Document Release Notice

Notice No R1

Client NSDL

Document Details

Name Version No. Description

CRA Subscriber Registration file format for Unorganized Sector 2.0

Approved By Deepa Kolwalkar Date

Authorized By Naresh Parekh Date

Document Revision List

Client NSDL

CRA-FileFormat-
SubscriberRegistration_UnorganizedSe
Document Name ctor.xls

Document Version No. 2.0

Total No. of Revisions to Plan

Rev. No Revision Date Revision Description

1.1 19 Nov 08 New field SIP flag is add as a filler field

New Fields Added which are:-

1. Mother First Name (As Filler)
2. Mother Last Name (As Filler)
3. Mother Middle Name (As Filler)
1.2 7 Feb 09 4. FC provisional Ack
Deleted all comments
1.3 24 Feb 09 Receipt No. instead of Ack Id
 Changing description of subscriber occupation codes
1.4 4 Jun 09 as per new requirements.

Bank Ack no will be updated to numeric to

1.5 8 Jun 09 alphanumeric.

New fields are introduced for capture subscriber and

1.6 22 Jul 09 his father name in Hindi.

New validation on FC Provisional Acknowledgement

1.7 9 Oct 09 Number and Hindi name

New Fields Added which are:-

1. Bank IFS code
2. Combined form flag
3. Photo Signature present
1.8 11 Dec 09

New Sections added

1. TD for subscriber tier2 application
2. ND for subscriber tier2 nominee
3. SD for subscriber tier2 scheme setup.
New Fields added in FD section
1.9 5 Apr 10 1. UID

Introduction/Modification of following new fields

1) Swavalamban Flag
2) Employee Id
3) Receipt Number will be optional
4) KYC flag will have value 'N' for corporates
5) Combined form flag will have value 'N' for
corporates.
6) Country code for Afghanistan added
7) 5 Filler fields added for future use
8) Total number of pran application increased to 500
9) Sector Type flag is added for UOS it will be 'U'
for corporate it will be 'C'.
10) Date of Joining and date of retirement is enabled
2 28 Jul 10 for Corporate sector subscriber

Introduction/Modification of following new fields

2.1 16 Feb 11 1) New Scheme pref option flag is added
Newly Added Fields
Description

28 Jul 10

28 Jul 10

Release
Addend Notice
Prev.Pag Action a/New Referenc
Page No. e No. Taken Page e

2
2

2
File format for Subscriber Registration file
General Notes for All Record Types
1 File will be generated in ASCII Format with ".txt" as filename extension
2 Each Record (including last record) must start on new line and must end with a newline character.
3 Each Field must be separated with "^" mark.
4 The first line in the file will be "File Header"
4 For each Subscriber - subscriber personal details, Nominee details and Scheme details will be called a Subscriber record. For each subscriber record, personal details (one line), all the nominee details (one line per nominee) and all the scheme details
5 If number of subscriber applications (H07)is greater than 1 then the subscriber record mentioned above will repeat that many times in the file for each subscriber.
6 If number of schemes (D056) is null then this section will not appear in the file for that subscriber record. If number of schemes is greater than 1 then this section will repeat that many times for that subscriber record.
7 If number of nominees (D055) is null this section will not appear in the file for that subscriber record. If number of nominees is greater than 1 then this section will repeat that many times for that Particular subscriber record.

FILE HEADER

Mandatory Required /
S. No. Fields Data Type Size / Optional/ Valid Values Remarks Validations
Null Dummy / Blank
(M/O/N) (R/D/B)

H01 Line Sequence Number Integer 6 M R 000001 it will be 000001

H02 File Section Type (to specify file header) Char 2 M R FH FH, fh indicates File Header File section type must be FH or fh. No other value is allowed.
fh

H03 File Type Char 4 M R PRAN,pran File type will be PRAN, pran. No other value is allowed.

H04 Transaction Type Char 1 M R U/u U/u indicates regular file and file is related to Transaction type will be U/u
Unorganized / Corporate sector subscribers.
H05 Date of File creation(MMDDYYYY) Date 8 M R Format of Date of file creation will be MMDDYYYY and it will not be a future date
1.File sequence no is unique across file related to the same
H06 File Sequence Number Integer 3 M R 001 entity for the same day. File sequence no is unique across file related to the same entity for the same day.
2. Everyday it will start from 001
1. No. of PRAN records will be greater than 0 but less than or equal to 999.
H07 Number of applications Integer 6 M R 2. It should be equal to the number of PRAN detail records (Field Section Type = FD/fd) within
the file.
Fields added by FVU
H08 FVU Version Char 4 N It will be added at by FVU after validation.
H09 FVU (Record level) Hash Integer 20 N It will be added at by FVU after validation.
H10 FVU (File level) Hash Integer 20 N It will be added at by FVU after validation.

Fields added by VU
H11 Verifier Utility version Char 4 N It will be added after file is verified and validated using VU.

H12 Verifier Utility (File level) Hash Integer 20 N It will be added after file is verified and validated using VU.

SUBSCRIBER TIER 1 DETAILS

D001 Line Sequence Number Integer 6 M R Running serial number for each line in the file
D002 File Section Type Char 2 M R FD FD,fd indicates file Detail File section type will be FD/fd.
fd
Maximum 4 SEF error codes are allowed at a time.
D003 Error Flag/Code Char 31 M R N/SEFXXXX N indicates no error.SEFXXXX will signify Error & Error
Code. It will be 'N' for registration by eNPS. It will be comma separated.
No repetition of SEF allowed
D004 Record Number (line item number) Integer 6 M R The first record in the batch will be 000001 Record number cannot be greater than the 'No. of PRAN records' mentioned in the header
and will be a non-zero positive value

D005 PRAN Number 12 N R The value should be a pregenerated PRAN; it will be PRAN format should comply with the PRAN algorithm.
mandatory if flag at D087 is I or M

Receipt No. should be 17 digit numeric value.

17 digit Ack ID would be structured as :-
D006 Receipt No. Integer 17 O R First two digits (from left) – Type of request (Starting with If the subscriber sector Type is 'U' than the field is mandatory and should be validated for 17
11 for registration) digits, if the sector type is 'C' then the value is optional
Next 7 digits as Reg. No. of POP-SP
Next 8 digits as running sequence no.
D007 Title Char 8 M D
first char : apostrophe or any alphabet other chars : apostrophe, space or any alphanumeric,('
D008 First Name Char 30 M R ( ) - / \ & , . space)Apostrophe, opening brace, closing brace, hyphen, forward backslash,
backslash, ampersand, comma, dot and space
D009 Last Name / Surname Char 30 O B For validation refer to D007.
D010 Middle Name Char 30 O B For validation refer to D007.
D011 Father's First Name Char 30 M R This field is optional For validation refer to D007.
D012 Father's Last Name / Surname Char 30 O B This field is optional For validation refer to D007.
D013 Father's Middle Name Char 30 O B This field is optional For validation refer to D007.
D014 POP-SP / CBO Reg. No. Integer 7 M R 7 digit Mandatory value
D015 Filler field Char 10 Will be coming in PRAN details. It will be a 10 digit alphanumeric value. DDO ID should be a
valid ID.
M M : Male,
D016 Gender Char 1 M F F : Female
T T : Transgender

D017 Date of Birth Date 8 M R format will be MMDDYYYY

DOB cannot be a future Date
Should be a valid PAN. It will be validated against the PAN
10 digit alphanumeric format logic. PAN will be optional for T1 registration
D018 PAN Char 10 O PAN will be mandatory for combined registration (T1+ T2). Combined form flag should be Y in
value Ie. 5 Characters + 4 Digits + 1 Character
4th letter will be 'P' only this case.

D019 Correspondence address line 1 / Foreign Address line 1 Char 30 M D Mandatory for both NRI
& RI
D020 Correspondence address line 2 / Foreign Address line 2 Char 30 O B
D021 Correspondence address line 3 / Foreign Address line 3 Char 30 O B

D022 Correspondence address line 4 (District/Town/City)/ Foreign Char 30 M D Mandatory for both NRI
Address line 4 & RI

D023 Correspondence Road/ Foreign Address Road/Street Char 30 O Validate same as address line 1-3 for land mark and
road/street

D024 Correspondence Landmark / Foreign Address Landmark Char 30 O Validate same as address line 1-3 for land mark and
road/street

Refer to the State code

D025 Correspondence State/Foreign Address State Char 2 M D list This will not come in display in case of NRI. Only for 1. For Indian states code will be between 1 to 35. For foreign address code will be 99. For
Union Territory For NRI only 99 should storage. defense address code will be 88.
be allowed.

Refer to the Country

D026 Correspondence Country /Foreign Address Country Char 2 M D code list workbook For Refer country list.
NRI IN should not be Country code with NRI Flag Y are only allowed for NRI.
allowed.

6 - RI For NRI it will accept 1.For RI - It will be numeric 6 as present in system

D027 Correspondence PIN Code/ Foreign Address Pin Code Char M D alphanumeric and special 2.For NRI - Pin code / Postal Code will be of length 10
10 - NRI 1. for Defense will be 888888.
char alphanumeric and accept special char also.

D028 Permanent Address Char 30 M D Mandatory for NRI In case of RI, if address line 1 is provided then
District/Town/City, State, country & pin code is mandatory

D029 Permanent Address Char 30 O D

D030 Permanent Address Char 30 O D
D031 Permanent Address (District/Town/City) Char 30 M D Mandatory for NRI
D032 Permanent Address /Street Char 30 O Validate same as address line 1-3 for land mark and
road/street

D033 Permanent Address Char 30 O Validate same as address line 1-3 for land mark and
road/street

D034 Permanent Address State/ Char 2 M D Refer to the State code 1. For Indian states code will be between 1 to 35. For foreign address code will be 99. For
Union Territory list. Mandatory for NRI defense address code will be 88.

Refer to the Country

D035 Permanent Address Country Char 2 M D code list. Mandatory for Mandatory value as IN for NRI.
NRI
D036 Permanent Address Pin Code Integer 6 M D Mandatory for NRI 1.For foreign address pin code will be 999999.and for Defense will be 888888.

D037 Telephone Number Char 14 O B Length to increased to 14 It should be start with +. If + is not provided in File then add it while storage for maximum
numeric length of 13.
 Mandatory Required /
S. No. Fields Data Type Size / Optional/ Valid Values Remarks Validations
Null Dummy / Blank
(M/O/N) (R/D/B)

RI:- 1. Mobile number less than 10 and greater than 13

digit should not be accepted
2. If Mobile no is 10 digit than it should not start with 0
1. Length to increased to 3. if mobile no is 13 digit than it should always start with
14 +91
D038 Mobile Number Char 14 O B 4. For 10 digit mobile number, append +91 as prefix before
2. Mobile number is
mandatory for NRI storing the same. NRI:-14
digit number (+<ISD 3 digit><10 digit number>)
+ is mandatory for NRI. Number length max 13 and
min 7.

D039 Fax Number Char 13 O B

Email ID is mandatory for 1. At least @ and '.' should be mentioned.

D040 Email Char 80 O B 2. Both @ and '.' should be preceded and succeeded by at least one character.
NRI
3. At least one '.' should come after '@'.

D041 SMS Subscription flag Char 1 M D Y By Default Subscription Flag will be N

N

D042 Email Subscription flag Char 1 M D Y By Default Subscription Flag will be N

N

D043 Subscriber’s Date of Joining date 8 O D format will be MMDDYYYY. Mandatory if subscriber sector type is C, field value will be ignored
if Subscriber Sector Type is 'U'.

D044 Subscriber’s Date of Retirement date 8 O D format will be MMDDYYYY. Mandatory if subscriber sector type is C, field value will be ignored
if Subscriber Sector Type is 'U'
D045 Filler Field Char 30 O blank(not spaces) check it is must be blank(not spaces) for Unorganized / Corporate sector subscribers
D046 Filler Field Char 40 O blank(not spaces) check it is must be blank(not spaces) for Unorganized / Corporate sector subscribers
D047 Filler Field Char 40 O blank(not spaces) check it is must be blank(not spaces) for Unorganized / Corporate sector subscribers
D048 Filler Field Char 75 O blank(not spaces) check it is must be blank(not spaces) for Unorganized / Corporate sector subscribers
D049 Filler Field Char 50 O blank(not spaces) check it is must be blank(not spaces) for Unorganized / Corporate sector subscribers
D050 Filler Field Integer 20 O blank(not spaces) check it is must be blank(not spaces) for Unorganized / Corporate sector subscribers
D051 Filler Field Char 16 O blank(not spaces) check it is must be blank(not spaces) for Unorganized / Corporate sector subscribers

For RI Valid vales

Y Y will indicate that bank details are incomplete and hence (D49 - D55) will not be validated.
D052 Incomplete Bank Details Flag Char 1 M D N N will indicate that bank details are complete
NRI this should be If any of the bank detail is given, except MICR all the bank details
mandatory 'N' will be mandatory

For RI: Savings/ RI: If any of the bank detail is given, except MICR all the For RI - Savings / Current / Others
D053 Subscriber's Bank Type Char 20 O Current / Others Mandatory for NRI bank details For NRI - NRE / NRO
For NRI: NRE / NRO will be mandatory

D054 Subscriber’s Bank A/C No. Char 30 O B Mandatory for NRI

D055 Bank Name Char 75 O B Mandatory for NRI Bank length updated to 75
S No Column Name

1 LineNumber
2 LineNumber
3 Record type
4 File type
5 Transaction type
6 Creation date
7 Creation date
8 Number Of Records
9 Number Of Records
10 Number Of Records
11 Number Of Records
12 Number Of Records
Subscriber

13 Line number
14 Line number
15 Line number
16 Line number
17 Line number
18 Line number
19 Record type
20 Record Number
21 Record Number
22 Record Number
23 Record Number
24 Record Number
25 Record Number
26 Record Number
27 PRAN
28 PRAN
29 PRAN
30 PRAN
31 PRAN
32 PRAN
33 Receipt No.

34 Receipt No.
35 Title
36 Last name
37 Last name
38 Last name
39 First name
40 First name
41 First name
42 First name
43 Middle name
44 Middle name
45 Middle name
46 Father's last name
47 Father's last name
48 Father's last name
49 Father's First name
50 Father's First name
51 Father's First name
52 Father's First name
53 Father's Middle name
54 Father's Middle name
55 Father's Middle name
56 Gender
57 Date of Birth
58 Date of Birth
59 Date of Birth
60 Date of Birth
61 PAN
62 Correspondence Address1
63 Correspondence Address1
64 Correspondence Address2
65 Correspondence Address3
66 Correspondence Address4
67 Correspondence Address4
68 Correspondence State
69 Correspondence State
70 Correspondence State
71 Correspondence State
72 Correspondence State
73 Correspondence State
74 Correspondence State
75 Correspondence Pin
76 Correspondence Pin
77 Correspondence Pin
78 Correspondence Pin
79 Correspondence Pin
80 Permanent Address1
81 Permanent Address1
82 Permanent Address2
83 Permanent Address3
84 Permanent Address4
85 Permanent Address4
86 Permanent State
87 Permanent State
88 Permanent State
89 Permanent State
90 Permanent State
91 Permanent State
92 Permanent State
93 Permanent Pin
94 Permanent Pin
 95 Permanent Pin
96 Permanent Pin
97 Permanent Pin
98 Telephone number
99 Telephone number
100 Telephone number
101 Mobile number
102 Mobile number
103 Mobile number
104 Fax number
105 SMS Subscription Flag
106 SMS Subscription Flag
107 SMS Subscription Flag
108 SMS Subscription Flag
109 Email Subscription Flag
110 Email Subscription Flag
111 Email Subscription Flag
112 Email Subscription Flag
113 Bank Account Number
114 Bank Account Number
115 Bank Account Number
116 Bank Name
117 Bank Name
118 Bank Branch
119 Bank Branch
120 Bank Address
121 Bank Address
122 Bank Pin
123 Bank Pin
124 Bank Pin
125 Bank Pin
126 Bank MICR
127 Bank MICR
128 Subscriber Occupation
129 Subscriber Occupation
130 Subscriber Occupation
131 KYC verification flag
132 KYC verification flag
133 KYC verification flag
134 KYC verification flag
135 PAN Verification Flag
136 PAN Verification Flag
137 Number of Nominees
138 Number of Nominees
139 Number of Schemes
140 Number of Schemes
141 POP-SP / CBO Reg. No.
142 POP-SP / CBO Reg. No.
143 Email
144 Filler Field
FC Provisional Acknowledgement
145 Number
FC Provisional Acknowledgement
146 Number

FC Provisional Acknowledgement
147 Number
FC Provisional Acknowledgement
148 Number
FC Provisional Acknowledgement
149 Number
FC Provisional Acknowledgement
150 Number
FC Provisional Acknowledgement
151 Number
152 Hindi option Flag
153 Hindi option Flag
154 Hindi names
155 First Name in Hindi

156 Last Name in Hindi

157 Middle Name in Hindi

158 Father First name in Hindi

159 Father Last name in Hindi

160 Father Middle name in Hindi

161 All Hindi Names
162 All Hindi Names

163 All Hindi Names

164 Bank IFS code
Combined registration form for Tier1
165 and Tier2
Combined registration form for Tier1
166 and Tier2

167 UID

168 Swavalamban Flag

169 Swavalamban Flag

170 Employee Id

171 Employee Id

172 Employee Id
173 Date Of Joining
174 Date Of Joining
175 Date Of Joining
176 Date Of Retirement
177 Date Of Retirement
178 Date Of Retirement
179 Sector Type Flag
180 Sector Type Flag
181 Sch pref option flag
182 Sch pref option flag
183 Sch pref option flag
184 Sch pref option flag
185 Sch pref option flag
186 Pre Generated PRAN Flag
187 Pre Generated PRAN Flag
188 Minimum upload indicator
189 Minimum upload indicator

Nominee

190 Line Sequence Number

191 Line Sequence Number
192 Line Sequence Number
193 Line Sequence Number
194 Line Sequence Number
195 Line Sequence Number
196 File Section Type
197 Record Number
198 Record Number
199 Nominee Serial no
200 Nominee Serial no
201 Nominee Last Name
202 Nominee Last Name
203 Nominee Last Name
204 Nominee First Name
205 Nominee First Name
206 Nominee First Name
207 Nominee First Name
208 Nominee Middle Name
209 Nominee Middle Name
210 Nominee Middle Name
211 Nominee Date of Birth
212 Nominee Date of Birth
213 Nominee Date of Birth
214 Nominee Date of Birth
215 Relationship
216 Relationship
217 Major/Minor Flag
218 Major/Minor Flag
219 Guardian last Name
220 Guardian last Name
221 Guardian last Name
222 Guardian first Name
223 Guardian first Name
224 Guardian first Name
225 Guardian middle Name
226 Guardian middle Name
227 Guardian middle Name
228 Percentage Share
229 Percentage Share
230 Nominee Invalid Condition

Scheme

231 Line Sequence Number

232 Line Sequence Number
233 Line Sequence Number
234 Line Sequence Number
235 Line Sequence Number
236 Line Sequence Number
237 File Section Type
238 PFM Id
239 PFM Id
240 Scheme Id
241 Scheme Id
242 Percentage of Investment
243 Percentage of Investment

Tier 2 Details

244 Line number

245 Line number
246 Line number
247 Line number
248 Line number
249 Line number
250 Record type
251 Error Flag/Code
252 Error Flag/Code
253 Error Flag/Code
254 Record Number
255 Record Number
256 Record Number
257 Record Number
258 Record Number
259 Record Number
260 Record Number
261 Bank Name
262 Bank Name
263 Bank Name
264 Bank Branch
265 Bank Branch
266 Bank Address
267 Bank Address
268 Bank Pin
269 Bank Pin
270 Bank Pin
271 Bank Pin
272 Bank MICR
273 Bank MICR
274 Bank MICR
275 Bank Account Type
276 Bank Account Type
277 Bank IFS Code
278 Bank Account Number
279 Bank Account Number
280 Bank Account Number
281 Number of Nominees for Tier 2
282 Number of Nominees for Tier 2
283 Number of Schemes for Tier 2
284 Number of Schemes for Tier 2
Format validations in FVU (Header)

Line number is not one

Line number is of invalid length
Record type is of invalid value(if not FH or fh)
File type is of invalid value(if not PRAN or pran)
Transaction type is of invalid value( 'U' or 'u')
Creation date is of improper date format
Creation date is a future date
Batch count is not a number
Batch count is of invalid length
Batch count is zero or negative
Batch count is more than 999
Batch count value doesn't match the total number of records
Subscriber

Line number is blank

Line number length is greater than the maximum length allowed
Line number value is not a number
Line number does not match the expected line number of this record
Line number is of incorrect value(zero)
Line number length is less than 4
Record type is of incorrect value(if not FD or fd )
Batch count is blank
Batch count length is greater than the maximum length allowed
Batch count is not a number
Batch count value is invalid(zero)
Batch count value is invalid(not one less than the line number of this record)
Batch count length is less than 4
Batch count value is invalid(more than the total number of records in the file)
PRAN is blank
PRAN length is greater than the maximum length allowed
PRAN value is not a number
PRAN does not match the expected line number of this record
PRAN is of incorrect value(zero)
PRAN is exactly of 12 digits number satidfying PRAN algorithm
Acknowledgement Number is not a number
must be of exactly 17 Digits and First two digits (from left) – Type of request (Starting with 11 for sub reg)
Next 7 digits as Reg. No. of POP-SP / CBO
Next 8 digits as running sequence no.
Title value is invalid length.
Title value is invalid length.
First character of Last name of applicant invalid
Invalid format of Last name of applicant
First Name of applicant is blank
Invalid length of First name for applicant
First character of First name of applicant invalid
Invalid format of First name of applicant
Invalid length of Middle name for applicant
First character of Middle name of applicant invalid
Invalid format of Middle name of applicant
Invalid length of last name for applicant's Father
First character of Last name of applicant's father invalid
Invalid format of Last name of applicant's Father
First Name of applicant's Father is blank
Invalid length of First name for applicant's Father
First character of First name of applicant's Father invalid
Invalid format of First name of applicant's Father
Invalid length of Middle name for applicant's Father
First character of Middle name of applicant's Father invalid
Invalid format of Middle name of applicant's Father
Invalid Value in Sex Field (Value Not M or F)
Date Of Birth cannot be blank
Invalid length of date of birth
Date of birth value is not a valid date value
Date of birth can not be a future date
It will be validated against the PAN format logic
Correspondence Address1 is blank
Correspondence Address1 is of invalid length
Correspondence Address2 is of invalid length
Correspondence Address3 is of invalid length
Correspondence Address4 (district/city/town) is blank
Correspondence Address4 (district/city/town) is of invalid length
Correspondence State is blank
Correspondence State is of invalid length
Correspondence State is not a number
Correspondence State value is not valid as per state master
Correspondence State is blank
Correspondence State is of invalid length
Correspondence State is not a number
Correspondence Pin is blank
Correspondence Pin is of invalid length
Correspondence Pin starts with zero or length not equal to 6
Correspondence Pin/State combination invalid for domestic address
Correspondence Pin/State combination invalid for foreign address
Permanent Address1 is blank
Permanent Address1 is of invalid length
Permanent Address2 is of invalid length
Permanent Address3 is of invalid length
Permanent Address4 (district/city/town) is blank
Permanent Address4 (district/city/town) is of invalid length
Permanent State is blank
Permanent State is of invalid length
Permanent State is not a number
Permanent State value is not valid as per state master
Permanent State is blank
Permanent State is of invalid length
Permanent State is not a number
Permanent Pin is blank
Permanent Pin is of invalid length
Permanent Pin starts with zero or length not equal to 6
Permanent Pin/State combination invalid for domestic address
Permanent Pin/State combination invalid for foreign address
Telephone number is of invalid length
Telephone number is not a number
Telephone number is zero
Mobile number is of invalid length
Mobile number is not a number
Mobile number is zero
Fax number is of invalid length
SMS Subscription Flag is blank
SMS Subscription Flag is greater than one character
SMS Subscription Flag is other than Y or N
SMS Subscription Flag is Y but Mobile Number is Invalid
Email Subscription Flag is blank
Email Subscription Flag is greater than one character
Email Subscription Flag is other than Y or N
Email Subscription Flag is Y but Email is Invalid
Bank Account Number is of invalid length
Bank Account Number is not a alphanumeric.
Bank Account Number is blank when other Bank Details are available
Bank Name is of invalid length
Bank Name is blank when other Bank Details are available
Bank Branch is of invalid length
Bank Branch is blank when other Bank Details are available
Bank Address is of invalid length
Bank Address is blank when other Bank Details are available
Bank Pin is of invalid length
Bank Pin is not a number
Bank Pin starts with 0
Bank Pin is blank when other Bank Details are available
Bank MICR is of invalid length
Bank MICR is not a number
Subscriber Occupation is blank
Subscriber Occupation is greater than two character
Subscriber Occupation is other than 01,02,03,04,05,06
KYC verification flag is blank
KYC verification flag is greater than one character
KYC verification flag is other than Y or N
KYC verification flag is not N for corporate sector subscriber
PAN Verification Flag is greater than one character
PAN Verification Flag is other than Y or N
Number of Nominees is not Valid
Number of Nominees is more or less than specified
Number of Schemes is not Valid
Number of Schemes is more or less than specified
POP-SP / CBO Reg. No. can not be blank
Should be exactly 7 Characters
If given the it can be max length up to 80 char and 1. At least @ and '.' should be mentioned.
2. Both @ and '.' should be preceded and succeeded by at least one character.
3. At least one '.' should come after '@'.
Must be blank(not spaces)

Acknowledgement Number is not a number

must be of exactly 17 Digits

must be of exactly 17 Digits and last two digit is not 00.

Last 2 digits of the FC provisional ack should not be greater than 50

must be of exactly 17 Digits and last three digit is not 000.

Last 3 digits of the FC provisional ack should not be greater than 999

Structure of the Acknowledge No / FC provisional provided is incorrect

Hindi option Flag is other than Y or N
Hindi option Flag is blank.
If Hindi option Flag is blank and Hindi names are given.
If Hindi card Subscription flag is 'Y' then it is a mandatory field. But if flag is 'N' then it must be blank.
If Hindi card Subscription flag is 'Y' and if Last name (English) is given then Last name in Hindi is mandatory and if Last name
(English) is not given then this field should be blank. if Hindi card Subscription flag is 'N' then it must be blank.
If Hindi card Subscription flag is 'Y' and if Middle name (English) is given then this field is mandatory and if Middle name (Engli
not given then this field should be blank. if Hindi card Subscription flag is 'N' then it must be blank.
If Hindi card Subscription flag is 'Y' then it is a mandatory field. But if Hindi card Subscription flag is 'N' then it must be blank.
If Hindi card Subscription flag is 'Y' and if Father's Last name (English) is given, then this field is mandatory and if Father's Las
(English) is not given then it should be blank. If Hindi card Subscription flag is 'N' then it must be blank
If Hindi card Subscription flag is 'Y' and If Father's Middle name (English) is given then This field is mandatory and if Father's M
name (English) is not given then it should be blank. if Hindi card Subscription flag is 'N' then it must be blank.
The data to be provided in the field for Subscriber Name and Father’s Name in Hindi should be Unicode strings.
Each Unicode should be separated by “;” which will be used as an escape sequence while decoding.
The Unicode given should be in the range of Hindi Unicode (i.e. 0900 to 097F) other than special characters like “space”, “com
“full stop”.
If given then must be of exactly of length 11 and it can be a alphanumeric.

This field is mandatory. Only 'Y' and 'N' values are valid values.

The field values should be 'N' for corporate sector subscriber

This field is optional. Must be exactly 16 digit if given.

The field is optional. If given valid values are 'Y' or 'N' or 'O'.

The field value is other than 'Y' or 'N' or 'O'

The field is optional.

If given then it must be exactly 10 digits.

Alphanumeric values are allowed

Date Of Joining cannot be null
Invalid length of date of Joining
Date of Joining value is not a valid date value
Date Of Retirement cannot be null
Invalid length of date of Retirement
Date of Retirement value is not a valid date value
The field value is other than 'U or 'C'
The field value is blank
The field value is blank
The field value is other then A / V / S / C for sector type C
The field value is other then A / V for sector type U
The Scheme Id and Percentage should be null when the field value is A
The scheme details are not allowed when sector type is C and field value is C / S
The field value is blank
The field value is other than 'I' or 'M' or 'N'
The field value is blank
The field value is other than 0/1/2/3/4

Nominee

Line number is blank

Line number length is greater than the maximum length allowed
Line number value is not a number
Line number does not match the expected line number of this record
Line number is of incorrect value(zero)
Line number length is less than 4
Record type is of invalid value(if not ND or nd)
Record number must be one more than the previous nominee record number
Record Number must not be more than the max. of no. of nominees specified
Nominee Serial number must be less than the total no. of nominees
Nominee Serial number must be 1 more than the previous nominee serial no.
Invalid length of Nominee last name
First character of Nominee Last name invalid
Invalid format of Nominee Last name
First Name of Nominee is blank
Invalid length of First name for Nominee
First character of First name of Nominee invalid
Invalid format of First name of Nominee
Invalid length of Middle name for Nominee
First character of Middle name of Nominee invalid
Invalid format of Middle name of Nominee
Date Of Birth cannot be blank
Invalid length of date of birth
Date of birth value is not a valid date value
Date of birth cannot be a future date
Relationship cannot be blank
Length of Relationship cannot be more than 30
Invalid length of major/minor flag
Major/minor flag is blank
Invalid length of guardian last name
First character of guardian Last name invalid
Invalid format of guardian Last name
Invalid length of First name for guardian
First character of First name of guardian invalid
Invalid format of First name of guardian
Invalid length of Middle name for guardian
First character of Middle name of guardian invalid
Invalid format of Middle name of guardian
Percentage share must be numeric
Maximum length of Percentage share is 3
Maximum length can be 50

Scheme

Line number is blank

Line number length is greater than the maximum length allowed
Line number value is not a number
Line number does not match the expected line number of this record
Line number is of incorrect value(zero)
Line number length is less than 4
Record type is of invalid value(if not SD or sd)
Cannot be blank
Maximum length can be 6
Cannot be blank
Maximum length can be 8
This value cannot be 0
Maximum length is 3

Tier 2 Details

Line number is blank

Line number length is greater than the maximum length allowed
Line number value is not a number
Line number does not match the expected line number of this record
Line number is of incorrect value(zero)
Line number length is less than 4
Record type is of incorrect value(if not TD or td )
Should not be blank
Should be exactly 7 Characters if SEF error code available
If SEF error code not available the it must be N
Batch count is blank
Batch count length is greater than the maximum length allowed
Batch count is not a number
Batch count value is invalid(zero)
Batch count value is invalid(not one less than the line number of this record)
Batch count length is less than 4
Batch count value is invalid(more than the total number of records in the file)
Bank Name is of invalid length
Bank Name must be characters
Bank Name is blank
Bank Branch is of invalid length
Bank Branch is blank
Bank Address is of invalid length
Bank Address is blank
Bank Pin is of invalid length must be 6 digit
Bank Pin is not a number
Bank Pin starts with 0
Bank Pin is blank
Bank MICR is of invalid length must be 9 digit
Bank MICR is not a number
Bank MICR is blank
Bank Account Type valid values Savings or Current
Bank Account Type is blank
If given then must be of exactly of length 11 and it can be a alphanumeric.
Bank Account Number is of invalid length
Bank Account Number is not a alphanumeric.
Bank Account Number is blank
Number of Nominees is not Valid
Number of Nominees is more or less than specified
Number of Schemes is not Valid
Number of Schemes is more or less than specified
S No Column Name

1 Major/Minor Flag
2 Guardian's First Name
3 Percentage Share

4 Scheme Id
5 Percentage of Investment

Important Notes

6 Any Business Level validations will not be done in the FVU

7 All Records with any Format level Errrors in Subscriber Details Record will be rejected (mandatory or non-mandatory)
8 Fields Line Sequence Number and File Section type and Error flag/Code field will always be validated in nominee and sc
9 Error Flag Field in Nominee Details Record will signify whether the record has no Errors(N) or has Errors(SEFXXXX)
10 In case of No Errors, the Record will be validated, if any error is found the Record will be rejected
11 In case of Errors a particular Error Code will be provided in the file which will be captured. Any other field will neither vali
12 Error Flag Field in Scheme Details Record will signify whether the record has no Errors(N) or has Errors(SEFXXXX)
13 In case of No Errors, the Record will be validated, if any error is found the Record will be rejected
14 In case of Errors a particular Error Code will be provided in the file which will be captured. Any other field will neither vali
15 If the Number of Nominees/Schemes specified in Subscriber Details record does not match with actual number of
 Business validations Out of scope of Standalone FVU at FC

Nominee

It will not be validated against Nominee's Date of birth

Is mandatory if nominee is minor
Total Percentage Share of all the nominees is 100

Scheme

Same Scheme ID cannot be specified more than once for one subscriber
Total Percentage of Investment for all schemes for one subscriber is 100

s Record will be rejected (mandatory or non-mandatory)

r flag/Code field will always be validated in nominee and scheme details record
er the record has no Errors(N) or has Errors(SEFXXXX)
is found the Record will be rejected
e file which will be captured. Any other field will neither validated nor captured
r the record has no Errors(N) or has Errors(SEFXXXX)
is found the Record will be rejected
e file which will be captured. Any other field will neither validated nor captured
Details record does not match with actual number of
To be validated at CRA Remarks

Y
Y
Y

Y
Y
STATE NAME STATE CODE
ANDAMAN AND NICOBAR ISLANDS 01
ANDHRA PRADESH 02
ARUNACHAL PRADESH 03
ASSAM 04
BIHAR 05
CHANDIGARH 06
DADRA & NAGAR HAVELI 07
DAMAN & DIU 08
DELHI 09
GOA 10
GUJARAT 11
HARYANA 12
HIMACHAL PRADESH 13
JAMMU & KASHMIR 14
KARNATAKA 15
KERALA 16
LAKHSWADEEP 17
MADHYA PRADESH 18
MAHARASHTRA 19
MANIPUR 20
MEGHALAYA 21
MIZORAM 22
NAGALAND 23
ORISSA 24
PONDICHERRY 25
PUNJAB 26
RAJASTHAN 27
SIKKIM 28
TAMILNADU 29
TRIPURA 30
UTTAR PRADESH 31
WEST BENGAL 32
CHHATISHGARH 33
UTTARANCHAL 34
JHARKHAND 35
TELANGANA 36
NRI (Foreign Address) 99
DEFENSE 88
 RI
Subscriber Occupation Subscriber Occupation code
Government Employee 01
Private Sector 03
Select 05
Others 06
Public Sector 07
Professional 08
Agriculture 09
Homemaker 10
Student 11
Business 13

NRI
Subscriber Occupation Subscriber Occupation code
Select 05
Self Employed 02
Service 12
COUNTRY NAME COUNTRY CODE NRI Flag
Afghanistan AF
Argentina AR
Australia AU
Austria AT
Bahrain BH
Bangladesh BD
Barbados BB
Belarus BY
Belgium BE
Bermuda BM
Bhutan BT
Botswana BW
Brazil BR
Brunei Darussalam BN
Bulgaria BG
Cambodia KH
Canada CA
Cape Verde CV
Cayman Islands KY
China CN
Cuba CU
Cyprus CY
Denmark DK
Egypt EG
El Salvador SV
Eritrea ER
Estonia EE
Ethiopia ET
Fiji FJ
Finland FI
France FR
Georgia GE
Germany DE
Ghana GH
Greece GR
Guyana GY
Hong Kong HK
Hungary HU
Iceland IS
India IN N
Indonesia ID
Iran, Islamic Republic of IR
Iraq IQ
Ireland IE
Israel IL
Italy IT
Japan JP
Jordan JO
Kenya KE
Korea, Democratic People's Republic of KP
Kuwait KW
Latvia LV
Luxembourg LU
Macao MO
Malawi MW
Malaysia MY
Maldives MV
Mauritius MU
Mexico MX
Mongolia MN
Morocco MA
Namibia NA
Nauru NR
Nepal NP
Netherlands NL
New Zealand NZ
Niger NE
Nigeria NG
Norway NO
Oman OM
Pakistan PK
Panama PA
Papua New Guinea PG
Philippines PH
Poland PL
Portugal PT
Qatar QA
Romania RO
Russian Federation RU
Rwanda RW
Saudi Arabia SA
Senegal SN
Singapore SG
South Africa ZA
Spain ES
Sri Lanka LK
Sudan SD
Sweden SE
Switzerland CH
Taiwan, Province of China TW
Tanzania, United Republic of TZ
Thailand TH
Tunisia TN
Turkey TR
Uganda UG
Ukraine UA
United Arab Emirates AE
United Kingdom GB
United States of America US N
Uruguay UY
Viet Nam VN
Yemen YE
Zair ZR
Zimbabwe ZW
 POI & POA Code List

Sr No Proof of Identity (Copy of any one)

1 Passport issued by Government of India.
2 Ration card with photograph.
Bank Pass book or certificate with Photograph or bank statement
3

4 Certificate of the POP bank for an existing Bank customer.

5 Voters Identity card with photograph and residential address.
6 Valid Driving license with photograph
Certificate of identity with photograph signed by a Member of
7 Parliament or Member of Legislative Assembly
8 PAN Card issued by Income tax department
Aadhar Card / letter issued by Unique Identification Authority of India
9

Job cards issued by NREGA duly signed by an officer of the State

10 Government
Identity card issued by Central/State government and its
Departments, statuary/ Regulatory Authorities, Public Sector
Undertakings, Scheduled commercial Banks, Public Financial
11 Institutions, Colleges affiliated to universities and Professional Bodies
such as ICAI, ICWAI, ICSI, Bar Council etc.

Photo. Identity Card issued by Defense, Paramilitary and Police

12 department’s
Ex-Service Man Card issued by Ministry of Defense to their
13 employees.
14 Photo Credit card
15 Others

Sr No Proof of Address (Copy of any one)

1 Passport issued by Government of India
2 Ration card with photograph and residential address
Bank Pass book or certificate with Photograph or bank statement
3

4 Certificate of the POP bank for an existing Bank customer.

5 Voters Identity card with photograph and residential address
6 Valid Driving license with photograph and residential address
Letter from any recognized public authority at the level of Gazetted
officer like District Magistrate, Divisional commissioner, BDO,
7 Tehsildar, Mandal Revenue Officer, Judicial Magistrate etc.

Certificate of address with photograph signed by a Member of

8 Parliament or Member of Legislative Assembly
Aadhar Card / letter issued by Unique Identification Authority of India
9 clearly showing the address

Page 33
 POI & POA Code List
Job cards issued by NREGA duly signed by an officer of the State
10 Government
The identity card/document with address, issued by any of the
following: Central/State Government and its Departments,
Statuary/Regulatory Authorities, Public Sector Undertakings,
11 Scheduled Commercial Banks, Public Financial Institutions for their
employees.

Latest Electricity/water bill in the name of the Subscriber / Claimant

12 and showing the address (less than 3 months old)
Latest Telephone bill in the name of the Subscriber / Claimant and
13 showing the address (less than 3 months old)
Latest Property/house Tax receipt (not more than one year old)
14

Existing valid registered lease agreement of the house on stamp

15 paper ( in case of rented/leased accommodation)
16 Others

Sr No Proof of DoB
1 Passport
2 Driving License
3 PAN Card
4 High School Mark Sheet
5 Others
Aadhar Card / letter issued by Unique Identification Authority of India
6

7 Voters Identity Card

Page 34
 POI & POA Code List

Code
103
108

105

151
107
104

114

119

150

152

153

154

155

122
333

Code
103
108

105

151
107
104

156

114

150

Page 35
 POI & POA Code List

152

153

102

101

113

110

333

Code
103
104
119
120
121

150

107

Page 36
Politically Exposed Flag 00 Select
01 Politically Exposed person
02 Related to politically Exposed person

Education Qualifiction 00 Select

01 Below SSC
02 SSC
03 HSC
04 Graduate
05 Masters
06 Professionals (CA, CS, CMA etc.)

Income Range NRI

00 Select
03 5 Lac to 10 Lac
04 10 Lac to 25 Lac
05 25 Lac and Above
06 Upto 5 Lacs
RI
00 Select
01 Upto 1 Lac
02 1 Lac to 5 Lac
03 5 Lac to 10 Lac
04 10 Lac to 25 Lac
05 25 Lac and Above
00 should be put if subscriber did not selected any values in form