For a/c holders centralized transfer done by HO accounts by 10 AM

Bounced-back a/c details send to all RO through auto generated mail by 12:00 PM
Cash transfer to all bank accounts of branches including bounce back amount by 1:00 PM
Info about bounce back clients passed to BMs by RO team
Agreement signed by a/c and non- a/c holders on the same day
Mandatory passbook update of clients within 2 days
Getting information from Centre leader about passbook update