NO OBJECTION CERTIFICATE

Date 23/Mar/2024

To Whomsoever It May Concern

Subject: Loan status of Personal Loan of CRN: LOS1896111996819DX5J

This is to certify that Mr/Mrs./Ms. GULBAHAR GULBAHAR (PAN:BNPXXXXX3H)(“Borrower”) has

availed a personal loan of Rs-81731/-under Loan ID:LOS1896111996819DX5J (“Loan”) from Poonawalla Fincorp Limited
and SiCreva Capital Services Private Limited (“Co-Lenders”) via the Pay with Ring which is owned and operated by On EMI
Technology Solutions Private Limited on 08/02/2023

We further confirm that no outstanding payment is due or payable in relation to the Loan by the customer in the books of Co-
Lenders

Please note that this certificate is being issued pursuant to the request submitted by you to issue the ‘No Dues Certificate’ and shall
not be construed as a financial undertaking of or result in any commitment or liability on any of the Co-Lenders or its Directors,
Offi-cers, and employees.

Please note that notwithstanding anything to the contrary contained elsewhere herein, in case any payment made by or on behalf of
the Borrower to discharge the liability in relation to the Loan is reversed due to operation of law, this certificate shall not be valid.

Sincerely,
Poonawalla Fincorp Ltd. And SiCreva Capital Services Pvt. Ltd.

NOTE:-This is an electronically generated document and requires no signature or stamping.