Introducing

Why Stellar Savings Account?

Designed to suit the flexible Digital Account opening channel – Federal

requirements of the multitudes. 24 7 for opening the account seamlessly.

Value-added offering by maintaining

an AMB as low as ₹10,000. Complimentary Wellness Plan for one
year – unique offering by Federal Bank

Interest rate offering up to 7.15%

in your SB account. Complimentary Insurance Cover
 Earn higher reward points
Complimentary one year
5X (Travel booking) wellness program to ensure Accidental Death / Permanent
3X (Electronics) that you are healthy to enjoy Disability cover of ₹10L
your wealth!
2X (Apparel)

A power packed, Eco-

friendly debit card that can Average Monthly Balance
Hospital Cash for Illness/
help you save up to Accident for Rs. 1000 per
₹10,000 day 10 days (1 day
₹50,000* annually!
deductible)

Milestone rewards - The rewards will be unlocked

based on milestone achievements
 APP
Complimentary one year
wellness program to
ensure that you are
healthy to enjoy your
wealth!
Visit
Offline Care
1. Unlimited Dental
Consultations
2. 1 Dental scaling (Rs. 500
discount across all
scaling procedures)
3. One free OPD in-person
consultation (Capped at
Rs. 1000)
Daily, Health & Wellness
1. Activity, Sleep & Calorie
Tracking
2. Health Risk Assessment
3. Metabolic Profiling
4. Pre – recorded fitness &
Yoga sessions
5. In app gamification
6. Rewards marketplace
7. Discounted diagnostics &
delivery
Tele Medicine
1. GP Tele Consult
2. Specialist Tele consult
3. Consult over chat/audio
call/video call
4. E subscription & case
summary after each
consult
5. Free follow up
6. Chose your doctor
Mental Wellness
1. Guided meditations &
Mental Health podcasts
2. Mood Tracker
3. Psychologist consults
4. Legal Wellness Consult
Reward Structure
Spending (INR) 1000
Reward Point 5
Normal Reward (INR) 1.25
Travel Booking Reward (INR) 6.25
Earn higher reward points 5X Electronics (INR) 3.75
(Travel booking) Apparel (INR) 2.5
3X (Electronics) 2X
Travel Booking 5X points*
(Apparel)
Electronics 3X points*
Apparel 2X points*
Save upto `50,000*annually using
the offers availableonyour Stellar Power packed Debit Card
debit card
ATM Cash Withdrawal Limit : 50,000
Shopping Limit : 3,00,000

Get your Annual Maintenance Charge of 300 waived off by

`

spending 75,000 on your Stellar Savings debit card in a year!)

`
Milestone Benefits - Reward Points & Vouchers
Enjoy the below rewards by completing each milestone from the date of Account Opening!

Remit ₹10,000 within 30 days 100 REWARD POINTS

1ST Bill Payment through Fed

Mobile within 60 days 100 REWARD POINTS

Open RD of Rs. 2000+ for 1yr+

through FedMobile within 90 days 100 REWARD POINTS

Spend ₹50,000 on your debit card

within 180 days Gift Voucher

Spend ₹2,000 on your debit card

in your B’day month within 365 Gift Voucher
days.
 Boosting Business Brilliance-
Strategies for Improvement

1. Free Dental Consultation

2. Customers who have a CA or Loan account but do not have an SB
account.
3. Family members' accounts.
4. Yoga Classes & Gyms.
5. To create awareness about the Stellar account in nearby
residential areas and shops in the vicinity.
S. No Criteria Features
1 Eligibility Resident individuals eligible to open SB accounts
2 Type of Account Resident Savings Account
3 Scheme Code 35083
Average Monthly Balance of Rs. 10,000 in the savings
4 Minimum Balance account
5 Interest Rate As per the existing SB interest rate slab
6 Debit Card Master Card Crown
7 Debit Card Limit POS/ECOM: 3,00,000 ATM: 50,000
8 Debit Card issuance fee As applicable for Master Card Crown
9 Debit Card AMC As applicable for Master Card Crown
10 Lounge access NA
12 Mobile Banking/ Internet Banking Free
13 NEFT/RTGS through online mode Free
14 NEFT/RTGS through off-line mode As per service charge
15 IMPS As per service charge
16 Account Maintenance Charges Free
17 Cheque Book Enabled
18 Free Cheque Leaves 10 leaves per year
19 Demand Draft Free (1 DD up to Rs. 1L per day)
21 Mobile Alerts Free
22 Email alert Free