Financial Expressions in Daily Life

1 Can You Fill in the Blanks?

quote, property, tight, broke, lump, interest, loaded, debt, rates (2), will, consumer, penniless,
fee, exchange, society, hard, sum, means, wealthy, take, beyond, out, instalments, up, quid,
balance, black, fisted, meet, stock, penalty, deposit, fare, fine, currency, rip-off, market, make
(3), affluent, payments, transfers, mortgage
My boss lives in an _____(1) neighbourhood.
I usually use a cash machine to check my _____(2).
Can I borrow some money? I’m _____(3).
We live in a _____(4) _____(5) where everybody wants to buy something new.
What’s the _____(6) in Vietnam? Is it the Vietnamese dong?
We have already paid a _____(7) on the house.
Our currency is unstable and _____(8) _____(9) fluctuate a lot.
What’s the bus _____(10) these days?
My lawyer charges an unreasonably high _____(11).
I had to pay a parking _____(12).
I’m always _____(13) _____(14) by the end of the month.
We paid for the car in _____(15).
People who have loans have to pay high _____(16) _____(17).
You don’t know what money problems are. You’re _____(18)!
I had to _____(19) _____(20) a loan to buy a new car.
She was given a _____(21) _____(22) when she was made redundant.
I never use online banking to _____(23) _____(24).
Can you _____(25) _____(26) into your bank account from your computer?
I can’t get a _____(27) because I don’t earn much money.
There will be a _____(28) for late payment of the bills.
She arrived in 1978 as a virtually _____(29) refugee.
He invested in _____(30) and lost most of his money.
This hat only cost me five _____(31) in a charity shop.
I got the builder to give me a _____(32), but it was so expensive we decided to do it ourselves.
Some people make money by buying and selling shares on the _____(33) _____(34).
He was a _____(35) old man. He lived in a mansion and had a luxury yacht.
My mum left me all her paintings in her _____(36).
20 pounds for a pizza?! What a _____(37)!
We managed to stay in the _____(38) this year, so we might have enough money for a short
holiday.
I’m in _____(39) – my account is £200 in the red.
I’m not surprised they went bankrupt. They were clearly living _____(40) their _____(41).
I can’t _____(42) ends _____(43) ever since I got fired.
I wouldn’t waste my time asking him for money. He’s _____(44)‑_____(45).
2 Can You Match These Words to Their Definitions?
1 debt a the money paid for transportation, such as bus or train tickets.

2 payments b having little or no money; extremely poor.

3 mortgage c the community of people living in a particular country or region and

having shared customs, laws, and organizations.
4 instalments d an amount of money charged for a service.

5 broke e having no money; financially destitute.

6 penniless f charging excessively high prices for goods or services.

7 affluent g moving money from one account to another electronically.

8 wealthy h having a great deal of money, resources, or assets.

9 fine i British slang for a pound sterling.

10 well-off j money owed to someone else, typically borrowed and expected to be

repaid.
11 society k a loan taken out to buy property or land, with the property serving as
collateral.
12 penalty l having a lot of money and possessions; rich.

13 fee m having enough money to live comfortably; financially secure.

14 quid n a punishment imposed for breaking a law or rule.

15 property o payments made at regular intervals over a period of time until a debt
is fully paid off.
16 fare p amounts of money given in exchange for goods or services.

17 transfers q a sum of money imposed as a penalty for breaking a law or rule.

18 deposit r something owned by a person, such as land, buildings, or

possessions.
19 currency s a sum of money placed or kept in a bank account, usually to gain
interest.
20 rip-off t the system of money used in a particular country.
3 Let's Discuss These Interesting Questions!
1 How does society's view of wealth impact individuals' financial decisions?

2 Have you ever experienced the stress of being in debt or facing penalties for late
payments?
3 What strategies do you use to manage your finances and avoid ending up penniless?

4 In what ways can currency transfers affect international business transactions?

5 Do you believe that property ownership is a key factor in determining one's wealth
status?
6 Have you ever felt ripped off by a product or service, and how did it impact your trust in
that company?
7 How do mortgage instalments differ from regular rent payments in terms of long-term
financial planning?
8 What are some common fees and fines that people often overlook when budgeting their
expenses?
9 Can being well-off financially lead to a sense of security and stability in today's society?

10 How do affluent individuals approach investments and savings compared to those who are
broke?