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______________
______________ Tel : 0711 563 058/0782 178 783
GROUP MONTHLY ADVANCE FORM

GROUP’S NAME.............................................................................. PROJECT.....................................

GROUP’S OFFICER NAME:........................................................... DATE:..........................................

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SIGNATURE:....................................................................................
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M/NO. ADVANCE PLEDGED TOTAL GIVEN BORROWER’S NAME & GUARANTORS NAME
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GIVEN ASSET TODAYS KSHS SIGNATURE ID.NO. SIGNATURE & ID NO.

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 GROUP’S MONTHLY PERFORMANCE FORM

ADVANCE PAID TODAY FINES & CASH GIVEN OUT TODAY

DATE CHARGES DATE
TODAY
SECTION A SECTION B
1st 2nd 3rd WITHDRAWAL LOANS ADVANCE
M/No AMOUNT M/No AMOUNT M/No AMOUNT M/No AMOUNT M/No AMOUNT M/No AMOUNT

TOTAL TOTAL TOTAL TOTAL

TOTAL C/F TOTAL
C/F
C/F

TOTAL TOTAL TOTAL

PAID PAID PAID

PAID THROUGH PAID THROUGH PAID THROUGH

SAVINGS SAVINGS
SAVINGS

SECTION C SECTION D SECTION E

INCOME
DETAILS SHS CTS DETAILS SHS CTS DETAILS KSHS

1 TOTAL REPAID 1 WITHDRAWALS 1 Interest on Advance

2 ADVANCE PAID 2 LOANS GIVEN 2 Interest on Loans
3 PROJECT 3 ADVANCE GIVEN 3 Fines & Charges
4 MEALS 4 SERVICE FEE 4 Registration

5 5 PASS BOOKS 5 Profit

PASS BOOKS
6 TRANSFER 6 LOAN FORM 6 Loss
7 PRV. BANKING 7 INTEREST 7
8 FINES 8 BANKING 8
9 INSURANCE GIVEN 9 PRINCIPAL TOTAL TOTAL
10 10 INSURANCE FUND
11 11 REGISTRATION
12 12 GO ROUND
13 13 MEALS/HALL

14 14

SECTION G
Banking Debt Principal Today’s Withdraw Debt Banking Debt
GRAND TOTAL GRAND TOTAL BF BF
from given
Paid Banking Group CF CF
out today
NEXT MEETING OTHER COMMENTS

1 DATE

2 TIME
 Office Debt...................... Shares=.....................
ZIDI
EMPOWERMENT
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Tel : 0711 563 058/0782 178 783 Interest=....................
GROUP’S MONTHLY PERFORMANCE FORM
GROUP’S NAME……………………..........…DATE..……..…...PROJECT……………….
OFFICER’S NAME……………………………...... OFFICER’S SIGN…………….......…..
MEMBER’S NAME & SAVING & LOAN TOTAL LOAN SHARES THIS FINES & SAVINGS & LOAN C/F
DETAILS SHARES B/F BALANCES B/F REPAID PRINCIPAL INTEREST MONTH CHARGES SHARES
1.
2.
3.
4.
5.
6.
7.
8.
9.
10.
11.
12.
13.
14.
15.
16.
17.
18.
19.
20.
21.
22.
23.
24.
25.
26.
27.
28.
29.
30.
31.
32.
33.
34.
35.
36.
37.
38.
39
40
41
42
.
43
44
45
46
TOTAL
 ZIDI
ZIDI EMPOWERMENT
EMPOWERMENT PROGRAMME
PROGRAMME
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Tel : 0711 563 058/0782 178 783
GROUP MONTHLY SECRETARY FORM:
GROUP NAME....................................................................DATE:...............................PROJECT........................................
________________
________________
GROUP’S SECRETARY NAME:.................................................................................SIGN.................................................

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________________
________________

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________________

________________

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________________

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DETAILS
________________
1
ADDITIONS GRAND TOTAL FINES CASH GIVEN OUT TODAY

________________
________________ WITHDRAWALS LOANS ADVANCE

________________
2

________________

________________
________________
M/NO AMOUNT M/NO AMOUNT M/NO AMOUNT
3
________________
4
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5
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6
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7
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8
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9
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10
11
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12
13
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14
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15
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16
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17
18
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19
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20
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21
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22
23
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24
25
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26
27
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28
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29
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30
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31
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32
33
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34
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35
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36
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37
38
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39
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40
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41
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42
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43
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44
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45
46
________________
47
________________
48
________________
49
________________
________________
50
Total
NB: 1. Next meeting date____________ 2. Time___________3. Venue_______________4. Bank withdrawal____________ 5. Banking__________

Officers Name________________________________ Sign____________________

 ZIDI
EMPOWERMENT ZIDI EMPOWERMENT
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LOAN AGREEMENT FORM
AGREEMENT IS MADE BETWEEN

Mr./Mrs./Miss.............................................................(MNO)...............................................(Borrower)
AND............................................................................................................................. .(Group)
This agreement was made this.........................day of.................20.............between the above named
parties who hereinafter are referred as Borrower and lender respectively, which terms and expressions shall
include where the context so admits, their representatives and/or their assigns.
WHERE AS
The lender has agreed to advance to the Borrower loan of Kshs...............................................................
(In words.....................................................................................................................................................)
For the purpose of:
(1) ..................................................................................................................................................................
(2) ..................................................................................................................................................................
(3) .................................................................................................................................................................
And where the Borrower agrees to utilize the said loan for the purpose mentioned and also stated in his/her own
application which is herewith attached.
A. The Borrower has to take the above mentioned loan with the following conditions:
1. The said loan will only be used for the purpose for which it is mentioned in this agreement.
2. The ledger can recall the loan plus interest accrued therefore at short notice if Borrower diverts the loan
to other uses and which may seem to default the purpose for which the whole revolving loan fund is
intended.
3. The Borrower has agreed to be paying a total of Kshs................................................................(In words
...............................................................) per month for......................................................months or less
until the whole loan is repaid. This monthly repayment includes both principal and interest.
4. The Borrower herewith also agrees that, he/she will be charged a penalty of 20% of the outstanding
balance incase of the other default or delayed payment. The next date for each monthly payment will be
notified to the Borrower at least thirty (30) days in advance.
5. The Borrower also agrees that incase of two months continuous default, a warning letter will be sent by
both the Lender and Z.E.I , The implementing agency, stating the impending steps to be taken against.
the borrower.
6. The Borrower also agreed the said loan may be provided either in cash and direct payment by the Lender
on behalf of the Borrower for the equipment materials and expenses or partly in one way or partly in the
other as the lender may find best to utilize the loan.
7. Payment will be made in cash or by bank standing order in favour of the Lender.
B. Until full payment of the said loan and all interest of the sum payable as a aforesaid are made, the Borrower
shall: conduct the said business in a proper manner including the maintenance of appropriate business records,
permit any representative of the lender to borrow times during working hours, to have access to any pre-
mises, at which the business is carried on or at which any property used in connection with the same ought.
 to be situated for the purposes of inspecting such premises or property including the business records. I confirm
that I have explained to the undersigned who is my HUSBAND, WIFE , FATHER, MOTHER, SON,
DAUGHTER, GROUP MEMBER and he/ she has voluntarily agreed to be my guarantor to this loan.

Name of the Borrower..........................................................................................................................................

Signature .....................................................ID No...................................Tel No.................................................
Name of family member/Next of Kin.................................... ...ID No...........................Tel No.............................
Pledged Asset................................................................... Value in Kshs..........................................................
Guarantor(Name) .............................................................................................(MNO.)....................................
Signature...................................................................ID NO................................Tel No.....................................
Guarantor (Name)..............................................................................................(MNO.)......................................
Signature...................................................................ID No.................................Tel No......................................
Guarantor (Name)............................................................................................. (Mno.)........................................
Signature....................................................................ID No...............................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature....................................................................ID No...............................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature....................................................................ID No...............................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature...................................................................ID No................................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature...................................................................ID No................................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature..................................................................ID No.................................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature...................................................................ID No...............................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo)......................................
Signature...................................................................ID No...............................Tel No........................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature...................................................................ID No................................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature...................................................................ID No................................Tel No.......................................
Guarantor (Name)..............................................................................................(MNo).......................................
Signature...................................................................ID No...............................Tel No.......................................

WITNESSED BY:-
a) Group Official.......................................................................................................................................
Title.......................................................................................................................................................
b) Z.E.I Official.........................................................................................................................................
Title........................................................................................................................................................
In the presence of.................................................................................................................................
Date......................................................................................................................................................