Cashless Payment

Process & Different

Methods


Presented By (/)
( )
Dr. Sumat Jain (SEBI Resource Person)
 ATM Debit Card

VISA, MASTER, Maestro, RuPAY
 ATM Debit Card

Magne
tic
Strip
Signat
ure
Strip
Last 4
digit of
Card
Number

Card Verification
 ATM Debit Card

ATM Debit
Card
- (PIN) ( )


 ATM Debit Card

 ATM Debit Card

(Point of Sale,PoS)

 (PoS)
,
( )

 ATM Debit Card

(PoS)


(Online shopping )


*99*2
2#
Mobile Money Identifier (MMID)

Mobile PIN (MPIN)

 Mobile PIN (MPIN)

Mobile Money Identifier (MMID)

Mobile Money Identifier (MMID)
Mobile PIN (MPIN)
Paytm,
Mobikwik,
Freecharg
e,
Paypal,
SBI
Buddy

,
, DTH,
FEE , , ,
, ,
,
,
,
Virtual Payment
Address
Personal
Identificati
on
Number
Paytm,
Mobikwik,
Freecharg
e,
Paypal,
SBI
Buddy

,
, DTH,
FEE , , ,
, ,
,
,
,
PayTM to
PayTM

Amount


Amount

BC, Banking Correspondent,


 Amount

50/- 3000/ /
14 2017
17 2017
 The payment should donefrom any of of the following
mode.
Unified Payment Interface (UPI) This is mobile app
based payment system. Most of the banks has
integrated the UPI to their existing mobile apps.SBI Pay
,PNB UPI, Axis Pay, PhonePay are the standalone UPI
apps.
USSD *99# Banking This system of payment is for
those who dont have a smartphone or internet. To use
this type of payment you have to dial *99# from your
feature phone.
Adhaar Enabled Payment System (AEPS) This payment
system does not require phone, internet or signature.
This is done on the micro ATM using your Adhaar and
fingerprint. The merchant usesAadhaar payment appto
get money.
Rupay Card This may be debit or creditcard like Visa
and Mastercard. The NPCI has developed this payment
gateway. All JanDhan Account holders have got this type
of debit card
50/- 3000/ /
14 2017
17 2017