Financial Inclusion

Financial inclusion or inclusive financing is the

delivery of financial services at affordable
costs to sections of disadvantaged and low-
income segments of society, in contrast
to financial exclusion where those services are
not available or affordable.
 Problem Statement
Despite many efforts to include as many
people in the financial service sector, many
are still excluded because either they are not
bankable (have no credit history) or because
they can easily have access to financial
services sector
 Solution- Salary Advance
Offering low credit SMME loans to current
salaried employees willing to invest in rural
based enterprises. This will spur economic
activities that will enable those employed in
these rural based enterprises and eventually
enable them to become bankable
How the solution will make Money
Interest fees charged on loans offered to
salaried employees
 Next Steps
Mapping all reputable employers and
sensitizing target clients
Designing appropriate product features
Offering the product ti financial service
providers
Sensitizing potential clients
Launching the product
 Team profile
Roy.
Julius
10 years experience in financial service sector
and 5 years in the energy access sector and
certified international microfinance expert