Title: Unlocking the Depths of Information Technology in Banking: A Comprehensive Literature

Review

In the rapidly evolving landscape of banking, Information Technology (IT) stands as a cornerstone,
reshaping operations, customer experiences, and industry paradigms. As technology continues to
advance, the banking sector finds itself at the nexus of innovation and adaptation, navigating a
complex terrain of digital transformation. A literature review on Information Technology in the
banking sector delves deep into this dynamic relationship, offering insights, analysis, and
perspectives crucial for understanding and navigating this ever-changing landscape.

However, crafting a literature review on this intricate subject matter is no easy feat. It demands
meticulous research, thorough analysis, and a nuanced understanding of both the banking industry
and the evolving IT landscape. It requires sifting through a vast array of scholarly articles, research
papers, case studies, and industry reports to distill relevant information, trends, and perspectives.

The challenges of writing a literature review on Information Technology in the banking sector are
manifold. From identifying key themes and trends to synthesizing diverse perspectives and findings,
the process demands intellectual rigor, analytical prowess, and a keen eye for detail. Moreover,
navigating the sheer volume of information available on this subject can be overwhelming, requiring
careful discernment and critical evaluation.

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Banks are now using electronic mode of delivering services like never before. Authentication, Bank,
Computer security 1461 Words 5 Pages Questions frequently asked about the literature review: What
are the topics. As a form of branchless banking, mobile banking holds the promise to cater lower
transaction costs facilities any time at any place. The internet is more accessible to more people
globally than any other medium except television. Download Free PDF View PDF A Comparative
Study of Mobile Banking Services in Public and Private Sector Banks Publishing India Group,
Sukhjeet Matharu Fierce competition in the banking industry in India has compelled the banks to be
creative and innovative by offering value added services. Digitalization is significantly changing the
way of business. Mobile banking is the fastest growing channel of banking as a result few people are
walking into bank branches nowadays. The DEA model employs non-parametric methodology to
gauge the efficiency of an organization. Banking environment has become highly competitive today
Banking environment has become highly competitive today 43394328 e-banking 43394328 e-
banking Tech developments in banking sector Tech developments in banking sector Information
technology in banking system Information technology in banking system Overview of information
system and its need in banks,Online banking, Mobile. Based on the output-oriented BCC model,
unusual results are obtained for a few commercial banks in each country, that is, they are BCC
relative efficient, which is contrary to the real situation. In this paper we describe the definition of
mobile banking, Evolution and finally to describe number of benefits for users of these services. This
paper aims to fill that gap by studying the effects of digitalisation on bank performance using
interviews of 30 employees from ten banks. Besides, the bank should attract the community to use
the technology by diverse incentive campaigns. Likewise, to investigate the determinants of
efficiency Tobit model was used. Most Recent Infographics 2024 Super Bowl MVP Odds Why Seek
Residential Addiction Treatment. According to Yuqing and Guangjun 2010, mobile marketing
increases quickly because of the popularity of smart portable devices and advances in wireless
technologies. Financial Ratios is one of leading methods to calculate efficiency of Banks. Health
care, Illness, Medical terms 1044 Words 4 Pages How to do literature review. Overview of
information system and its need in banks,Online banking, Mobile. This study adopted Mixed
research approach which is both qualitative and quantitative. In March 1865, HSBC opened its doors
for business in Hong Kong. The variables are selected under the income-based approach. In this
regard, the major milestone has been the formation of National Payments Corporation of India. It is
not a sporadic, intermittent sort of thing, finally the emphasis is on the total system in the process
and not just on the analytical techniques or date processing equipment used in the process. In order
to collect sufficient data so as to answer the research questions the researcher used data collection
instrument like; questionnaire to get quantified results. Urban cooperative banks (UCB) which was
started to cater the banking needs is also gradually transforming into technology banking. In order to
undertake the study, the researcher used probability and non- robability sampling design, purposive
sampling for the employees and simple random sampling to select respondents. 15 employees and 38
users were selected totaling the sample size 53. Now people can access the internet at any place and
anywhere with the help of the network operators using their cell phones. Information technology is
the bedrock of modern enterprise organizations. Video Say more by seamlessly including video
within your publication.
Whereas consumer prices had gone up 23 percent during the 1950s, they rose 31 percent during the
1960s—especially toward the end of the decade as budget deficits mounted—and climbed another
24 percent by mid-1974. The Bangladesh banking sector is expected to be able to meet the increasing
and more sophisticated demands from consumers and businesses, to adapt and adjust to the
technological advances, to face the challenges of globalization and liberalization, and thereby
contributing to the overall economic growth and stability. QR Codes Generate QR Codes for your
digital content. In order to collect sufficient data so as to answer the research questions the
researcher used data collection instrument like; questionnaire to get quantified results. Evaluation of
bank's efficiency is an ongoing activity performed by all the stakeholders such as the management of
the bank itself, the central bank as the main regulator, the rating agencies, and the financial market
analysts working for different investment and banking institutions. However, the investment in
information is limited to supporting operations and transactions. As per the findings, the top five
commercial banks exhibiting the highest level of relative efficiency are; Standard Chartered, Habib
Metropolitan, HBL, MCB, and UBL. There is limited research dealing with the role of interventions
that can assist managers in making effective decisions to speed the adoption process. Bank's
efficiency is usually gauged with conventional methods of financial ratio analysis. Since mobile
banking was introduced, consumers have been able to use it to obtain special services 24 hours a day
without having to visit the traditional bank branch for personal transactions. A set of 199 literatures
are extracted from two different databases i.e. Web of Science and Emerald, by including a time
frame from 1970 to 2017. It was recommended that the network operators should educate the
general public about the merits and demerits of the new technology as well as equipping their
outlets with the state-of-the-art equipments. Information technology is the bedrock of modern
enterprise organizations. Banks are now using electronic mode of delivering services like never
before. The survey has identified a significant increase in the overall proportion of customers
planning to change their bank. Add Links Send readers directly to specific items or pages with
shopping and web links. Artificial intelligence is having the great role in the company as the task is
being taken with the improved communication. However, any precipitate calling in of loans would so
disrupt the delicate nexus of debtor-creditor relations as to exaggerate the loss of confidence liable
to occasion a run on the banks. There are many ways to calculate efficiency of DMUs. In this regard,
the major milestone has been the formation of National Payments Corporation of India. Regression
Analysis and Anova were used for data analysis. Studies related to digitalisation or internet banking
have mostly been limited to the customer satisfaction aspect of internet banking. The business of
safeguarding and lending money is often arranged through machine-readable cards and continuous
access by telephone. With the growth of mobile commerce, electronic wallets and wireless purses are
taking place of paper cash. Moyazzem Hossain Banking sector is one of the most important
mechanisms of Bangladesh financial system since the early 1970s. Practical implications-The results
of the study provide insights for bankers and policymakers to enhance Urban Cooperative Banking
sector. Moses Pariente, a Moroccan Jew operating under British consular protection out of Europe's
trading entrep ot of Tangier, opened Morocco's first bank, a trading house tied to the Anglo-
Egyptian Bank based in London and Gibraltar, in 1844. Loaning, Investment are crucially important
for its people. Mobile banking in India is still at a nascent stage.
Mere developing infrastructure will not help attract the customers but they need to be approved by
some authority to be of international standards. Issuu turns PDFs and other files into interactive
flipbooks and engaging content for every channel. Add Links Send readers directly to specific items
or pages with shopping and web links. But the review of these literatures reveal that many
researchers hinge on DEA for banking efficiency measurement. Efforts are being made to make retail
payments affordable and integrated. Bank's efficiency is usually gauged with conventional methods
of financial ratio analysis. They offer a range of services digitally from opening bank account to
applying for loan using internet. So I researched the ideas and found a few books which talked about
the luxury brands in Asia under economic recession. In most common law jurisdictions there is a
Bills of Exchange Act that codifies the law in relation to, including, and this Act contains a statutory
definition of the term banker: banker includes a body of persons, whether incorporated or not, who
carry on the business of banking' Section 2, Interpretation. Accordingly, Levy et al. (2011)
(Kuvandikovich,, 2020) in their study showed that the alignment between International Journal of
Academic Research in Business and Social Sciences 2016, Vol. 6, No. 12 ISSN: 2222-6990 680
information system and strategy, the user- friendliness and the functionality of the system play an
important role in the SME’s performance. You can download the paper by clicking the button above.
Newtechnology based products helped the Government and the RBI in their financialinclusion
mission on one hand, but ended up creating potential for fraud, moneylaundering and terrorist
financing. Infographic Journal is an infographic archive that focuses solely on infographics. Video
Say more by seamlessly including video within your publication. While many books deal with
traditional banking, the samecannot be said of books pertaining to technology based banking and
relatedtopics, which is why these ideas form the core of this book. Our goal is not to publish every
infographic on the planet but rather the best of the best. These developmental changes results in new
delivery of channels for banking products and services such as implementation of core banking
system(CBS),Unified Payment Interface (UPI), installation of Automated Teller Machines (ATMs),
Telephone Banking, PC-Banking, and Electronic Funds Transfer(EFT) and mobile banking (app
based). Data envelopment Analysis is a non-parametric approach used through linear programming
to decide efficiency of similar enterprises. Each chapter is comprehensive in its coverageof the
subject matter, and I honestly believe that the readers will appreciateand embrace the efforts put into
making it possible. E-commerce benefited many organizations by reducing supplier cost and
increasing profit. In order to identify outliers that can affect the efficiency results, a super-efficiency
procedure is applied so that banks with a super-efficiency score higher than 1.2 (outliers) or for
which a feasible solution was not found are considered in detail and removed, and then the output-
oriented BCC model is rerun. With the growth of mobile commerce, electronic wallets and wireless
purses are taking place of paper cash. The relevant information was obtained in a standard form
using tables, frequencies and percentages to analyze and interpret the information. Which included
both close-ended and openended questions which helped the respondents express their views
deeply. Teams Enable groups of users to work together to streamline your digital publishing. The data
utilized for the study were sourced from Statistical Bulletin of Central Bank of Nigeria spanning
from the period of 2010-2018. Now people can access the internet at any place and anywhere with
the help of the network operators using their cell phones. It is not a sporadic, intermittent sort of
thing, finally the emphasis is on the total system in the process and not just on the analytical
techniques or date processing equipment used in the process. Often, after several days, the customer's
account will be temporarily recredited with the disputed amount. Fullscreen Sharing Deliver a
distraction-free reading experience with a simple link.