UF College of Medicine Benefits Guide 2024
UF College of Medicine Benefits Guide 2024
2024
Regional Programs
Benefits Guide
Welcome! Welcome to the College of Medicine at the
University of Florida!
Key:
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State of Florida Health Insurance
For salaried employees working fewer than 0.75 FTE: Domestic Partnership Coverage:
You are eligible to participate in all plans offered under If you are not married, but in a committed
the State of Florida/PeopleFirst upon hire but pay a relationship of longer than 6 months with a
prorated share of the health and life insurance employer domestic partner, you are eligible to enroll in
premium based on the FTE, plus the employee share. UFSelect & GatorCare plans. Contact the COM-HR
Contact the COM-HR team for assistance with calculating team for enrollment assistance.
the monthly premiums.
HMO Provider: Spouse Program:
The HMO health plan provider varies by region If you and your spouse work for a State of Florida
throughout the State of Florida. Based on the county in agency, you may be eligible to participate in the
which you work and/or live will determine which provider State’s Spouse Program. Contact the COM-HR
you will receive if you enroll in the HMO health plan. team for enrollment assistance.
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State of Florida Life Insurance
Securian Financial
Securian Financial
888-826-2756
https://web1.lifebenefits.com
/content/lifebenefits/florida/
en.html
Your optional life insurance premium will increase the month before (for coverage for the month of) your
birthday when you change age bands. Your optional life insurance premium will change as the result of a
change in annual salary on the effective date of the change in salary.
Guaranteed issue coverage gives you the option to purchase life insurance without providing evidence of
insurability (EOI). This means, you won’t be turned down for medical reasons. Guaranteed issue coverage
may be available during annual open enrollment periods, qualified family status changes and when first
eligible to enroll in your life insurance plan. If you apply for coverage above the guaranteed amount and
are declined due to health reasons, you will still receive the guaranteed amount.
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UFSelect Life Insurance
The Standard
Christine D'Angelo
National Accounts Consultant
813-878-0283
Christine.Dangelo@standard.com
https://www.standard.com/
You may elect Voluntary Term Life and AD&D insurance for yourself as well as for your
spouse/domestic partner and dependent children.
Employees may elect from $10,000 to $800,000 in Voluntary Term Life and AD&D
insurance in increments of $10,000. The new hire Guarantee Issue amount (amount
without evidence of insurability) is $300,000.* During each open enrollment period,
employees may increase coverage without evidence of insurability by $10,000, up to the
plan maximum of $800,000, as long as the employee has not been previously declined for
a Life Insurance increase by The Standard.
For an eligible child, an employee may elect from $5,000 to $25,000 in Voluntary Term
Life and AD&D insurance in increments of $5,000.
*When an employee turns 76, Employee coverage reduces to $10,000 on the January 1
coinciding with or next following their 76th birthday. Spouse and child coverage if
applicable will also reduce to $10,000 at that time, as it cannot exceed 100% of the
employee amount.
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UFSelect Dental Insurance
The Eagles Direct Reimbursement Dental plan is one of the dental plan options thru UFSelect.
Your dental plan is based on a calendar year. That means your benefits run from January 1st to
December 31st each year.
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State of Florida Dental Insurance
As an employee of the University of Florida, you are also eligible for dental insurance plans through the
State of Florida. The State has many dental plans to choose from including several PPO options,
Indemnity and Prepaid plans below.
844-222-9104
800-780-3100
https://rb.gy/dqxbyy
https://rb.gy/yuyygo
800-277-2300
https://rb.gy/ajzqia
866-879-3630
877-721-2224
https://rb.gy/hyuuii
https://rb.gy/twrk9k
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UFSelect Vision Insurance
Humana
Customer Care
1-877-398-2980
Monthly Premiums
Employee Only Employee & Spouse Employee & Children Employee & Family
$5.81 / Domestic Partner $11.05 $17.36
$11.63
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State of Florida Vision Insurance
Humana
Customer Care
1-800-939-5369
7:30a.m. - 11:00p.m. ET
Monday - Saturday
11:00a.m. - 8:00p.m. ET
Sunday
$125 $100
Monthly Premiums
Employee Only Employee & Spouse Employee & Children Employee & Family
$5.92 $11.68 $11.56 $18.16
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UFSelect Legal Services
Monthly Premiums
Employee
$9.96
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UFSelect Disability Insurance
The Standard
Christine D'Angelo
National Accounts Consultant
813-878-0283
Christine.Dangelo@standard.com
https://www.standard.com/
The 90–day plan begins paying benefits on a monthly basis after 90 days.
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State of Florida Supplemental Insurance
All pricing is specific to the individual employee, please contact to the provider for monthly premiums.
Accident
Help you pay the following types of expenses when injured during a covered accident:
Colonial Insurance Company
Expensive medical treatment for broken bones and dislocations, or physical therapy.
Crutches, wheelchairs or other medical aids you may need as a result of your 888-756-6701
accident.
Copays and deductibles.
Cancer
Depending on the plan you choose, supplemental benefits for:
Aflac (through Capital Insurance Agency)
Cancer diagnosis and treatment, including certain screening tests
800-780-3100
Procedures and treatments you may require to care for your cancer.
Disability
Helps supplement your income during short-term disability to help you pay the
following expenses:
Colonial Insurance Company
Mortgage or rent payments, utility bills and other household expenses 888-756-6701
Food, clothing and other necessities
Copayments & health costs not covered under other plans
Travel and lodging expenses for treatment
Hospitalization
Daily cash payments when you are hospitalized
Chard Snyder
Chard Snyder Service Center
1-855-824-9284
Monday – Friday
8:00 a.m. to 8:00 p.m. ET
Limited Dependent
Healthcare The state contributes pretax money
Purpose Care to your personal bank account each
month for you to pay for eligible
You deposit pretax You deposit pretax You deposit pretax health expenses and save for future
money into the money into the money into the costs. You may also deposit pretax
account through account through account through money into the account. Enroll in an
payroll deductions to payroll deductions to payroll deductions. You HDHP online in People First, which
pay for eligible medical, pay for eligible dental, get reimbursed for automatically opens your HSA
dental, vision, vision and preventive eligible services (not AdvantageTM account.
preventative and care expenses not healthcare related) to The state contributes $41.66/
prescription drug covered by your health care for children under month for single coverage (up to
expenses. plan. age 13 or a dependent $500/yr) and $83.33/month for
Using the Benefit If you are enrolled in age 13 and older who family coverage (up to $1,000/yr).
Card to pay for a high deductible live with you at least 8 Pay for eligible expenses from this
eligible services and health plan (HDHP), hours a day and who savings account at time of service
items; need supervised care, or purchase;
you can choose a
Pay your provider such as an elderly Pay your provider directly from
Limited Purpose
directly from your parent or spouse with your account online; or
FSA. You cannot
account online; or a disability. Pay out of pocket for eligible
choose a Healthcare
Pay out of pocket FSA if you are expenses; then reimburse yourself
Use the Benefit
for eligible medical enrolled in an HDHP from the account.
Card to pay for
expenses; then and eligible for the eligible dependent
submit claims to be HSA. Health Reimbursement
care services;
reimbursed. Use the Benefit Card Pay your provider Account (HRA)
Employee to pay for eligible directly from your
Contribution Limits for services and items; Shared Savings Program rewards are
account online; or
Pay your provider credited to your account as they are
2024: Pay out of pocket
directly from your earned. HRA money is used to pay
$60 minimum/year for eligible
account online; or for eligible medical, dental, vision,
$3,050 maximum/year dependent care
Pay out of pocket for preventive and prescription drug
expenses; then
If any funds are remaining certain eligible expenses.
submit claims to be
at the end of the plan expenses; then Use the Benefit Card to pay for
reimbursed.
year, up to $610 will be submit claims to be eligible services and items;
Employee Contribution
carried over into the
reimbursed. Pay your provider directly from your
following plan year.
Limits for 2024:
account online; or
Amounts over $610 will be $60 minimum/year
Pay out of pocket for eligible
forfeited. $5,000 maximum/year
expenses; then submit claims to be
reimbursed.
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UFSelect Enrollment Instructions
UF College of Medicine
You should not attempt to use coverage until you receive your member ID card from the
carrier. Please note, you can save your progress by clicking the Update Elections button. After
you click the Submit button, your selections are final and can only be changed during Open
Enrollment or if you have a Qualified Event.
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State of Florida Enrollment Instructions
PeopleFirst Service Center 1-866-663-4735
Step 3: Change your password & complete three security questions. Click
the “Save and Logon” button to proceed with enrollment.
Click on the People First Password Guidelines link and review. Passwords
must follow the delineated criteria to be approved.
Step 4: Select Change My Benefits link to begin your enrollment. You may
view your benefits summary, premium history, dependent information, etc.
by accessing the links on this page any time during the year.
Step 5: Select your qualifying event. This screen displays your event (hire,
open enrollment, etc.) and your deadline to enroll in benefits.
Step 8: Verify your selections and any dependents if added. Coverage is assigned
based on the payroll cycle. Health is the only plan that provides an option to
request an earlier coverage date for new hires.
Step 9: Enter your password and click the Complete Enrollment button to finalize
your elections. No other changes are permitted until the next open enrollment
period or if you have a qualified event. Print the confirmation sheet for your
records.
Note: You should not attempt to use coverage until you receive your member cards from the
provider.
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Mandatory Retirement Plans
As part of our Florida State Retirement (FRS), there are several options to choose from
for your retirement contributions - FRS Investment Plan (default plan), FRS Pension
Plan or the State University System Optional Retirement Program. You have 90 days to
enroll in a FRS Plan of your choice or you will be automatically enrolled into the FRS
Investment Plan (default plan). For enrollment assistance, contact your Talent
Management Specialist.
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Voluntary Retirement Plans
888-393-7272
800-949-4457 352-538-0106
352-367-2409
All contributions are subject to IRS guidelines for the 2024 limit:
Under age 50: $23,000 (pre-tax) | Age 50 and older: $30,500 (pre-tax)
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UF Leave Plan
UF College of Medicine
Full-time TEAMS employees accrue 4 hours biweekly (roughly 13 days/year) of sick leave. There is no limit on
total hours accrued. Sick leave must be earned before being taken.
Sick
There is no cash-out option for sick leave.
Leave
UF’s Sick Leave Pool is a way for employees to combine a portion of their individually accrued sick leave for
collective use. Enrollment into the Sick Leave Pool occurs each October.
https://benefits.hr.ufl.edu/time-away/sick-leave/
Full-time TEAMS employees accrue annual leave at the rate of 6.769 hours biweekly (roughly 22
Vacation days/year).
Leave
Upon resignation or retirement, an employee may have a lifetime cash out up to 200 hours of annual
vacation leave.
Paid Full-time TEAMS employees are eligible for 11 paid holidays each year. All full-time leave-accruing
Academic Personnel, TEAMS, and USPS employees earn 8 hours of holiday pay as long as they are in pay
Holidays status for a reasonable portion of their last regularly scheduled workday before the holiday. The holiday
schedule is available at: https://benefits.hr.ufl.edu/time-away/holidays/
December Full-time TEAMS employees earn 4 additional days of leave which are credited to their account in
December of each year. These days are typically used between December 26th - 31st. However, due to
Personal department staffing needs, these days will be available for use until the end of the current fiscal year
(June 30th).
Leave
The University of Florida values its employees and recognizes the challenges employees can face when it
FMLA comes to balancing work and personal responsibilities, particularly when those responsibilities are related
Leave to the employee’s own health and the health of loved ones. The Family and Medical Leave Act (FMLA) entitles
eligible employees to take unpaid, job-protected leave for specified family and medical reasons. To be
eligible for FMLA, you must have at least 12 months of employment with UF, worked at least 1,250 hours for
(unpaid)
UF during the 12 months prior to starting FMLA leave, and not exhausted your current entitlement.
UF Paid Family Leave provides up to 8 weeks of paid family leave in a rolling 24-month period for full-time
faculty and staff, as a mechanism to provide for work-life integration and protection against income loss
Paid Family in times of major life events. These 8 weeks count towards your FMLA entitlement. Employees can use this
Leave time in one of two ways:
1. Parental: to cover absences related to parental leave (birth, adoption, fostering)
2. Medical: a personal illness/injury, or an immediate family member’s illness/injury
Employees are not required to exhaust their accrued leave in order to use this benefit.
For questions regarding leave, please contact UFHR Central Leave team at central-leave@ufl.edu or (352) 392-2477.
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Additional Benefits
Phone: 800-697-0353
Website: guidanceresources.com
Mobile Phone App: GuidanceNow℠
Web ID: UFEAP
https://www.eap.ufl.edu/
https://wellness.med.ufl.edu/
http://gatorcare.org/wellness/
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Onboarding Checklist
https://hr.med.ufl.edu/
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