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PRE-SANCTION VistT REPORT SESSANCTION VISIT REPORT —————_ | hau OF THE APPL ICANT _ | \ - E pare W'S HUSBAND'S NAME Rajua cley Kumay | ines Dacbe taf ay, (oul 520 Chan ebe | Ks SIDENTIAL ADDRESS WITH Patel pactaale Livy I ene a Arowicioati Seto ) I i spp econ: | | et OPEN pls a Res wel, 26ST IoTT_ Ouseeh, ELATIVES INANE.” DESIGNATION AND Fe swt 8. [CONTACT DETAILS OF THE PERSON [> CONTACTED FUIFS C4384 MPLOYMENT DETAILS 71 PLACE OF EMPLOVEMENT) PUSINESS (IF SALARIED) r 7.2 JADORES: ) ae OF TST / ae ae MAME. DESIGNATIONAND aes Limit Barton Sar CONTACT DETAILS OF THE PERSON L. CONTACTED FISKE? YEO.

Wren jdvorute yaa High Coutl a Hal AnMTiESAt arts *- Rest ect eT 4 Bet ay al NO Fn ceation of the mortgage of the rey to be OH (0 SME sae, Fe tga restrictions on creation of trae asoge of aril property for 1 agicultural purposes). Whether re ay FesTictionsrerding | NO sere ane propery to be mortgagee? { | Pigated, tere are restitions fr sale |_| Stpopert forests ote he shits ee - (uheher a) the approvals | YES | | dearance/sanctions required for creation of the mortgage have been obtained? if not obtained what are such sanctions Spprovals and clearances yet to be obtained? Fi; | Whether the property is ancestral of undey TNva Joint ewnership of the minor 1s havin Interest in the property? If 30, it» effect thereol/ Ta, | Whether the property Jo be mortgaged has | NO Tawa acauired under Land Acquistion ACL 1694? aiher Urban tand Ceiling ACE | No oeabe inthe sate where we DOPE istocated) 5. Té. [in case of Teasehald oroperty, whether N/A | i stn/ NOC tom the sO" 6A permismation of morgage? Whelhes permission of thetesser/ NOC cebtained? ar ithe rate of shang of ‘unearned | N/A parse: with tess, in une ever of sale 0 the property? Tihether copy of title dee {other than Gort) #= made alable [0 examine the valdity of the fease? 35, | Whether terms and conditions Bt Tnthe | NIA lease deed have been ‘complied with? Mfany condition is violated, effect thereo!. Kescecsacesing omer i nH de oe provevans of income 124 At (08 waren of morgage oF any cerca B10 sta the Bank to show tht re Toes are sancandong v0 the wea T2* corre \ favoring tenor | NA Whether any permission of Income Tax| WA Mob OK155 Hag08 Chamber Ne. 14 Ol Har oor, be 1 Counts, At 2OV7-A, Variantinvan Goin, At len, Anwitsar 9 OTD MAO Aavocate Chi sajftantoh Coun hamber No, 14 Haryana Hi Old Bar Room Sourts Amritsar istt C i aH Distt Courts, Amritsar Resi Varindawan Garden, Amritsar as ated Ree] 0 = SERTIFICATE ANNEXURE -V to. The Manager Punjab National Bank, Branch iRAM, Amritsar. froperty Plot Private No, 98, Total area measuring 6.63 marlas as er 5 % Karam|200.66 Sq Yards) having length 56 feet breadth 32 feet 3 inch, bearing Khasra No. 115//14, 115//15/1, 115//16/3, 115//17/1 min, Bounded as East: Plot No. 100, West: Plot No. 98, North: Ownership, South: possage 22 feet wide, Situated at Rakba Jandiala -1, Sub Tehsil Jandiala Guru Tehsil & District Amritsar, hadbast No. 135, on the basis of sale deed dated 30.07.2021 besring document No. 2021-22/98/1/540, As requested | have conducted the legal investigation of ttle and made a search of records inthe registration office and other officer as required in the matter, 4) thave answered all the queries in the special Report. which Is enclosed, 2 | hereby certify that the registration particulars numbers and date and page particulars as shown in the original title deed/transfer deed and contents thereof tally with the information as stated in the records of the office of Sub Registrar/Registrar of assurance as well as with Certified copy of the title deed, which was obtained by me is enclosed with this certificate. 3) further certify that the photograph of previous owner and of intending owner aifixed/seen in the title deed tally with record of registration office as well as certified copy of the title deed. 4), Chain of title relating to the property is complete as given in the annexure hereto. 5) Ihave verification, tallies and compared these document from the record of the office of Sub Registrar /Registrar of assurance and also from the record of other appropriate authorities as detailed below: 1. The original & certified copy of Sale deed dated 30.07.2021 bearing document No. 2021. 22/98/1/540. 2. Certified copy of General Power of attorney dated 23.07.2021 bearing document No, 2021-22/98/4/23. Certified copy of Jamabandies for the year of 2005-06, 2010-11 & 2015.16. N.E.C for the period from 02.01.2007 to 18.04.2022 Inspection receipt Affidavit duly executed by borrower Paw ible, if any loss is cause to the bank due to negh | shall be liable/ responsible, ase ta d egligence on athe the search and Bank has the unqualified right to publish my name fog caution list being maintained by INDIAN BANKS’ ASSOCIATION OR RESERVE g, any other such body for circulation amongst Bant/ Financial Intuition, purely as per your instructions. 6) MY part in, including in th e ANK OF INDIA of 5 FeBOR is given (93Y 330 FUL PAIS BEPppA Pe ee eee a Jagtar Digitally signed by Jagtar Singh me Date 20/1101 \3 Singh Me2st HOS" 1, Pan Local Govern Final Rogan Micaite ) PBINOCIASRIANDIZsa49 04-10-2024 ‘eteas MIsiMiss/Messers legularig, Y ot iis RAMAN Ih tion OF Plat (Bat (her (their plot , otic regarding eee a oy tn yagi Gata ga Hag under Pokey Ro Sra ia any Goat “buitdhag i atom be ication No. & Date Name of owner & Pathos Namo | 2024 Dre | vc JINR KUMAR dunt No. {iba Vania Lisi sit, | No. [Aves | nani | HSH Waez.r7 | a falls under the fallowing eategorivs: 5, the are ENUE, BACKSIDE Jaden ss of the property IRA GROUND, JANDIALA GURU i ing Plan of the plot / building is sant | _ [wide butising application no. & date ial Plotted istiling 162.77 Sq ents go : Sst ioe ~ (68 No: PaNOGASRM 123 ftp Sores have neni, POROCTRTANDTE ‘| ‘icant Ner te charges tavled against these NOC is ily regarding requlatization of plot and does not cr any othe het Bending fee/ charges! dues related ie any branch / office of Local Government deparimeni er any other department, uuaven any new constuction f ateration shall be undertaken atter gatting building plan sanctioned in UEance i builéing byelaus applicable at the time of consteuction: te ea line of issue of NOC, the ‘Upplicant shall be liable te a veya! SPH be responsible for any mistepresuntation of histherthetr application Fegarding Pars «, th ple {The applicant shatt be Fesponsit these WH Gost and wil may essary 5 the buitdin, GH Constructed on the parking area at Nis’ hey) “S required in the. building within six Months, 15. The Born rower shall riots and ot vor shall got the soc . in the nee hazards like cee fully Insured agatist lass, damage by fire, . ame of the Bor 0, floods as por the roquuiraments ‘of the Bank repayment of in full of the rowor and the Bank with tho usual Bank clause tit fails to Insure the sad ontire toan liability of tro Borrowor. In case the Borrower without being bound te roparty, tt will ho gpan to the Bank to golihe saree inured the Borrower's oe ee $0, a8 aforosald and to debit t 7 principal amount eeu ci atl theraupon be treated amount of promium to part and parcol of the 16. Th he Borrower hereby further dectaras and agrees that 8 ween any money becoming payablo under the insurance policy, tho same shall paid by the Insurance Company {o the Bank and ‘such part of any moneys SO paid, as may relate Lo tho iniorost of alhor partios Insured thero-under, shall bo received by the k as agont for such other partios. ‘And any sum received under such insurance shall be applied in or towards liquidation ‘of the amount due to the Bank and other partios on ‘account of the said loan, interest and other charges as aforesaid and in the event of there being a surplus; the same Shall be refunded to the Borrower. b. The receipt by the Bank of Insurance procoods shall be a complote discharge of >. Ingurance company and shal be binéing O° “il parties insured there under ¢. Any adjustment, settlement, compromise oF reference to arbitrations in ©. nection with any dispute between {he provranee company and the insured of TY coo ee arising under of in connection #1) aoley shall be valid and binding om all parties insured there under, but nol so as 10 impair the right of the Bank to ay Byer the full amount of any claim. it may have on other parties insured there under. 47. It will be the duty and responsibility of the Borrower to obtain necessary permission of Vendor and/or any onorityflossor, (required, under any [at rules, Povulations or any instrument 19 create eSecurity, hereby agraed by him to be Feguied in favour of the Bank and it will be OF cena Bank to refuse to disburse the created in ind unless the same is obtained ‘nd submitted {0 the Bank. 48, The Borrower undertakes to take necessary steps to get the lease hold property converted into free hold and get the conveyance! transfer deed executed propregisiered and bear all necessary expenses yarinected therewith from his sources. 49. The Borrower hereby agrees to hold himself liable on all the confirmation letters signed by anyone of the borrowers and on all the accounts stated to any one of them, The Borrower agrees that each one of them is agent for the others to acknowledge and admit liability outstanding in the account from time to time. 20.The Borrower agrees and hereby gives to the Bank, during the currency and for the Loan, a general lien and right to set off, and combine accounts otice, cl movable property of every description coming into the Bank's possession on account of the Borrower for the time being held by the Bank, whether singly or jointly ‘with others in India or elsewhere including, without prejudice to the generality, any monies, bullion, deposits, deposit receipts, promissory notes, bill of exchange, cheques, railway receipts, Govt. bills and other documents/securities of every description iption. a ne Yeese Reno 21. Any demai any ae in ard pofelnumay ve made on the Borrower by an officer of the Bank or the Borrower or lefrat or sere ands of any such officer either served personally on the Bank. ¥ Post to him at his address registered/available with 22. The Borrower shall do all such i i acts, deeds and things as may be reasonabl required by the Bank, in accordance with applicable law, ensure filing of Form vy particulars of creation of security interest, by the Bank with the Central Registry under section 23 of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 ("SARFAESI Act’), read with the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (Central Registry) Rules, 2011, in relation to the security created on the EQM of property plot private no.99,total area measuring 6.63 marlas ,bearing Khasra no.115//14,115//15/1,115//16/3,115/17/1 min,situated at Rakba Jandiala- 41,Amritsar belonging to Smt Rammi..M.V/R.V/D.V of plot is Rs 10.60/9.01/8.48 lac approximately as per valuation by S.U.Designtecture dated 22.04.2022. (description of security), immediately after the execution of this Agreement. 23. DISCLOSURES per a Parnes SAR Shay cM ae Ie this HENNA ee Na Hots RAL ing sah ee sett ity wea SSB Saat NE Ue . vhty any YS AN ANY such, 5 ee Rover and all Aw: g he fovkow ing, Not ANWARL travelling MUTE DY the: Rank. sent . XO We Regotiatin. Prog, SH NATHY Af SF lasting ASS NOS ane SNOSASTS iNeed in connie, INT OP eBiRase OF HO NVdES of the Bank * TENT Ue AY Nace SuMEnty: 2 O\PONSES ottionrs, MALO, EXOCUTION, OMS CONtEMplated oF in ON WH the preservation, oF exercise of any rights, remedias or TESS. COS ENS ArvEnses ite fed itt Connection with the anton MSTSUMGN ANd OF under any other Finance Document including any cost SR SS ASSSTON OF defence of the rights of Ne Bank, for the protection and SION CF AMS oF ANY vart of the: Security and for the demand, realisation and RY SF Sty SMOUNES CUP and outstanding under the finance documents; and cement of any STO cud fares, charges and penalties fre Borrow on any finance documents it and S¥ PS required to pay the same according to the applicable SReTIES. Nor any delay in oxorcisiag, om tho part of the Bank, any remedy uncer this Agreement shall oper ao as waiver, nor shall any single SSS of any Aight or remedy provent any lulthor or olla exorcise or tho any other right of romedy. Tho rights and romocker provided in this ment are Cumulative and not exclusive ol any rights or remedies provided by . #t any time, any provision of this Agreement is or becomes iegal, invalid or eceadie in any respect under any law of an Jurisdiction, noither the lo nally, y or enforceability of the Femaining provisions nor the legality, vty or =abiity of such provision under the law of any other jurisdiction will in any way ted or impaired. tis Agreement may be executed in any Number of counterparts, and this has: te

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