POINTERS INMATHEMATICS 11

2NDQUARTER

1. What interest remains constant throughout the investment term?

Simple
2. If you would like to invest money, which bank offer would you prefer if you do
not plan to withdraw your money in 2 years?
2% compounded interest quarterly
3. What is the difference between simple and compound interest?
Simple interest is computed based on the principal while compound interest
is computed based on the principal and also on the accumulated past
interests.
4. Which of the following statements is/are true?
I. Compound interest of a loan favors the borrower.
II. Simple interest remains constant throughout the investment term.
III. In compound interest, the interest from the previous year also earns
interest.
II and III
5. If F = ₱25,000 and P = ₱20,000, how much is the compound interest?
₱5,000
6. Given that P = ₱5,250, r = 1.25% and t = 5 years, find the simple interest.
₱328.125
7. Gerson Joseph has ₱300,000.00 to invest at 1.12% compounded quarterly. How much
is the interest rate per conversion period?
0.28%
8. Using the situation in item 7, What is the total number of compounding frequency
if the investment matures after 6 years?
24
9. If the interest conversion or compounding period is unequal or not the same as
the payment interval, which type of annuity will be used?
General annuity
10. If the interest conversion or compounding period is equal or the same as the
payment interval, what type of annuity is illustrated?
Simple annuity
11. What type of annuity is represented by a deposit of ₱10,000.00 that is made at
the end of every three months to an account that earns 2.6% interest compounded
quarterly?
General annuity
12. What type of annuity is represented if the payment is made at the end of each
month for money borrowed that charge 0.15% interest compounded quarterly?
General annuity
13. Find the future value of an annuity of ₱10,000.00 payable quarterly for 5 years
if money is worth 12% compounded monthly.
₱64,395.55
14. Find the present value of an annuity of ₱20,000.00 payablesemi-annually for 5
years if money is worth 6% per year compounded quarterly.
₱145,022.80
15. How much is the original selling price of shoes being sell by the vendor if
Cedric offers to buy it at ₱1,000 and they agreed at its fair market value of
₱1,150?
₱1,200
16. Cash___________ can be presented by positive numbers.
inflows
17. Gladys borrows ₱400,000.00 at an interest rate of 4% per year compounded
semiannually.She agreed to settle her loan by making 12 semi-annual payments at the
end ofeach six months. If the first payment is made at the end of 2 years, how
muchis the periodic payment?
₱8,478,052.35
18. Melwin availed a loan from the bank that gave him an option to pay
₱20,000.00monthly for 2 years. The first payment is due after 4 months. If the
interest rate is 10% converted monthly, what is the period of deferral?
3
19. A person or agent who trades for you and charges a fee or commission for
executing buys and sells of stocks through a stock exchange.
Stockbroker
20. A bond that pays all profits interest and principal at the bond’s maturity
date.
Zero - coupon bond or discount bond
21. Which is the LEAST risky investment?
Philippines treasury bonds

22. Why do people buy stocks?

They expect to earn a return.
23. A certain financial institution declared a ₱30,000,000.00 dividend for the
common stocks. If there is a total of 700,000.00 shares of common stocks, how much
is the dividend per share? ₱42.86

24. What is the total number of traders who wishes to buy a total of 365,100 shares
at ₱22.60 per share? 150

25. What do you call the money borrowed that may be used for a business purpose?
Business loan or business financing
26. Which of the following statements about terms of payment for consumer and
business loans is are correct?
Consumer loans have a longer term of payment than a business loan.
27. Mr.Santos borrowed ₱1,500,000.00 to be repaid in full after 5 years with an
interest rate of 6% per annum. What is the amount of the principal?
₱1,500,000.00
28. For the purchase of his car worth ₱400,000.00, Nilo requested the buyer Lito to
pay him 30% down payment.How much will Lito pay Nilo for the down payment?
₱120,000
29. Which of the types of sentences qualifies a proposition?

30. Which of the following denotes a proposition?

A small letter
31. Given the simple propositions a:You are what you eat and b:Your food can
describe your health, what compound proposition can be made?
If you are what you eat, then your food can describe your health.
32. p: Outer beauty does not suggest inner beauty. What logical operator used in
the given proposition?
Negation

33. Consider the following propositions:

x: A silent prayer can beheard through a storm.
y: It is a clean heart that counts in prayer.
z: God who is far more thanlightyears away listens.

Which is the symbol for the proposition “If it is a clean heart that counts in
prayer, then God who is far more than light years away listens”? y-->z

34. Which denotes disjunction?

V

For items 35– 36. Refer to the problem.

and are both true propositions and is a false proposition.

35. What isthe truth value of ?

36. What isthe truth value of ?

True
37. Which of the following are logically equivalents?
contrapositive and conditional
38. Which of the following is NOT a tautology?
Today is a lucky day and tomorrow is not a lucky day.
39. No super bathletes are lazy. No lazy people are disciplined. Therefore, all
superbathletes are disciplined. Which is the major term in the given categorical
syllogism?
Disciplined people
40. Which ofthe following is true with the argument, “Featured delicacy at Rod and
Baby’s Online Pasalubong Store is either the best seller or the most affordable.
This month’s featured delicacy is the best seller. It follows that this delicacy is
not the most affordable.”?
It is a fallacy by Affirming the Disjunct.