Financial Literacy
UNIT/
Timeline/Topics Essential Questions
Weeks
What are your career goals?
How will education affect your earning
potential?
What are sources of income other than
Income and Careers earnings from a job?
Careers and Personal Earning Why are employee benefits so important?
Goals What employee benefits would be
Employee Benefits considered standard benefits?
Sources of Income What is the difference between taxable
and non-taxable income?
4 Taxable and Non-taxable Income
What forms of currency are used around
Forms of Currency
the world?
Personal and Cultural Values and
How do personal and culture values impact
Financial Decisions
your financial decisions?
Government Programs
What government programs are available
Collective Bargaining
to the public?
How can you take advantage of collective
bargaining?
What is the purpose of managing your
money and why is it so important?
What options do banks offer for managing
your money and what purpose does each
one serve?
What are the advantages of using a buying
Money Management plan?
Financial Decisions and Why does comparison shopping lead to
Consequences better buying decisions?
3 Meeting Financial Goals What sources are available for consumer
Emergency Funds credit?
Personal Budgets What benefits do consumers have by using
Financial Institutions credit?
What penalties and fees might be imposed
by credit card companies? Why?
What is the difference between saving and
investing?
Why is financial security so crucial?
What products are being offered by
Credit and Debt Management financial institutions today?
Financial Institution Products How is interest calculated?
Computing Interest What sources are available for consumer
credit?
Sources of Credit
3 What benefits do consumers have by using
Mortgages
credit?
Credit Reports and Credit Scores
What penalties and fees might be imposed
Predatory Lending
by credit card companies? Why?
Bankruptcy
What do you need to know about
mortgages?
What forms of predatory lending are used
in today's society?
How does bankruptcy work and what are
the consequences?
Planning, Saving, and Investing What effect does the economy have on
Financial Planning society?
Financial Goals How do economic systems affect your life
Retirement Plans and the lives of others?
2
Investments How are economic resources distributed?
Inflation and Economic Decisions What are the functions of the Federal
Role of Government in the Reserve?
Financial Industry
Becoming a Critical Consumer What effect does the economy have on
Monetary Transactions society?
Consumer Spending How do economic systems affect your life
and the lives of others?
3 Business Practices
What impact does scarcity have on the
Contracts
production, distribution, and consumption
Consumer Protection Laws
of goods and services?
Identity Theft
Civic Financial Responsibility What effect does the economy have on
Economic Systems and Personal society?
Wealth How do economic systems affect your life
Global Economic Events and and the lives of others?
Financial Planning How are economic resources distributed?
2 Economic Resources and What impact does scarcity have on the
Financial Goals production, distribution, and consumption
Wills of goods and services?
Cultures How does the economy effect consumers’
Taxation for Funding Public potential for earning income?
Activities, Etc.
How does insurance protect consumers?
Insuring and Protecting How does an individual evaluate insurance
1 options to select a responsible, reasonable
Types of Insurance
policy?
