CA UMMER RASHID KT

CHARTERED ACCOUNTANT

Abu Dhabi, United Arab Emirates

Email: ummer.icai2018@gmail.com
Mobile : +971551949440

CAREER OVERVIEW

Highly motivated, pro-active, result oriented and hardworking youngster Chartered Accountant (India) with
more than 9 years of professional experience, seeking a position in an esteemed organisation that enables to
utilize progressive experience and skills in financial, accounting and auditing and add value to the organisation.

KEY SKILLS & EXPERTISE

 E-commerce internal Auditor  Financial consolidation  Business plan and feasibility
 Assistant Finance manager  IFRS &IAS  Vat and Income tax -UAE&KSA
 Senior Accountant  SAP, ORACLE &Tally  Mis & FS Reporting
 System Auditor and Analyst  MS Office (Excel, word, ppt )  Advisor and consultant-Finance

EDUCATIONAL QUALIFICATION
 Chartered Accountant (CA)
The Institute of Chartered Accountants of India (ICAI) (2012-2017)
 Bachelor of commerce (B.com, Finance)
Indira Gandhi National Open University (IGNOU) (2013-2016)
PROFESSIONAL EXPERIANCE
Group Internal Auditor cum Finance Manager | E commerce Segment | Retail Group.
Lulu Group International LLC, Abu Dhabi, UAE (January 2021 to Present)
 Served as the Group Internal Auditor cum Finance Manager, responsible for overseeing internal control evaluation
and financial management of the nine countries e commerce segment of the retails business.
 Utilised system auditing expertise to identify and mitigate economic risks resulting from system integration failures,
safeguarding the company's financial stability.
 Investigated and resolved diverse issues, such as customer complaints, refund and return processes, and delivery
delays. Successfully identified inefficiencies and devised timely solutions to restore operational effectiveness.
 Facilitated productive discussions with key company personnel and collaborated with foreign consulting teams to
assess organisational growth and development plans, contributing to informed decision-making.
 Implemented strategic economic changes to enhance the completeness and compliance of financial records,
ensuring adherence to regulatory standards.
 Oversaw the consolidation of monthly, quarterly, and yearly financial statements, preparing them for management
presentations and audits, thereby ensuring transparency and accuracy of financial data.
 Generated daily MIS reports, providing key managerial personnel with real-time insights into e-commerce
performance, enabling informed daily decisions.
 Spearheaded the preparation of business plans at both country-wise and group levels, aligning strategic goals with
actionable plans to drive business success.
 Strategically guided senior management in achieving cost reduction and profitability enhancement by advocating
market standard processes and conducting comprehensive data analysis of company operations.
Senior Accountant: Accounts Overview and MIS Reporting
NMC Healthcare Plc, Dubai (October 2019 to Jan 2021)
 Reviewed and verified daily financial transactions of the company, ensuring accuracy, and promptly
reported results to the relevant authorities.
 Managed the review and timely submission of daily, monthly, and AR MIS reports, adhering to established
deadlines set by management.
 Prepared comprehensive financial data packs, Monthly Financial Review Meetings materials, and other
relevant reports, engaging in productive discussions of findings with senior departmental members.
 Collaborated closely with the consolidation team to facilitate the settlement and finalization of purchase
considerations for newly acquired entities.
 Preparation and review of Vat schedules of the group companies to consolidate and file the group Vat
return as per FTA guidelines.
 Effectively monitored various financial aspects including cash and card collections, insurance payments,
petty cash disbursements, online and cheque payments.
 Reviewed regular reconciliations of bank accounts, intercompany transactions, suppliers' accounts, and
credit card collections, ensuring financial accuracy and compliance.
 Played a key role in providing initial approvals for payments, Local Purchase Orders (LPO), payroll
processing, and other day-to-day operational expenses.

Assistant Finance Manager

Techno line Contracting & Services Co., Jeddah, Saudi Arabia (May,2018 to June 2019)
 Prepared financial statements for the company, catering to both statutory audit requirements and internal
audit evaluations.
 Computation and filing of VAT and Income tax return of the company on periodical basis based on
guidelines issued by the General Authority of Zakat and Tax of Saudi Arabia.
 Conducted monthly internal audits to assess project-specific profitability and overall company performance.
 Created and presented MIS reports for insightful analysis by the management.
 Led the setup of the company's internal control system for its financial structure, while also providing
hands-on supervision and mentoring during implementation.
Audit Assistant /Article Assistant:
G Joseph & Associates Chartered Accountants, Ernakulam (March 2014 to Oct2017)
 Statutory audit and tax audit of more than 20 organizations like transformers and electricals Kerala Ltd (A
joint venture of Govt. of Kerala and NTPC Limited), Cochin cements limited etc. having turnover over Rs
100 crores.
 Finalization of accounts of entities with turnover of above Rs 100 crores.
 Internal audits of companies & educational institutions.
 Tax audits (Sec:44AB and Sec:12A(b); audit under income tax act).
 Supervising and mentoring junior members of staff and trainee accountants.
 Preparation of projected financial statement perform cash flow analysis and working capital estimation.
 Presiding meetings with existing and potential clients.