Una persona desea conocer la tabla de amortización y el valor del pago periódico (R) a re

EM y su deuda está pactada a

Tasa Datos Ecuació

i = j/m

VA = 6´000.000
i = 3% 6´ = R * (((1-(1+0.0
n = 18 6´ = R * (((1-(1.03
R=? 6´ = R * ((0,412
6´ = R * 13,
R = 436.

Periodo Saldo Interés R = Cuota

0 6,000,000
1 5,743,748 180,000 436,252
2 5,479,807 172,312 436,253
3 5,207,948 164,394 436,254
4 4,927,931 156,238 436,255
5 4,639,513 147,838 436,256
6 4,342,441 139,185 436,257
7 4,036,457 130,273 436,258
8 3,721,291 121,094 436,259
9 3,396,670 111,639 436,260
10 3,062,309 101,900 436,261
11 2,717,916 91,869 436,262
12 2,363,191 81,537 436,263
13 1,997,823 70,896 436,264
14 1,621,492 59,935 436,265
15 1,233,871 48,645 436,266
16 834,620 37,016 436,267
17 423,391 25,039 436,268
18 - 176 12,702 436,269
1-
Una persona desea conocer la tabla de amortización y el valor del pago periódico (R) a
29% NM y su deuda está pactada

Tasa Datos Ecuació

i = j/m

i=29/12 VA = 9´000.000
R =2,4166 EM i = 2,4166% 9´ = R * (((1-(1+0,02416
n = 18 9´ = R * (((1-(1,024166
R=? 9´ = R * (0,34937
9´ = R * 14,
R = 622.

Periodo Saldo Interés R = Cuota

0 9,000,000
1 8,594,964 217,494 622,530
2 8,180,140 207,706 622,530
3 7,755,291 197,681 622,530
4 7,320,176 187,414 622,530
5 6,874,545 176,899 622,530
6 6,418,145 166,130 622,530
7 5,950,716 155,101 622,530
8 5,471,991 143,805 622,530
9 4,981,697 132,236 622,530
10 4,479,555 120,388 622,530
11 3,965,278 108,253 622,530
12 3,438,573 95,825 622,530
13 2,899,139 83,097 622,530
14 2,346,670 70,061 622,530
15 1,780,849 56,710 622,530
16 1,201,355 43,036 622,530
17 607,857 29,032 622,530
18 17 14,689 622,530
2-
Una persona desea conocer la tabla de amortización y el valor del pago periódico (R) a r
35% NM y su deuda está pactada

Tasa Datos Ecuació

i = j/m

i=35/12 VA = 15´000.000
R =2,9166 EM i = 0,029166% EM 15´ = R * (((1-(1+0,0291
n = 32 15´ = R * (((1-(1,02916
R=? 15´ = R * (0,60146
15´ = R * 20
R = 727.

Periodo Saldo Interés R = Cuota

0 15,000,000
1 14,710,117 437,490 727,373
2 14,411,779 429,035 727,373
3 14,104,740 420,334 727,373
4 13,788,746 411,379 727,373
5 13,463,536 402,163 727,373
6 13,128,840 392,677 727,373
7 12,784,383 382,916 727,373
8 12,429,879 372,869 727,373
9 12,065,036 362,530 727,373
10 11,689,552 351,889 727,373
11 11,303,116 340,937 727,373
12 10,905,410 329,667 727,373
13 10,496,104 318,067 727,373
14 10,074,861 306,129 727,373
15 9,641,331 293,843 727,373
16 9,195,157 281,199 727,373
17 8,735,970 268,186 727,373
18 8,263,390 254,793 727,373
19 7,777,027 241,010 727,373
20 7,276,479 226,825 727,373
21 6,761,332 212,226 727,373
 22 6,231,160 197,201 727,373
23 5,685,525 181,738 727,373
24 5,123,976 165,824 727,373
25 4,546,049 149,446 727,373
26 3,951,266 132,590 727,373
27 3,339,136 115,243 727,373
28 2,709,152 97,389 727,373
29 2,060,794 79,015 727,373
30 1,393,526 60,105 727,373
31 706,797 40,644 727,373
32 38 20,614 727,373

3-
Una persona desea conocer la tabla de amortización y el valor del pago periódico (R) a r
25% NM y su deuda está pactada

Tasa Datos Ecuació

i = j/m

i=25/12 VA = 50´000.000
R =2,0833 EM i = 0,020833% EM 50´ = R * (((1-(1+0,0208
n = 48 50´ = R * (((1-(1,02083
R=? 50´ = R * (0,62831
50´ = R * 30
R = 1´657

Periodo Saldo Interés R = Cuota

0 50,000,000
1 49,383,805 1,041,650 1,657,845
2 48,754,773 1,028,813 1,657,845
3 48,112,636 1,015,708 1,657,845
4 47,457,122 1,002,331 1,657,845
5 46,787,951 988,674 1,657,845
6 46,104,839 974,733 1,657,845
7 45,407,496 960,502 1,657,845
8 44,695,626 945,974 1,657,845
9 43,968,925 931,144 1,657,845
10 43,227,084 916,005 1,657,845
11 42,469,789 900,550 1,657,845
12 41,696,717 884,773 1,657,845
13 40,907,540 868,668 1,657,845
14 40,101,922 852,227 1,657,845
15 39,279,520 835,443 1,657,845
16 38,439,985 818,310 1,657,845
17 37,582,960 800,820 1,657,845
18 36,708,081 782,966 1,657,845
19 35,814,976 764,739 1,657,845
20 34,903,264 746,133 1,657,845
21 33,972,559 727,140 1,657,845
22 33,022,464 707,750 1,657,845
23 32,052,576 687,957 1,657,845
24 31,062,482 667,751 1,657,845
25 30,051,762 647,125 1,657,845
26 29,019,985 626,068 1,657,845
27 27,966,714 604,573 1,657,845
28 26,891,499 582,631 1,657,845
29 25,793,885 560,231 1,657,845
30 24,673,404 537,364 1,657,845
31 23,529,580 514,021 1,657,845
32 22,361,927 490,192 1,657,845
33 21,169,948 465,866 1,657,845
34 19,953,136 441,034 1,657,845
35 18,710,975 415,684 1,657,845
36 17,442,936 389,806 1,657,845
37 16,148,479 363,389 1,657,845
38 14,827,056 336,421 1,657,845
39 13,478,103 308,892 1,657,845
40 12,101,047 280,789 1,657,845
41 10,695,303 252,101 1,657,845
42 9,260,273 222,815 1,657,845
43 7,795,348 192,919 1,657,845
44 6,299,903 162,400 1,657,845
45 4,773,304 131,246 1,657,845
46 3,214,901 99,442 1,657,845
47 1,624,032 66,976 1,657,845
48 21 33,833 1,657,845
or del pago periódico (R) a realizar por un préstamo de 6 ́000.000, con una tasa de interés del 3%
M y su deuda está pactada a 18 meses.

Ecuación Gráfica

6´ = R * (((1-(1+0.03)^-18)/0.03)
6´ = R * (((1-(1.03)^-18)/0.03)
6´ = R * ((0,412606)/0.03)
6´ = R * 13,753533
R = 436.252

Amortización

256,252
263,941
271,860
280,017
288,418
297,072
305,985
315,165
324,621
334,361
344,393
354,726
365,368
376,330
387,621
399,251
411,229
423,567
 alor del pago periódico (R) a realizar por un préstamo de 9 ́000.000, con una tasa de interés del
% NM y su deuda está pactada a 18 meses.

Ecuación Gráfica

9´ = R * (((1-(1+0,024166)^-18)/0,024166)
9´ = R * (((1-(1,024166)^-18)/0,024166)
9´ = R * (0,349371)/0,024166)
9´ = R * 14,457129
R = 622.530

Amortización

405,036
414,824
424,849
435,116
445,631
456,400
467,429
478,725
490,294
502,142
514,277
526,705
539,433
552,469
565,820
579,494
593,498
607,841
 alor del pago periódico (R) a realizar por un préstamo de 15 ́000.000, con una tasa de interés del
% NM y su deuda está pactada a 32 meses.

Ecuación Gráfica

5´ = R * (((1-(1+0,029166)^-32)/0,029166)
15´ = R * (((1-(1,029166)^-32)/0,029166)
15´ = R * (0,601466)/0,029166)
15´ = R * 20,622162
R = 727.373

Amortización

289,883
298,338
307,039
315,994
325,210
334,696
344,457
354,504
364,843
375,484
386,436
397,706
409,306
421,244
433,530
446,174
459,187
472,580
486,363
500,548
515,147
 530,172
545,635
561,549
577,927
594,783
612,130
629,984
648,358
667,268
686,729
706,759

alor del pago periódico (R) a realizar por un préstamo de 50 ́000.000, con una tasa de interés del
% NM y su deuda está pactada a 48 meses.

Ecuación Gráfica

0´ = R * (((1-(1+0,020833)^-48)/0,020833)
50´ = R * (((1-(1,020833)^-48)/0,020833)
50´ = R * (0,6283156)/0,020833)
50´ = R * 30,159631
R = 1´657.845

0.3716844 1657844
Amortización
0.6283156

616,195
629,032
642,137
655,514
669,171
683,112
697,343
711,871
 726,701
741,840
757,295
773,072
789,177
805,618
822,402
839,535
857,025
874,879
893,106
911,712
930,705
950,095
969,888
990,094
1,010,720
1,031,777
1,053,272
1,075,214
1,097,614
1,120,481
1,143,824
1,167,653
1,191,979
1,216,811
1,242,161
1,268,039
1,294,456
1,321,424
1,348,953
1,377,056
1,405,744
1,435,030
1,464,926
1,495,445
1,526,599
1,558,403
1,590,869
1,624,012