Please pay on time.
___________ _______________________
Not paying on time can have serious consequences, such as:
 You will be subjected to regular reminders through calls, texts, letters, work visits,
home visits, etc.
 You will incur additional charges — on top of your outstanding obligation. Salmon
will also have the right to consider the whole amount you owe under your contract
as due and demandable.
 You will harm your credit rating when we report your name and repayment history
to The Credit Information Corporation (CIC), the government public credit registry
and repository of credit information. As a result, you may not be able to obtain
credit or financing.
 You may be subjected to court proceedings. As a result, the court may order that
money will be taken directly from your salary or that your personal property will be
seized and sold to satisfy your debt.
Acknowledgment
▢ I have fully read and understood the information above about the consequences of not
paying on time.
▢ I promise to pay according to the Payment Schedule in my Loan Agreement.
▢ I confirm that I’m making this purchase on my own and not for immediate resell.
▢ I further certify that I have read the Loan Agreement, its Specific Terms and Conditions,
and its General Terms and Conditions in their entirety and that I fully understand the
contents therein.
▢ I hereby certify that the information I provided in the Loan application, and duly reflected
in the Loan Agreement, are true, correct, and complete to the best of my knowledge.
▢ I acknowledge that any misrepresentation therein may subject me to criminal, civil, or
administrative liability, and will entitle the Lender to pursue all applicable legal remedies
against me.
[name] [signature and date]
Please pay on time.
Not paying on time can have serious consequences, such as:
 You will be subjected to regular reminders through calls, texts, letters, work visits,
home visits, etc.
 You will incur additional charges — on top of your outstanding obligation. Salmon
will also have the right to consider the whole amount you owe under your contract
as due and demandable.
 You will harm your credit rating when we report your name and repayment history
to The Credit Information Corporation (CIC), the government public credit registry
and repository of credit information. As a result, you may not be able to obtain
credit or financing.
 You may be subjected to court proceedings. As a result, the court may order that
money will be taken directly from your salary or that your personal property will be
seized and sold to satisfy your debt.
Acknowledgment
▢ I have fully read and understood the information above about the consequences of not
paying on time.
▢ I promise to pay according to the Payment Schedule in my Loan Agreement.
▢ I confirm that I’m making this purchase on my own and not for immediate resell.
▢ I further certify that I have read the Loan Agreement, its Specific Terms and Conditions,
and its General Terms and Conditions in their entirety and that I fully understand the
contents therein.
▢ I hereby certify that the information I provided in the Loan application, and duly reflected
in the Loan Agreement, are true, correct, and complete to the best of my knowledge.
▢ I acknowledge that any misrepresentation therein may subject me to criminal, civil, or
administrative liability, and will entitle the Lender to pursue all applicable legal remedies
against me.
___________ _______________________
[name] [signature and date]