*Will be eligible for Deemed and TCC transaction.

TAT
P2P
Deferred Chargeback
P2M

60/ 90 Days from TCC date

NO Decision Yes

CBK Declined CBK Accepted

NO REPLY
Within 4 / 15 Days From CBK Within 4 / 15 Days From CBK

Deemed accepted

Representment After 4 / 15 Days From CBK

Acceptance
Within 4 / 15 Days From CBK

Pre-Arb

within 15 /15 days from the

Deferred representment date.

Decision Pre Arb Accepted

5 / 7 days from deferred pre arb raise

Pre Arb Declined/ No

Arbitration Decision Arb Case Verdict
Reply
5 / 7 days from deferred pre arb raise within 15/ 15 days from the
Pre Arb Decline date.