Geraldine Gelber, ESQ 7200 Boulevard East North Bergen, NJ 07047 * gg15d71be@westpost.

net * (201) 8547557 SUMMARY: Accomplished motivated life and health regulatory compliance attorney provides l egal advice and support to the business and customers on broad range insurance, and compliance issues, including healthcare reform. Duties included review and preparation of a variety of agreements. Work included supervision of outside co unsel, and interaction with State and Federal agencies, and all levels and areas in the business units. In addition, preparation of company policies and proced ures as well as manuals was required. Worked on general corporate matters as wel l. EXPERIENCE: Law Offices of Stanley Sherer Hawthorne, NJ May 2010 - present Associate Counsel *Worked on a variety of transactional matters. C.V. Starr & Co., Inc. New York, NY Starr International USA, Inc. Associate Counsel March 2009 - March 2010

*Maintained full accountability for ensuring strict compliance with life and hea lth laws and requirements. *Counseled the business on broad range of legal and compliance issues, including providing advice on new laws and regulations, including Federal regulations. *Provided legal support for group and individual life, accident and health, prod uct lines. *Knowledge of healthcare reform. *Negotiated, reviewed, modified and drafted standard industry agreements includi ng resolving complex issues regarding the agreements. *Compliance and legal reviewer of all accident, health and life advertising for the insurance company, brokers, and affiliated agencies, in all channels of dist ribution to ensure compliance with all state regulations, insurance company po licy, and to mitigate potential legal risk. *Responded to Department of Insurance inquiries, complaints, data requests and s urveys. . Guardian Life Insurance New York, NY Decembe r 2004 - February 2009 Regulatory Affairs *Provided regulatory guidance for Guardian's group division including managed ca re (insured and risk-assuming) medical, life, dental, disability, long term care and vision. *Worked to revise, review and file contracts, including network and provider con tracts. *Prepared policies and procedures for insurance company. *Provided legal research requested by the strategic business units on a wide var iety of issues. Prudential Insurance Newark, NJ March 1997 - December 2004 Legal Consultant *Interacted with outside counsel to ensure that the business unit is in complian ce with laws as they are passed. *Given discretion to settle thousands of claims and determine remedy given to cl aimants.

SKILLS: Skill set includes: excellent analytical, oral and communication skills, NILS/ I NSource, LexisNexis, MS Excel, and other industry applications. LICENSES: Admitted to New York State Bar, and New Jersey State Bar EDUCATION: Rutgers School of Law, Newark, Juris Doctor (JD, Herbert H. Lehman College , Bachelor of Arts, Mathematics