THREE STEP TEMPLATE ON DISCHARGING DEBT AND ENFORCING THE RIGHT AS A CREDITOR

Stage 1: Analysis and Consultation(Doug)

Gather the information from the clinic, such as amount of debt the clinic is in. Credit card
information, have clinic apply for credit report, have clinic apply for a prepaid visa card (for
$16.00), if clinic has a closed checking account to save checks for discharge. Clinic to sign a consent
form of power attorney to receive all information to establish the remedy to resolve all debts.

Stage 2: Process of Validation of debts(Grath)

Disputing all debts from the Equifax, Expereine, and Tran’s union report, also monitoring the
report to discharge debt and raise credit score.

Call all creditors to receive CFO or CEO name and address.

Send out validation letters to all the creditors.

Stage 3: Enforcement (Ron)

Send second notice to creditor

Start administration process

Send notice to enforce fee schedule

Send notice of invoice of non-response and non-complaints.

File notice of breach of contract and affidavit of non-response and intent to sue .
File in small claims court.