()

1. About SCB ,

Flow chart

2. Refresh Intl trade payment

3. Flow chart each Intl trade
payment
4. Advantage/Risk Intl trade
payment
5. Question & Answer
6. SCB Trade Finance & Trade
Services
7. Others Bank Service

SCB Group
. :
, ,

:
:

SCB :
3

SCB

106 (30 ..56)
55 40,200

22,000

1,145

ATM 1,145

Wholesale Banking Group :

Front

46

Back

32

9
3

2 ,

 2

140,
,

140
173
173M.USD,
M.USD,
12.1
MB.
12.1MB.

50
50,
,

246
246M.USD,
M.USD,
13.2
MB.
13.2MB.

- , ,



Importer

Exporter

Retails

46
32

9
3

2 ,

Trade Structuring and

Solution (TSS) , WBG
,CBG ,
MBG , SBG




(Goods)
(Shipping and Delivery Details)
(Terms of Payment)
(Required Documentation)

(Insurance Cover)


(Incoterms) FOB, CNF CIF


Remittance (T/T)
1. Advance Payment
2. Open Account
3. Documentary Collection
4. Documentary Letter of Credit

 1. Advance Payment :

Advantage/Risk
Exporter

Importer

3
PURCHASER
PAYER

Goods
1 Contact

SELLER
PAYEE

ADVANCE PAYMENT
CYCLE
2

$
- Demand draft
- Telex / Swift
13

 2. Open Account :

30, 60, 90

Advantage/Risk
Exporter

Importer

2
PURCHASER
PAYER

Goods
1 Contact

OPEN ACCOUNT
CYCLE
4

TRANSMITTING
BANK

SELLER
PAYEE

5
RECEIVING
BANK

16

 3. Documentary Collection :

(Remitting Bank)

(Collecting Bank)

Documentary Collection
2
1.Document Against Payment : (D/P)
- D/P Sight :

- D/P Time (D/P Term) :

2. Document Against Acceptance : (D/A)

-
90 days after

shipment date
-

Advantage/Risk
Exporter

Importer

accept

L/C
open account

(D/P)

URC 522

Uniform Rules for Collection

(Publication 522)

522
(International Chamber of Commerce :
ICC)

1 Contact
COLLECTION
CYCLE

BUYER

Goods

Documents

Documents
Documents

COLLECTING
BANK

SELLER

REMITTTNG
BANK 21

 4. Documentary Letter of Credit

:

Letter of Credit : L/C

(Issuing Bank/

Openning Bank)
(Buyer)

(Advising Bank)
(Seller) (Beneficiary)


L/C








L/C

Advantage/Risk
Exporter

Importer

L/C

Trust Receipt(T/R)

Packing Credit(P/C)

L/C

Goods
1

APPLICANT

BENEFICIARY

LETTER OF CREDIT
6
CYCLE
Documents

Contact

Request L/C
Documents
9

Advise L/C
Issued L/C

Documents
ISSUING
BANK

10

11

ADVISING/
NEGOTIATIING
BANK 25

THE UNIFORM CUSTOMS AND PRACTICE

FOR
DOCUMENTARY CREDITS, 2007 REVISION,
ICC PUBLICATION NO.600

. . 2007

600
UCP600 (Rules)

UCP600

39

INTERNATIONAL STANDARD BANKING PRACTICE

(ISBP)
FOR THE EXAMINATION OF DOCUMENTS
UNDER DOCUMENTARY CREDITS

L/C
UCP 600
Figures show that 60%-70% of credits are
rejected for discrepancies on first
presentation.
The new ISBP by encouraging a uniformity of
practice worldwide, is expected to cut these
figures dramatically and, by doing so,
to facilitate the flow of world trade

Methods of Payment
Risk Scale

Exporter

Lowest Risk

Advance
Payment

Letter
of Credit

Highest Risk
Open
Documentary
Account
Collection

Importer
Highest Risk

Lowest Risk

Question

29

Trade
Finance
Services
SCB
Trade Services
1.Import Service

2.Export Service

3.Others Service

Import Service

1.Letter of Credit Issuance :

L/C

L/C

L/C

L/C

L/C
L/C
L/C(L/C Amendment) SCB

L/C


2.Inward Bills for Collection :



(B/C)








2
(Document Against Payment : D/P)
D/P - Sight , D/P Time

(Document Against Acceptance :

D/A)

3.Outward Remittance :

SWIFT

(Bulk Payment)
e-mail


4.Shipping Guarantee :

S/G

(Bill of Lading: B/L)

L/C B/C

B/L
B/L S/G


5.Trust Receipt Financing :

(Trust Receipt:T/R)



180









T/R

 (T/R) ( )


T/R

Letter of Credit : T/R against L/C

Domestic Letter of Credit : T/R against DL/C
Bill for Collection : T/R against B/C
International Funds Transfer : T/R against T/T
Domestic Funds Transfer : T/R Local Purchase

 (T/R) ( )


T/R rate 2

T/R Fixed Rate :

T/R T/T
Selling Rate T/R
T/R Non-Fixed Rate :
T/R
T/R
: -
FCD
- (FWS)

Export Service (1)

Export Service (2)

1.L/C Advising :

L/C

L/C L/C
L/C




L/C(Advising
Bank) Siam Commercial Bank PCL (SWIFT code :
SICOTHBK)

L/C
L/C L/C


L/C

2.L/C Comfirmation :

L/C

L/C
L/C

SCB L/C


L/C
(Advising Bank) L/C (Confirming Bank)
(Negotiating Bank)

Reimbursement

L/C SCB
L/C

L/C

Confirming Bank Issuing Bank

3.L/C Transfer :

L/C

2, 3, ....

L/C

)
transfer L/C

(
SCB SCB
SCB

L/C Advise SCB SCB

Transferring Bank

4.Outward Bills under L/C :

L/C





L/C


L/C

L/C






SCB

5.Outward Bills for Collection :

B/C
SCB

D/P D/A



SCB

6.Open Account Collection : Open

Account

Open Account


7.Assignment of Proceeds :

(

L/C B/C) (Assignor/
)

(Assignee)

(Assignment of

Proceeds) ( ) (Assignor)

8.Inward Remittance :

SWIFT



-
SCB , - SCB , -
SCB , (SWIFT CODE : SICOTHBK)

SCB


auto e-mail
SCB

9.Export Document Preparation :

(commercial invoice) ,


(packing list) , (bills of exchange)

Export Document Preparation :

(
)

(certificate of origin)


(bill of lading)
(insurance policy)

Letter of Credit , (Bills for
Collection) (Inward Remittance)

10.Packing Credit :

180

L/C , B/C , Open Account

SCB

 (P/C) (

)

P/C 2

1. (Pre-Shipment
Financing)

2. (Post-Shipment
Financing)

P/C


- Purchase Order ; Contract
- Letter of Credit
80%
- Bill of Exchange
90%

70%

 (P/C) (

)
P/C 180

Purchase Order ; Contract :

+ 10
Letter of Credit : L/C
Bill of Exchange : + 10

11.Outward Bills Purchase/Discount : / L/C

L/C B/C

 / L/C
( )
/ L/C 2

1. / (With Recourse)


L/C

2. / (Without Recourse)


L/C
L/C

International Trade Products

Core Product

Related Product

Import
LC

TR

IBC
OR

FWS

Advice
L/C

EBLC

P/C

EBC
IR

FWB

Export
56

Others Service

Fx online : quote exchange rate internet

(Free : , )
(Foreign Currency Deposit : FCD)

SMS Exchange Rate (Free : )

auto e-mail : Inward Remittance, Advice L/C ,

(Outward Remittance) (Free : ,
)
Bulk OR :

BCM (Business Cash Management) : internet banking

(
: , )
57

:
.

: .

59

SCB :

1. (FX Spot)
2. (FX Forward)
(FX
3.
Option)
60

1. (FX Spot)

2
3
1.Value Today (T) :

2.Value Tom (T+1) (Tomorrow Transaction) :

3.Value Spot (T+2) : 2

FX Spot
- Forward
-

2. (FX Forward)

2
(Forward Rate)

(Forward Rate)

Forward Rate = Spot Rate(Base Rate) + Swap Point

Spot Rate :

Swap Point :
2

iUSD/iTHB (premium : iUSD<iTHB) ,

(Par : iUSD=iTHB) (Discount : iUSD>iTHB)

TODAY:

8:45 21

10:35 20

These rates are daily indications and subjected to change without prior notice. Please contact
treasury department for further information. Tel 02-544-5700-14 and 02-544-5745-49

Last updated 11/1/2013 at 10:35:20

CURRENCY

EXPORT

IMPORT

USD

2.200

7.000

EUR

2.840

11.260

DEM

UNQUOTE

UNQUOTE

JPY

2.260

9.660

GBP

1.870

11.720

CHF

2.870

9.960

AUD

-6.260

1.250

NZD

-4.400

1.800

CAD

-.480

5.340

NLG

UNQUOTE

UNQUOTE

SGD

.230

7.180

HKD

-1.180

2.460

MYR

UNQUOTE

UNQUOTE

BEF

UNQUOTE

UNQUOTE

SEK

-.940

1.770

DKK

-.390

2.480

ATS

UNQUOTE

UNQUOTE

ITL

UNQUOTE

UNQUOTE

-1.250

1.640

NOK

Fx Forward
Fx Forward
2
Fx Forward Bought (FWB) :

(Exporter)

Fx Forward Sold (FWS) :

(Importer)

64


Forward
Contract
FWS/FWB

66

 Forward Exchange

Forward
Forward

67

 Forward Exchange
Premium / Discount

68

Case Study

1.AA Co.,Ltd. : Exp.

P/C , FWE products L/C , EBLC , IR , EBC , P/C , FWB


2.BB Co.,Ltd. : Imp.+Exp.
P/C, T/R , FWE products L/C , IBLC , T/R , IR FWS, FWB
FCD.USD AUD.
coil electronic
3.CC Co.,Ltd. : Imp.+Exp.

products IR , OR FCD.USD JPY

/ offsetting
(
BOT case by case)


4.DD Co.,Ltd. : Imp.
products OR , IBC Exchange rate spot rate

69

Question

70

THANK YOU