THE BANKING

ARCHITECTURE IN INDIA

PRESENTED BY:
AASTHA AGARWAL (BM-015002)
AYUSHI AGARWAL (BM-015003)
ABHINEET MISHRA (BM-015009)

WHAT IS A BANK?

A bank is a financial institution that provides banking and other

financial services to their customers.

The three banks were merged in 1921 to form the Imperial

Bank of India, which upon India's independence, became
the State Bank of India in 1955.

Bank provide the security to the savings of customers and also,

Control the supply of money and credit.

BANKING ARCHITECTURE

DIFFERENT TYPE OF
BANKS

FUNCTIONS OF BANK

VARIOUS TOOLS USED BY

BANK(RBI)
Cash reserve ratio
Statutory Liquidity ratio
Repo rate
Reverse repo rate
Bank rate
Marginal standing facility

DIFFERENT
DEPARTMENTS OF A BANK
Treasury Department
Forex Department
Investment Department
Credit Department
Risk management Department

RISKS FACED BY BANKS

Credit risk
Operational risk
Market risk
Liquidity risk

THANK YOU