Professional Documents
Culture Documents
This policy includes these Declarations pages and all Coverages and Endorsements identified on these Declarations pages.
Effective Date: 12/15/2023 Expiration Date: 12/15/2024 Amended Date: 01/11/2024 Type: Endorsement
Policy Period: 12:01 AM standard time as to each of said dates at the address shown; and such like terms thereafter as
the required premium is paid by the insured on or before expiration of the current term and is accepted by the company.
Amended Reason:
OFB8485 Roof Exclusion Endorsement Added on [Loc:1 Risk:1 Dwelling];
Coverage Summary
LIABILITY COVERAGE
Coverage E - Liability (each occurrence) 500,000 $21
Coverage F - Medical Payments (each person) 5,000 $8
This policy includes these Declarations pages and all Coverages and Endorsements identified on these Declarations pages.
Effective Date: 12/15/2023 Expiration Date: 12/15/2024 Amended Date: 01/11/2024 Type: Endorsement
Policy Period: 12:01 AM standard time as to each of said dates at the address shown; and such like terms thereafter as
the required premium is paid by the insured on or before expiration of the current term and is accepted by the company.
Loc/Risk 001/001 DWELLING Form Basic with VMM Deductible: See Location Deductible
Section I Limits Premium
Dwelling - Fire, Lightning and Extended Coverage 135,000 $844
Vandalism $20
Personal Property - Fire, Lightning and Extended Coverage 10,000 $55
Vandalism $1
Roof Exclusion Endorsement Applied
Discounts
Companion Discount Applied
Total Premium $920
We do not cover windstorm or hail loss to the roof surfacing of the dwelling covered by this policy. We
do not cover loss to the interior of the dwelling covered by this policy, or personal property within the
dwelling, caused by rain, snow, sand, sleet or dust, if the loss resulted from the condition of the roof
surfacing.
OFB-8485 (3-2012) 1
Page
04/19/2012