplies 7,201.85 5,552.75 (1,649.10)
ILOILO: Garbage bag 110.00 - (110.00)
CDO: Water repelant and airfreshener / Aircon Cleaning 750.00 - (750.00)
22,015.66 13,742.25 (8,273.41)
15 Decrease in Representation and Entertainment due to the following: (67,314.43)
MAIN Coffee / Creamer /Sugar (for officers) 827.00 425.00 (402.00)
Monthly Allowances(AFPFC) & Load allowance (Rodel) /Cash (Sophie) -No request for 3/2020 due to ECQ 9,400.00 - (9,400.00)
Meetings:
Mancom Meeting -No meeting for 3/2020 due to ECQ 1,929.00 - (1,929.00)
Coffee and biscuits for clients while waiting for loan release 3,962.25 2,540.15 (1,422.10)
Golf Bills Payment For The Mo. Of Feb.2020 (DLS) Accrual - 5,000.00 5,000.00
Golf Bills Payment For The Mo. Of March.2020 (DLS) Accrual - 4,525.00 4,525.00
Birthday gift for Sophie Marcelo 1,000.00 - (1,000.00)
Actual payment of budgetary items: -
50% Down Payment Of Bus Rental For Company Outing 13,500.00 - (13,500.00)
50% Downpayment For Company Outing & Team Building Venue 78,000.00 - (78,000.00)
Reimbursement Of Expenses (Ocular Visit @Subic - Company Outing 3,090.00 - (3,090.00)
Reversal of Accrual of budgetary items: -
50% Down Payment Of Bus Rental For Company Outing (13,500.00) - 13,500.00
50% Downpayment For Company Outing & Team Building Venue (78,000.00) - 78,000.00
Reimbursement Of Expenses (Ocular Visit @Subic - Company Outing (3,090.00) - 3,090.00
Christma party, Employee&Clients giveaways and Birthday gifts - Company outing
Accrual of Budgetary items: accrual until 2/2020 only (119,075.52) and Golf tour accrual adj 2/2020
(14,315.48) 353,384.00 219,993.00 (133,391.00)
TAG 3in1 Coffee, Styro Cups - - -
Accrual of Budgetary items: Company outing accrual until 2/2020 only 6,162.00 2,056.00 (4,106.00)
CDO 3in1 Coffee, Styro Cups / Magic flakes - - -
ILO 3in1 Coffee. Stirrer, Styro Cups 180.00 - (180.00)
394,290.25 239,667.15 (154,623.10)
16 Decrease in Transportation and Travelling due to the following: (13,422.52)
Various Gasoline Toyota Avanza 3,000.00 3,000.00 -
Honda Beat Motorcycle 600.00 150.00 (450.00)
Suzuki Motorcycle (Skydrive) 150.00 100.00 (50.00)
Gas for JDG's Car - Bank, SSS & Pag-ibig transactions 100.00 300.00 200.00
J.Plandor's motor fro DTI makati/N. Dolorosa's Motor used ifor bank transaction 100.00 50.00 (50.00)
Various Transportation
Main purchases, City Hall, Globe Alimall, pouch documents, BIR, SSS&Pag-ibig
Visit Taguig, BIR, SEC, Innovative, banks, PMS of vehicle 581.00 186.00 (395.00)
Toll fee for delivery of donation for Taal Evacuees and Transfer of ownership ZRS vehicle - 910.00 910.00
Taguig Fare going to SM Aura for deposit of LC HMO Payment,BIR and CityHall / to Bank 18.00 36.00 18.00
ILOILO Fare going to UCPB and canvass supplies / to UCPB 16.00 16.00 -
Fare going to JRS to deliver docs, canvass and pickup supplies/ to JRS to deliver docs 146.00 16.00 (130.00)
4,711.00 4,764.00 53.00
17 Increase in Taxes and Licenses due to the following: 8,700.61
MAIN Transfer of Car Ownership-ZRS 1,100.00 - (1,100.00)
BIR docstamp for 2316 - 60.00 60.00
1,100.00 60.00 (1,040.00)
18 Increase in Bank Service Charge due to the following: 3,350.00
CBC (5@500) 2,500.00 - (2,500.00)
Bank service charge for Managers check (PL) 225.00 - (225.00)
Bank service charge for PESOnet transactions - over the counter SC, if using app no SC starting Mar24 - 800.00 800.00
2,725.00 800.00 (1,925.00)
FSFI
INC (DEC)
19 Decrease in Miscellaneous Expense (27,392.40)
due to the following: February 2020 March 2020 Variance
MAIN X-Account 272,956.80 270,434.75 (2,522.05)
Service Fee - RLP and RAP - accrual for RLP's service fee 3/2020, paid 4/28/2020 93,300.00 93,300.00 -
Service Fee - DLS 271,200.00 271,200.00 -
Payment of Q1 Bonus - DLS - 271,200.00 271,200.00
Less: Reversal of Accrual of Budgetary item (bonus) - (271,200.00) (271,200.00)
Payment for 5% increase eff 1/2020 - DLS / RLP and RAP 12,900.00 4,400.00 (8,500.00)
Less: Accrual of Payment for 5% increase eff 1/2020 - DLS / RLP and RAP (12,915.00) (4,445.00) 8,470.00
Perks -
Gasoline - working days until 3/16/20 only due to ECQ 34,583.82 17,997.71 (16,586.11)
Transportation 6,000.00 6,000.00 -
Mobile 11,338.70 11,338.70 -
Medicine 9,800.25 3,617.75 (6,182.50)
Car Perks of ZRS (Pms - Labor 675, Parts 5076.72, Sundries 505) 6,256.72 - (6,256.72)
Service Fee: Buy back of FSFI clients (4 / 0) 11,400.00 - (11,400.00)
Erroneous Remittance (INTER ALIP) buyout (443.24) - 443.24
Erroneous Remittance (INTER ALIP) buyback 161.53 18.55 (142.98)
Globe bill for DLS (JAN. 21-FEB. 20, 2020) / (FEB. 21- MAR. 20, 2020) with monthly gadget cash out 1,000 - Accrual 3,198.00 3,327.20 129.20
Reimbursement of gas for DLS - 2,400.13 2,400.13
Storage Charges From Feb.20,2020-Mar. 19, 2020 - Accrual - 3,250.00 3,250.00
CIBI Information Inc. Annual Subscription (MAR.9,2020-MAR.9,2021) - credit background investigation c/o JZS - 11,200.00 11,200.00
50% Downpayment for washable face mask - 6,195.00 6,195.00
Liquid Soap (110.00) And Chamoi Cloth (99.75) For Avanza 209.75 209.75
Battery Triple A and LR44 (320.00), 1box facemask (300.00) / Battery Triple A 620.00 388.00 (232.00)
Masscard for mother of DLS (105.00) and Whiteboard for Treasury (879.75) 984.75 - (984.75)
Load allowance (Liason, Marketing, Telesales, ARU) 1,960.00 1,680.00 (280.00)
Additional Medicine (117.50) And 2 Units Of Inhaler (878.00) and SM ecobag (40.00) - 1,035.50 1,035.50
Other Expenses (parking fee, photocopy, green cross alcohol, ID lamination) 1,834.20 1,979.50 145.30
Short CA for car registration of RZS released thru PCF recorded as misc exp adjusted to AP (649.06) - 649.06
ID fee for Intellicare Card (JMB, J.Huertas and T.Lamzon) / (P.Blas) 302.40 100.80 (201.60)
Accrual for Learning Intervention (budgetary items) 3,750.00 3,750.00 -
TAGUIGLoad Card 398.00 198.00 (200.00)
CDO Monthly Dues-Security 200.00 200.00 -
1 Calculator for new hire (490.00) and 1 nokia phone (4,990.00) 5,480.00 - (5,480.00)
Load Card 700.00 700.00 -
ILO 1 Calculator for new hire 620.00 - (620.00)
Load Card 350.00 - (350.00)
Greencross Alcohol 179.00 - (179.00)
Service Fee - AFP Remittance (.50%) 131,698.68 131,990.59 291.91
Membership Fee - AFP Remittance (.07%) 18,437.82 18,478.68 40.86
Supplemental Membership Fee - AFP Remittance (.13%) 34,241.66 34,317.55 75.89
920,845.03 895,263.16 (25,581.87)
III. EXTRAORDINARY ITEMS

1 Increase in Unrealized Gain/(Loss) On Investment 23,147.31
Short-term Investments
Initial NAVPU # of Units Amount Month end NAVPU Revalued Amt Unrealized Gain(Loss)
March '20 Revaluation
UCPB UCMF 1.251446953 9-Nov-15 7,990.75020801 10,000.00 1.385712706 11,072.88 1,072.88
BPI UITF 149.010000000 27-Sep-16 67.10965707 10,000.01 154.49 10,367.77 367.76
UCPB PA20191220458 1.377869111 20-Dec-19 298,821.72168094 411,737.22 1.385712706 414,081.06 2,343.84
CBC UITF 01822675CF01 1.122317000 28-Jan-20 6,028,173.34139998 6,765,521.42 1.126177 6,788,790.17 23,268.75
UCPB PA20200220004 1.383382506 20-Feb-20 12,361,006.39254430 17,100,000.00 1.385712706 17,128,803.62 28,803.62
CBC UITF 01822675CF01 1.123924000 20-Feb-20 7,473,814.95545962 8,400,000.00 1.126177 8,416,838.51 16,838.51
CBC UITF 01822675CF01 1.125798000 20-Mar-20 23,281,263.60146310 26,210,000.00 1.126177000 26,218,823.60 8,823.60
TOTAL MARCH 2020 58,907,258.65 58,988,777.61 81,518.96
Less: Reversal (February'20 unrealized gain) (35,120.68)
Unrealized Gain(Loss) on Investment - March 2020 46,398.28
February '20 Revaluation

UCPB UCMF 1.251446953 9-Nov-15 7,990.75020801 10,000.00 1.383186286 11,052.70 1,052.70
BPI UITF 149.010000000 27-Sep-16 67.10965707 10,000.01 154.27 10,353.01 353.00
UCPB PA20191022962 1.373975634 22-Oct-19 478,079.67168070 656,869.82 1.383186286 661,273.25 4,403.43
UCPB PA20191220458 1.377869111 20-Dec-19 2,190,969.94474971 3,018,869.81 1.383186286 3,030,519.58 11,649.77
CBC UITF 01822675CF01 1.122317000 28-Jan-20 7,539,128.65972805 8,461,292.26 1.124455 8,477,410.92 16,118.66
UCPB UCMF 1.383382506 20-Feb-20 12,361,006.39254430 17,100,000.00 1.383186286 17,097,574.52 (2,425.48)
CBC UITF 1.123924000 20-Feb-20 7,473,814.95545962 8,400,000.00 1.124455000 8,403,968.60 3,968.60
TOTAL FEBRUARY 2020 37,657,031.90 37,692,152.58 35,120.68
Less: Reversal (January'20 unrealized gain) (48,590.44)
Unrealized Gain(Loss) on Investment - February 2020 (13,469.76)
Variance 59,868.04
IV. ASSETS
1 Decrease in Cash by -21.33% (see Cash Flow Statement) (3,375,258.40)
2 Decrease in Short-Term Investment (217,378.85)

Amount
Interest from Placements roll - over/redemption (CTD/DSA) 43,129.84
Interest from Placements roll - over/redemption (UITF/UCMF) 22,057.88
Additional Placements:
UCPB UCMF -
CBC UITF 26,210,000.00 26,210,000.00
Less: Redeemed / Pay-out
UCPB UCMF (1,700,000.00)
CBC UITF (3,281,831.13)
Unrealized Loss on UITF/UCMF due to revaluation, March 2020 46,398.28 (4,935,432.85)
Total 21,339,754.87
FSFI
INC (DEC)
3 Decrease in Notes Receivable - Pensioners (2,077,928.89)
MAIN TGIG ILOILO CDO TOTAL
Additions:
Production for the month(AFP) 28,413,523.84 690,000.00 900,000.00 1,347,900.00 31,351,423.84
Production for the month(SSS) 602,990.00 125,400.00 728,390.00
Adjustments:
Reclassed recorded collection, should be from resume accounts
Doctor, Jared Agduma MA 12/2019 to 2/2020 20,100.00 20,100.00
Jabar, Joel Borja OB, renewed 1/2020 221,000.00 221,000.00
Refund from EFP 3/2020 - AFP Baracao, Gil Nucum 10,900.00 10,900.00
Refund from EFP 3/2020 - EFP Pajela Jr, Ernesto Dondonayos 21,000.00 21,000.00
Refund from overcollection of MA 4/2019 - SSS Edna Puno 2,400.00 2,400.00
Less: -
Offset OB - AFP (4,713,603.86) (4,713,603.86)
Offset OB - SSS (241,020.00) (4,500.00) (245,520.00)
Less:
Regular Collections:
Actual collection from ALIP - March 2020 (24,977,863.22) (438,014.00) (270,377.00) (294,971.00) (25,981,225.22)
SSS Collection - POS collection until 3/16 only due to ECQ (203,970.00) (9,450.00) (213,420.00)
Buy out accounts - (17 AFP) (2,886,180.00) (2,886,180.00)
Thru PL (UA/SP/AUA/ASP) AFP (15,500.00) (15,500.00)
Thru PL (UA/SP/AUA/ASP) SSS (400.00) (400.00)
Erroneous remittance (Inter ALIP) (2,650.00) (2,650.00)
Thru Direct collection (UA/SP/AUA/ASP) AFP (5,000.00) (5,000.00)
Thru Direct collection (UA/SP/AUA/ASP) SSS (500.00) (500.00)
EFP - 2 AFP (Baracao and Pajela) (440,500.00) (440,500.00)
Offset with refund - SSS Edna Puno (2,400.00) (2,400.00)
Offset with refund - AFP (35,170.70) (35,170.70)
Adjustments:
Reversal of double loan EXT dtd 2/20/20 - AFP Castillo, Jaime Galotera (94,000.00) (94,000.00)
Reversal of refund 5/2019 - SSS Edna, Puno recorded 1/2019 (1,000.00) (1,000.00)
Reclassed recorded collection, should be from REN account - Jabar, Joel Borja 2/2020 (6,500.00) (6,500.00)
Total (4,334,343.94) 363,436.00 629,623.00 1,052,929.00 (2,288,355.94)
4 Increase in Notes Receivable - Resume -

MAIN TGIG ILOILO CDO TOTAL
Actual collection from ALIP - March 2020 (232,950.00) (18,565.00) (251,515.00)
Adjustments:
Reclass recorded collection should be from resume accounts
Doctor, Jared Agduma MA 12/2019 to 2/2020 (20,100.00) (20,100.00)
Jabar, Joel Borja OB, renewed 1/2020 (221,000.00) (221,000.00)
Reclass recorded collection should be from REN account - Jabar, Joel Borja 2/2020 6,500.00 6,500.00
(467,550.00) (18,565.00) - - (486,115.00)
5 Increase in Notes Receivable - ROCG -

VD MD Amount
Additions: EMB NATURES MANUFACTURING CORP. Apr-20 Sep-20 released 3/4/2020 3,000,000.00
Collections: VD MD
STAR FOOTWEAR, INC. Jun-19 May-20 hold deposit, ECQ -
SENTINEL CREDIT INFORMATION SERVICE INC. May-19 Apr-20 (250,000.00)
WINE WAREHOUSE CORPORATION Dec-19 Nov-20 (292,461.38)
WINE WAREHOUSE CORPORATION Jan-20 Dec-20 hold deposit, ECQ -
SENTINEL CREDIT INFORMATION SERVICE INC. Jan-20 Dec-20 hold deposit, ECQ - (542,461.38)
2,457,538.62
6 Increase in Notes Receivable - B2B -

VD MD Amount
Collections: THIRD PILLAR BUSINESS APPLICATIONS INC. Jan-20 Jun-21 (319,028.91) (319,028.91)
7 Decrease in Notes Receivable - Others (62,796.30)

Amount
Less: Collections thru payroll deduction (M.Festin,R.DelaVega&M.Florentino) (3,991.68)
Collections thru caravan car rental deduction (R.Sunga) (2,000.00)
Collections thru CFP payment deduction (D.Dancel) (1,000.00) (6,991.68)
(6,991.68)
8 Increase in Allowance for Doubtful Accounts 282,404.12
Details as follows:
Amount
Provision for the month 3,044,000.00
3,044,000.00
9 Increase in Advances to Clients -

AFP/ SSS Amount
Releases
Disbursement
AFP 174,673.62
SSS 17,400.00
Petty Cash 1,800.00
Refund Fund 24,000.00 217,873.62
Collections
AFP (deducted thru PL) (174,673.62)
SSS (21,700.00) (196,373.62)
21,500.00
FSFI
INC (DEC)
10 Decrease in Advances to Officers and Employees (20,419.63)
Additions: Undeposited/Unliquidated CA for the month of March 2020 Amount

N.Quinoñes - Caravan Budget @Batangas/Laguna On Mar.9-13, 2020 4,123.64
L.Tapiz - Caravan Budget @Ilocos Norte On Mar.8-14, 2020 - net of 2k accomloan -forwarded to treasury, not yet deposited
due to ECQ
of R.Sunga 3,501.00
B.Hernandez - Payment For Occupational Permit For Year 2020 - check still on hand 6/20/20 17,200.00
G.Madulin - Office Supplies For Taguig Branch (Mar.2020) - cash still on hand 6/19/20 5,061.75
J.Huertas - Additional Utility Supplies - Mar.2020 - check still on hand 6/20/20 4,050.00
B.Hernandez -Payment For Digital Thermometer For Main Office & Cdo Branch - check still on hand 6/20/20 1,256.00 35,192.39
Collections:
N. Dolorosa (paid thru salary deduction) (1,000.00)
M.Festin - Payment For Transfer Of Car Ownership - Zrs - CA 2/13/20, deposit 3/5/20 (1,416.00)
N.Quinoñes - Budget For Caravan @ Isabela On Feb.23-29, 2020 - CA 2/20/20, deposit 3/3/20 (1,638.81)
J.Alpuerto - Budget For Caravan @ Southern Negros On Feb.24-28, 2020 - CA 2/20/20, deposit 3/2/20 (2,554.77)
O.Pagalan - Budget For Caravan @ Kidapawan On Feb.23-29, 2020 - CA 2/20/20, deposit 3/2/20 (9,125.00) (15,734.58)
19,457.81
11 Increase in Accounts Receivable 47,024.22

Additions: Amount
A/R - Castillo, Jaime Galotera for double loan EXT dtd 2/20/20 36,607.13
A/R - M.Festin for quarterly payment to DLS, for salary deduction dtd 3/26/2020 8,500.00 45,107.13
Collections:
A/R - Castillo, Jaime Galotera for double loan EXT dtd 2/20/20 - deducted thru client's PL 3/4/2020 (36,607.13)
A/R - SFI - Intellicare of Ligaya Tayo for the month of March 2020 (1,506.40)
A/R - SSS MBacani Maternity Benefits (2,355.00)
A/R- SSS MCenteno SSS Sickness Benefit Allowance (period covered June- Oct'19) (55,533.33)
A/R -difference in pay-out for the period of Jan 1-15 2020 (0.03)
A/R - Norberto T. Quiñones Jr For Overpayment Of Cfp Dtd 2/7/2020 (769.56)
A/R - Gherilyn C. Madulin For Overpayment Of Cfp Dtd 2/7/2020 (769.56)
A/R - May-Ann A. Tamsi For Overpayment Of Cfp Dtd 2/7/2020 (181.77)
A/R - B.Miranda (erroneous PL due to undeducted OB of AFP clients Cadauan Jr, Domingo G. and Cabayao, Gil Guico) (1,345.15)
A/R - J.Gaboy (erroneous PL due to undeducted OB of AFP clients Cadauan Jr, Domingo G. and Cabayao, Gil Guico) (789.92)
Deducted thru payroll:
A/R-Adjust. Philhealth EE for the month of Jan 2020 / Feb. 2020
JR.Florentino (15.00)
H. Gonzales (15.00)
A/R - JZS (Car perks) (12,500.00)
A/R - ZSalazar (erroneous PL due to undeducted OB of AFP clients Cadauan Jr, Domingo G. and Cabayao, Gil Guico) (2,022.00)
A/R - JMGP (erroneous PL due to undeducted OB of AFP clients Cadauan Jr, Domingo G. and Cabayao, Gil Guico) (844.46)
A/R - B.Miranda (erroneous PL due to undeducted OB of AFP clients Cadauan Jr, Domingo G. and Cabayao, Gil Guico) (2,022.00)
A/R - J.Gaboy (erroneous PL due to undeducted OB of AFP clients Cadauan Jr, Domingo G. and Cabayao, Gil Guico) (2,022.00)
A/R - D.Baltazar(erroneous PL of AFP client Samuel F. Ofiana who availed renewal and additional loan dated Sept. 3, 2019) (350.00)
A/R - B.Cristobal(erroneous PL of AFP client Samuel F. Ofiana who availed renewal and additional loan dated Sept. 3, 2019) (350.00) (119,998.31)
(74,891.18)
12 Increase in Interest Receivable -

Details as follows:
February 2020 March 2020 Amount
Accrued Interest on Placements
UCPB TD 20,869.28 20,905.22 35.94
20,869.28 20,905.22 35.94
13 Decrease in Prepaid Expense (19,770.00)

Amortization:
Amortization of clothing allowance for various officers Mar2020 (6,833.00)
Amortization of EJZ's Life Insurance Mar2020 (6,891.00)
Amortization of Employees Group Life Insurance Mar2020 (1,872.00)
Amortization of payment for PMAP membership Mar2020 (3,750.00)
Amortization of company uniform Mar2020 (12,999.00)
Amortization of Job posting for accounting supervisor Mar2020 (1,042.00)
Amortization of GCs for birthday celebrants Mar2020 (517.00) (33,904.00)
CFP of resume account (w/ ALIP collection) - 4 AFP Date restored
Labausa, Leonardo Macatiag Oct-19 (10,902.00)
Jabar, Joel Borja (renewed 1/2020) Oct-19 (6,713.33)
Doctor, Jared Agduma Dec-19 (6,919.90)
Faculanan, Benedicto Sumaoang Mar-20 (8,515.03) (33,050.26)
(66,954.26)
14 Decrease in Property, Plant and Equipment (273,170.85)

Depreciation and Amortization: Amount
Furnitures and Fixtures (21,238.25)
Office Equipment (90,171.47)
Office Vehicles (96,811.66)
Leasehold Improvement (3,763.63)
(211,985.01)
Page 6 of 9
15 Decrease in Other Non-Current Assets (6,960.27)
Amount
Additions: Date Purchased
Microsoft Windows 10 Pro 64Bit (Main Branch) 03/03/2020 -Replacement for 11 expired MS Office 365 users 10,500.00
Amortization of Non-Current Assets:
Microsoft Win Pro 8.1 Single License (3,700.00)
6,800.00
FSFI
INC (DEC)
V. LIABILITIES
1 Decrease in Commission Fee Payable (860,130.69)
Accruals for the month: Amount

AFP
Regular 112,572.52
SR/ACDI Rate 19,128.96 131,701.48
SSS 26,361.60
Payments: Regular (61,893.68)
96,169.40
2 Increase in Accounts Payable 2,172.31

- due to the following
Amount
Additions: A/P - Unidentified deposit in Cash in Bank - UCPB Blueridge dtd 3/16/20 13,250.00
A/P - Barrientos, Rene Vega, understatement of PL for EXT dtd 3/16/20 890.63
14,140.63
3 Decrease in Refund Payable (213,833.68)

Additions: Amount
March 2020 regular collections - AFP 165,376.78
Refund from EFP 3/2020 - AFP Baracao, Gil Nucum 10,900.00
Refund from EFP 3/2020 - EFP Pajela Jr, Ernesto Dondonayos 21,000.00
Refund from overcollection of MA 4/2019 - SSS Edna Puno 2,400.00 199,676.78
Payments to clients thru:
Cash / Check / RCC / PACSVAL - no request for 3/2020, operation until March 16, 2020 only. -
Refund fund -
Reversal of refund 5/2019 - SSS Edna, Puno recorded 1/2019 (1,000.00)
Offset with refund - SSS Edna Puno (2,400.00)
Offset with refund - AFP (35,170.70) (38,570.70)
161,106.08
4 Decrease in Accrued Expenses (5,212,626.97)

Accruals - Non-Budgetary items Amount
Electricity-Finance Building March 2020 6,140.68
Electricity-Ops Building March 2020 4,874.09
Electricity-Loans Building March 2020 4,820.06
Electricity-Taguig March 2020 1,218.25
Electricity-CDO March 2020 1,038.57
Electricity-ILOILO March 2020 1,066.06
Rent Expense-Loans Building March 2020 51,257.17
Rent Expense-Finance Building March 2020 62,294.40
Rent Expense-Ops Building March 2020 58,833.60
Health Care Premium-MAIN March 2020 90,959.68
Health care Premium - TGIG March 2020 3,736.32
Health care Premium - CDO March 2020 3,736.32
Health care Premium - ILOILO March 2020 3,736.32
Health Care Premium-MAIN (ID fee) March 2020 100.80
Globe bills DLS March 2020 3,327.20
Quickpak storage March 2020 3,250.00
RLP service fee March 2020 75,000.00
Notarial Fee March 2020 28,000.00
Golf billing DLS February 2020 5,000.00
Golf billing DLS March 2020 4,525.00
Security Services March 2020 29,910.78
Telephone -MAIN March 2020 9,024.02
Gsuite - Main March 2020 2,741.54
Globe Landline/Broadband#881213995 - CDO March 2020 1,913.99
Globe Landline/Broadband#882072111 - ILO March 2020 1,421.71
Water - MAIN March 2020 2,453.05
Water - TGIG March 2020 360.15 460,739.76
Accruals - Budgetary items
Milo Run, Retreat, Strategic Planning, Christmas Party,
-Company outing and
Employee, Client and Contact giveaways, Halloween
Representation & Entertainment March 2020 227,177.00 team building accrual
party and birthday gifts, Golf tour and Management until 2/2020 only
trip and Outreach
Employees Benefit Loyalty awards and R&F Uniform March 2020 21,181.00
13th/14th/15th Month Pay Quarterly bonus March 2020 553,995.00
Directors' Fee March 2020 85,000.00
Professional Fees Year-end BIR report March 2020 8,152.00
Retainer's Fee Auditor March 2020 5,001.00
Miscellaneous Expense Learning Interventions March 2020 3,750.00
Advertising & Publicity Recruitment March 2020 1,042.00 905,298.00
Reversal of accruals - Budgetary:
DLS Q1 Bonus (271,200.00)
Amortization of payment for PMAP membership (Learning intervention) March 2020 (3,750.00)
Amortization of company uniform (Employee Uniform) March 2020 (12,999.00)
Amortization of Job posting for accounting supervisor (Recruitement) March 2020 (1,042.00)
Amortization of GC's for birthday celebrants (Birthday Celebrants) March 2020 (517.00) (289,508.00)
FSFI
INC (DEC)
Reversal of accruals - others:
Notarial Fee February 2020 (21,800.00)
Electricity-Finance Building February 2020 (10,508.28)
Electricity-Ops Building February 2020 (10,264.49)
Electricity-Loans Building February 2020 (10,640.28)
Electricity-Taguig February 2020 (2,421.32)
Electricity-CDO February 2020 (2,032.11)
Electricity-ILOILO February 2020 (1,390.50)
Service Fee - RAP 5% increase eff 1/2020 January 2020 (875.00)
Service Fee - RLP 5% increase eff 1/2020 January 2020 (3,570.00)
Globe bills DLS February 2020 (3,198.00)
Rent Expense-Loans Building February 2020 (51,257.17)
Rent Expense-Finance Building February 2020 (62,294.40)
Rent Expense-Ops Building February 2020 (58,833.60)
GSE Retainer's fee February 2020 (16,800.00) (255,885.15)
820,644.61
5 Increase in Accrued Taxes 314,310.00

Monthly Provision March 2020 756,351.00
756,351.00
6 Increase in Donations Payable (1,641,765.68)

Details as follows: March 2020
Provision for the month 113,000.00
Reversal:
Groceries - Donation For Taal Evacuees (9,984.30)
Medical Assistance - Donation For Mark Festin (3,000.00)
Financial Assistance - Donation For AIM Family (Felicia Marie Capulong) - Mar.2020 (15,000.00) (27,984.30)
85,015.70
7 Decrease in Documentary Stamp Tax Payable - ROCG) (11,475.00)

VD MD
EMB NATURES MANUFACTURING CORP. Apr-20 Sep-20 released 3/4/2020 22,500.00
22,500.00
8 Decrease in Unearned Interest - Pensioners (UI) (2,732,347.02)

Details as follows:
Additions: MAIN TAGUIG ILOILO CDO Total
Production for the month (AFP) 6,620,667.88 237,539.80 309,834.51 464,028.84 7,632,071.03
Production for the month (SSS) 137,216.40 32,604.00 169,820.40
Adjustments:
Reclassed UI rebate of resume account- Jabar, Joel Borja REN 1/30/20 61,740.36 61,740.36
Reversed UI of double loan- AFP Castillo, Jaime Galotera EXT 2/20/20 (10,814.01) (10,814.01)
Deductions:
Realized (AFP) (8,823,575.45) (181,691.76) (140,186.46) (159,361.42) (9,304,815.09)
Realized (SSS) (152,819.16) (3,301.28) (156,120.44)
Reversal of Buy-Out AFP (17) (993,597.97) (993,597.97)
Renewed Loan account - Income/Rebates (AFP) (764,662.36) (764,662.36)
EFP - 2 AFP (Baracao and Pajela) (54,945.31) (54,945.31)
SSS rebates to clients (16,409.21) (314.34) (16,723.55)
(3,997,198.83) 84,836.42 169,648.05 304,667.42 (3,438,046.94)
9 Decrease in Unearned Interest - Pensioners (UI) - Resume -

Realized Interest income for the month of March 2020:
MAIN (19 AFP) (100,617.75)
TAGUIG (2 AFP) transferred from Makati (8,833.17) (109,450.92)
Adjustment:
Reclassed UI rebate of resume account- Jabar, Joel Borja REN 1/30/20 (61,740.36)
Realized UI from Dec 2019 to Feb 2020 - Doctor, Jared Agduma, restored 12/2019 (9,791.16)
Reversed realized UI from REN account for 2/2020- Jabar, Joel Borja REN 1/30/20 3183.96 (68,347.56)
(177,798.48)
10 Increase in Unearned Interest - Pensioners (CFP) -

Details as follows: MAIN TAGUIG Total
Production for the month (SSS) 21,345.60 5,016.00 26,361.60
Realized (27,832.47) (586.34) (28,418.81)
(6,486.87) 4,429.66 (2,057.21)
11 Increase in Unearned Interest - Others (ROCG)
-due to realized income for the month -
VD MD Amount
WINE WAREHOUSE CORPORATION Dec-19 Nov-20 (58,279.26)
WINE WAREHOUSE CORPORATION hold deposit, ECQ Jan-20 Dec-20 -
SENTINEL CREDIT INFORMATION SERVICE INC. hold deposit, ECQ Jan-20 Dec-20 - (58,279.26)
(58,279.26)
12 Increase in Unearned Interest - Others (B2B) -

-due to realized income for the month VD MD Amount
THIRD PILLAR BUSINESS APPLICATIONS INC. Jan-20 Jun-21 (67,624.23)
FSFI
INC (DEC)
13 Decrease in Unearned Interest - Others (UI) (4,035.90)
-due to realized income for the month EMPLOYEES:
Less: Realized UI 2/2020
Sunga, Reymond (260.48)
Festin, Mark Antony (6.06)
Florentino, Ma. Luisa (373.54)
Dela Vega, Rose Ann (140.58) (780.66)
(780.66)
14 Increase in Notes Payable - Others -

- due to availment of loan dated 3/2/2020
Innovative Investors and Financing Co., Inc 10,000,000.00
15 Increase in Contingent Liabilities - MMP (RE) 21,000,000.00

Details as follows:
Amount
UDI (difference EIR @ 20%) (239,450.41)
CFP for AR / SR Rate (19,128.96)
Service fee for Kast Messaging Platforms - Plan 2500 for the period 12/16-1/15/20 (2,800.00)
Remote releasing in Western Iloilo on 3/9-13/20 (JAlpuerto) Ilo-ilo (27,834.34)
Remote releasing in General Santos on Pagadian City on 3/8-14/20 (EBalverde). CDO (38,465.50)
Remote releasing in Batangas & Laguna on 3/9-13/20 (NQuiñones). Main (28,376.36)
Remote releasing in Ilocos Norte on 3/8-14/20 (LTapiz). Main (48,196.00)
(404,251.57)
VI. STOCKHOLDERS' EQUITY
1 Increase in Stockholders' Equity by -0.41% (2,220,973.70)
Amount
Ending Balance as of December 31, 2019 546,886,883.69
Add:
Net Income January 2020 9,169,660.06
February 2020 9,936,493.87
Prior-year adjustment
Differential SSS Maternity benefit of Mbacani per HR and SSS computation, charged to employer (3,326.34)
Various bank reconciling items (12/2019) 742.86
Intellicare of MCZS (15,926.40), JGJ for share in car (20,653.92)
Reversal of receivable
insurance (4,727.47) and representation exp (.05)
Reversal of meter deposit Bills deposit Main (2515.60) and Taguig (95.36) (2,610.96)
Various bank reconciling items (2/2020) (156.05) 19,080,149.52
565,967,033.21
Net Income March 2020 2,761,716.32
Ending Balance as of March 31, 2020 568,728,749.53
JMB JRG REZS EJZS

Acctg Manager Acctg Manager Corporate Planner President
FSFI
CASH FLOW STATEMENTS
FOR THE MONTH OF NOVEMBER AND DECEMBER 2020
NOVEMBER DECEMBER VARIANCE %
Cash Inflow from Operating Activities:
Regular: Collections AFP/SSS breakdown
Collections (AFP) - - - 0.00% AFP ALIP Coll. - -
Collection from Notes Receivable - ROCG/B2B - - - 0.00% SSS Collection - -
Collection of advances to clients - - - 0.00% Refund Payable (SSS) - -
Collection from Ligaya Tayo and Ashwell for HMO - - - 0.00% EFP - -
Bank Interest -SA - - - 0.00% Erroneous Remittance - -
Other deposits: 0.00% OI penalty - -
Maternity benefit of E.Nobora - - - 0.00% Buy-out - -
Collection from Innovative for Oct'20 PL released with - - - 0.00% UA/SP collection - -
2.5% SF from sale of car perks JDG&JPGJ
Collections - - - 0.00% - -
Total Cash Inflow - - - 0.00%
Cash Outflow from Operating Activities ALIP collection: 100.0% 100.0%
Proceeds of Loans (FSFI Clients) - - - 0.00% NR-Pensioners - -
Refund Payable/Cash Advances - - - 0.00% Refund Payable (AFP) - -
Taxes and government contributions payable - - - 0.00% - -
Employees Salaries and Wages - - - 0.00% Less: SF .50% - -
Payment for 13th month pay - - - 0.00% Less: SF .07% - -
Commission Fee Payable (with EOY Sept'19-Sept'20) - - - 0.00% Less: SF .13% - -
Advances to Officers and Employees - Dec'20 / Jan'21 19,150.00 5,000.00 (14,150.00) -73.89% - -
Payment for HMO of Ligaya Tayo and Ashwell
Liquidated - - - 0.00% - -
Sickness benefit of K.Turiano / Additional Rental Deposit - - - 0.00%
(Taguig)
Actual payment of Budgetary items: NOVEMBER DECEMBER
Loyalty awardees - - - 0.00% Refund Payable/Cash Advances
Cash prizes for tiktok grand winners (year-end virtual party) - - - 0.00% Refund Payable AFP - -
Cash prizes for tiktok consolation (year-end virtual party) - - - 0.00% Advances to Clients AFP - -
Charged to MMP: - -
Service fee one-way sms using KMP - - - 0.00% - -
Operating Expenses: Taxes and Other Payable
Feb'20 (Main 1,065,949.57/Taguig 19,077.07/CDO
35,066.87/ILO 43,373.46) 1702Q (3Q2019) - -
- - - 0.00%
Mar'20 (Main 1,395,188.89/Taguig 97,088.82/CDO
31,590.22/ILO 9,049.32) 2551Q - -
Various adjustment: Bank Reconciliation - - - 0.00% DST - -
Total Cash Outflow 19,150.00 5,000.00 (14,150.00) -73.89% 1601C - -
Net Cash flow from Operating Activities (19,150.00) (5,000.00) 14,150.00 -73.89% 0619E - -
Cash Inflow from Investing Activities SSS Contri - -
Short-term investments: Pagibig Contri - -
Short-Term Investment - CBC (UITF) Redemption - - - 0.00% Phil Contri - -
Short-Term Investment - UCPB (UCMF) Redemption - - - 0.00% SSS Loan - -
Total Inflow from Investing Activities - - - 0.00% Pagibig Loan - -
Cash Outflow from Investing Activities Deficiency Tax 2018 - -
Short-Term Investment - CBC (UITF) - - - 0.00% Taxes & Licenses - -
Full payment of website design and development - - - 0.00% - -
- -
Total Outflow from Investing Activities - - - 0.00%
Net Cash Flow from Investing Activities - - - 0.00%
Cash Outflow from Financing Activities
High Purity Technologies Inc., new loan dtd 11/19/2020 - - - 0.00%
Cash dividends dtd 12/18/2020 - - - 0.00%
Total Outflow from Financing Activities - - - 0.00%
Net Cash Flow from Financing Activities - - - 0.00% 0619E - -
Net Cash Flow - Increase/(Decrease) (19,150.00) (5,000.00) 14,150.00 -73.89% Phil Contri - -
Cash Balance - Beginning 11,910,038.06 11,890,888.06 (19,150.00) -0.16%
Cash Balance - End 11,890,888.06 11,885,888.06 (5,000.00) -0.04%
Short term Investments End 40,706,964.65 40,489,585.80 (217,378.85) -0.53%
Cash and Cash Equivalents Balance - End 52,597,852.71 52,375,473.86 (222,378.85) -0.42%
Prepared by: Checked by: Reviewed by: Approved by:
JMB JRG REZS EJZS

FSFI
BREAKDOWN OF OPERATING EXPENSES (CF)
FOR THE MONTH OF NOVEMBER AND DECEMBER 2020
NOVEMBER
FOR THE MONTH OF NOVEMBER 2020 MAIN TAGUIG CDO ILOILO TOTAL REMARKS
Perks - - - - -
Electricity - - - - -
Employees Benefit - - - - - late payment, Aug'20 to Oct'20 billing
Miscellaneous Expense - - - - -
Notarial Expense - - - - - late payment, Sept'20 to Oct'20 billing
Office Supplies Expense - - - - -
Postage & Courier Services - - - - -
Professional Fees - - - - -
Insurance expense - - - - -
Rent Expense - - - - - with advanced payment of ILO rent (Dec'20, discounted)
Repairs & Maintenance - - - - -
Contribution & Donation - - - - - Burial assistance (Brother of R.Fundal)
Representation & Entertainment - - - - -
Retainer's Fee - - - - -
Security Services - - - - -
Telephone - - - - - late billing of Gsuite Nov2020
Transportation & Travelling - - - - -
Water - - - - - late billing Nov'20
TOTAL - - - - -
-
DECEMBER
FOR THE MONTH OF DECEMBER 2020 MAIN TAGUIG CDO ILOILO TOTAL REMARKS
Perks - - - - -
Employees Benefit - - - - - late payment, Nov'20 billing
BIR LOA 2019 representation, GSE fee for restructuring and
Miscellaneous Expense 122,000.00 - - - 122,000.00 additional 1 month allowance DLS
Notarial Expense - - - - -
late payment for Sept'20-Nov'20 (Tag), late billing for Dec'20
Rent Expense - - - - - (Main)
Contribution & Donation - - - - - Donation for Evacuees of typhoon Rolly And Ulysses
Retainer's Fee - - - - - Q4 Mr Santiago, late payment GSE Dec'20
Security Services - - - - - Aug 16 to Sept 15 billing
Telephone - - - - -
Water - - - - -
TOTAL - - - - -
-
FSFI
CASH FLOW STATEMENTS
FOR THE MONTH OF JANUARY AND FEBRUARY 2020
JANUARY FEBRUARY VARIANCE %
Cash Inflow from Operating Activities: JANUARY FEBRUARY
Regular: Collections AFP/SSS breakdown
Collections (AFP/SSS) - - - 0.00% AFP ALIP Coll. - -
Collection from Notes Receivable - ROCG/B2B - - - 0.00% SSS Collection - -
Advances to Clients and 13th month - - - 0.00% Refund Payable (SSS) - -
Collection for Intellicare Premium of A. Cabral and J. Casuga - - - 0.00% EFP - -
Collection from Ligaya Tayo, payment for Healthcare premium - - - 0.00% Erroneous Remittance - -
Excess CA from previous period - October / November - - - 0.00% OI penalty - -
Bank Interest -SA - - - 0.00% Buy-out - -
Other deposits: 0.00% UA/SP collection - -
Collection for loan accomodation of Richard Fundal and undeducted
- - - 0.00%
OB charged to employees deducted from 13thmonth - -
Collections from employees for erroneous amount of PL, payroll - -
overpayment and cancelled checks / undeducted OB charged to - - - 0.00%
employees, overrabates and cancelled checks
Insurance refund for MHTF's vehicle - - - 0.00%
Excess collections from CA of employees / collection of disallowed
- - - 0.00%
CA expenses ALIP collection: 100.0% 100.0%
Total Cash Inflow - - - 0.00% NR-Pensioners - -
Cash Outflow from Operating Activities Refund Payable (AFP) - -
Proceeds of Loans (FSFI Clients) - - - 0.00% - -
Refund Payable/Cash Advances - - - 0.00% Less: SF .50% (118,608.99) -
Taxes and government contributions payable - - - 0.00% Less: SF .07% 118,608.99 -
Employees Salaries and Wages - 1,600.00 1,600.00 100.00% - -
Payment for 13th Month / Bonus (PS) - (106,000.00) (106,000.00) 100.00%
Commission Fee Payable - - - 0.00%
Advances to Officers and Employees - Nov Deposited/Liquidated 3,200.00 3,200.00 - 0.00%
Payment for BIR LOA 2018 representation - - - 0.00%
GSE excess retainer time charges - - - 0.00% Refund Payable/Cash Advances
- 0.00% Refund Payable AFP - -

Disallowed CA for Hotel accomodation w/ breakfast meal of J.Alpuerto - -
Refundable security deposit For Christmas Party venue - - - 0.00% Refund Payable SSS - -
SSS Sickness Benefit of Norbert C. Dolorosa - - - 0.00% Advances to Clients AFP - -
Graduation fee of JDG - - - 0.00% Advances to Clients SSS - -
Excess Cash From PCF CA (173.25) And Payment To Car Damage
Advances to Clients SSS
Incident By Bernard Taboada, to be deducted from final pay - - - 0.00% - -
(13th month)
(1,000.00)
Starbucks GC For October Celebrants - - - 0.00% Advances to LC - -
Christmas Give-aways (wines and GCs) - - - 0.00% PCF SSS - -
Tokens for Loyalty Awardees/Cash ward for Loyalty Awardees - - - 0.00% Refund Fund SSS - -
Fullpayment for Christmas party venue and Airfare for CDO and Ilo-Ilo
Staff and materials for the party/Fullpayment for host and Refund Fund SSS (13th
coordination and Christmas party expenses, drinks, décor, branch - - - 0.00% - -
month)
transportation allowance and committee appreciation
Payment For VMV conference room rental fee / Halloween conference
- - - 0.00% Refund Fund LC - -
room rental fee
Intellicare of Cabral, J. Casuga and L. Tayo - - - 0.00% Refund Fund AFP - -
Charged to MMP: - -
Caravan Expenses (Ilocos Norte, Cagayan, Aklan, Zamboanga, La
Union, Cebu, Compostela Valley and FI Trade Fair / Pangasinan, - - - 0.00%
Isabela, Misamis Occidental and Central Ilo-ilo)
Medicines for Medical mission for Bukidnon Retirement Organization - - - 0.00%

Service fee one-way sms using KMP for the month of November
- - - 0.00%
2019
Operating Expenses: Taxes and Other Payable
Nov'19 (Main 1,043,654.19/Taguig 32,827.01/CDO 27,130.85/ILO
24,339.19) 1702Q (3Q2019) - -
- - - 0.00%
Dec'19 (Main 820,554.73/Taguig 24,912.31/CDO 20,816.94/ILO
19,663.58) 2551Q - -
Various adjustment: Bank Reconciliation 904,817.19 43,508.75 (861,308.44) -95.19% DST - -
Total Cash Outflow 908,017.19 (57,691.25) (965,708.44) -106.35% SSS Contri - -
Net Cash flow from Operating Activities (908,017.19) 57,691.25 965,708.44 -106.35% 1601C - -
Cash Inflow from Investing Activities 0619E - -
Proceeds from sale of MHTF's vehicle at NBV as of 11/2019 - - - 0.00% Phil Contri - -
Short-term investments: Pagibig Loan - -
Short-Term Investment - CBC (UITF) Redemption - - - 0.00% SSS Loan - -
Short-Term Investment - UCPB (UCMF) Redemption - - - 0.00% Pagibig Contri - -
Total Inflow from Investing Activities - - - 0.00% 0619F - -
Cash Outflow from Investing Activities Deficiency Tax 2018 - -
Short-Term Investment - UCPB (UCMF) - - - 0.00% Taxes & Licenses
Short-Term Investment - CBC (UITF) - - - 0.00% - -
Payment For Loans Bldg Split-type aircon, (5) mobile pedestal and - -
- - - 0.00%
(3) paper shredder
Total Outflow from Investing Activities - - - 0.00%
Net Cash Flow from Investing Activities - - - 0.00%
Cash Inflow from Financing Activities
Proceeds from loan availment subject to 8.5% annual interest as follows:
DLS dtd 11/22/2019 - - - 0.00%
EJZS dtd 12/20/2019 - - - 0.00%
Total Inflow from Financing Activities - - - 0.00%
Cash Outflow from Financing Activities
Wine Warehouse Corporation add. loan dtd 11/7/19 / dtd 12/20/19 - (3,496,000.00) (3,496,000.00) 100.00%
Third Pillar Business Applications Inc. new loan dtd 12/4/19 - 1,998,000.00 1,998,000.00 100.00%
Sentinel Credit Information Service Inc. add. loan dtd 12/20/19 - 1,498,000.00 1,498,000.00 100.00%
Interest Payable - - - 0.00%
Total Outflow from Financing Activities - - - 0.00%
Net Cash Flow from Financing Activities - - - 0.00%
Net Cash Flow - Increase/(Decrease) (908,017.19) 57,691.25 965,708.44 -106.35%
Cash Balance - Beginning 17,229,018.00 16,321,000.81 (908,017.19) -5.27%
Cash Balance - End 16,321,000.81 16,378,692.06 57,691.25 0.35%
Short term Investments End 40,706,964.65 40,489,585.80 (217,378.85) -0.53%
Cash and Cash Equivalents Balance - End 57,027,965.46 56,868,277.86 (159,687.60) -0.28%
Prepared by: Checked by: Reviewed by: Approved by:
JMB JRG REZS EJZS

FSFI
CDO
FOR THE MONTH OF DECEMBER AND JANUARY 2020
DECEMBER JANUARY VARIANCE INC/(DEC) %
Revenues:
Interest Income - Pensioners (AFP/SSS) 125,501.40 548,513.94 423,012.54 337.06%
Interest Income - Pensioners (Rebates) - - - 0.00%
Interest Income - Others - - - 0.00%
Interest Income - B2B - - - 0.00%
Interest Income - ROCG - - - 0.00%
Total Revenues 125,501.40 548,513.94 423,012.54 337.06%
Other Revenues:
Collection Fees - - - 0.00%
Service Fees - - - 0.00%
Notarial Fees - ROCG - - - 0.00%
Other Income - ROCG - - - 0.00%
Notarial Fees - - - 0.00%
Insurance Fees - - - 0.00%
Other Income - Pensioners - 182,304.74 182,304.74 100.00%
Other Income - Others - - - 0.00%
Total Other Revenues - 182,304.74 182,304.74 100.00%
GROSS INCOME 125,501.40 730,818.68 605,317.28 482.32%
Operating Expenses:
Commission Expense 12,313.98 - (12,313.98) -100.00%
Caravan Incentive - - - 0.00%
Notarial Expense 500.00 100.00 (400.00) -80.00%
Interest Expense 88,951.55 8,619.93 (80,331.62) -90.31%
Salaries and Wages 35,143.85 61,430.50 26,286.65 74.80%
13th/14th/15th/16th Month (54,999.99) 21,120.00 76,119.99 -138.40%
SSS/ECC Expense 2,860.00 5,922.50 3,062.50 107.08%
Philhealth Expense 412.50 1,163.00 750.50 181.94%
Pag-ibig Fund Expense 200.00 400.00 200.00 100.00%
Employee Benefits 4,012.80 7,925.60 3,912.80 97.51%
Directors' Fees - - - 0.00%
Rent Expense 15,700.93 16,747.66 1,046.73 6.67%
Utilities:
Telephone 2,070.01 1,998.00 (72.01) -3.48%
Water - 120.00 120.00 100.00%
Electricity 1,382.16 2,286.51 904.35 65.43%
Office Supplies 1,295.00 - (1,295.00) -100.00%
Books, Magazines and Periodicals 20.00 - (20.00) -100.00%
Postage and Courier Services 360.00 557.00 197.00 54.72%
Depreciation and Amortization: - 0.00%
Depreciation Expense 3,893.71 1,354.96 (2,538.75) -65.20%
Amortization - Leasehold Improvements - - - 0.00%
Amortization - Noncurrent Assets - - - 0.00%
Professional Fees:
Professional Fees - 934.00 934.00 100.00%
Retainers Fees - - - 0.00%
Insurance Expense - - - 0.00%
Contracted Services: - 0.00%
Security Services - - - 0.00%
Repairs and Maintenance - - - 0.00%
Advertising and Publicity - - - 0.00%
Representation and Entertainment 8.00 11,966.00 11,958.00 149475.00%
Transportation and Travelling - 60.00 60.00 100.00%
Taxes and Licenses - 7,419.30 7,419.30 100.00%
Bank Service Charges - - - 0.00%
Donation and Contribution - - - 0.00%
Doubtful Accounts Expense - 140,000.00 140,000.00 100.00%
Miscellaneous Expense 1,457.78 8,646.44 7,188.66 493.12%
Total Operating Expenses 115,582.28 298,771.40 183,189.12 158.49%
NET INCOME BEFORE OTHER TAX 9,919.12 432,047.28 422,128.16 4255.70%
Reversal of Allowance for Doubful Account - - - 0.00%

Gain / (Loss) on Disposal of Asset - - - 0.00%
NET INCOME AFTER OI BUT BEFORE INCO 9,919.12 432,047.28 422,128.16 4255.70%
Corporate Tax - - - 0.00%
NET INCOME AFTER TAX BUT BEFORE EI 9,919.12 432,047.28 422,128.16 4255.70%
Unrealized Gain(Loss) on Investment - - - 0.00%
NET INCOME AFTER EI BUT BEFORE BONU 9,919.12 432,047.28 422,128.16 4255.70%
Bonus - - - 0.00%
NET INCOME 9,919.12 432,047.28 422,128.16 4255.70%
PREPARED BY: CHECKED BY: APPROVED BY: NOTED BY:
JMB JRG REZS EJZS

FSFI
BREAKDOWN OF OPERATING EXPENSES (CF)
FOR THE MONTH OF JANUARY AND FEBRUARY 2020
DECEMBER
FOR THE MONTH OF DECEMBER 2019 MAIN TAGUIG CDO ILOILO TOTAL
Perks 59,369.39 - - - 59,369.39
Bank Service Charges 450.00 - - - 450.00
Books, Magazines & Periodicals - 18.00 20.00 - 38.00
Caravan Incentive - - - - -
Electricity 39,662.70 2,714.85 1,908.68 1,431.00 45,717.23
Employees Benefit 3,600.00 - - - 3,600.00
Miscellaneous Expense 402,975.50 297.00 200.00 - 403,472.50
Office Supplies Expense 13,019.90 270.00 1,295.00 1,530.00 16,114.90
Postage & Courier Services 836.50 767.00 360.00 746.00 2,709.50
Rent Expense 172,439.81 20,809.46 15,000.00 15,000.00 223,249.27
Repairs & Maintenance 4,288.00 - - - 4,288.00
Contribution & Donation 15,000.00 - - - 15,000.00
Representation & Entertainment 18,302.60 - - - 18,302.60
Retainer's Fee 31,800.00 - - - 31,800.00
Security Services 30,954.15 - - - 30,954.15
Taxes & Licenses 589.20 - - - 589.20
Telephone 15,842.90 - 2,033.26 892.58 18,768.74
Transportation & Travelling 5,365.22 36.00 - 64.00 5,465.22
Water 6,058.86 - - - 6,058.86
TOTAL 820,554.73 24,912.31 20,816.94 19,663.58 885,947.56
-
JANUARY
FOR THE MONTH OF JANUARY 2020 MAIN TAGUIG CDO ILOILO TOTAL
Perks - - - - -
Bank Service Charges - - - - -
Books, Magazines & Periodicals - - - - -
Caravan Incentive 1,000.00 - - - 1,000.00
Employees Benefit 1,506.40 - - - 1,506.40
Miscellaneous Expense - - - - -
Professional Fees - - - - -
Rent Expense - - - - -
Contribution & Donation - - - - -
Retainer's Fee - - - - -
Security Services - - - - -
Telephone - - - - -
Water - - - - -
TOTAL 2,506.40 - - - 2,506.40
FSFI
BRANCH OPEX AND CAPEX
FOR THE PERIOD FROM JAN 2019 TO JULY 2019
OPEX
PERIOD TAGUIG MAKATI CDO ILOILO TOTAL
Jan-19 99,058.92 72,786.44 73,135.43 - 244,980.79
Feb-19 87,322.38 72,150.27 120,534.59 - 280,007.24
Mar-19 85,146.84 49,633.25 70,734.93 52,316.40 257,831.42
Apr-19 88,060.59 53,592.59 75,963.77 26,471.25 244,088.20
May-19 105,979.64 56,998.15 73,832.34 57,219.93 294,030.06
Jun-19 86,284.68 53,686.12 78,311.96 39,537.54 257,820.30
Jul-19 107,404.70 53,714.65 87,162.67 102,265.27 350,547.29
Aug-19 83,308.05 71,536.18 138,608.86 115,496.91 408,950.00
Sep-19 81,446.30 47,993.17 112,850.29 136,566.68 378,856.44
Less: DEPRE (JAN - SEPT 2019) (11,178.00) (10,199.97) (29,624.00) (14,968.97) (65,970.94)
Less: AMORT IMPR (JAN - SEPT 2019) (13,168.44) (566.68) - - (13,735.12)
Less: ADA (JAN - SEPT 2019) (216,000.00) (81,000.00) - - (297,000.00)
583,665.65 440,324.16 801,510.84 514,905.01 2,340,405.67
62,903.45
REVENUE
PERIOD TAGUIG MAKATI CDO ILOILO TOTAL
Jan-19 128,464.51 38,401.34 - - 166,865.85
Feb-19 132,197.64 38,440.89 - - 170,638.53
Mar-19 132,064.83 37,166.06 - - 169,230.89
Apr-19 136,487.89 72,274.87 - - 208,762.76
May-19 371,521.60 36,376.25 - - 407,897.85
Jun-19 141,635.03 34,327.53 - 10,207.30 186,169.86
Jul-19 167,910.76 32,962.17 - 4,732.46 205,605.39
Aug-19 130,666.43 32,841.55 3,060.13 4,683.36 171,251.47
Sep-19 131,113.85 32,100.34 20,050.55 40,782.72 224,047.46
1,472,062.54 354,891.00 23,110.68 60,405.84 1,910,470.06
PERIOF (JAN TO JULY 2019) TAGUIG MAKATI CDO ILOILO TOTAL

REVENUE 1,472,062.54 354,891.00 23,110.68 60,405.84 1,910,470.06
OPEX (CASH ITEMS ONLY) 583,665.65 440,324.16 801,510.84 514,905.01 2,340,405.67
NET INCOME (LOSS) BEFORE TAX 888,396.89 (85,433.16) (778,400.16) (454,499.17) (429,935.61)
Prepared by: Checked by: Endorsed by:
JMB JRG MHTF

FSFI
REPORT MONITORING (ACCOUNTING DEPARTMENT)
FOR THE MONTH OF AUGUST 2019
AUGUST 2019
Associates to
MCManzon MCManzon to JMB JMB to JRG JRG to MHTF
1 Cash Disbursement
2 Cash Receipts
3 Placements and CM
4 PCF and RFF
5 Masterlist
6 Variance Analysis
7 JE Reg
8 JVs And Summary of JVs
9 JE CA Liq
10 Payroll
11 ER Contribution
12 Depreciation
13 Prepayments
14 Accrual Budget
15 UICFP
16 FS Draft
17 FS Analysis (Revenue)
18 OPEX (Expenses)
19 Other Schedules (Asset, Liab and Equity)
20 Highlights and cover sheet (BS and IS)
21 Cash flows
22 Branch IS
1 Notes receivable 296,900.00
Accounts Payable 149,955.32
Accounts Receivable 146,944.68
Total AR
Charged to Balance as of
Employees Total Payments Oct 2, 2020
ZRS 72,166.66 (41,308.00) 30,858.66
JMGP 26,800.00 (14,822.44) 11,977.56
J.Gaboy 98,966.67 (47,632.72) 51,333.95
B. Miranda 98,966.67 (46,192.16) 52,774.51
TOTAL 296,900.00 (149,955.32) 146,944.68
OB OB close SP
CABAYAO, GIL GUICO 214,500.00 2,000.00
CADAUAN JR, DOMINGO GUIUO 75,800.00 4,200.00 400.00
erroneous entry
2 Notes receivable 25,200.00

Accounts Payable 8,750.00
Accounts Receivable 16,450.00
Total AR Balance as of
Charged to September 30,
Employees Total Payments 2020
D.Baltazar 12,600.00 (4,900.00) 7,700.00
B.Cristobal 12,600.00 (3,850.00) 8,750.00
TOTAL 25,200.00 (8,750.00) 16,450.00
OB
OFIANA, SAMUEL FORTES 25,200.00
TOTAL OB SP
216,500.00 216,500.00 214,500.00 2,000.00 216,500.00 OB 7/2019 to 9/2022, ASP o
80,400.00 80,400.00 80,000.00 400.00 80,400.00 OB 75400
296,900.00
MA terms
OB 7/2019 to 9/2022, ASP of ADL 7/2019 to 8/2019 5,500.00 55.00 302,500.00
7,800.00 34.00 265,200.00
16 2
3/18 to 6/19 7/19 to 8/19
UA UA REN AUA
88,000.00 214,500.00 11,000.00
124,800.00 40,000.00 20,400.00 80,000.00 15,600.00
June Jul Aug 4,200.00 June
SHOULE BE
AUA FOR SP charged to
NEW LOAN AR
13000 2,000.00
16000 400.00
FSFI
FOR THE YEAR 2019
AS OF SEPTEMBER 2019
TAGUIG MAKATI CDO ILOILO
GROSS INCOME 1,496,732.08 391,076.14 23,110.68 60,405.84
Operating Expenses:
Commission Expense 49,659.57 25,586.54 56,225.84 128,619.01
Caravan incentive - - 2,880.00 1,440.00
Notarial Expense 6,900.00 1,800.00 5,000.00 2,500.00
Compensation and Benefits ###
Salaries and Wages 124,671.91 137,824.32 272,144.89 142,758.62
13th/14th/15th/16th Month 43,200.00 42,872.76 98,181.81 -
SSS/ECC Expense 9,649.20 9,649.90 21,617.60 11,473.40
Philhealth Expense 1,633.50 1,621.17 3,575.00 1,925.00
Pag-ibig Fund Expense 900.00 900.00 1,800.00 1,400.00
Employee Benefits 22,638.60 22,638.60 8,025.60 5,612.80
Rent Expense 187,738.67 90,720.00 109,906.51 62,803.72
Utilities: ###
Telephone - - 7,702.65 4,249.14
Water 2,458.78 420.35 658.32 125.00
Electricity 29,777.25 11,119.77 8,617.24 2,173.50
Office Supplies 8,667.60 3,386.75 15,835.00 16,844.35
Books, Magazines and Periodicals 540.00 270.00 788.00 96.00
Postage and Courier Services 6,254.00 2,465.00 5,778.00 4,219.50
Professional Fees: 19,459.48 23,552.28 1,500.00 -
Insurance Expense - 2,317.20 - 1,755.80
Repairs and Maintenance 2,383.25 876.00 25,233.75 11,411.25
Advertising and Publicity 12,000.00 6,000.00 - 8,735.00
Representation and Entertainment 21,263.40 20,920.00 60,106.50 17,565.00
Transportation and Travelling 1,135.00 787.00 38,040.30 57,993.00
Taxes and Licenses 16,169.50 16,796.36 17,547.84 8,460.84
Bank Service Charges - - 50.00 -
Miscellaneous Expense 23,265.95 20,091.84 39,950.99 27,135.27
Total Operating Expenses 590,365.66 442,615.84 801,165.84 519,296.20
NET INCOME (LOSS) 906,366.42 (51,539.70) (778,055.16) (458,890.36)
FSFI
INCOME STATEMENT - ALLOCATION
FOR THE MONTH OF NOVEMBER 2023
BRANCHES
MAIN CONSOLIDATED
TAGUIG MAKATI CDO ILOILO
Revenues:
Interest Income - Pensioners (AFP/SSS) 3,394,539.70 352,514.76 632,424.46 331,710.00 337,800.93 5,048,989.85
Interest Income - Pensioners (Rebates) 176,432.54 - - - - 176,432.54
Interest Income - Others 7,363.04 - - - - 7,363.04
Interest Income - DKPO #N/A #N/A #N/A #N/A #N/A #N/A
Total Revenues #N/A #N/A #N/A #N/A #N/A #N/A
Other Revenues:
Other Income - Pensioners 2,377,664.25 76,026.51 94,244.47 371,512.23 50,456.21 2,969,903.67
Other Income - Others 128,014.83 - 200.00 - - 128,214.83
Total Other Revenues 2,505,679.08 76,026.51 94,444.47 371,512.23 50,456.21 3,098,118.50
GROSS INCOME #N/A #N/A #N/A #N/A #N/A #N/A
Operating Expenses:
Commission Expense 23,598.84 11,556.41 12,193.95 2,400.00 7,213.89 56,963.09
Caravan Incentive - - - - - -
Notarial Expense 8,200.00 500.00 500.00 800.00 700.00 10,700.00
Interest Expense 285,537.69 52,382.05 52,628.10 35,610.75 31,733.80 457,892.39
Salaries and Wages 1,056,955.15 15,473.28 60,650.00 28,257.68 31,387.57 1,192,723.68
13th/14th/15th/16th Month 599,700.00 10,000.00 21,120.00 10,150.00 11,310.00 652,280.00
SSS/ECC Expense 73,917.50 1,502.50 5,827.50 2,737.50 3,022.50 87,007.50
Philhealth Expense 18,621.91 310.00 1,223.00 600.00 636.20 21,391.11
Pag-ibig Fund Expense 4,000.00 100.00 400.00 300.00 300.00 5,100.00
Employee Benefits 135,468.48 2,925.20 8,550.24 7,875.60 7,875.60 162,695.12
Directors' Fees 57,000.00 - - - - 57,000.00
Rent Expense 65,987.35 26,475.95 17,532.71 10,640.00 16,240.00 136,876.01
Utilities:
Telephone 31,059.88 1,599.00 1,899.00 1,998.00 2,011.49 38,567.37
Water 3,176.62 352.76 120.00 100.00 35.00 3,784.38
Electricity 26,455.29 3,082.70 3,076.65 1,470.44 3,035.46 37,120.54
Office Supplies 648.00 - - - 1,454.00 2,102.00
Books, Magazines and Periodicals 380.00 - - - - 380.00
Postage and Courier Services 120.00 - 616.00 466.00 562.50 1,764.50
Depreciation Expense 224,897.52 503.12 1,765.42 2,997.37 2,202.93 232,366.36
Amortization - Leasehold Improvements 2,158.56 0.20 - 216.67 266.67 2,642.10
Amortization - Noncurrent Assets 6,057.77 - - - - 6,057.77
Professional Fees:
Professional Fees 9,338.00 700.00 934.00 700.00 700.00 12,372.00
Retainers Fees 16,800.00 - - - - 16,800.00
Insurance Expense - 1,496.40 - 1,122.30 - 2,618.70
Contracted Services:
Security Services 42,703.94 - - - - 42,703.94
Repairs and Maintenance 7,371.25 - - - 2,400.00 9,771.25
Advertising and Publicity 1,042.00 - - - - 1,042.00
Representation and Entertainment 155,060.08 3,040.00 3,777.00 3,040.00 3,040.00 167,957.08
Transportation and Travelling 3,165.37 - 68.00 - 114.00 3,347.37
Taxes and Licenses 1,416.80 - - - - 1,416.80
Bank Service Charges - - 10.00 - - 10.00
Donation and Contribution 76,000.00 - - - - 76,000.00
Doubtful Accounts Expense 1,347,000.00 78,000.00 140,000.00 73,000.00 70,000.00 1,708,000.00
Miscellaneous Expense 719,814.66 6,126.18 10,964.20 5,236.29 9,103.07 751,244.40
Total Operating Expenses 5,003,652.66 216,125.75 343,855.77 189,718.60 205,344.68 5,958,697.46
NET INCOME BEFORE OTHER TAX #N/A #N/A #N/A #N/A #N/A #N/A
Corporate Tax 314,310.00 - - - - 314,310.00
NET INCOME AFTER TAX BUT BEFORE EI #N/A #N/A #N/A #N/A #N/A #N/A
Unrealized Gain(Loss) on Investment 9,473.84 - - - - 9,473.84
NET INCOME AFTER EI BUT BEFORE BONUS #N/A #N/A #N/A #N/A #N/A #N/A
Bonus - - - - - -
NET INCOME (LOSS) #N/A #N/A #N/A #N/A #N/A #N/A
NET PROFIT MARGIN 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
JMB JRG MHTF EJZS

Acctg Manager Acctg Manager CFO President
CFP per
RECORD DATE REL DATE NAME TERMS VD MD MA NR OI-REG UI Cash-out CFP AT 4.5% masterlist CFP Rate
2018 3-Oct-17 CASISON, FRANKLIN REDOBLE 51 Aug-18 Oct-22 10,750.00 548,250.00 58,187.57 202,716.38 264,282.41 11,102.82 43.57
JULY 2019 3-Oct-17 TAGLE, JAIME COBRADO 40 Jun-19 Sep-22 9,800.00 392,000.00 64,239.38 123,880.01 189,482.61 10,121.64 11,246.27 43.57 5.00%
AUGUST 2019 6-Nov-17 VELASCO, JOVENCIO PASCUA 40 1-Aug-19 1-Nov-22 10,600.00 424,000.00 69,469.44 133,992.67 204,968.63 10,947.90 8,515.03 43.57 3.50%
AUGUST 2019 19-Oct-17 LOMBOY, ARTURO NABOR 40 Jul-19 Oct-22 10,500.00 420,000.00 68,814.06 132,728.59 203,084.49 10,844.62 8,434.70 43.57 3.50%
JULY 2019 10-Oct-17 BAULA, WILFREDO GALLEMA 41 Jun-19 Oct-22 16,100.00 660,100.00 107,352.41 212,036.41 316,206.54 16,628.41 16,628.41 43.57 4.50%
2018 23-Nov-17 ESCATRON, REYNANTE DANTE EST 48 1-Mar-18 1-Feb-22 8,000.00 384,000.00 15,641.09 136,639.03 216,135.98 8,262.57 43.57
JULY 2019 23-Nov-17 NAKPIL, WILFREDO MONTES 36 1-Jun-19 1-May-22 23,000.00 828,000.00 139,921.11 243,884.88 415,665.53 23,754.88 23,754.88 43.57 4.50%
APRIL 2019 13-Dec-17 LACAY JR, AGAPITO DACANAY 36 1-Jan-19 Dec-21 8,500.00 306,000.00 45,893.33 90,131.37 159,382.16 8,778.98 6,828.09 43.57 3.50%
MAY 2019 13-Dec-17 LORILLA, RAUL ARMENTA 36 1-Mar-19 Feb-22 5,000.00 180,000.00 30,417.63 53,018.45 90,362.08 5,164.10 5,164.10 43.57 4.50%
Sep-19 29-Nov-17 BASE JR, BASILIO MUYONG 36 Apr-18 Mar-21 7,200.00 259,200.00 15,097.99 76,346.57 158,774.78 7,436.31 5,783.80 43.57 4.50%
Sep-19 13-Oct-17 LAMPA, RUBEN RAMOS 40 Jul-19 Oct-22 8,665.00 346,600.00 56,787.99 109,532.69 167,543.06 8,949.39 8,949.39 43.57 4.50%
Sep-19 28-Nov-17 MADALI, RENE MORTEL 36 Aug-19 Jul-22 13,900.00 500,400.00 84,561.02 147,391.30 251,156.54 14,356.21 11,165.94 43.57 4.50%
Sep-19 9-Nov-17 GALLARDO, DANILO SALMORIN 36 Sep-19 Aug-22 6,700.00 241,200.00 40,810.04 71,044.73 121,034.75 6,919.90 6,919.90 43.57 4.50%
Sep-19 11-Dec-17 LLAMAS, TEODORO ATAVIADO 36 Sep-19 Aug-22 27,500.00 990,000.00 167,296.98 291,601.49 496,991.39 28,402.57 28,402.57 43.57 4.50%
Effective Effective Effective
01-Jul-12 ### ###
OLD EIR EIR @ 32 EIR @ 35EIR @ 28% EIR @ 25% EIR @ 27%
1 ### ### 1046.66 1052.48 1049.968
2 RATE 699.88 718.74 529.16 531.1036 529.8246
3 411.11 439.93 449.99 356.66 357.3269 356.4585
4 304.69 319.96 326.56 270.41 270.4499 269.7866
5 242.00 251.17 255.99 218.66 218.3326 217.7923
6 200.69 206.64 210.41 184.16 183.5953 183.1368
7 178.57 175.49 178.57 159.51 158.7892 158.3891
8 155.08 152.48 155.07 141.03 140.1901 139.8337
9 137.04 134.80 137.03 126.66 125.729 125.4065
10 122.75 120.79 122.74 115.16 114.1644 113.869
11 111.16 109.41 111.15 105.75 104.7064 104.433
12 101.56 99.99 101.56 97.91 96.8281 96.5732
13 94.87 93.32 94.87 91.27 90.1653 89.9257
14 89.14 87.61 89.13 85.59 84.4571 84.2308
15 84.17 82.66 84.16 80.66 79.5128 79.2979
16 79.82 78.32 79.81 76.34 75.1891 74.9841
17 75.98 74.50 75.98 72.54 71.3764 71.1801
18 72.57 71.10 72.56 69.16 67.9896 67.801
19 69.52 68.06 69.51 66.13 64.9613 64.7796
20 66.77 65.32 66.77 63.41 62.2378 62.0622
21 64.29 62.85 64.28 60.94 59.7755 59.6055
22 62.03 60.60 62.02 58.7 57.5388 57.3737
23 59.96 58.54 59.96 56.66 55.4982 55.3326
24 58.07 56.66 58.07 54.78 53.6292 53.4728
25 56.33 54.92 56.33 53.06 51.9112 51.7585
26 54.73 53.32 54.72 51.46 50.3267 50.1775
27 53.24 51.84 53.24 49.99 48.861 48.7149
28 51.86 50.47 51.86 48.62 47.5011 47.3579
29 50.57 49.19 50.57 47.35 46.2363 46.0958
30 49.37 47.99 49.37 46.16 45.0569 44.9188
31 48.25 46.87 48.25 45.04 43.9547 43.8189
32 47.20 45.82 47.20 44 42.9224 42.7888
33 46.10 44.84 46.21 43.02 41.9537 41.822
34 45.28 43.91 45.28 42.1 41.0429 40.9131
35 44.40 43.04 44.40 41.23 40.1851 40.0569
36 43.58 42.21 43.57 40.41 39.3758 39.2492
37 42.79 41.43 43.57 39.63 38.611 38.486
38 42.05 40.69 43.57 38.89 37.8874 37.7638
39 41.35 39.99 43.57 38.2 37.2016 37.0792
40 40.68 39.32 43.57 37.53 36.5508 36.4297
41 40.04 38.69 43.57 36.9 35.9324 35.8125
42 39.43 38.09 43.57 36.3 35.3442 35.2253
43 38.86 37.51 43.57 35.73 34.784 34.6661
44 38.30 36.96 43.57 35.18 34.2499 34.1329
45 37.78 36.44 43.57 34.66 33.7401 33.624
46 37.27 35.93 43.57 34.16 33.253 33.1377
47 36.79 35.45 43.57 33.68 32.7872 32.6727
48 36.33 34.99 43.57 33.22 32.3414 32.2276
49 35.88 34.55 43.57 32.78 31.9142 31.8011
50 35.46 34.12 43.57 32.36 31.5046 31.3922
51 35.05 33.72 43.57 31.95 31.1113 30.9997
52 34.65 33.32 43.57 31.56 30.7341 30.6228
53 34.28 32.95 43.57 31.18 30.3713 30.2605
54 33.91 32.58 43.57 30.82 30.0223 29.912
55 33.56 32.23 43.57 30.47 29.6864 29.5765
56 33.22 31.90 43.57 30.14 29.3628 29.2534
57 32.89 31.57 43.57 29.81 29.0511 28.9421
58 32.58 31.26 43.57 29.5 28.7503 28.6417
59 32.27 30.95 43.57 29.2 28.4602 28.3519
60 31.98 30.66 43.57 28.91 28.18 28.072
19-Jul-18 ###
Effective Effective
20-Jul-18 ###
EIR @ 25% EIR @ 20%
Contractual Rate
EIR @ 20%
1499.968 ### 0.05248 1400 ###
656.2456 624.9945 0.041194 624.9945 ###
416.6585 399.9989 0.035576 399.9989 ###
304.6807 293.7482 0.032209 293.7482 ###
239.9973 231.9995 0.029965 232 ###
197.9148 191.6655 0.02836 191.6655 ###
168.3661 163.2650 0.027154 163.265 ###
146.4835 142.1870 0.026214 142.187 ###
129.6285 125.9255 0.02546 125.9255 ###
116.249 112.9998 0.02484 113 ###
105.37 102.4789 0.024322 102.4789 ###
96.3532 93.7497 0.023882 93.74974 ###
89.7417 87.1791 0.023502 87.17905 ###
84.0758 81.5474 0.023172 81.5474 ###
79.1649 76.6666 0.022881 76.66655 ###
74.8691 72.3956 0.022623 72.39557 ###
71.0771 68.6271 0.022392 68.62707 ###
67.707 65.2775 0.022184 65.27754 ###
64.6916 62.2805 0.021995 62.2805 ###
61.9782 59.5829 0.021823 59.58292 ###
59.5231 57.1424 0.021665 57.14241 ###
57.2899 54.9241 0.02152 54.92411 ###
55.2526 52.8981 0.021386 52.89811 ###
53.3848 51.0415 0.021261 51.04151 ###
51.6655 49.3331 0.021144 49.33311 ###
50.0795 47.7561 0.021036 47.75611 ###
48.6099 46.2961 0.020934 46.29611 ###
47.2459 44.9401 0.020838 44.94011 ###
45.9752 43.6781 0.020747 43.67811 ###
44.7908 42.4997 0.020661 42.49971 ###
43.6819 41.3977 0.02058 41.39771 ###
42.6425 40.3644 0.020503 40.36441 ###
41.666 39.3939 0.020429 39.39391 ###
40.7475 38.4800 0.020358 38.47998 ###
39.8805 37.6190 0.020291 37.61901 ###
39.062 36.8055 0.020227 36.80551 ###
38.287 36.0360 0.020165 36.036 ###
37.554 35.3068 0.020105 35.30682 ###
36.8582 34.6151 0.020048 34.61511 ###
36.1971 33.9581 0.019992 33.95811 ###
35.569 33.3330 0.019939 33.33301 ###
34.9699 32.7380 0.019887 32.73801 ###
34.3985 32.1704 0.019837 32.17041 ###
33.8535 31.6285 0.019788 31.62851 ###
33.3325 31.1111 0.019741 31.11111 ###
32.8339 30.6155 0.019695 30.61549 ###
32.357 30.1415 0.01965 30.14151 ###
31.8999 29.6874 0.019607 29.68736 ###
31.4618 29.2516 0.019564 29.25161 ###
31.0408 28.8330 0.019523 28.83301 ###
30.6369 28.4313 0.019482 28.43135 ###
30.2473 28.0448 0.019442 28.04481 ###
29.8725 27.6729 0.019403 27.67289 ###
29.5125 27.3148 0.019365 27.31475 ###
29.1659 26.9695 0.019328 26.9695 ###
28.8308 26.6366 0.019292 26.63658 ###
28.508 26.3157 0.019256 26.31571 ###
28.1955 26.0055 0.01922 26.00545 ###
27.8945 25.7061 0.019186 25.70611 ###
27.6029 25.4166 0.019151 25.41655 ###
FSFI
Schedule of Notes Payable - SH
As of July 31, 2019
49% 797,300.00 3295 RICHARD DENNIS L. SUNGA 159,460.00 6.00% ###

51% 837,700.00 3296 MA. CECILIA Z. SUNGA 637,840.00 6.00% ### 159,460,000.00
3297 INNOVATIVE INVESTORS & FINANCING 766,033.33 6.00% ### 167,540,000.00
41784 INNOVATIVE INVESTORS & FINANCING 35,116.67 6.00% 7,023,334.00 10,052,400.00
41785 NETHERHALL CAPITAL HOLDINGS, INC 36,550.00 6.00% 7,310,000.00 0.06
1,635,000.00 ### 167,540,000.00
### 0.06
-
9,567,600.00 160,230,000.00 0.06
10,052,400.00 166,770,000.00 0.06
### 127,568,000.00
- 0.06
Principal
Creditor June 2019 Balance Addition Payment July 2019 Balance Interest rate Taxable Nontaxable
RICHARD DENNIS L. SUNGA 28,968,000.00 28,968,000.00 6.6056% 159,460.00 1,913,520.00 0.0660563380282
MA. CECILIA Z. SUNGA 115,872,000.00 115,872,000.00 6.6056% 637,840.00 7,654,080.00 0.0660563380282
NETHERHALL CAPITAL HOLDINGS, INC. 21,930,000.00 21,930,000.00 2.0000% 36,550.00 438,600.00 0.02
INNOVATIVE INVESTORS & FINANCING CO. INC. 139,160,000.00 139,160,000.00 6.6056% 766,033.33 9,192,399.96 0.0660563377407
INNOVATIVE INVESTORS & FINANCING CO. INC. 21,070,000.00 21,070,000.00 2.0000% 35,116.67 421,400.04 0.0200000018984
RICHARD DENNIS L. SUNGA 22,000,000.00 22,000,000.00 44,000,000.00
ROBERT JAMES DACANAY 10,000,000.00 10,000,000.00 20,000,000.00
327,000,000.00 32,000,000.00 32,000,000.00 391,000,000.00 1,635,000.00
Principal
Monthly Interest
CREDITOR Placement Date Value date June 2019 Balance Addition Payment July 2019 Balance Interest rate Taxable Nontaxable Expense
RICHARD DENNIS L. SUNGA/MA. CECILIA Z. SUNGA Sept 16, 2018 Oct 15, 2018 144,840,000.00 - - 144,840,000.00 6.0% 724,200.00 - 797,300.00 797,300.00
NETHERHALL CAPITAL HOLDINGS, INC. Sept 16, 2018 Oct 15, 2018 21,930,000.00 - - 21,930,000.00 6.0% 109,650.00 36,550.00 - 36,550.00
INNOVATIVE INVESTORS & FINANCING CO. INC. Sept 16, 2018 Oct 15, 2018 139,160,000.00 - - 139,160,000.00 6.0% 695,800.00 - 766,033.33 766,033.33
INNOVATIVE INVESTORS & FINANCING CO. INC. Sept 16, 2018 Oct 15, 2018 21,070,000.00 - - 21,070,000.00 6.0% 105,350.00 35,116.67 - 35,116.67
RICHARD DENNIS L. SUNGA July 16, 2019 Aug 15, 2019 - 22,000,000.00 - 22,000,000.00 8.5% 155,833.33 - 155,833.33 155,833.33
ROBERT JAMES DACANAY July 16, 2019 Aug 15, 2019 - 10,000,000.00 - 10,000,000.00 8.5% 70,833.33 - 70,833.33 70,833.33
TOTAL 327,000,000.00 32,000,000.00 - 359,000,000.00 1,861,666.67 71,666.67 1,790,000.00 1,861,666.67
Prepared by: Reviewed by: Approved by:
MCManzon JMB/JRG MHTF

1,913,520.00
7,654,080.00
9,192,399.96
421,400.04
438,600.00
1,913,520.00
73100
144,840.00
579,360.00
Interest Expense
Recognized in July
2019
797,300.00
36,550.00
766,033.33
35,116.67
1,635,000.00
PERIOD
COVERED: AUG
2019 PERIOD COVERED: SEPT 2019
MONTHY
PRINCIPAL INTEREST LESS: WHT 15-Aug 30-Aug 3-Sep 30-Sep TOTAL
INNOVATIVE INVESTORS & FINANCING CO. INC. 139,160,000.00 766,033.33 766,033.33 333,200.00 67,375.00 365,458.33 766,033.33
INNOVATIVE INVESTORS & FINANCING CO. INC. 21,070,000.00 35,116.67 1,755.83 33,360.83 35,116.67 35,116.67
160,230,000.00 801,150.00 799,394.17 333,200.00 67,375.00 400,575.00 801,150.00
FSFI
MMP BUDGET
FOR THE YEAR 2019
ACTUAL USAGE
REQUESTED (as of July 31, AVAILABLE FUND
PARTICULARS BUDGET 2019) BALANCE
Promo rates for (300 NCs and 60 renewals) 11,500,000.00 8,754,864.20 2,745,135.80
CFP for AR/SR rate 2,100,000.00 1,089,873.59 1,010,126.41
MAIN caravan expenses 1,500,000.00 1,263,233.47 236,766.53
BRANCH caravan expenses 750,000.00 - 750,000.00
Marketing expenses 650,000.00 224,472.00 425,528.00
TOTAL 16,500,000.00 11,332,443.26 5,167,556.74
Prepared by: Checked by: Endorsed by:
JMB JRG MHTF

Test Fs and Journal

Uploaded by

Document Information

Copyright

Available Formats

Share this document

Share or Embed Document

Sharing Options

Did you find this document useful?

Is this content inappropriate?

Copyright:

Available Formats

Test Fs and Journal

Uploaded by

Copyright:

Available Formats

FIVESTAR FINANCE INC.

MONTHLY WORKING TRIAL BALANCE

JANUARY FEBRUARY MARCH APRIL MAY JUNE

9,316,305.16 9,280,545.95 9,608,954.11 7,651,569.78 9,492,169.92 9,499,890.15

INCOME BEFORE TAX 2,295,803.58 1,966,012.84 3,076,026.32 773,126.31 2,727,724.90 2,822,112.04

Corporate Tax 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00

JANUARY FEBRUARY MARCH APRIL MAY JUNE

NET INCOME 1,981,493.58 1,651,702.84 2,761,716.32 458,816.31 2,413,414.90 2,507,802.04

5,390,292.85 5,426,605.39 5,527,456.79 5,707,113.34 5,438,024.57 5,498,783.27 63,998,060.88 60,758.70 1%

9,008,619.00 10,129,737.07 9,540,501.05 8,995,477.57 8,796,797.75 10,441,687.84 111,762,255.35 1,644,890.09 19%

59,793.63 56,971.70 59,805.54 223,999.85 111,307.88 48,334.96 904,030.01 (62,972.92) -57%

2,336,833.84 3,323,357.13 2,781,022.94 1,919,211.11 2,076,996.41 4,617,522.85 30,715,750.27 2,540,526.44 122%

314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 314,310.00 3,771,720.00 - -

2,022,523.84 3,009,047.13 2,466,712.94 1,604,901.11 1,762,686.41 4,303,212.85 26,944,030.27 2,540,526.44

2,022,523.84 3,009,047.13 2,466,712.94 1,604,901.11 1,762,686.41 3,847,372.47 26,944,030.27 2,084,686.06 118%

JANUARY FEBRUARY MARCH APRIL MAY

Notes Receivable - net

Trade and other receivables

Deposits and prepayments

Long term Investments

Property and Equipment - net

TOTAL ASSETS 757,254,658.04 758,808,561.64 770,662,885.26 805,540,955.36 809,877,798.15

JANUARY FEBRUARY MARCH APRIL MAY

276,185,318.18 281,940,731.86 291,033,339.16 325,452,592.95 327,376,020.84

481,069,339.86 476,867,829.78 479,629,546.10 480,088,362.41 482,501,777.31

TOTAL LIABILITIES AND EQUITY 757,254,658.04 758,808,561.64 770,662,885.26 805,540,955.36 809,877,798.15

6,337,046.32 6,328,365.75 6,328,365.75 6,319,685.18 6,319,685.18 6,311,004.61 6,311,004.61 - 0.00%

175,895.21 156,154.21 139,413.21 116,672.21 106,731.21 106,969.21 87,199.21 - 19,770.00 -18.48%

1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 1,604,108.72 - 0.00%

813,649,393.74 817,283,413.64 819,915,439.29 835,319,054.83 839,679,136.48 840,845,593.87 834,556,530.78 - 6,289,063.09 -0.75%

1,500,634.40 1,627,296.05 1,686,184.85 1,790,615.15 1,938,548.72 1,959,040.86 1,098,910.17 - 860,130.69 -43.91%

86,000,000.00 86,000,000.00 86,000,000.00 96,000,000.00 96,000,000.00 96,000,000.00 96,000,000.00 - 0.00%

5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 5,149,448.24 - 0.00%

161,086,756.50 162,264,991.81 163,554,022.46 165,891,308.62 169,067,958.50 167,854,911.18 165,122,564.16 - 2,732,347.02 -1.63%

328,639,814.39 330,251,310.45 329,874,288.97 342,811,191.57 345,566,372.11 344,970,143.09 340,902,053.70 - 4,068,089.39 -1.18%

150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 150,000,000.00 - 0.00%

336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 336,987,846.28 - 0.00%

485,009,579.35 487,032,103.19 490,041,150.32 492,507,863.26 494,112,764.37 495,875,450.78 493,654,477.08 - 2,220,973.70 -0.45%

813,649,393.74 817,283,413.64 819,915,439.29 835,319,054.83 839,679,136.48 840,845,593.87 834,556,530.78 - 6,289,063.09 -0.75%

MAIN TAGUIG MAKATI ILOILO CDO TOTAL

6,774,324.55 461,961.89 - 413,802.21 982,159.00 8,632,247.65

INCOME BEFORE TAX 1,534,274.89 247,573.85 - 214,149.18 628,897.41 2,624,895.33

Corporate Tax 314,310.00 - - - - 314,310.00

NET INCOME 1,219,964.89 247,573.85 - 214,149.18 628,897.41 2,310,585.33

DECEMBER 2022 JANUARY FEBRUARY

GROSS INCOME 10,952,065.06 9,274,457.53 9,331,930.70

NET INCOME BEFORE OTHER TAX 5,613,502.44 2,253,955.95 2,017,397.59

Unrealized Gain(Loss) on Investment 869.14 41,847.63 - 51,384.75

NET INCOME AFTER EI BUT BEFORE BONUS 19,036,890.16 1,981,493.58 1,651,702.84

NET INCOME (LOSS) 19,036,890.16 1,981,493.58 1,651,702.84

NET PROFIT MARGIN 173.82% 21.37% 17.70%

5,113,295.93 5,129,568.77 5,165,779.44 5,313,258.79 5,390,292.85 5,426,605.39

3,513,355.20 1,948,322.48 3,976,975.72 3,713,333.24 2,956,221.63 4,134,046.92

9,605,143.86 7,634,231.15 9,480,519.29 9,493,333.00 9,021,536.08 10,149,023.14

92,385.13 63,074.45 33,506.34 69,459.65 59,793.63 56,971.70

1,256,014.57 1,290,749.41 1,294,356.16 1,304,024.16 1,308,399.51 1,331,060.58

41,327.77 43,692.67 43,064.38 48,842.51 46,483.88 49,672.97

460.00 280.00 440.00 400.00 420.00 420.00

297,906.32 303,603.98 306,081.97 293,156.30 294,052.68 292,101.40

14,472.00 328,968.00 14,472.00 14,472.00 14,472.00 14,472.00

48,294.11 47,913.52 54,472.88 61,785.56 58,217.40 57,539.71

3,072,216.07 755,787.68 2,716,074.27 2,815,554.89 2,349,750.92 3,342,643.20

2,757,906.07 441,477.68 2,401,764.27 2,501,244.89 2,035,440.92 3,028,333.20

3,810.25 17,338.63 11,650.63 6,557.15 - 12,917.08 (19,286.07)