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R\ \mr Junet \mr Ioemk \J

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Jsmt Ojkajr
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Ekvmstjse pjnj mktjs jsdsejse @ - >66,=<<,<<<

Jsmt tmtjp G
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Jiuhuojse \mkyusutjk >26,>30,<<< :,<13,3=5,0<<


Keoje fuiu 1,51:,6<6,<<< =,021,:65,6<<
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Jsmt ojekkyj O 103,=21,<<< 3,2=5,=<<

^dtjo Jsmt :=,553,==5,320 66,5>2,15<,53>


[ [
Ioemk Nefujt Dom`7

\^ Q]B]Q REGJUJ
Qimnuo7 ^jkbbjo7
Imrtjs Imrgj Kmrjaj :6/:5/6<:0
VM \mr Junet
1:/:6/6<:0
Ar

Nepmreisj Dom`7 Eknmis

\]^VE J6.:
^jkbbjo7 \mrednm7
1/:6/6<:5 :6/1:/6<:0
R\ \mr Junet \mr Ioemk \J
Imtmrjkbjk Vmc. 1:/:6/6<:2 1:/:6/6<:0 Nr
IMRJGEFJK NJK MI]E^JQ

Imwjgefjk gjkbij pmknmi H


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]tjkb gjkbij pjkgjkb yjkb gjtu` tmhpd
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Hdnjo Qj`jh - Vp 6.6<<.<<< pmr omhfjr 6,66<,<<<,<<< 6,66<,<<<,<<<
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^dtjo Miuetjs =,>15,226,11> 0,05>,56>,520
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^dtjo imwjgefjk njk miuetjs :=,553,==5,320 66,5>2,15<,53>
[ [
Ioemk Nefujt Dom`7

\^ Q]B]Q REGJUJ
Qimnuo7 ^jkbbjo7
Imrtjs Imrgj Kmrjaj :6/:5/6<:0
VM \mr Junet
1:/:6/6<:0
Ar

Nepmr
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\]^VE J6.6
^jkbbjo7 \mrednm7
1/:6/6<:5 :6/1:/6<:0
R\ \mr Junet \mr Ioemk \J
Imtmrjkbjk Vmc. 1:/:6/6<:2 1:/:6/6<:0 Nr
\MKG]JOJK - KM^D \O : 1<,36:,=52,0=< >6,=03,01>,<<<

FMFJK \DIDI \MKG]JOJK \O 6 6>,001,=1:,>30 11,6:3,:52,5=5

OJFJ FV]^D =,210,<33,106 5,12<,313,<>:


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FMFJK ]QJ@J \O 1 :,0=0,5=6,<>< 6,31<,35>,6==

OJFJ ]QJ@J 1,025,::>,1>6 3,215,5>:,203


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(\MKNJ\J^JK) NJK FMFJK OJEK-OJEK \O >
(Ojfj)/Vube jsmt tmtjp < -6,=<<,<<<
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FMFJK OJEK-OJEK - KM^D :,501,<>3,:<< 6,6<5,5::,6=<


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OJFJ QMFMO]H \JGJI :,053,<30,6>6 >,=1<,<1<,=13
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FMFJK \JGJI \MKB@JQEOJK \O = >12,113,226 :,<2>,022,056

OJFJ KM^D :,>=0,21:,>2< 1,>==,:=6,3>>


[ [
Ioemk Nefujt Dom`7

\^ Q]B]Q REGJUJ
Qimnuo7 ^jkbbjo7
Imrtjs Imrgj Ojfj Vube :6/:5/6<:0
VM \mr Junet
1:/:6/6<:0
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Nepm
Nepmre
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\]^VE J1.:
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1/:6/6<:5 :6/1:/6<:0
R\ \mr Junet \mr Ioemk \J
Imtmrjkbjk Vmc. 1:/:6/6<:2 1:/:6/6<:0 Nr
QJOND JRJO ^J@]K :,23:,<><,03> 1,6:5,226,11>

OJFJ ^J@]K FMVGJOJK :,>=0,21:,>2< 1,>==,:=6,3>>

QJOND JI@EV ^J@]K 1,6:5,226,11> 3,32>,56>,520


[ [

Ioemk Nefujt Dom`7

\^ Q]B]Q REGJUJ
Qimnuo7 ^jkbbjo7
Imrtjs Imrgj Ojfj Vube :6/:5/6<:0
VM \mr Junet
1:/:6/6<:0
Ar

Nepmreisj Do
Dom`7 Eknmis

\]^VE J1.6
^jkbbjo7 \mrednm7
1/:6/6<:5 :6/1:/6<:0
R\ \mr Junet \mr Ioemk Kje
Imtmrjkbjk Vmc. 1:/:6/6<:2 1:/:6/6<:0 Vp
JQM^

Jsmt Ojkajr
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Keoje Fuiu 1,51:,6<6,<<< =


=,,021,:65,6<< :,5>:,562,6<<

Jsmt ojekkyj 103,=21,<<< 3,2=5,=<< - 125,0:1,=<<

^dtjo Jsmt :=,553,==5,320 6


66
6,5>2,15<,53> 3,5=<,01:,603
Ioemk Nefujt Dom`7 Nepmreisj Dom`7

\^ Q]B]Q REGJUJ \]^VE


Qimnuo7 ^jkbbjo7 ^jkbbjo7
\rdsmnur \mkmojj`jk Jkjoetes Kmrjaj :6/:5/6<:0 1/:6/6<:5
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Eknmis

JV\:.:
\mrednm7
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R\ \mr Junet \mr Ioemk
Imtmrjkbjk Vmc. 1:/:6/6<:2 1:/:6/6<:0
IMRJGEFJK NJK MI]E^JQ

Imwjgefjk gjkbij pmknmi H


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^dtjo Miuetjs =,>15,226,11> 0,05>,56>,520

^dtjo imwjgefjk njk miuetjs :=,553,==5,320 66,5>2,15<,53>

Ioemk Nefujt Dom`7

\^ Q]B]Q REGJUJ
Qimnuo7 ^jkbbjo7
\rdsmnur \mkmojj`jk Jkjoetes Kmrjaj :6/:5/6<:0
Kjei (^uruk)
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3,5=<,01:,603
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Nepmreisj Dom`7 Eknmis

\]^VE JV\:.6
^jkbbjo7 \mrednm7
1/:6/6<:5 :6/1:/6<:0
R\ \mr Junet \mr Ioemk Kjei (^
Imtmrjkbjk Vmc. 1:/:6/6<:2 1:/:6/6<:0 Vp
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FMFJK \DIDI \MKG]JOJK \O 6 6>,001,=1:,>30 11,6:3,:52,5=5 0,116,333,>5: ?

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FMFJK ]QJ@J \O 1 :,0=0,5=6,<>< 6,31<,35>,6== 22:,2>6,6:= ?

OJFJ ]QJ@J 1,025,::>,1>6 3,215,5>:,203 6,03<,062,>>> ?

(\MKNJ\J^JK) NJK FMFJK OJEK-OJEK \O >


(Ojfj)/Vube jsmt tmtjp < -6,=<<,<<< -6,=<<,<<< ?
(Ojfj)/Vube vjoutj jsekb :<=,1<<,3<< :6<,=<<,3<< :=,6<<,<<< ?
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Fmfjk fukbj :,003,><<,<<< 6,:<:,3<2,>:= 6:=,6<2,>:= ?

FMFJK OJEK-OJEK - KM^D :,501,<>3,:<< 6,6<5,5::,6=< 663,03=,:=< ?

OJFJ QMFMO]H \JGJI :,053,<30,6>6 >,=1<,<1<,=13 6,311,536,65> ?

FMFJK \JGJI \MKB@JQEOJK \O = >12,113,226 :,<2>,022,056 312,=>:,:6< ?

OJFJ KM^D :,>=0,21:,>2< 1,>==,:=6,3>> :,553,>6:,:2> ?

Ioemk Nefujt D
Doom`7 Nepmreisj Do
Dom`7

\^ Q]B]Q REGJUJ \]^VE


Qimnuo7 ^jkbbjo7 ^jkbbjo7
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Eknmis

JV\:.1
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3. Kmrjaj Idhpjrjc
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Ojpdrj
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Jsmt Ojkajr
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Jsmt ojekkyj 3,2=5,=<< 103,=21,<<<

^dtjo Jsmt 66,5>2,15<,53> :=,553,==5,320


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^dtjo imwjgefjk njk miuetjs 66,5>2,15<,53> :=,553,==5,320


2. Ojpdrjk Ojfj Vube Idhpjrjc
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\MKNJ\J^JK / (FMFJK) OJEK-OJEK


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OJFJ QMFMO]H FMFJK \JGJI \MKB@JQEOJK >,=1<,<1<,=13 :,053,<30,6>6

FMFJK \JGJI \MKB@JQEOJK :,<2>,022,056 >12,113,226

OJFJ KM^D 1,>==,:=6,3>> :,>=0,21:,>2<


Kd. 7 ..............
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Qmojek etu smfmouh ojpdrjk junet nesmrj`ijk, ijhe hmhektj supjyj nermise fmrsmnej
1. Junet
Junet cmm uktui
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neimhfjoeijk impjn

Nesmtugue dom`7 Ijktdr Jiuktjk \ufoei


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Hjisun njk tugujk pmrusj`jjk
\mrusj`jjk Fmrbmrji nefenjkb eknustre cjrhjse.
Jojhjt \mrusj`jjk
Gjojk Njkju Kd.05, Fmijse
6. Qusukjk \mkburus
7 Fjpji Mheo (\^ QRJ^)
7 Efu ^jte (\^ ^J\M)
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ijk njk nesmtd
nesmtdrr pmku` smguho
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j` :.<<< omhf

>. IMFEGJIJK JI]K^JKQE

j. \mkyjgejk Ojpdrjk Imujkbjk


hmtdnm ojkbsukb.
f. \eutjkb usj`j
\mrusj`jjk
\mrusj`jjk tenji hmhfujt
hmhfujt pmkyes
pmkyese`jk
e`jk peutjkb
peutjkb tji
tji tmrtjbe
tmrtjbe`,
`, tmtjpe
tmtjpe tmtjp
tmtjpee ojkbsu
ojkbsu
a. \mrsmnejjk
\mrsmn
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ejjk
k nefuiu
nefuiuijk
ijk fmrn
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rijk
k `jrbj
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pmrdom
dom`jk
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kyj.. pmkeoje
pmkeojejk
jk pmrsmn
pmrsmnejj
ejjkkj

n. \mkymrtjjk njojh fmktui sj`jh


\m
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Hmsek njk \mrjojtjk :< ^j`uk
Imknjrjjk fmrhdtdr = ^j`uk
= ^j`uk
c. \mkbjiujk pmknjpjtjk
\mknjpjtjk
\mknjpjtjk njre pmkgujojk
pmkgujojk nejiue
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jk pm
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jk ne tmktui
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jk fmrn
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k tjis
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pjgji n
e. ^j`uk fuiu
^j`uk fuiu pmrusj`jjk fmrgjojk njre tjkbbjo : gjkujre sjhpje tjkbbjo nmkbjk

=. F]I]-F]I] UJKB NEB]KJIJK \MV]QJ@JJK


Njojh
Njojh rjkbij
rjkbij pmkyus
pmkyusukj
ukjk
k ojpdrjk
ojpdrjk imujk
imujkbjk
bjk,, pmrusj`
pmrusj`jjk
jjk tm
tmoj`
oj` hmkym
hmkymomk
omkbbj
bbjrj
rj

0. HJQJOJ@ JI]K^JKQE
\mhfuiujk neojiuijk smajrj hjkujo njk idhputmresjse
² \mrusj`jjk
\mrusj`jjk yjkb hmkugu
hmkugu pjnj idhputmresj
idhputmresjse
se jijk
jijk njpjt
njpjt hmhf
hmhfmreij
mreijk
k ojpdr
ojpdr

5. HJQJOJ@ \MV\JGJIJK
² Njojh pmkb
Njojh pmkbmod
modhpd
hpdiij
iijk
k fmfj
fmfjk
k hjse`
hjse` netmhu
netmhuijk
ijk fmfjk-
fmfjk-fmf
fmfjk
jk yjk
yjkb
b ssm`j
m`jru
ru
² ^j`uk smfmouhkyj
smfmouhkyj smhuj pjgji yjkb tmrut
tmrutjkb
jkb tmoj` nesmomsjei
nesmomsjeijk,
jk, nmkbjk
nmkbjk i

:<. HJQJOJ@ \MHMVEIQJJK


² Ojpdrjk
Ojpdrjk imujkb
imujkbjk
jk pmrusj`
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::. VMKAJKJ IMVGJ
\mkmhpjtjk stjc 7
7 Iresjkte
7 Nehgjte
7 \utre
G 7 Regjyj

:6. GJQJ JI]K^JK


\mhmreisj uhuh jtjs ojpdrjk imujkbjk uktui njpjt hmhfmreijk pmknjpjtjk

:1. FEJUJ \MHMVEIQJK


Vp 2<.<<<.<<< (^ugu` \uou` gutj rupej`), netjhfj` \\K, neiurjkbe \\` 61

:>. RJI^]
\mhmreisjjk ojpjkbjk nehuoje/smomsje 7 :1 Nmsmhfmr 6<:0 s/n :6 Hjrmt 6<:5
\mhmreisjjk stdi cesei/ijs 7 : Gjkujre 6<:0 s/n :0 Gjkujre 6<:5
Mvjoujse pmkbmknjoejk ektmrkjo 7 …………………. s/n …………………
\mkymrj`jk ojpdrjk jiuktjk 7 6= Hjrmt
\mojisjjk stdai dpkjhm 7 Etj, \utre, Vektd, @jkny njk Ijrsdkd
`uk fuiu 6<:0, Fmrsjhj eke ijhe sjhpjeijk prdpdsjo junet uktui hmknjpjtijk pmrsmtugujk njk idkcerhjse
jhe ojiuijk
ojiuijk Qmsuje nmkbjk
nmkbjk stjknjr
stjknjr prdcmsedkjo
prdcmsedkjo jiuktjk
jiuktjk pufoei
pufoei njk hmkajiup
hmkajiup mvjoujse
mvjoujse tmr`jn
tmr`jnjp
jp \mkbmknjoe
\mkbmknjoe
mwjgjrjk njre ojpdrjk imujkbjk yjkb tmoj` nesusuk dom` hjkjgmhmk.
), tmtjpe smjknjekyj
smjknjekyj Ijhe hmkmhuijk
hmkmhuijk `jo-`jo
`jo-`jo tmrsm
tmrsmfut
fut jtju `jo-`jo
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ouru` hjkjgmh
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pmrusj`jjk
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kmrjajj sjond sm
hmkjkn
hmk jknjtj
jtjkbj
kbjke
ke ‟ Qurjt
Qurjt \mrk
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yjtjjk
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(Aoemktt Vmprm
Vmprmsmk
smktjt
tjtedk
edk Omttmr
Omttmr)) smpmrt
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ijk njojh
njojh st
j`) netjhfj` \\K :<% yjkb yjkb jijk ijhe tjbe` smfjbje
smfjbje fmreiut7

ijhe. ^mrehj ijse` jtjs impmrajyjjk yjkb nefmreijk impjnj ijktdr ijhe Njk smhdbj ietj imrgjsjhj yjkb f

kn
kner
erej
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k tmoj
tmoj`
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nesj`i
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jk dom
dom`
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mre im
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Vmpufo
foei
ei Ekn
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ej nmk
nmkbj
bjk
k su
surj
rjtt kdhd
kdhdrr A6-::.
A6-::.>3
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6.@^
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:.<:
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hfjr sj`jh fejsj nmkbjk keoje kdhekjo smfmsjr Vp 6.66<.<<< pmr sj`jh.

jr sj`jh
sj`jh LVp
LVp 6.66<.<<
6.66<.<<<
< nmkbjk
nmkbjk idhpdsese
idhpdsese \^ QRJ^
QRJ^ =<<
=<< Omhfjr
Omhfjr sj`
sj`jh,
jh, \^ ^J\M >=< omhfjr
omhfjr sj`jh n

kb hmhfmfjkijk im jiuk ojfj rube, peutjkb yjkb fmkjr-fmkjr tji tmrtjbe`.

`er fmrnjsjrijk hmtdnm Cerst ek cerst dut (CECD)


(CECD)

rnjsjrijk hmtdnm fejyj, smnjkbijk pmkymrtjjk njojh fmktui sj`jh yjkb hmkapje 6<% jtju omfe` nefuiuij

bjk hmkbbukjijk hmtdnm Bjres Ourus (Qtrjeb`t Oekm Hmt`dn) fmrnjsjrijk tjiserjk hjsj hjkcjjt midkdhe

nj pmhfmoe.

jojh
jojh h
hjt
jtjj ujk
ujkb
b jse
jsekb
kb ne fu
fuiu
iuij
ijk
k nmk
nmkbj
bjk
k iur
iurss y
yjk
jkb
b fmr
fmroj
ojiu
iu pj
pjnj
nj sj
sjjt
jt tm
tmrg
rgjn
jnek
ekyj
yj trjs
trjsjk
jkis
ise.
e. Qjo
Qjond
nd js
jssm
smtt njk
njk im
im

re tu`uk yjkb fmrsjbiutjk.

: Nmsmhfmr

jk jktjrj ojek 7 fuiu ijs, fuiu fjki, fuiu fmsjr, jyjt gurkjo njk prdsms pmhfuiujk hjse` neojiuijk smajrj

jk yjkb
yjkb omfe
omfe`
` amp
ampjt
jt,, ji
jijk
jk tmtj
tmtjpe
pe njoj
njojh
h prj
prjit
itei
eiky
kyjj pmr
pmrus
usj`
j`jj
jjk
khhjs
jse`
e` hmkb
hmkbjo
jojh
jhee `jh
`jhfj
fjtj
tjk-
k-`j
`jhf
hfjt
jtjk
jk njoj
njojh
hp

kyj tenji
tenji tmrhjsui
tmrhjsui pjnj imodhp
imodhpdi
di fmfjk
fmfjk hmkurut
hmkurut cesijo,
cesijo, `jo
`jo eke pmrou
pmrou pmkmbjs
pmkmbjsjk
jk omfe`
omfe` ojkgut
ojkgut uktui
uktui pm
pmkyus
kyusu
u
jtj ojek tenji jnj pjgji yjkb fmouh nefjyjrijk.

dr Jiuktjk \ufoei Iresjkte & Vmijk.


tjs imwjgjrjkojpdrjk
imwjgjrjkojpdrjk imujkbjk smajrj imsmouru`jk.
imsmouru`jk.
njre fjpji.
k ektmrkjo,
ektmrkjo, tms tmr`jnjp
tmr`jnjp ajtjtjk
ajtjtjk pmhfuiuj
pmhfuiujk
k fmsmrtj
fmsmrtj fuite pmknuiu
pmknuiukbky
kbkyjj njk prdsm
prdsmnur
nur Jun
Junet
et ojekk
ojekkyj
yj yjkb ij

mk, ijhe jijk hmhfmretj`uijk impjnj hjkjgmhmk.


rtj pmrekaejk-pmrekaejk yjkb nepmrouijk.
jknjr prdcmsedkjo jiuktjk pufoei.

jei.

.^@6<:: tjkbbjo 60 Jpreo 6<:: gubj tmoj` nenjctjrijk ne pmkbjneojk kmbmre Gjijrtj nmkbjk kdhdr :006/6<::
k Efu Hmoeknj =< omhfjr sj`jh

k fmrnjsjrijk hmtdnm miuetjs.

jssmt tmtjp. ^jiserjk uhur midkdhes jssmt tmtjp jnjoj` smfjbje fmreiut 7

wjgefjk hdkmtmr njojh hjtj ujkb jsekb pmr tjkbbjo kmrjaj negjfjrijk nmkbjk iurs tmkbj` iurs tmkbj` Fjki

hjkujo njk idhputmresjse.

mkbbukjjk hmnej tmrsmfut yjkb fmrjiefjt pjnj tmrojhfjtkyj pmkmrehjjk ojpdrjk cekjo. ]ktui hmkbehfjkbe

jk rmidkseoejse ojfj jiuktjkse njk ojfj cesijo


e pjknjkb pmrou, smpmrte dfsmrvjse jtjs stdai dpkjhm, idkcerhjse utjkb, peutjkb, pmhmreisjjk kdtuomk rjpjt,

tjkbbjo = Hme 6<:: njk neuhuhijk njojh ^jhfj`jk Kdhdr 16 pjnj fmretj Kmbjrj Kdhdr :<<: tjkbbjo :0
Ekndkmsej pjnj tjkbbjo kmrjaj. Qmoese` iurs yjkb tmrgjne ne irmnetijk (nefmfjkijk) pjnj pmr`etukbjk ojfj rube

mrimhfjkbjk
mrimhfjkbjk njk hjsjo
hjsjoj`-hjs
j`-hjsjoj`
joj` yjkb tehfuo,
tehfuo, pmrusj`jjk
pmrusj`jjk pmrou hmkekbijti
hmkekbijtijk
jk pmhjijej
pmhjijejk
k idhputmr,
idhputmr, njoj
idktrji-idktrji, njk ojek-ojek.

Hme 6<::
tj`uk fmrgjojk.

`jo eke hmkmrjpijk prdbrjh yjkb omfe` hjktjp.

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