Nghiệp vụ LC

1
Bi 8 NGHIP V L/C CP NHT UCP 600 & ISBP 681
http://nguyenvantien-hvnh.blogspot.com
<T: 0912 11 22 30>
Cc k hiu vit tt:

L/C: Letter of Credit.
NHPH: Ngn hng Pht hnh (Issuing Bank). NHTB: Ngn hng Thng bo (Advising Bank).
NHCK: Ngn hng Chit khu (Negotiating Bank).

NHXN: Ngn hng Xc nhn (Confirming Bank). NHC: Ngn hng c Ch nh (Nominated Bank).
<T: 0912 11 22 30>
1. KHI NIM V GII THCH THUT NG (1)

1.1. Theo ngn ng UCP 600, ti iu 2:
@ Credit means any arrangement, however named or described, that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to
honour a complying presentation.

@ "Tn dng l mt tho thun bt k, cho d c tn gi hay c m t nh th no, th hin mt
cam kt chc chn khng hu ngang ca NHPH v vic

thanh ton khi xut trnh ph hp.
http://nguyenvantien-hvnh.blogspot.com <T: 0912 11 22 30>
1. KHI NIM V GII THCH THUT NG (2)

1.2. Gii thch thut ng: */ V tn gi: however named (described): - Ting Anh: - Ting Vit:
*/ Ti sao gi l Tn dng "Chng t"?

*/ V thut ng "Tn dng - Credit":
<T: 0912 11 22 30>
2. C IM CA GIAO DCH L/C (1)

2.1. Giao dch L/C cn ti 3 hp ng c lp:
Issuing Bank
C2
C3
Applicant
C1 Sales Contract
<T: 0912 11 22 30>
Beneficiary
2. C IM CA GIAO DCH L/C (2)

2.2. Giao dch L/C c 5 c im:
1. L/C l hp ng kinh t ca my bn?

2. L/C c lp vi hp ng c s v hng ho. 3. L/C ch GD bng C.t v TT ch cn c vo C.t.
4. L/C yu cu tun th cht ch ca BCT.

5. L/C l cng c TT, hn ch RR hay cng c t chi TT v la o?
<T: 0912 11 22 30>
3. VN BN PHP L IU CHNH L/C

3.1. Vn bn php l (ring): - UCP - ISBP - eUCP
Quan trng nht UCP 600 & ISBP 681
- URR
3.2. Tnh cht php l tu ca UCP (SS vi Lut): 1. Tt c cc phin bn UCP u cn nguyn hiu lc.
2. Ch khi trong L/C c dn chiu UCP, th...

3. VN BN PHP L IU CHNH L/C

3. Cc bn c th tho thun trong L/C:
- Khng thc hin, hoc thc hin khc i mt hoc mt

s K ca UCP. - B sung thm nhng K vo L/C m UCP ko cp.
4. Nu ni dung UCP c xung t vi lut quc gia, th

lut quc gia c... phn quyt ca to n a phng c th ph nhn ni dung giao dch L/C. 5. Quy tc tun th: Cc K L/C, sau l K UCP p dng.
4. CC NH NGHA V GII THCH (1)

4.1. Xut trnh ph hp (Complying presentation):
Cc .khon ca L/C Cc .khon UCP p dng ISBP
Phi ph hp ng thi
XUT TRNH PH HP
Trch nhim ca
NHPH phi TT NHXN phi TT or CK v chuyn C. t cho...
<T: 0912 11 22 30>
NHC nu TT or CK th chuyn c.t cho...
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4.2. Xut trnh (Presentation) = i tin + Chuyn giao ct:

1/ Ngi th hng B chng t Tr tin B chng t Tr tin
NHC
2/
Ngi th hng
NHXN
3/
Ngi th hng
B chng t Tr tin
<T: 0912 11 22 30>
NHPH

Xut trnh (tip)
NHC B chng t Tr tin B chng t Tr tin B chng t Tr tin
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4/
NHPH
5/
NHC
NHXN
6/
NHXN
NHPH

4.3. Ngi xut trnh (presenter):
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Ngi th hng, ngn hng hoc mt bn khc thc

hin vic xut trnh. 4.4. a im xut trnh (Place of Presentation):
a im ca NH, m ti L/C c gi tr TT or CK.

1/ L/C available with Issuing bank. 2/ L/C available with Confirming bank. 3/ L/C available with Nominated bank. 4/ L/C available with Any bank.

5. Thanh ton (Honour):
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a/ Tr tin ngay (sight payment).

b/ Cam kt tr chm (deferred payment). (Cam kt TT v TT khi...)
c/ Chp nhn B/E (draft acceptance).

(Chp nhn TT B/E v TT khi....) 6. Chit khu (Negotiation): NHC mua...bng cch ng trc.

.
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L/C available by
Honour a/ Sight payment b/ Deferred payment c/ Draft acceptance Negotiation a/ Purchase of draft b/ Purchase of docs c/ Purchase of draft and documents
<T: 0912 11 22 30>

7. L/C c gi tr (L/C is available with...by...): 8. Phn bit "deferred L/C" v "acceptance L/C":
L/C
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At sight L/C
Time (usance) L/C
Deferred L/C
NH cam kt TT khng bng hnh thc chp nhn B/E (khng c B/E) http://nguyenvantien-hvnh.blogspot.com <T: 0912 11 22 30>
Acceptance L/C
NH cam kt TT bng cch chp nhn B/E (c B/E)

9. Phn bit "payment L/C v "negotiation L/C": Payment L/C Negotiation L/C
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1. B/E k pht i tin 1. Hi phiu k pht i tin
NHC
NHPH sau khi TT cho Ben. Bank
NHPH.
sau khi nhn c in i 3. NHCK gi l Negotiating
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2. NHC ghi n TK ca 2. NHPH ghi c cho NHC 3. NH tr tin gi l Paying tin. Bank.

10. Phn bit "Negotiation" v "Discount":
Tiu ch Negotiation Discount
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1. i tng mua bn. 1. BE/BCT.
1. Giy t c gi.
2. Gi tr TT.
3. K mua bn.
2. Ti a bng gi tr.
2. TT bng th gi.
3. Tr. i or min tr. i 3. Mua t, bn t.
Ghi ch: Vic phn bit ny ch c ngha v l thuyt,

trong thc t....
5. CC BN THAM GIA giao dch L/C (1)

1. Ngi m L/C (Applicant for L/C):
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2. Ngi th hng L/C (Beneficiary):

3. Ngn hng Pht hnh (Issuing Bank). 4. Ngn hng Thng bo (Advising Bank).
5. Ngn hng Xc nhn (Confirming Bank).

6. Ngn hng c ch nh (Nominated Bank). Ghi ch: Ch nh y lin quan n vic "Honour or Negotiation", do Advising and Reimbursing Bank...
5. CC BN THAM GIA giao dch L/C (2)

. 1/ Confirming Bank
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2/ Paying Bank Nominated Bank

3/ Accepting Bank 4/ Negotiating Bank
5/ Deferred undertaking Bank
6a. QUY TRNH L/C TT ti nc NK (NHPH)

.
(4) Thng bo L/C Advise L/C
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Nh xut khu Exporter

(6) Xut trnh (6') B chng t
Ngn hng thng bo Advising Bank

(3) Pht hnh L/C Issue L/C (1) Hp ng ngoi thng Sales contract
Ngn hng chuyn chng t (Remitting Bank)

(7) Tr tin (qua NH)
Ngn hng pht hnh L/C Issuing Bank (6') B chng t
(2) n m L/C Apply L/C
(8) i tin Retirement
(5) Giao hng Shipment of goods
Nh nhp khu Importer

6b. QUY TRNH L/C - TT ti nc XK (NHC)

Nh xut khu Exporter
(4) Thng bo L/C Advise L/C (6') Nhn tin
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(6) Xut trnh Presenting
NHTB Advising Bank

(3) Pht hnh L/C Issue L/C (1) Hp ng ngoi thng Sales contract (7') Hon tr imbursement
NHC (Nominated Bank)

(7) Xut trnh Presenting
NHPH L/C Issuing Bank

(2) n m L/C Apply L/C (8) i tin Retirement
(5) Giao hng Shipment of goods
Nh nhp khu Importer

7. nhng ni dung ch yu ca L/C (1)
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@Ni dung ca L/C c phi mang tnh chun mc bt buc hay khng? - V l thuyt: - Trn thc t: Mu n = H chun; Mu in Swift = chun trn ton th gii. 1. S hiu L/C (Credit Number): - Tt c cc L/C u phi c s hiu ring. 2. a im pht hnh L/C: - Lin quan n lut p dng gii quyt tranh chp L/C.
7. NHNG NI DUNG CH YU CA L/C (2)
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3. Ngy pht hnh L/C (Date of Issue): - Cc tnh hung v ngy PH. - Bt u tnh thi hn hiu lc ca L/C. - Thi im m L/C hp l. 4. Tn, a ch ca nhng ngi c lin quan n L/C: a/ Cc thng nhn. b/ Cc ngn hng. c/ Cc c quan, t chc. 5. S tin ca L/C: @ C th chp nhn mt L/C c s tin bng s v bng ch khc nhau?
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a/ Nu L/C quy nh s lng l chic, ci, bao...hay quy nh s tin l c nh, th khng c dung sai. b/ Nu cc t "about", "approximatly", "circa"... c s dng ni v "s tin", hoc "khi lng", hoc "n gi" th c hiu l cho php mt dung sai 10% i vi s tin, hoc s lng, hoc n gi. c/ Ngoi tr khon a/ v b/ trn, th 5% khi lng giao hng mi ln l c php, nhng tng s tin i khng c vt qu s tin ca L/C.
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d/ Nu giao hng mt ln, th mt dung sai gim 5% gi tr ca L/C l c php, min l n gi khng c gim v L/C khng dng cc t nh im b/. 6. Thi hn hiu lc ca L/C (ti u).
- L thi hn NHPH cam kt tr tin cho nh XK.

- Thi hn L/C c tnh t Date of Issue - Expiry Date.
<T: 0912 11 22 30>

- Thi hn L/C phi m bo cc nguyn tc sau y:
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+ Ngy giao hng phi trong thi hn ca L/C.

+ Ngy m L/C phi trc ngy GH mt thi gian hp l. + Ngy ht hn L/C phi sau ngy GH mt thi gian.
7. Thi hn tr tin ca L/C (Date of Payment):

- At sight, Time. - Nu L/C At Sight, hi phiu s l: "available against presentation of your draft at sight on..".
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- Nu Usance L/C, th thi hn tr tin c th nm ngoi thi hn hiu lc ca L/C, nhng iu quan trng l, nhng B/E c k hn phi c xut trnh CN trong thi hn hiu lc ca L/C. - Nu Deferred L/C: TT tr chm khng c B/E. 8. Ngy giao hng (Shipment Date): Cc cch quy nh - Ngy giao hng chm nht. - Khng c giao hng trc mt ngy nht nh. - Trc khi L/C ht hn mt s ngy nht nh. - Trong mt khong thi gian nht nh...

9. Nhng ni dung lin quan n hng ho:
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Nh tn hng, s lng, trng lng, gi c, quy cch phm cht, bao b, k m hiu...cng c ghi vo L/C. @ Ti sao khng nn m t hng ha mt cch qu chi
tit, phc tp v di?

10. Nhng ni dung v vn ti, giao nhn hng ho: - Ni i, ni n, chuyn ti, cc ph, giao hng tng phn, K c s giao hng...
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11. B chng t m nh XK phi xut trnh: - Ni dung quan trng ca L/C, v BCT l bng chng ch.minh nh XK hon thnh ngha v giao hng. - Nu BCT ph hp L/C, th NHPH s TT cho nh XK. - BCT do L/C Q nhiu hay t tu theo tnh cht HH, nc NK v s tho thun gia hai bn, nht l ngi mua. - Trong TTQT, NH TT ch cn c vo CT. V vy, lp BCT phi nghim ngt, hon ho, ph hp vi L/C.
8. PH L/C V TRCH NHIM CA NHPH

8.1. Mu n m L/C ca Citibank:
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<T: 0912 11 22 30>
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Citigroup (1) APPLICATION FOR L/C

application for irrevocable documentary credit (credit) To: citibank, NA., Branch 1 st floor, 17 ngo quyen street, hoan kiem district, hanoi, vietnam ("citibank") Date of this Application:........................................................ We request you to issue your irrevocable documentary credit for our account in accordance with the instructions below (mark (X) where appropriate)
Applicant (Name and Address)
Form of credit Transferable Revolving

Amount in Figures
Credit Number
CCY Cod
Beneficiary (Name, Address and Phone/Fax Amount in Words No.) Allowance of Variance amount:+/- % Contract Person
in
credit
Advising Bank (Citibank, N.A. Branch if not Date of Expiry (ddmmyy): http://nguyenvantien-hvnh.blogspot.com <T: 0912 11 22 30> specified) Place of Expiry of this Credit (where docs must be presented)

Available with Nominated Bank Issuing Bank any Bank By sight payment/ negotiation/ acceptance/ deferred payment Loading on Board/Despatch/taking in charge/Delivery At/from Not later than For transportation to
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Drafts not required Drafts required At sight/ At...days after date of ( B/L invoice) drawn on Issuing bank/ Other for full invoice value of goods % invoice value of goods Partial Shipments Allowed not allowed Transhipment Allowed not allowed
Goods (brief description without excessive detail)

Trade Terms as per INCOTERMS 1990/2000 FOB CFR
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Documents required Signed commercial invoice in.......original and......Copies Transport document (select one) Marine Air Multimodal Other Clean on board Issued in full set/ 2/3 original/ Other Consigned to the order of Issuing bank/ Shipper, endorsed in blank, Marked "Freight Prepaid/ Collect" and "Notify Applicant/ Other Marine/ Air insurance Policy or certificate in duplicate in negotiable form and blank endorsed for 110% of CIF value with claim payable at destination in the same currency as the draft, covering Institute Cargo Clause A, Institute Strikes and Civil Commoditions Clauses, Theft, Piferage and Non-delivery Clauses. Certificate of origin in......and....... copies issued by........... Other documents (please specify):
http://nguyenvantien<T: 22 30> by Ultimate buyer For CFR or FOB hvnh.blogspot.com Shipment, insurance to 0912 be 11 covered Applicant

Additional Conditions
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In case of query please telephone No..... And ask for Mr/Ms...............................
Period for Presentation after transport We hereby agree that this doc. but within DC validity (=21 days unless application and the opening by otherwise stated) you of this Credit shall be subject Please debit an amount equal to of the in all respects to the terms and Credit amount from our account no. with coditions attached hereto. you as our prepayment for any of our obligations under the Credit as well as any interest, fees, and charges that you may charge relating to this Credit.
Cofirmation Instructions Not required Required (Charges are for account of Beneficiary/ Applicant
Company's Stap and Authorised Charges Signature(s) All bank charges outside Vietnam <T: are for http://nguyenvantienhvnh.blogspot.com 0912 11 22 30> of Applicant account of
8. PH L/C V TRCH NHIM CA NHPH (1)
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8.2. Kim tra n v Pht hnh L/C: a/ Kim tra n v son tho L/C: 1. Tn, a ch, t cch v ch k ca ngi m. 2. Tn v a ch y ca ngi hng. 3. Bo m hn mc L/C v cc bin php bo m TD. 4. Kim tra thi hn hiu lc giy php NK, nu c. 5. Kim tra cc quy nh v qun l ngoi hi. 6. Kim tra tnh trng ca ngi hng li (nu cn). 7. Nu iu kin giao hng l FOB, CFR... Bo him?
8. PHT HNH L/C V TRCH NHIM CA NHPH (2)

8. i chiu cc ch th gia n v L/C. - Loi L/C. - Gi tr v loi tin L/C. - Ngy v a im ht hn L/C.
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- Hi phiu.
- Phng thc chuyn L/C? - M t HH?
- Cc ph? ai tr? Trc hay sau?

- Chi tit v cc chng t xut trnh?

- Thi hn, a im xut trnh? - a im hng i, hng n? - Chuyn ti c b cm? - Giao hng tng phn c b cm? - Ngy giao hng chm nht? - L/C c th chuyn nhng? - L/C at sight, Acceptance, Negotiable? 9. Chn NHTB. 10. n nh s L/C. 11. Pht hnh L/C.
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Ch : Vic chuyn cc ch th t n vo L/C phi c thc hin vi s cn trng c bit. b/ Phng thc pht hnh: 1. Bng Th qua Bu in. 2. Bng in: Telex, Fax, Swift. 3. Pht hnh hn hp: Th + in. Ch : a/ Thi im pht hnh L/C? b/ Khi no PH bng th? Khi no bng in? c/ So snh pht hnh bng Th v bng in?

c/ Trch nhim ca NHPH:
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Sau khi pht hnh L/C, NHPH chu trch nhim theo quy
nh ti iu 7 UCP 600 (Trang 542). 8.3. S nghip v ca NHPH
<T: 0912 11 22 30>
8.3(a) NHPH lm nhng g vi L/C?

(1) Tip nhn v k.tra h s m L/C
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(2) Pht hnh L/C
(3) Tu chnh or hy L/C (nu c) (5) T chi TT nu x.trnh kh. ph hp
(4) Nhn v k.tra b chng t
(6) Thanh ton v kt thc h s L/C

HP NG THNG MI
.
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Nh NK lm n m LC (form)
.8.3(b)
Pht
hnh L/C
NHPH tip nhn n m LC
NH xem xt: - HTM - Ni dung n - Kh nng TT ca KH - Yu cu k qu...
Yu cu sa Sau khi n m L/C sa i
Quyt nh m L/C
T chi m L/C
M bng th: - Theo mu - 2 ch k

Hn ch: - Chm - Mt an ton - t dng http://nguyenvantien-hvnh.blogspot.com
M bng in: - Telex - Swift

Swift: Dng ch yu - M: MT 700/701 - Sa i: MT 707 - ...
Telex: t nht mt NH khng l TV ca Swift
<T: 0912 11 22 30>
8.3(c) Nhn BCT .
A. CHNG T N SAU H.HA
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. Xem xt
K PH bo lnh
KH cn BL nhn H.
KH kh. cn BL nhn H.
PH bo lnh
TT C.t v K Thuhi BL
Kh. PH bo lnh
Kh. ph hp L/C Tr c.t choNHTB Tip xc nh NK Kh. chp nhn Tr C.t
<T: 0912 11 22 30>
Nhn b ch. t Ph hp L/C Tip xc nh XK(*) S,cha, th.th, b sung NHPH TT/ Ch. nhn
Chp nhn TT, nhnC.t

Trao ch. t cho NK
Lu !
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(*) Theo suy din ca mt s ngi, NHPH khi nhn c b chng t phi c trch nhim kim tra tm ra li lm c s i ph sai st hoc t chi chng t. Do , vic tip xc vi nh XK hon chnh b chng t l i ngc vi quyn li ca NHPH. Thc ra khng phi nh vy! Bn cht ca L/C l cng c thanh ton ch khng phi cng c t chi, chnh v vy, trong hu ht cc trng hp, NHPH ch nh mt ngn hng nc nh XK thay mt mnh kim tra v tr gip nh XK hon thin b chng t. Nh vy, trong trng hp L/C cn thi hn, m b chng t c li v c th khc phc c, th NHPH (ging nh NHC) c quyn tip xc vi nh XK (qua ngn hng phc v nh XK) hon thin b chng t vic thanh ton c sun s. Vic lm ny l khng b cm. Tuy nhin, trong thc t ta him gp tnh hung nh th ny nn thy l m thi.
B. CHNG T N TRC H. HA
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8.3(d)
Nhn BCT
Ph hp L/C Kh. Ph hp L/C Nhn chng t K.tra chng t
NHPH TT/ch.nhn
Trao c.t cho nh NK nhn hng
X.l nh q.tr. trc
<T: 0912 11 22 30>
9. THNG BO L/C V TRCH NHIM CA NHTB (1)

9.1. Ti sao phi thng bo L/C qua NH:
45
- Mc ch TB L/C qua NH?

- Quy tc xc minh tnh chn tht L/C? 9.2. Quy tc chn NHTB:
1/ NHTB lun phi do NHPH ch nh.

2/ L NH ca nh XK, l CN hay L ca NHPH. 3/ C s ch nh: - Theo ngh trong n. - Nu trong n khng th hin, th...
9. THNG BO L/C V TRCH NHIM CA NHTB (1) 4/ L/C v sa i L/C phi c TB qua cng mt NH.
5/ NHTB th nht v NHTB th hai. 9.3. Quy tc TB L/C:
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a/ L/C c gi tr thc hin:

- Bng th xc minh c ch k. - Bng in, xc minh c kha m hoc Swift code. Nu khng c ghi ch g thm, th cc L/C nh vy lun c gi tr thc hin. Nu c vn bn xc nhn bng th, bng in gi n sau th cng khng c gi tr g.

b/ Thng bo s b (Pre-advised): - Nu L/C chuyn bng in chn tht v c ghi ch: + Mi chi tit gi sau. + Vn bn XN bng th mi l vn bn thc hin. - Mi quan h gia TB s b v L/C? c/ TB v hiu: - Khi no TB l v hiu? + Khng xc minh c tnh chn tht. + C ghi ch l v hiu. - NH phi lm g khi nhn c TB v hiu?
47

d/ Trch nhim kim tra tnh chn tht L/C ca NHTB:
48
- Nu khng xc minh c?
- Nu cc ch th khng hon chnh, khng r rng? - Khi no th L/C c hiu lc thc hin?
e/ Trch nhim chuyn nguyn vn TB cho KH:

- NHTB khng chu trch nhim CK hay TT. - Khng chu trch nhim dch, gii thch thut ng chuyn mn.
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@ Trch nhim ca NHTB c quy nh ti iu 9

UCP 600 (trang 545)
<T: 0912 11 22 30>
(1) Nhn L/C t NHPH
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.9.1. NHTB v NHC lm nhng g vi L/C?
(2) Kim tra tnh chn tht L/C (3) Nhn, k.tra b chng t XK (4) Xut trnh C.t ti NHPH (5) Bo c cho nh XK
Khng ph hp
YC tu chnh or hy L/C (nu c)
Khng ph hp
YC chnh sa ch. t (nu c)
<T: 0912 11 22 30>
NHTB
.
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9.2. TB L/C
Nhn L/C(sa i)
Kim tra chn tht L/C
C nghi ng, kh. ng, kh. r.
- Th: Signature - Telex: testkey - Swift: Swift code
Chn tht
TB bn sao cho nh XK Khng xc minh c Hy L/C

TB cho NHPH lm r Chn tht Chuyn L/C cho ngi hng
<T: 0912 11 22 30>
. 9.3.
Tip . nhn, TT BCT
NGN HNG PHC V NH XK Nhn b chng t L NHC K.tra c.t Ph hp Khng l NHC
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Gip nh XK k.tra, hon thin BCT Khng ph hp
NHXN (phi)
. Payment . Negotiation . Acceptance . Deferred Under. Payment Without Recourse
NHC (nu)
. Payment . Negotiation . Acceptance . Deferred Under. Payment Recourse?
XK h.thin c.t C.t h.ho C.t kh.h.ho
GI B CHNG T I TIN NHPH

10. XC NHN L/C V TRCH NHIM CA NHXN (1)
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10.1. Xc nhn L/C: - L cam kt chc chn, khng hy ngang ca mt NH b sung vo s cam kt ca NHPH TT hay CK BCT. L/C XN c bo m TT hai ln. - Khi no th cn xc nhn L/C? - Quy tc chn NHXN? 10.2. Trch nhim ca NHXN? - Xc nhn (khng hy ngang) v bo lnh (d phng)? - Quy nh ti iu 8 UCP 600 (trang 543).
10. XC NHN L/C V TRCH NHIM CA NHXN (2)

3. NHXN cn xem xt?
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- L/C phi dn chiu UCP600.

- Phi c NHPH yu cu. - NHPH v nc nh NK phi tn nhim, n nh.
- S tin qu ln.
4. T chi xc nhn: - Yu cu k qu 100% - Tuyn b khng sn sng xc nhn L/C.
11. CH NH V TRCH NHIM CA NHC (1)
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11.1. Ch nh: - L vic NHPH ch nh mt NH khc thay mt mnh thc hin vic TT hoc chit khu BCT. - Bt k L/C no cng phi ch nh mt NH ch danh hay c gi tr t do. + Available with Issuing bank by... + Available with Confirming bank by... + Available with Nominated bank by... + Available with Any bank by... - Mt L/C c gi tr ti NHC th cng c gi tr ti NHPH.
11. CH NH V TRCH NHIM CA NHC

11.2. Trch nhim ca NHC:
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1. Trong 5 ngy lm vic phi Q xem X.trnh c ph hp?

2. Vic NHC thc hin y quyn l ty . 3. i vi L/C Usance hay Deferred: NHC c php
tr tin trc hay CK hi phiu.

4. Vic ch tip nhn, kim tra v chuyn chng t khng to nn bt k trch nhim no i vi NHC phi... 5. Sau khi TT hay CK th phi chuyn BCT cho NHPH.
11. CH NH V TRCH NHIM CA NHC
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6. Nu X.trnh khng ph hp th t chi TT hay CK BCT
v phi gi mt TB (c lp) cho ngi xut trnh, ng

thi gi tr li BCT cho ngi xut trnh.
Trch nhim ca NHC c quy nh ti iu 12

UCP 600 (trang 419).
<T: 0912 11 22 30>
12. SA I L/C (1)

12.1. Cc nguyn tc sa i:
58
1. L do sa i?
2. i vi L/C hy ngang. 3. i vi L/C kh.huy ngang: Phi c s ng thun ca...
4. Ngi xut sa i L/C? ngi XK, ngi NK.

5. Quy trnh sa i: + Ngi NK n phng ngh NHPH sa i L/C.
<T: 0912 11 22 30>
12. SA I L/C (2)
59
+ Ngi XK n phng ngh NHPH sa i L/C
(qua NHTB).
+ Ngi NK v XK ng thun ngh NHPH sa i. 6. Sa i L/C lun c chp nhn?
7. Thi im chp nhn sa i?

8. Chp nhn sa i tng phn? ng ngha vi vic t chi sa i.
<T: 0912 11 22 30>
12. SA I L/C (3)

12.2. Cc vn cn tho lun:
60
Th nht, vic im lng ca ngi XK cho n khi xut trnh

Th hai, c nn quy nh mt thi gian hp l (5-7 ngy) cho vic chp nhn sa i?
Th ba, NHPH b rng buc trch nhim t thi im PH

sa i, trong khi NHXN...
<T: 0912 11 22 30>
13. PHN LOI L/C

13.1. CN C C IM NGHIP V a/ Phn theo loi hnh (Types): 1. Irrevocable L/C. 2. Revocable L/C. b/ Phn theo phng thc s dng (Uses): 1. Irrevocable Straight L/C. 2. Irrevocable Negotiable L/C. 3. Irrevocable Unconfirmed L/C. 4. Irrevocable Confirmed L/C.
61
13. PHN LOI L/C

5. Revolving L/C.
62
6. Red Clause L/C.

7. Standby L/C. 8. Transferable L/C.
9. Back to Back L/C.

c/ Phn theo thi im thanh ton (payment): 1. Sight L/C. 2. Deferred and acceptance L/C. 3. Mixed L/C.
13. PHN LOI L/C

c/ Phn theo hnh thc thanh ton: 1. Sight L/C. 2. Negotiable L/C. 3. Acceptance L/C. 4. Deferred L/C.
63
d/ Phn theo phng thc hon tr:

1. Mail Reimbursement. 2. TTR Allowed. 3. TTR Not allowed./.
15. phn loi L/C

15.2. cc l/C c bn
64
1. Revocable L/C. 2. Irrevocable L/C. 3. Confirmed Irrevocable L/C.

15.3. cc l/C c bit
1. Transferable L/C. 2. Back to Back L/C. 3. Revolving L/C. 4. Standby L/C. 5. Reciprocal L/C. 6. Red Clause L/C./.

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1

Bi 8 NGHIP V L/C CP NHT UCP 600 & ISBP 681

<T: 0912 11 22 30>

Cc k hiu vit tt:

NHCK: Ngn hng Chit khu (Negotiating Bank).

<T: 0912 11 22 30>

1. KHI NIM V GII THCH THUT NG (1)

honour a complying presentation.

cam kt chc chn khng hu ngang ca NHPH v vic

1. KHI NIM V GII THCH THUT NG (2)

*/ Ti sao gi l Tn dng "Chng t"?

<T: 0912 11 22 30>

2. C IM CA GIAO DCH L/C (1)

2. C IM CA GIAO DCH L/C (2)

1. L/C l hp ng kinh t ca my bn?

4. L/C yu cu tun th cht ch ca BCT.

<T: 0912 11 22 30>

3. VN BN PHP L IU CHNH L/C

Quan trng nht UCP 600 & ISBP 681

2. Ch khi trong L/C c dn chiu UCP, th...

3. VN BN PHP L IU CHNH L/C

- Khng thc hin, hoc thc hin khc i mt hoc mt

4. Nu ni dung UCP c xung t vi lut quc gia, th

4. CC NH NGHA V GII THCH (1)

NHC nu TT or CK th chuyn c.t cho...

4. CC NH NGHA V GII THCH (2)

4.2. Xut trnh (Presentation) = i tin + Chuyn giao ct:

4. CC NH NGHA V GII THCH (2)

4. CC NH NGHA V GII THCH (3)

Ngi th hng, ngn hng hoc mt bn khc thc

a im ca NH, m ti L/C c gi tr TT or CK.

4. CC NH NGHA V GII THCH (4)

a/ Tr tin ngay (sight payment).

c/ Chp nhn B/E (draft acceptance).

4. CC NH NGHA V GII THCH (5)

4. CC NH NGHA V GII THCH (6)

Time (usance) L/C

4. CC NH NGHA V GII THCH (7)

1. B/E k pht i tin 1. Hi phiu k pht i tin

4. CC NH NGHA V GII THCH (8)

1. i tng mua bn. 1. BE/BCT.

3. Tr. i or min tr. i 3. Mua t, bn t.

Ghi ch: Vic phn bit ny ch c ngha v l thuyt,

5. CC BN THAM GIA giao dch L/C (1)

2. Ngi th hng L/C (Beneficiary):

5. Ngn hng Xc nhn (Confirming Bank).

5. CC BN THAM GIA giao dch L/C (2)

2/ Paying Bank Nominated Bank

6a. QUY TRNH L/C TT ti nc NK (NHPH)

Nh xut khu Exporter

Ngn hng thng bo Advising Bank

Ngn hng chuyn chng t (Remitting Bank)

(2) n m L/C Apply L/C

(8) i tin Retirement

(5) Giao hng Shipment of goods

Nh nhp khu Importer

6b. QUY TRNH L/C - TT ti nc XK (NHC)

(6) Xut trnh Presenting

NHTB Advising Bank

NHC (Nominated Bank)

NHPH L/C Issuing Bank

(5) Giao hng Shipment of goods

Nh nhp khu Importer

7. nhng ni dung ch yu ca L/C (1)