S/N: EN05011002007346

Consolidated Statement
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LIU CHEE ZHEN
101 LORONG SARINA
#03-05 CASA SARINA
SINGAPORE 416729
./-0.-/.0-./0-0-0-/0./.-0/.0-0

Account Summary as at 30 Sep 2023

Deposits

Current and Savings Account Total: SGD Equivalent 4,223.53

Summary of Currency Breakdown:

SGD 4,111.51 AUD 129.00

Account Account No. Balance Balance

(Base Currency) (SGD Equivalent)

DBS Multiplier Account 048-055247-1 SGD 4,111.51 4,111.51

AUD 129.00 112.02
SG40020000876 (08/2014) DBS Co. Reg. No. 196800306E GST Reg No: MR-8500180-3 / POSB Biz Reg No. 52880148A

Investment

Unit Trusts Total Market Value: SGD 512.92

Account: IN000355495

Fund Name No. of Units Current Unit Market Value Market Value
Price (Base Currency) (SGD Equivalent)
(Base Currency @
Value Date)

UBS (Lux) ES All China (USD) - P - 6.60 77.680000 SGD 512.92 512.92
SGD - Acc @ 28/09/2023

Account Summary as of 30 Sep 2023 Page 1 of 4

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 Transaction Details as at 30 Sep 2023
Deposits

DBS Multiplier Account Account No. 048-055247-1

Date Description Withdrawal (-) Deposit (+) Balance

CURRENCY: SINGAPORE DOLLAR

Balance Brought Forward SGD 5,014.43

10/09/2023 Advice Funds Transfer 900.00 4,114.43

194-86879-0 : I-BANK
VALUE DATE : 10/09/2023
14/09/2023 Debit Card Transaction 3.22 4,111.21
GOOGLE YOUTUBEPREMIUM 65 0- 12SEP
4628-4500-4001-7379 INR189.00
30/09/2023 Interest Earned 0.30 4,111.51

Total Balance Carried Forward in SGD: 903.22 0.30 4,111.51

Date Description Withdrawal (-) Deposit (+) Balance

CURRENCY: AUSTRALIAN DOLLAR

Balance Brought Forward AUD 129.00

Total Balance Carried Forward in AUD: 0.00 0.00 129.00

Indicative in SGD @ 0.868380000 112.02
SG40020000876 (08/2014) DBS Co. Reg. No. 196800306E GST Reg No: MR-8500180-3 / POSB Biz Reg No. 52880148A

Transaction Details as of 30 Sep 2023 Page 2 of 4

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 Messages For You

l Best execution policy for handling of customers’ orders

DBS has made available to you our Best Execution Policy that sets out our policies and procedures to place and/or execute
(i) customers’ orders on the best available terms (commonly referred to as “best execution”) and; (ii) comparable customers’
orders in accordance with the time of receipt of such orders.

When executing orders on our customers’ behalf, we will consider a range of execution factors. The factors may include
price, costs, speed, likelihood of execution and settlement, size and nature of the order, or any other considerations relevant
to the placement and/or execution of the order.

A copy of the DBS Wealth Management & Retail Best Execution Policy is available on our DBS website at
www.dbs.com.sg/bestexecution

l Introduction of Cheque Issuance Fee

Starting 1 November 2023, DBS/POSB, along with the industry, will be implementing a fee for every SGD-denominated
cheque issued. The subsidised fee of S$0.75 will apply on cheques issued from DBS/POSB Deposit accounts, and it will be
automatically waived on cheques issued by customers 60 years old and above from 1 November 2023 to 31 December 2025.
The bank continues to provide a wide range of digital payment services via DBS/POSB digibank at zero fees, such as
PayNow, Interbank GIRO, FAST and DBS PayLah!. To give you peace of mind when performing digital transactions, we
continually enhance our security measures to protect you from fraud. We recently launched additional countermeasures
against scam and malware threats, which include advanced surveillance and customer-managed security controls. For more
information, please visit https://go.dbs.com/cheque_faq

l Updates to your loan account number format

We have upgraded our systems to serve you better! Before 23 Sep 2023, your mortgage loan and renovation loan account
numbers were in the format of XX-XXXXXX-X/X. After the upgrade on 23 Sep 2023, the format is now XX-XXXXXXX-X. Visit
https://go.dbs.com/sg-hlact for more details.

l SIBOR Transition to SORA

In line with the discontinuation of the Singapore Interbank Offer Rate (SIBOR), customers with SIBOR-based credit facilities,
including home loans, are encouraged to switch to an alternative home loan package by 30 April 2024. To find out how you
can apply for an alternative home loan package, please visit https://go.dbs.com/sg-hlsibor

l Update your personal particulars today

Got a new address, passport, mobile number or email? Simply use digibank to update your details. Visit
go.dbs.com/sg-ppu to learn more.
SG40020000876 (08/2014) DBS Co. Reg. No. 196800306E GST Reg No: MR-8500180-3 / POSB Biz Reg No. 52880148A

For Your Information

DEPOSIT INSURANCE SCHEME
Singapore dollar deposits of non-bank depositors and monies and deposits denominated in Singapore dollars under the
Supplementary Retirement Scheme are insured by the Singapore Deposit Insurance Corporation, for up to S$75,000 in aggregate
per depositor per Scheme member by law. Monies and deposits denominated in Singapore dollars under the CPF Investment
Scheme and CPF Retirement Sum Scheme are aggregated and separately insured up to S$75,000 for each depositor per
Scheme member. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not
insured.

GENERAL
Please examine this statement. Subject to any other applicable terms, please notify us of any error or discrepancy within fourteen
(14) days from the date of receipt of this statement.

Clients Residing in Australia - Limitations to Banking Services and Investment Offering

With effect from 6 February 2023, there will be limitations in banking services and investment offerings to our clients whose
residential address is in Australia. For more information, please visit our website at http://go.dbs.com/sg-auresident.

Annual & Semi-annual reports of your Fund holdings

Page 3 of 4

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 As part of our going green initiative, we shall no longer provide hard copies for all the Annual & Semi-annual reports of your Fund
holdings. You may access these reports directly from the Fund Managers websites.

Shari’a compliant products/ Sukuk products

These products and/or investment structures are deemed by external issuers to be Shari’a-compliant, and/or stated in the issuer
documentation to be approved by relevant esteemed Shari’a councils and/or advisors. The terms of these products would hence
likely be Shari’a specific and in accordance with Shari’a principles. Trade documentation issued by us as the intermediary (such as
transaction advices, summaries or commentaries) apply generally to all types of products and may not be entirely similar or aligned
with the terminology found in the issuer documentation. If you have any queries regarding this, please do not hesitate to reach out to
us.
SG40020000876 (08/2014) DBS Co. Reg. No. 196800306E GST Reg No: MR-8500180-3 / POSB Biz Reg No. 52880148A

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For Terms and Codes, Product Disclaimers, and
more information, scan this QR code or visit
http://go.dbs.com/sg-products-information. Page 4 of 4

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