HOW TO CHOOSE A DIGITAL

BANKING PLATFORM?
Checklist of questions
Platform
Architecture:
Does the platform support a
microservices architecture for
flexibility and scalability?

What technology stacks and

databases are used?

Are there capabilities for

integration with third-party
services?
Security and
Compliance:

What security mechanisms are

implemented in the platform?

Does the platform comply with

international and local regulatory
requirements (e.g., GDPR, PCI
DSS)?
Scalability and
high availability:
How does the platform ensure
high availability and handle high
transaction volumes?

Is it possible to automatically
scale resources?
Functionality and
expansion possibilities:
What basic banking functions are supported
(lending, deposits, payments, etc.)?

Are there ready-made APIs for developing

your own products and services?

Cost-effectiveness:
What is the pricing model (one-time fee, per
transaction, monthly or annual subscription)?

What are the implementation and support

costs?
Support and training:
What are the terms of technical support
and SLA (Service Level Agreement)?

Are training and certification materials

provided for developers?

Customer feedback
and use cases:
Is it possible to get feedback from
existing customers of the platform?

Are there any public use cases of the

platform in the industry?