{

"invocation":{
"applicationRefNumber":"TEST/MULTIHIT/PEFINDO4",
"applicationCreateDate":"2021-02-01",
"decisionPoint":"Prelim1",
"prelim1InvocationDate":"2021-02-02T09:17:56"
},
"request":{
"application":{
"applicant":{
"addressDetails":[
{
"addressType":"CURRENT",
"city":"PURWAKARTA",
"country":"Indonesia",
"district":"BUNGURSARI",
"line1":"Bungursari",
"postalCode":41181,
"province":"JAWABARAT",
"subDistrict":"BUNGURSARI"
},
{
"addressType":"KTP",
"city":"PURWAKARTA",
"country":"Indonesia",
"district":"BUNGURSARI",
"line1":"Bungursari",
"postalCode":41181,
"province":"JAWABARAT",
"subDistrict":"BUNGURSARI"
}
],
"alternateContactDetails":[
{
"name":"Test A",
"phoneNumber":"0897999999999",
"relationship":"OTHER"
},
{
"name":"Test B",
"phoneNumber":"01717171717",
"relationship":"SIBLING"
}
],
"applicantId":"4893",
"applicantType":"Borrower",
"bankAccountDetails":{
"accountName":"Hadis cahyono",
"accountNumber":"3424255666666",
"bankCode":"009",
"bankName":"PT BANK NEGARA INDONESIA 1946 (Persero) Tbk.",
"branch":"JAKARTA",
"flipBankCode":"bni"
},
"blacklistChecklist":{
"isKtpBlacklisted":false
},
"crossCheck":{
"crossCheckDpSamePhoneEverFinished":0,
 "crossCheckDpSamePhone3MFinished":0,
"crossCheckDpSamePhoneEverPendingStatus":0,
"crossCheckDpSamePhone1MRejected":0,
"crossCheckDpSameEmailEverFinished":0,
"crossCheckDpSameEmail3MFinished":0,
"crossCheckDpSameEmailEverPendingStatus":0,
"crossCheckDpSameEmail1MRejected":0
},
"dateOfBirth":"1984-07-15",
"deviceProfile":{

},
"education":"SMA",
"email":"test_pefindo6@gmail.com",
"employment":{
"occupation":"OTHERS"
},
"fullName":"Hadis cahyono",
"gender":"MALE",
"incomeDetails":{
"totalMonthlyIncome":5000000
},
"ktpNameToBankAccNameSimilarityPrct":1,
"localIdNumber":"7814651507840022",
"maritalStatus":"MARRIED",
"mobileNumber":"+628770001001",
"motherMaidenName":"TEST PEFINDO",
"placeOfBirth":"Jakarta",
"primaryPhoneNumber":"8770001001",
"registerData":{
"phoneVerificationDetails": [
{
"validatedNumber":"test",
"phoneType":"test 2"
}]
,
"externalScoreData":{

},
"kbijCreditBureauData":{
"RSP_REPORT":{
"disclaimer":{

}
}
},
"pefindoCreditBureauData":{
"pefindo_REPORT":[
{
"record":[
{
"date":"2021-02-02T09:17:56.4053399+07:00",
"grade":"D3",
"probabilityofdefault":"25.24",
"score":577,
"trend":"NoChange"
},
{
"date":"2021-01-31T00:00:00",
 "grade":"D3",
"probabilityofdefault":"25.24",
"score":"577",
"trend":"NoChange"
}
],
"contract":[
{
"contractstatus":"GrantedAndActivated",
"outstandingamount":{
"pefindoamount": {
"localvalue": 110.0,
"value": 22.0
}
},
"pastdueamount":{
"pefindoamount": {
"localvalue": 110.0,
"value": 22.0
}
},
"pastduedays": 2,
"phaseofcontract":"Open",
"roleofclient":"MainDebtor",
"sector":"Banks",
"startdate":"2014-04-08T00:00:00",
"totalamount":{
"pefindoamount": {
"localValue":378000000,
"value":378000000
}
},
"typeofcontract":"OtherWithLoanAgreement"
}
],
"inquiry":[
{
"dateofinquiry":"2021-02-01T17:15:24.353",
"product":"WS Custom Report - Creditinfo Predictor",
"reason":"ProvidingFacilities",
"sector":"NonBankingFinancialInstitutions",
"subscriberinfo": "NotSpecified"
},
{
"dateofinquiry":"2017-12-18T08:40:23.97",
"product":"WS Creditinfo Report Plus",
"reason":"FulfilRegulationRequirements",
"sector":"NonBankingFinancialInstitutions",
"subscriberinfo": "NotSpecified"
}
],
"pefindo_SUMMARY":[{
"numberofinquirieslast1MONTHS":4,
"numberofinquirieslast3MONTHS":15,
"numberofinquirieslast6MONTHS":19,
"numberofinquirieslast12MONTHS":57,
"numberofinquirieslast24MONTHS":106
}],
"dateofbirth":"1984-07-15T00:00:00",
 "education":"NotSpecified",
"employername": "NotSpecified",
"employersector":"NotSpecified",
"employment":"NotSpecified",
"fullname":"Hadis cahyono",
"fullnamelocal":"Hadis cahyono",
"gender":"Male",
"maritalstatus":"NotSpecified",
"mothermaidenname":"Siti Zulhijah",
"placeofbirth":"Tulungagung",
"residency":"NotSpecified",
"socialstatus":"NotSpecified",
"ktp":"7814651507840022",
"npwp":"26979813217000",
"pefindoid":"195723",
"addressline":"Jl. Mawar no. 8 rt10/08 Tulungagung",
"city": "NotSpecified",
"district": "NotSpecified",
"parish": "NotSpecified",
"postalcode": "NotSpecified",
"street": "NotSpecified",
"inquirylength": 2,
"contractlength": 1,
"recordlength": 2,
"pefindo_SUMMARYLength": 0
}
]
},
"kycVerificationChecklist":{

},
"phoneScoreData":{

},
"emailAge":{

},
"fdcInquiry":{

},
"telecomData":{

},
"bankAccountVerification":{

}
},
"sellerProfile":[
{
"shopDetails":[
{

}
]
}
],
"primaryIntPhoneNumber":"+628770001001"
},
"requestedProduct":{
 "interestRate":35.88,
"loanAmount":2000000,
"loanAnnuity":726467,
"loanPurpose":"Pinjaman Kesehatan",
"loanTenure":3,
"productCode":"3",
"productName":"PINJAMANINDIVIDU"
}
}
},
"response":{
"applicantDecision":{

}
}
}