A personalized presentation
for
Client
Presented by
Mr.KARTHEEK CHANDRA SYKAM
9290442472
skcI986@live.com
The information provided here is indicative only For more details on the risk factors, terms and
conditions, please read the policy wordings before concluding the sale.BS Tg Tlie
Star Health is trusted
by 84 Lakh
policyholders and
covers more than 2.2
Crore lives in India
With Star Health Insurance, you can enjoy
Cashless treatment at across 15,000+ hospitals
Pan India presence with 1000+ offices
Cashless claims approved within 30 minutes
Hassle-free in-house claim settlement without intervention of TPA
Cashless TAT - 95% less than 2 hours
1 claim processed every 17 seconds
The information provided here is indicative only. For more details onthe isk factors, terms and
conditions, please read the policy wordings before concluding the sale.Star Women Care
Insurance Plan
OS
Hospitalization expenses covered
Reimbursement for organ donor expenses
Star Wellness Program - Discount in the Renewal premium for healthy lifestyle
through wellness activities
Automatic Restoration of Sum Insured
Covers pre-existing diseases from the third year itself
Covers AYUSH treatments
Coverage for listed items of non-medicals
Star Mother Cover
Additional cover for the donor for a redo surgery in case of complications
The information provided here is indicative only. For more details on the risk factors, terms and
conditions, please read the policy wordings before concluding the sale.Star Women Care
Insurance Plan
Cae}
Bariatric Surgery
Rehabilitation & Pain Management
Maternity with Ante Natal Care
In Utero Fetal Surgery/Repair
Miscarriage due to accident
Metabolic Screening for the New Born
Vaccination Expenses for the New Born
Pediatric Consultation
Women Centric Preventive Health Check up
Optional Cover - Lumpsum payout on diagnosis of Cancer
The information provided here is indicative only. For more details on the risk factors, terms and
conditions, please read the policy wordings before concluding the sale.Plan selection and premium
Plan Name: Star Women Care Insurance Policy
Sum Insured Total Premium
Selected %500000 310,454
Recommended 1000000 313,211
Optional covers selected:
» No additional covers are selected
The information provided here is indicative only. For more details on the risk factors, terms and conditions,
please read the policy wordings before concluding the sale.ar-lidakero 1m tale)
S| Health Cover
Room, Boarding and
Nursing Charges
2 PreHospitalisation
Expenses
3 Post Hospitalisation
Expenses
4 Day Care Procedures
Road and Air Ambulance
5 Charges
Surgeon, Anesthetist,
g Medical Practitioner,
Consultants and
Specialist's fees
7 Non-medical Items.
8 Organ Donor Expenses
9 AYUSHTreatment
Bariatric Surgery (Per
10 policy period)
$1 500000
up to 1% of sum insured or maximum up to Rs.20,000/-per day
Medical expenses incurred for a period not exceeding 60 days prior
to the date of hospitalization
Medical expenses incurred for a period up to 90 days from the date
of discharge from the hospital
All Day Care procedures are covered
*Road Ambulance charges for transportation of Insured Person
covered subject to an admissible Hospitalisation Claim * Air
Ambulance charges up to 10% of the Sum Insured per year is payable
Surgeon, Anesthetist, Medical Practitioner, Consultants, Specialist
Fees, Anesthesia, Blood, Oxygen, Operation theatre charges, ICU
charges
Coverage for Non-medical Items available
In patient hospitalization expenses incurred for organ
transplantation from the Donor to the Recipient Insured Person are
payable provided claim for transplantation is payable
In patient Hospitalizations Expenses incurred for treatment of
diseases / illness / accidental injuries by system of medicines other
than allopathic up to the Sum Insured per year
Upto a maximum limit of Rs.2,50,000 and Rs.5,00,000, inclusive of
pre-hospitalization and post-hpspitalization expenses subject toa
waiting period of 24 months
The information provided here is indicative only. For more details on the risk factors, terms and conditions,
please read the policy wordings before concluding the sale.si
n
12
13
14
15
16
”7
18
19
Health cover benefits
Health Cover
Coverage for Modern
Treatments
Restoration upon
Exhaustion of Sum Insured
(Applicable for sum insured
only, once during policy
period)
Cumulative Bonus
Shared Accommodation
Rehabilitation and Pain
Management
Assisted Reproduction
Treatment
Ante-Natal Care
(Pregnancy Care)
In Utero Fetal
Surgery/Repair
Voluntary Sterilization
Expenses
Miscarriage due to
Accident
SI%500000
Coverage for 10+ modern treatments including Bronchical
Thermoplasty, Robotic surgery, Vaporisation of the prostate
among others.
100%
Cumulative bonus calculated at 20% of the basic sum insured for
each claim free year subject to a maximum of 100% of the basic
sum insured
upto INR 2000 per day
The company will pay the medical expenses for Rehabilitation and
Pain Management up to the sub-limit (or) maximum up to 10% of
the sum insured whichever is less, per policy year.
Coverage for medical expenses incurred on Assisted Reproduction
Treatment, where indicated for sub-fertility, after waiting period of
36 months from the date of first inception of the policy covered
upto the limits for each policy year.
Coverage for expenses for Ante-natal care after confirmation of
Pregnancy, incurred as an Out-patient up to the limits per policy
year after the waiting periods.
Coverage for expenses incurred for the listed In Utero Fetal
‘Surgeries and Procedures subject to completion of the waiting
periods
Coverage for expenses incurred for Voluntary Sterilization
(Tubectomy / Vasectomy), after a waiting period of 24 months from
the date of first inception of this policy, provided if Insured is a
Married Person and his/ her age is 22 years and above
Lumpsum amount upto the limits towards miscarriage arising out of
accident subject to waiting period.
The information provided here is indicative only. For more details on the risk factors, terms and conditions,
please read the policy wordings before concluding the sale.Health cover benefits
si
21
22a
22b
22c
22d
23
24
25
26
27
Health Cover
Delivery
Charges -C
Section
New Born
Baby Cover
New Born
Baby Cover
New Born
Baby Cover
New Born
Baby Cover
Medical
consultation
as an Out-
patient
Preventive
Health Check
Up
Star Wellness
Program
Optional
Cover (Lump
sumon
diagnosis of
Cancer)
instalment
Facility
$1%500000
Expenses for a Delivery including Delivery by Caesarean section (including pre-
natal and post natal expenses) up-to the limits per delivery subject to waiting
periods.
In-patient hospitalization expenses (Including Congenital Internal and External
defects/anomalies) are covered from day 1 subject to a maximum of 25% of the
sum insured (including medical and surgical treatment expenses, neonatal and
Postnatal surgery/repair)
Vaccination expenses for the new born baby are payable up to 12 months from
the birth of the new born upto the limits basis the Sum Insured.
Metabolic Screening - Test for New Born is payable once for each new born,
subject toa limit of Rs.3,500/-
Pediatrician Consultation - Up to 4 consultations per year are payable up to 12
year of age subject to policy is in force.Each consultation is up to Rs.500/-.
Upto the limits based on the Sum Insured
Expenses incurred towards cost of preventive health check-up for the tests
payable upto the limits for each policy year.
The wellness points earned by the insured persons under the wellness program
can be utilized to get discount in premium during renewal.
Available on payment of additional premium as per the available Sum Insured
options. If the insured person shall contract Cancer as a first incidence, then
‘Company will pay the sum insured as lump-sum
Premium can be paid Quarterly, Half-Yearly, Annual, Biennial (once in 2 years)
and 3 years (once in 3 years)
The information provided here is indicative only. For more details on the risk factors, terms and conditions,
please read the policy wordings before concluding the sale.Mr.KARTHEEK CHANDRA SYKAM
9290442472
skc1986@live.com