Wealth Wealth Wealth

Creation Protection Preservation

- Unit Trust - Takaful - Wasiat

7 Types of Income

Savings F.D Tabung KWSP ASB Unit KLSE /

Acc Haji Trust Bursa
0.1% 3-4% 4-6% 4-6% 7-9% 10-15% +400%
-400%

Low Risk Moderate Risk

Low Return High Risk
High Return
High Loss
BNM RM 1,000
RM10,000
Security RM100,000 RM XX Billion
Bonus Comm RM1.0 M
Dividend
Capital gains
Trustee
Professional Fund Managers
ARB

KLSE / Bursa Bonds Malaysia F.D Others

- To Active Counters Gov
-Shariah Compliance Securities

Average 10 -15 % (23%)

Medium to long term – 3 to 5 y
20 years
Inflation

4% - Consumer Price Index (CPI) BNM

8% - Klang Valley

Rule of 72 = 9 years
----
8

Int - 6% minus 8% = -2% 1,000,000

500,000