fea facta faaxer CONSOLIDATED FINANCIAL STATEMENTSSad ANNUAL| REPORT| ———_—— word terra Te— wifoa dele ete 31 ard, 2023 PUNJAB NATIONAL BANK - CONSOLIDATED BALANCE SHEET AS ON 315" MARCH 2023 (5 ARIF A) (Rs. in Crore) Raver ag 31.03.2023) 31.03.2022 4) Particulars Schedule __Ason31,03.2023 As on 31.03.2022 got ed aang CAPITAL AND LIABILITIES Capital 1 2202.20 2202.20 are PA te Reserves ang Suis 2 100678.30 98979.72 sweat or Minority interest 2a 459.38 473.47 srarafrat Deposits 3 1200347.07 1154234.46 wer Borrowings 4 ro148.62 59971.67 ore dam ote wre Other Liabilities and Provisions 5 20813.37 27639.61 ‘get /TOTAL 1493648.94 4339301.13 aufero ASSETS: cach Rad Hep aes apd fhe IY Cash and Balances with Reserve Bank of India 6 7e21382 as127.84 ef 8 oe oe eer at Ge oe GTR a Balances with banks and money a! call and short notice 7 79114.96 48066.04 Free Investments 8 At6913.84 398585.82 sf ‘Advances 9 a7458.98 729765.83 rae saftera Fired Assets 10 12088.98 +10696.21 ore aafterat Other Assets 1 69863.68 2059.39 wet Ww Goodwill on Consolidation Ga /TOTAL 1493648.94 4339301.13 srepttre Sag Contingent Liabilities 12 645263.22 6086685.43 age @ fay faa Bills for Collection 3437.50 3778605 aecapt ceaiet Atal yd cea oe eafPre Sigheant Accounting Policies and Notes on Accounts 18 1818 ow & agafaal gat wr oft ot By The Schedules 1 to 18 form an integral part of the Accounts.aed FANN Gate TT aa wt wag on a cha, san oe woh Prabusn Shama Mukesh Kuma RK Khich Praveen Kumar Sharma ‘Asst. General Manager ‘Asst, General Manager Deputy General Manager General Manager aoa DK Jain Be aemicr te tyes ‘chief Ganeral Manager & CFO ern fete gee ‘wear ge roa gt M Paramasivar Binod Kumar Kalyan Kumar Viay Dube order Pree andere Pe order Pres vender Pree Executive Director Executive Director Executive Director Exacutve Director aq ER 3h seg ‘Aud Kumar Goel K GAnanthaxrisnan ser tee ge are iar a Managing Director & CEO chairman a tents ste 1 ioe gee Rt Dr Rekha Jain (Gautam Guha Sanjeev Kumar Singhal ewe free Freee Dirocor Director Director soo ott afte ae for wea wt Pankaj Josh Ani Kumar Misra Pankaj Sharma fate Pew ere Director Director Director Biome am Gs ah Cet Paw one thas Gs woh Ba wa or ot os itt For SN Dhawan & Co LLP For R Goyal & Co ForP SMG &Assocata id) Seton wid) Berane sid) Seo Chartered Accountants Chartered Accountants ‘Charred Accountants ERAT ooo / FEO THOTT Oona ‘THOT 008567 FFRN 000050NN500045 FRN: 0015376 RN: 0086676 ead dara yer GR we eae) Gear age shut re ere ge TN CCA Surinder Ke. Khattar ‘GA Anureg Goyal CCA Prabudha Gusta are are ‘arte Partner Partner Partner (es, 4a93) (cou #412508) (ee soot) (No, 084993), (MNo. 412538) (No. 400189) Fim tar is witnee Brae omg ds oot For Bapne & Associies ForD K Gnhajor& Co ‘ere Sea werd) dee Chartered Accountants ‘Chartered Accountanis SR. 1150403, ‘Wea 041368 FRN: 11864907 RN: 308138 ee devo a were eT ‘CAJai Prakash Gupta ater Portner (1554 i, 088000) (M.No, 088903) vere a fee Place: New Delhi eat 19 af 2025 Date: May 19, 2029, ead) Sarre 4g Arabs ee CCANand kishore Sarat omer Parner (eres &, 510708), (M.No, 10708)Sad ANNUAL| REPORT| ———_—— dora terra Fe— 31 ard, 2023 @) ware af @ fore wifa ary aie eh de PUNJAB NATIONAL BANK - CONSOLIDATED PROFIT & LOSS ACCOUNT FOR THE YEAR ENDED 315" MARCH 2023 (5. ag 4) (Rs. in Crore) Rawr ages 31.03.2023 31032022 8) Particulars ‘Schedule: ware ah ware ah Year ended Year ended 3.032023 31.03.2022 Lama INCOME afte rt Interest earned 13 86845.29 76281.83 ra a Other income 14 1223959 12007.88 ya TOTAL 99004: 9933949 naa EXPENDITURE vad fra 7a at Interest expended 15 51616.99 6623.08, errs ea Operating expenses 16 24335.68 (20490.77 rears va oreftearart Provisions and coningencies 1986287 1749.88 ‘ge TOTAL 9601554 94063.53, ‘erm sees rs ar sie, a) Share of earings in Associates (net) 7 209.44 231.69 oroaie mot ah ocht Bed TH fay ae TH / (oA) Consolidated Profiy(Loss) for the year before deducting Minorities Interest 368,78 3907.59 erg: sieviet art Less : Minorities Interest 10.33 46.85 arab Ray ays er eitcora eRe a / (eIP) Consolidated Profitloss) for the period attributable to the group 3348.45 3060.74 Sh’. eae a eho on ara a Ae a / (a) Add: Brought forward consolidated profit/(loss) attributable to the group 2538.54 1738.11 caer. eho Less: Adjustments - 40.39 ‘after & fang swore a —_ — Profit available for Appropriation 5886.99 5639.24aed ANNUAL! REPORT| (6_ wig 4) (Rs. in Crore) Faaeer ‘see 91.03.2023 81 Particulars Schedule ward a Year ended 31.03.2023 Re MW, APPROPRIATIONS ‘eae eB AY sake ‘Transfer to Statutory Reserves 626.80 899.86 oA eer AR at fae ‘Transfer to Capital Reserves 52.15 700.98 rar ones PH at sia ‘Transfer to Investment Reserves 0.00 1883 Fra we ag ae AR 2Y slo ‘Transfer to Investment Fluctuation Reserves 198.74 854.85 se ser PRY ae ‘Transfer to Other Reserves 787.55 “17545 re fa Bt RA oe FD fae Transfer to Special Reserves as per Income Tax Act 250.00 100.00 sees siz Proposed Dividend 718.72 708.71 ia gar #8 oe en oe oe Balance carried over to consolidated balance sheet 3280.03 2538.54 563 ft te sist (@. 4) (Ia/eeieaes) Earnings por Share (In Rs.) (Basic! Diluted) 3.04 3.53, aera date stat me den fem Significant Accounting Policies and Notes on Accounts 18 agg wh au gre are enh str ar eat Prabuch Sharma Mukesh Kumar RK hic Praveen Kumar Sharma sare Serie rare see waar eT Asst. Goneral Manager Assit Goneral Manager Doputy Genoral Manager Gonora! Manager aes DK dain er nema ote atest Chet General Manager & CFO eat fete ae em GK fou gt M Paramasam Bind Kumae Kalyan Kumae vijay ube aries free avira free aries mw anita free Executve Director Execuve Decor Executve Director Executive Director age gr tes BoA ringer ‘Al Kumar Goel KG Ananthakishnan se Pe eer fer et ‘Managing Director & CEO Chairman