GIRO SYARIAH

A. GIRO WADIAH

Wadiah Current Account is a Demand Deposit

based on the Wadiah Agreement, which is a pure
deposit that can be taken at any time if the owner
wishes
 G E N E R A L P R OV I S I O N S O F WA D I A H
DEPOSITS

 Wadiah funds be used by banks for commercial activities on

condition that the banks have to guarantee repayment of the
nominal funds wadiah
 Gains and losses borne by the bank fund distribution, and the
owner of the funds is not promised rewards and do not bear the
loss, the bank is possible to give a bonus but not promised in
advance
 Own funds wadiah can withdraw their funds at any time in part
or whole
 B. GIRO MUDHARABAH
Giro Mudharabah current accounts run by
mudharabah, and mudaraba itself was divided into two,
namely mudharabah mutlaqah and mudaraba muqayadah the
difference between the two lies in the presence and absence
of the requirement given owners of funds to banks in
managing assets, both in terms of place, time or object
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