AUTONOMOUS UNIVERSITY OF NUEVO LEÓN

FACULTY OF PUBLIC ACCOUNTING AND ADMINISTRATION

CAREER: PUBLIC ACCOUNTANT

1.1 - Summary on a topic of choice.

Cryptoassets: what they are and their

differences with cryptocurrencies

GROUP: 2K

NAME: LOPEZ DE LA ROSA ALDO GUADALUPE

TEACHER: MOSES DUKE MELVIN

SAN NICOLÁS DE LOS GARZA, NUEVO LEÓN, FEBRUARY 23, 2024

 INTRODUCTION

In the world of digital finance, the terms "cryptocurrencies" and "criptoactivos" are often
used interchangeably. However, there are important distinctions between the two concepts
that are worth exploring. This article aims to provide a comprehensive understanding of
criptoactivos and how they differ from traditional cryptocurrencies. By delving into the
nuances of these digital assets, readers will gain a clearer perspective on the unique
characteristics and potential applications of criptoactivos in the evolving landscape of
financial technology. In the next section, we will dive into practical considerations and
steps to take when investing in criptoactivos, providing valuable insights to help you
navigate this rapidly changing market. Stay tuned for valuable tips on how to make
informed investment decisions in the world of criptoactivos.
1 CRYPTO ASSETS: WHAT THEY ARE AND THEIR
DIFFERENCES WITH CRYPTOCURRENCIES

It is important to note that domain investments are complex, highly volatile and potentially
illiquid. Furthermore, its lack of regulation presents risks to financial stability. For this
reason, financial regulators have made several statements, warning about the risks
associated with cryptoassets.

1.1 MAIN IDEAS

Cryptoassets are a form of digital representation or right, that is, they are assets that do not
physically exist. This includes cryptocurrencies or cryptocurrencies, the most famous being
bitcoin, but there are many others such as Litecoin and Cardano, among others. These
cryptocurrencies are decentralized and operate independently of an authority such as a bank
or government.

These cryptoassets may not have any assets or other tangibles backing them; Therefore,
they are in nature, that
is, they are based on
consumer demand. We
can make an economic
classification of
cryptoassets, those that
do not have support and
those that have some
asset or backup
mechanism, as is the
case of the so-called
“stablecoins”.
2 WHAT IS THE DIFFERENCE BETWEEN CRYPTO
ASSETS AND CRYPTOCURRENCIES?

2.1 SECONDARY IDEAS

The acceptance of
cryptocurrencies as a means of
payment is very similar to their
circulation. Importantly, they are
not supported by a central bank
or other public authorities. In
fact, there is no obligation to
accept them or any other crypto asset as
payment, and that is not expected to change. In other words, it would not replace the
euro, but would operate in parallel.

Unlike cryptocurrencies, the digital euro would be backed by the European central bank,
which would guarantee the maintenance of the currency's value.
 3 MY OPINION

I think, before diving into the world of criptoactivos, it's crucial to be aware of the inherent risks
associated with investing in this space. Volatility, regulatory uncertainty, and the potential for fraud
are all factors to consider. Thorough research, risk management, and due diligence are paramount
when considering investments in criptoactivos.

CONCLUSION
In conclusion, criptoactivos represent a growing segment in the world of finance and offer exciting
investment opportunities. By understanding their differences from cryptocurrencies and exploring
their potential applications, we can grasp their value as digital assets. From trading on
cryptocurrency exchanges to participating in ICOs and investing in criptoactivo funds, there are
various avenues to capitalize on these assets.
 4 BIBLIOGRAPHY

Bayo, C. R., & Bayo, C. R. (2024, 8 febrero). Criptoactivos: qué son y sus

diferencias con las criptomonedas. Canal Gestión Empresarial.

https://www.inesem.es/revistadigital/gestion-empresarial/criptoactivos/