Going to"

The future tense with "going to" is most commonly used in spoken
language when we want to refer to the immediate future, that is, to
something that is about to happen.

Examples:

Ella she is going to pay with a credit card = She is going to pay with a
credit card (something that is about to happen).

I am going to drop off my prescription over there = I am going to drop

off my prescription over there.

It is also used to talk about intentions or plans to do something:

Example:

I'm going to learn English = I'm going to learn English.

It is formed with the verb"to be" conjugated for the corresponding

person, followed by"going to" and the base verb:

«To be» + «going to» + verb:

The future with "will" is used to talk about decisions that are made
while speaking:

Examples:

I need to get my medicine. I will go to the pharmacy tonight.

I need to buy my medicine. I'll go to the pharmacy tonight.

I need some cash. I will pay with my debit card and ask for cash back.

I need some cash. I will pay with my debit card and ask for cash back.

It is also used to say general predictions:

Examples:

I'm sure it will rain tomorrow.

I'm sure it's going to rain tomorrow.

Gerardo Gómez will win the election.Gerardo Gómez is going to win

the elections It is formed with the verb "will" + verb: