Professional Documents
Culture Documents
MADHUMATHI
1491022
GROUP:8
INTRODUCTION
PRODUCT PROFILE:
Personal Banking-Accounts/Deposits
banking industry
NO OF EMPLOYEES:6700 Employees
O rganisationalchart:
BUSINESS PERFORMANCE:
PARAMETER
2013-2014
2012-2013
DEPOSITS
47491.0
44262.00
7%
GROSS
ADVANCE
36403.0
32014.00
14%
TOTAL GROSS
BUSINESS
83894.0
0
76276.00
10%
CAPITALS AND
RESERVES
3368.05
3003.61
12%
EARNINGS PER
SHARE
3.77
4.00
-6%
0.78
SW O T AN ALYSIS
STRENGTH
WEAKNESS
Strong regulatory
impact of RBI
Intellectual staf
Core banking
Bank is among the
first in the private
sector to open a NRI
branch in 1992
to go beyond the
conservative concept
of banking which in
turn afects the
growth and advances
Contd
OPPORTUNITIES
THREATS
improve their
networking and
visibility otherwise, it
cannot grow.
PESTEL ANALYSIS
POLITICAL:
RBI regulation- with
respect to capital
and liquidity in India
is an advantage in
terms of credibility
over other countries
SOCIAL:
People have shifted
to borrow from
Banks instead of
money lenders
ECONOMIC:
Policy rates has to
be changed in
accordance with the
quarterly RBI Policy
TECHNOLOGICAL:
Updation of
Technology
products-ATM,
Mobile Banking,
Internet banking ,M
Pass book etc.. will
help to capture the
Youngsters market
ENVIRONMENT FACTOR:
Increase in avenues for investment
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