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Local:

According to the study's findings, there is no noticeable difference in


the financial literacy levels of participants based on their grade level,
family income, or district. However, when financial literacy is
categorized by gender, there is a noticeable disparity. Additional
findings indicate that there are connections between financial
literacy, saving and spending behaviors, and each other.(Keith
Binobo, 2019)

Reference:
Scribd. (2019). Financial_Literacy_of_Senior_High_School.
https://www.scribd.com/document/442367905/Financial-
Literacy-of-Senior-High-School-pdf

There was a substantial difference in the results of the two groups of


respondents, according to the researchers, who discovered that
students under the ABM strand were financially literate and
students under the HUMSS strand were nearing financial literacy.
Additionally, the study discovered that the respondents' financial
literacy is significantly impacted by financial education.(Noelle
yanga, 2020)

Reference:
Yanga, N. (2021, February 4). Financial Literacy among Grade 12
Academic Strand Students: A Comparative
Study. https://www.academia.edu/45054829/Financial_Literacy_a
mong_Grade_12_Academic_Strand_Students_A_Comparative_Study

Given financial literacy affects students' financial wellbeing, it is


crucial that educators, parents, and the community are informed
about these issues. In because of the study's findings, it is important
to always seek out social support and demonstrate the need of
developing financial literacy in all parties involved in order to
achieve financial freedom, including parents, instructors, students,
and other stakeholders.(Jovit comon, 2022)

Reference:
Comon, J. (2022). Social Support and Financial Literacy for Senior
High School Learners. https://ejournals.ph/article.php?id=20299

International:
The findings indicated that investing and everyday financial
management are two crucial components of financial literacy for
high school students. The daily money management is the most
important component.(Arief Yulianto et al., 2021)

Reference:
Turcomat.org. (2019). Senior High School Student Financial
Literation Categorization, DoFamily and School Matters? An Evidence
from Indonesia. https://doi.org/10.17762/turcomat.v12i6.7150

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