3/30/24, 10:37 AM Mail - Parvinder Singh - Outlook

FW: Reassure2.0 broucher

Janak Pratap <Janak.Pratap@nivabupa.com>
Fri 29-Mar-24 8:12 PM
To:​'parvinder_kht@hotmail.com' <parvinder_kht@hotmail.com>​

1 attachments (4 MB)
ReAssure 2 single sheeter platinum titanium - Copy.pdf;

Dear sir,

Thanks for showing your interest with Niva Bupa. In a world of rising healthcare costs, most of us find ourselves rather unprepared to manage sudden expenses arising out of illness
and hospitalization. You need someone who will provide you access to good medical care and protecting your savings against these expenses. At Niva Bupa we go a step further, and
help you protect both your savings and health.

You will get below services through us

1. Claim relationship manager

2. Claim assurance certificate
3. Personalize health advisor.
4. 5% discount on every renewal premium.

The following details we require for the process of application for each insured members.

Name :
D.O.B :
Approx. Height & Weight :
Occupation :
Qualification :
Contact Details :
Address :

For any further assistance kindly revert on same mail.

Following are the Differentiators / Benefits of Niva Bupa :

1. IN-PATIENT CARE (HOSPITALIZATION)

We cover cost of medical treatment when you or your insured family members are hospitalized for treatment moreover minimum Hospitalization is 2 hours mandatory

2. DAY CARE TREATMENTS COVERED

We cover day care treatments under the product. Please refer to Annexure IV of the policy document to know the day care procedures covered under the product.

3. HOSPITAL ACCOMMODATION

No limit on the hospital room rent & ICU charges. They are covered up to Sum Insured.

4. SHARED ACCOMMODATION CASH BENEFIT

Hospitalization can sometimes lead to occupying a shared room accommodation. In this case, we provide coverage for you by paying a daily cash amount for each continuous and completed period of 24
hours of Hospitalization, provided that the shared room is taken in a hospital within our network, and there has been 48 hours of continuous hospitalization.

5. PRE AND POST HOSPITALIZATION MEDICAL EXPENSES

We cover Pre-Post Hospitalization expenses, Pre hospitalization cover for 60 days and post hospitalization cover for next 180 days.

6. DOMICILIARY HOSPITALIZATION
In case a bed in the hospital is unavailable or on advice of the attending medical practitioner, treatment is administered at home; we pay for medical treatment taken at home, which would otherwise have
required hospitalization.

7. HOME CARE TREATMENT

Stay ReAssured that we indemnify the Medical Expenses incurred on the Insured Person’s treatment taken at home for Chemotherapy or Dialysis.

8. ALTERNATIVE TREATMENTS
We will indemnify the medical expenses incurred on the insured person’s hospitalization for Inpatient Care on treatment taken under Ayurveda, Unani, Siddha and Homeopathy.

9. ORGAN TRANSPLANT

Medical expenses for an organ donor’s In-patient treatment for the harvesting of the organ donated is also covered provided the organ is for the use of the insured person.

10. MODERN TREATMENT

here are always advancements being made in the medical world. ReAssure gives you the freedom to choose these by covering a range of modern treatments like deep brain stimulation, oral chemotherapy to
robotic surgeries and stereotactic radio surgeries, stem cell therapy and more. So, stay secure and ReAssured 2.0 that you can choose the latest treatments available with ReAssure 2.0 Plan.

11. EMERGENCY AMBULANCE

Be it road or air ambulance, we ReAssure 2.0 you that all these costs are covered.

Road Ambulance: We will pay you up to Base Sum Insured ​

Air Ambulance: Only in case of Emergency. Maximum INR 2,50,000 per hospitalization

12. HEALTH CHECK-UP

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3/30/24, 10:37 AM Mail - Parvinder Singh - Outlook
List of tests covered:- Complete blood count (CBC) ,Complete Physical Examination by Physician, Serum Electrolytes, Urine Routine & Microscopic, Post prandial/lunch blood sugar (PPBS / PLBS)
,HbA1C , Erythrocyte Sedimentation Rate (ESR) , Uric Acid Thyroid function test Fasting Blood sugar (FBS) Lipid Profile Liver Function Test (LFT) Electrocardiogram (ECG) Kidney function test
Treadmill test (TMT) OR 2 D ECHO X Ray chest, Serum Vitamin D, Ultrasound test (USG), Mammogram Colonoscopy (for >50 year olds), Serum calcium

13. RE ASSURE PLUS or REASSURE FOREVER

1st claim triggers ReAssure+, forever. It is Unlimited. Each claim will be up to the Base Sum Insured Moreover Pay the premium as per your entry age, till a claim is paid

ReAssure “Forever”: Enjoy unlimited Sum Insured. The first paid claim in the life of the policy triggers ReAssure “Forever”. Once Triggered it stays for life, provided that the policy is renewed without
break.

Lock the clock - Your age is locked at entry when you buy the policy, till you make a claim. ​

14. BOOSTER PLUS + BENEFIT

Platinum - 5X: Unutilized Base Sum Insured carries forward to the next policy year, maximum up to 5 times of Base Sum Insured.

Titanium - ​ 10X: Unutilized Base Sum Insured carries forward to the next policy year, maximum up to 10 times of Base Sum Insured

E-consultation -

​Unlimited e-consultation within our network.

15. SECOND MEDICAL OPINION

Get the ReAssurance you need, to be sure of the treatment that’s right for you, with a second medical opinion which is offered once for any condition for which hospitalization is triggered.

16. LIVE HEALTHY BENEFIT

Stay ReAssured by not only being active and healthy, but also benefitting with healthy discounts of upto 30% on renewal premium. To avail this benefit, all you have to do is achieve the health points by
taking steps counted on our Max Bupa Health App, and we ReAssure you with an additional benefit in the form of renewal premium discounts. Eligible insured person for this benefit will be:

1. - All members except son / daughter under a Family Floater policy

2. - Any member of age at least 18 years under an Individual policy

17. HOSPITAL CASH ( Optional )

We realise that your journey of getting better is not just yours. There are loved ones who spend their days and nights by your side. This is why we ReAssure you with an additional pay-out to cover
miscellaneous expenses that you may incur during hospitalization, provided there has been a minimum period of 48 hours of continuous hospitalization.

• Up to INR 5 Lac Base Sum Insured: INR 1,000/day

• Between INR 10 Lac to INR 15 Lac Base Sum Insured: INR 2,000/day
• Above 15 Lac Base Sum Insured: INR 4,000/day​

18. SAFEGUARD ( Optional )

Safeguard benefit gives you the freedom to go beyond and to secure your health and finances even further, by letting you control different aspects of your policy, such as:

1. - Claim Safeguard lets you claim on otherwise non-payable items up to the Sum Insured in case of hospitalization, like conveyance charges, gloves, nebulization kits, oxygen masks, and more.
2. - Booster Benefit Safeguard means there will be no impact on your Booster Benefit if claim in a policy year is less than Rs. 50,000.
3. - Sum Insured Safeguard increases the base sum insured on a cumulative basis each policy year on the basis of inflation rate in previous year. Inflation rate would be computed as the average Consumer
Price index (CPI) of the entire calendar year published by the Central Statistical Organization (CSO).There is no maximum limit on increase in Sum Insured under this optional cover.

SAFEGUARD Plus ( Optional )

• Claim Safeguard+: Non-payable items will be covered (as per list I, II, III, IV of Annexure I)
• Booster+ Safeguard+: No impact on Booster+ if claim in a policy year is less than INR 1,00,000
• Sum Insured Safeguard+: CPI linked increase in Base Sum Insured

19. PERSONAL ACCIDENT COVER ( Optional )

Personal Accident coverage against accidental death, permanent total and partial disability.

20. TENURE DISCOUNT

Each year that you let us take care of you, we reward the loyalty by making it that much more beneficial for you. Which means, that if you pay for a 2-year policy term, you get a discount of 7.5% on the
premium of second policy year, and if you choose a 3-year policy term, you get an additional discount of 15% on the third year’s premium.

21. DOCTOR DISCOUNT

We realize how important the contribution of the medical community is, and hence provide Re Assurance in the form of a 5% discount on premium if an Insured Person is a certified Medical Practitioner.

22. TAX BENEFIT

Save tax under Section 80D of the Income Tax Act when you buy a Max Bupa health insurance policy. Tax benefits are subject to changes in the tax laws, please consult your tax adviser for more details

23. ASSURED POLICY RENEWAL FOR LIFE

Once insured with us, you will always remain our customers subject to continued payment of premium. We assure you renew-ability for life with no extra loading's based on your claim history.

24. DIRECT CLAIM SETTLEMENT

We believe you should focus on the treatment of your loved ones rather than running after claim settlement. Therefore, all claims are processed directly by our customer service team.

25. NO THIRD PARTY ADMINISTRATION

Direct Assistance from the corporate office.

26. CASHLESS FACILITY

Cashless Facility can be availed only at our Network Providers or Service Providers. Please contact us for more details.

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3/30/24, 10:37 AM Mail - Parvinder Singh - Outlook

27. FREE-LOOK PERIOD

We endeavor for transparency and complete satisfaction and therefore, our policies are transparent and easy to understand. If you are not satisfied, we provide a 15-day free look period (30 days if the policy
has been sold through distance marketing) within which you can cancel your plan stating the reason.

28. INFORMATION AT YOUR FINGER TIPS

Get quick and easy access to your claims history, your health information, your health profile, including records of tests and other details on our website.

29. SPECIFIC WAITING PERIOD

Initial waiting period of 30 days unless the treatment needed is the result of an Accident .

Pre-existing Disease waiting period of 36 months since inception of the policy and continuous renewal.

Specific Waiting Period of 24 months for some listed illnesses,

i. Pancreatitis and stones in biliary and urinary system

ii. Cataract, glaucoma and retinal detachment
iii. Hyperplasia of prostate, hydrocele and spermatocele
iv. Prolapse uterus or cervix, endometriosis, Fibroids, Polycystic ovarian disease (PCOD), hysterectomy (unless necessitated by Malignancy)
v. Hemorrhoids, fissure, fistula or abscess of anal and rectal region
vi. Hernia of any site or type,
vii. Osteoarthritis, joint replacement, osteoporosis, systemic connective tissue disorders, inflammatory poly arteriopathies, Rheumatoid
viii. Varicose veins of lower extremities
ix. All internal or external benign neoplasms/ tumors, cyst, sinus, polyps, nodules, mass or lump
x. Ulcer, erosion or varices of gastro intestinal tract
xi. Surgical treatment for diseases of middle ear and mastoid (including otitis media, cholesteatoma, perforation of tympanic membrane), Tonsils and adenoids, nasal

Regards,
Janak pratap
P128263
Relationship Manager - Telesales(7703806634)
Niva Bupa Health Insurance Company Limited
Formerly Known As Max Bupa Health Insurance Company Limited
2nd Floor Logix Infotech Park D-5 Sector-59,
Noida Uttar Pradesh 201301

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recipient, you should not disseminate, distribute or copy this e-mail. Please notify the sender immediately and destroy all copies of this message and any attachments. The intention expressed in the mail is for discussion purpose only. Any
commitments made towards award of service/business, or sale/purchase of any goods shall not be binding and Niva Bupa Health Insurance Company Limited (formerly known as Max Bupa Health Insurance Company Limited) (hereinafter
referred to as “Niva Bupa”) shall not be under an obligation to fulfill any of the commitments made towards award of service/business, or sale/purchase of any goods unless a Purchase Order is issued or an agreement is duly executed by the
authorized representatives of Niva Bupa.

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