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Project Report - Harvester - Modified

The document outlines the financial projections for Vemireddy Narasi Reddy, including an Equated Monthly Installments (EMI) schedule for a loan of 2,000,000, projected profitability statements, balance sheets, and cash flow statements from 2025-26 to 2031-32. It details expected revenues, expenses, net profits, and liabilities over the specified years. The financial data indicates a growth in revenue and profit, alongside a structured repayment plan for the loan.

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manoj kumar
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72 views11 pages

Project Report - Harvester - Modified

The document outlines the financial projections for Vemireddy Narasi Reddy, including an Equated Monthly Installments (EMI) schedule for a loan of 2,000,000, projected profitability statements, balance sheets, and cash flow statements from 2025-26 to 2031-32. It details expected revenues, expenses, net profits, and liabilities over the specified years. The financial data indicates a growth in revenue and profit, alongside a structured repayment plan for the loan.

Uploaded by

manoj kumar
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd

VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO.

1/17, NARAYANAPALLI
(V), DUVVUR (M), KADAPA DIST.
EQUATED MONTHLY INSTALLMENTS COMPUTATION SCHEDULE

Month & Principal Per Principal Principal Per Interest Per Total EMI
Year Instalment EMI Month Outstanding Annum Interest Annum Per Annum
2,000,000
Oct-25 1 HOLIDAY PERIOD 2,000,000 - 15,000
Nov-25 2 HOLIDAY PERIOD 2,000,000 - 15,000
Dec-25 3 HOLIDAY PERIOD 2,000,000 - 15,000
Jan-26 4 HOLIDAY PERIOD 2,000,000 - 15,000
Feb-26 5 HOLIDAY PERIOD 2,000,000 - 15,000
Mar-26 6 HOLIDAY PERIOD 2,000,000 2,000,000 15,000 90,000 90,000
Apr-26 7 - 25,641 15,000
May-26 8 25,641 15,000
Jun-26 9 25,641 15,000
Jul-26 10 25,641 15,000
Aug-26 11 25,641 15,000
Sep-26 12 153,846 25,641 1,846,154 15,000 90,000 243,846
Oct-26 13 25,641 13,846
Nov-26 14 25,641 13,846
Dec-26 15 25,641 13,846
Jan-27 16 25,641 13,846
Feb-27 17 25,641 13,846
Mar-27 18 153,846 25,641 1,692,308 13,846 83,077 236,923
Apr-27 19 25,641 12,692
May-27 20 25,641 12,692
Jun-27 21 25,641 12,692
Jul-27 22 25,641 12,692
Aug-27 23 25,641 12,692
Sep-27 24 153,846 25,641 1,538,462 12,692 76,154 230,000
Oct-27 25 25,641 11,538
Nov-27 26 25,641 11,538
Dec-27 27 25,641 11,538
Jan-28 28 25,641 11,538
Feb-28 29 25,641 11,538
Mar-28 30 153,846 25,641 1,384,615 11,538 69,231 223,077
Apr-28 31 25,641 10,385
May-28 32 25,641 10,385
Jun-28 33 25,641 10,385
Jul-28 34 25,641 10,385
Aug-28 35 25,641 10,385
Sep-28 36 153,846 25,641 1,230,769 10,385 62,308 216,154
Oct-28 37 25,641 9,231
Nov-28 38 25,641 9,231
Dec-28 39 25,641 9,231
Jan-29 40 25,641 9,231
Feb-29 41 25,641 9,231
Mar-29 42 153,846 25,641 1,076,923 9,231 55,385 209,231
Apr-29 43 25,641 8,077
May-29 44 25,641 8,077
Jun-29 45 25,641 8,077
Jul-29 46 25,641 8,077
Aug-29 47 25,641 8,077
Sep-29 48 153,846 25,641 923,077 8,077 48,462 202,308
Oct-29 49 25,641 6,923
Nov-29 50 25,641 6,923
Dec-29 51 25,641 6,923
Jan-30 52 25,641 6,923
Feb-30 53 25,641 6,923
Mar-30 54 153,846 25,641 769,231 6,923 41,538 195,385
Apr-30 55 25,641 5,769
May-30 56 25,641 5,769
Jun-30 57 25,641 5,769
Jul-30 58 25,641 5,769
Aug-30 59 25,641 5,769
Sep-30 60 153,846 25,641 615,385 5,769 34,615 188,462
Oct-30 61 25,641 4,615
Nov-30 62 25,641 4,615
Dec-30 63 25,641 4,615
Jan-31 64 25,641 4,615
Feb-31 65 25,641 4,615
Mar-31 66 153,846 25,641 461,538 4,615 27,692 181,538
Apr-31 67 25,641 3,462
May-31 68 25,641 3,462
Jun-31 69 25,641 3,462
Jul-31 70 25,641 3,462
Aug-31 71 25,641 3,462
Sep-31 72 153,846 25,641 307,692 3,462 20,769 174,615
Oct-31 73 25,641 2,308
Nov-31 74 25,641 2,308
Dec-31 75 25,641 2,308
Jan-32 76 25,641 2,308
Feb-32 77 25,641 2,308
Mar-32 78 153,846 25,641 153,846 2,308 13,846 167,692
Apr-32 79 25,641 1,154
May-32 80 25,641 1,154
Jun-32 81 25,641 1,154
Jul-32 82 25,641 1,154
Aug-32 83 25,641 1,154
Sep-32 84 153,846 25,641 0 1,154 6,923 160,769
VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO. 1/17, NARAYANAPALLI (V),
DUVVUR (M), KADAPA DIST.
PROJECTED PROFITABLITY STATEMENT

PARTICULARS 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

A. REVENUE
Annual Rent from Machinery 1,354,320 1,956,240 2,217,600 2,772,000 3,097,600 3,440,800 3,801,600

TOTAL REVENUE (A) 1,354,320 1,956,240 2,217,600 2,772,000 3,097,600 3,440,800 3,801,600

B. GENERAL ADMIN EXPENSES


Salaries 120,000 180,000 207,000 238,050 273,758 314,821 362,044
Cost of Diesel & Lubricants 475,200 475,200 522,720 607,200 633,600 660,000 686,400
Repairs and Maintenance 67,716 97,812 110,880 138,600 154,880 172,040 190,080
DEPRECIATION 210,750 389,888 331,404 281,694 239,440 203,524 172,995
Misc. Expenses 12,125 13,338 14,671 16,138 17,752 19,527 21,480

TOTAL OF SELLING & ADMIN EXP (B) 885,791 1,156,237 1,186,676 1,281,682 1,319,429 1,369,912 1,433,000

C. NET PROFIT [ BEFORE INT


& AFTER DEPRECIATION ] [A-B] 468,529 800,003 1,030,924 1,490,318 1,778,171 2,070,888 2,368,600

D. FINANCIAL EXPENSES
Interest on Term Loan 180,000 159,231 131,538 103,846 76,154 48,462 20,769

TOTAL FINANCE CHARGES (D) 180,000 159,231 131,538 103,846 76,154 48,462 20,769

E. OPERATING PROFIT [ C - D ] 288,529 640,772 899,386 1,386,472 1,702,017 2,022,426 2,347,831

F. PROVISION FOR TAXATION - - 41,537 121,986 208,630 308,598 410,123

G. PROFIT AFTER TAX [E - F] 288,529 640,772 857,849 1,264,486 1,493,387 1,713,828 1,937,708
VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO. 1/17,
NARAYANAPALLI (V), DUVVUR (M), KADAPA DIST.
PROJECTED BALANCE SHEET

PARTICULARS 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

A. LIABILITIES
1. CAPITAL 810,000 810,000 810,000 810,000 810,000 810,000 810,000
2. RESERVES & SURPLUS
- OP BAL - 240,529 821,301 1,579,150 2,693,636 3,947,023 5,300,851
- PROFIT OF C Y 288,529 640,772 857,849 1,264,486 1,493,387 1,713,828 1,937,708
- DRAWINGS (48,000) (60,000) (100,000) (150,000) (240,000) (360,000) (450,000)
- CL BAL 240,529 821,301 1,579,150 2,693,636 3,947,023 5,300,851 6,788,559
3. TERM LOANS 1,846,154 1,538,462 1,230,769 923,077 615,385 307,692 -
4. CURRENT LIABILITIES 10,000 20,000 30,000 40,000 50,000 60,000 70,000

TOTAL LIABILITIES 2,906,683 3,189,763 3,649,919 4,466,713 5,422,407 6,478,543 7,668,559

B.ASSETS
1. GROSS BLOCK 2,810,000 2,810,000 2,810,000 2,810,000 2,810,000 2,810,000 2,810,000
LESS: DEP 210,750 600,638 932,042 1,213,736 1,453,175 1,656,699 1,829,694
NET BLOCK 2,599,250 2,209,363 1,877,958 1,596,264 1,356,825 1,153,301 980,306
2. SUNDRY DEBTORS 250,000 550,000 975,000 1,500,000 2,100,000 2,900,000 3,800,000
3. OTHER CURRENT ASSETS 47,433 415,400 776,961 1,345,448 1,935,583 2,390,242 2,848,253
4. CASH IN HAND & BANK 10,000 15,000 20,000 25,000 30,000 35,000 40,000

TOTAL ASSETS 2,906,683 3,189,763 3,649,919 4,466,713 5,422,407 6,478,543 7,668,559

- - - - - -
VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO. 1/17,
NARAYANAPALLI (V), DUVVUR (M), KADAPA DIST.
PROJECTED CASH FLOW STATEMENT

PARTICULARS 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

A. SOURCES OF FUNDS

a. Net Profit before Interest


& Tax but after Depreciation 468,529 800,003 1,030,924 1,490,318 1,778,171 2,070,888 2,368,600

b. Increase in Equity 810,000 - - - - - -

c. Depreciation 210,750 389,888 331,404 281,694 239,440 203,524 172,995

d. Increase in Long
Term loans / Debentures 2,000,000 - - - - - -

e. Increase in Deferred
Payment facilities

f. Increase in Unsecured
loans and Deposits

g. Increase in Bank
borrowings for Working Capital

h. Sale of Fixed Assets


& Investments

i. Increase in Current Liabilities 10,000 10,000 10,000 10,000 10,000 10,000 10,000

j. Others - Increase in
Govt Subsidy

TOTAL SOURCES 'A' 3,499,279 1,199,891 1,372,329 1,782,012 2,027,610 2,284,411 2,551,596

B. DISPOSITION OF FUNDS

a. Preliminary & Pre -


operative expenses

b. Increase in Capital Exp 2,810,000

c. Increase in Current Assets 297,433 667,967 786,561 1,093,487 1,190,134 1,254,660 1,358,011

d. Decrease in Long Term Loans 333,846 466,923 439,231 411,538 383,846 356,154 328,462

e. Decrease in Deferred
Payment facilities - - - - - - -

f. Increase in Investments

g. Interest on W.C - - - - - - -

h.Drawings during the year 48,000 60,000 100,000 150,000 240,000 360,000 450,000

i. Taxation - - 41,537 121,986 208,630 308,598 410,123

TOTAL SOURCES 'B' 3,489,279 1,194,891 1,367,329 1,777,012 2,022,610 2,279,411 2,546,596

C. OPENING BALANCE - 10,000 15,000 20,000 25,000 30,000 35,000

D. NET SURPLUS [A-B] 10,000 5,000 5,000 5,000 5,000 5,000 5,000

E.CLOSING BALANCE 10,000 15,000 20,000 25,000 30,000 35,000 40,000


VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D.
NO. 1/17, NARAYANAPALLI (V), DUVVUR (M), KADAPA DIST.

TERM LOAN - REPAYMENT SCHEDULE

YEAR OPENING BAL INTEREST TOTAL REPAYMENT BALANCE

2025-26 2,000,000 180,000 2,180,000 333,846 1,846,154

2026-27 1,846,154 159,231 2,005,385 466,923 1,538,462

2027-28 1,538,462 131,538 1,670,000 439,231 1,230,769

2028-29 1,230,769 103,846 1,334,615 411,538 923,077

2029-30 923,077 76,154 999,231 383,846 615,385

2030-31 615,385 48,462 663,846 356,154 307,692

2031-32 307,692 20,769 328,462 328,462 -


VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO. 1/17,
NARAYANAPALLI (V), DUVVUR (M), KADAPA DIST.
STATEMENT OF FIXED ASSETS & DEPRECIATION

PARTICULARS 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

Plant & Machinery :


Total Machinery Cost 2,810,000 2,599,250 2,209,363 1,877,958 1,596,264 1,356,825 1,153,301

2,810,000 2,599,250 2,209,363 1,877,958 1,596,264 1,356,825 1,153,301


Less : Depreciation @ 15% 210,750 389,888 331,404 281,694 239,440 203,524 172,995

W.D.V at the Year End 2,599,250 2,209,363 1,877,958 1,596,264 1,356,825 1,153,301 980,306

CONSOLIDATED DEPRECIATION

Plant & Machinery 210,750 389,888 331,404 281,694 239,440 203,524 172,995

210,750 389,888 331,404 281,694 239,440 203,524 172,995


VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO. 1/17,
NARAYANAPALLI (V), DUVVUR (M), KADAPA DIST.

PROJECTED DEBT SERVICE COVERAGE RATIO

PARTICULARS 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

A. NET CASH ACCRUALS

PROFIT AFTER TAX 288,529 640,772 857,849 1,264,486 1,493,387 1,713,828 1,937,708
DEPRECIATION 210,750 389,888 331,404 281,694 239,440 203,524 172,995
INT ON TERM LOAN 180,000 159,231 131,538 103,846 76,154 48,462 20,769
TOTAL 679,279 1,189,891 1,320,792 1,650,026 1,808,980 1,965,813 2,131,473

B.REPAYMENT
OBLIGATIONS

TERM LOAN REPAYMENT 333,846 466,923 439,231 411,538 383,846 356,154 328,462

TOTAL 333,846 466,923 439,231 411,538 383,846 356,154 328,462

C. DSCR [ A / B ] 2.03 2.55 3.01 4.01 4.71 5.52 6.49

AVERAGE DSCR 3.95


VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO.
1/17, NARAYANAPALLI (V), DUVVUR (M), KADAPA DIST.

COST OF THE PROJECT AND MEANS OF FINANCE :

Contribution Loan from


Particulars Ratio Bank Own Margin TOTAL
(A / B) (A) (B)
Plant & Machinery 72% 28% 2,000,000 810,000 2,810,000

Total 2,000,000 810,000 2,810,000

S.No. Details of Plant & Machinery Amt. Rs.


1 JOHN DEERO - 5405E MFWD POWERTECH TSS
(TREM IV)
1,510,000
2 KS GREEN GOLD BOX
1,300,000
Total 2,810,000

-
VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D.
NO. 1/17, NARAYANAPALLI (V), DUVVUR (M), KADAPA DIST.
BREAK EVEN ANALYSIS

YEAR III AS BASE (2027-28)


Rs. In Lacs
S.No. PARTICULARS AMT. Rs. AMT. Rs.

A SALES 2,217,600
B TOTAL VARIABLE COST
- Repairs & Fuel Consumption 633,600

TOTAL B 633,600
C CONTRIBUTION (A - B) 1,584,000
D FIXED COST
- Interest on Term Loan 131,538
- Misc. Expenses 648,271
- DEPRECIATION 331,404

TOTAL D 1,111,214
BREAK EVEN POINT % 70.15
VEMIREDDY NARASI REDDY S/o VEMIREDDY SREERAMI REDDY, D. NO. 1/17, NARAYANAPALLI (V),
DUVVUR (M), KADAPA DIST.
DETAILS & TECHNICAL SPECIFICATIONS OF THE PROPOSED PROJECT / BUSINESS :

PARTICULARS Units 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

No. of Machines No. 1 1 1 1 1 1 1


No.of Days Per Annum No. 198 198 198 220 220 220 220
No. of Hrs per Day 8 8 8 8 8 8 8
Total No. of Hrs per Annum 1,584 1,584 1,584 1,760 1,760 1,760 1,760
Rent Per Hour Rs. 1,900 1,900 2,000 2,100 2,200 2,300 2,400

Utilization Capacity 45% 65% 70% 75% 80% 85% 90%

Total Expected Annual Rent Receipts


from Machine Rs. 1,354,320 1,956,240 2,217,600 2,772,000 3,097,600 3,440,800 3,801,600

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