QUIZ

1. Who is the “banker of the poor”? What is his

nationality?
2. What bank did he started? Why did he start it?
3. What type of bank is it? How does this bank work?
4. What is unique about this bank?
5. What recognition did the founder receive for his
effort?
The social
entrepreneurs
DOING BUSINESS WHILE DOING
GOOD FOR OTHERS
 Some Social Entrepreneurs
1. Muhammad Yunus, Grameen Bank
2. Blake Mycoskie, Toms shoes
3. Tony Meloto, Gawad Kalinga
4. Anna Meloto-Wilk and Camille Meloto,,
Human nature
5. Reese Fernandez, Rags2Riches
6. Mark Ruiz, Hapinoy
 Grameen Bank
• Founder: Muhammad Yunus (Bangladeshi – born: 1940)
• Year: October 1976 –pilot work of Yunus at Chittagong, 1983 (official
launch)
• Description: is a microfinance organisation and community development
bank founded in Bangladesh. It makes small loans to the impoverished
without requiring collateral.
• Business type: microcredit – solidarity lending
• Achievements: The bank grew significantly between 2003 and 2007. As of
January 2011, the total borrowers of the bank number 8.4 million, and 97%
of those are women. In 1998 the Bank's "Low-cost Housing Program" won
a World Habitat Award. In 2006, the bank and its founder, Muhammad
Yunus, were jointly awarded the Nobel Peace Prize. (Wikipedia)
 16 Decisions Every Borrower Promises to Fulfill
1. We shall follow and advance the four principles of Grameen Bank: Discipline,
Unity, Courage and Hard work – in all walks of our lives.
2. Prosperity we shall bring to our families.
3. We shall not live in dilapidated houses. We shall repair our houses and work
towards constructing new houses at the earliest.
4. We shall grow vegetables all the year round. We shall eat plenty of them and
sell the surplus.
5. During the planting seasons, we shall plant as many seedlings as possible.
6. We shall plan to keep our families small. We shall minimise our expenditures.
We shall look after our health.
7. We shall educate our children and ensure that they can earn to pay for their
education.
8. We shall always keep our children and the environment clean.
9. We shall build and use pit-latrines.
 16 Decisions Every Borrower Promises to Fulfill
10. We shall drink water from tube wells. If it is not available, we shall boil water or
use alum.
11. We shall not take any dowry at our sons' weddings, neither shall we give any
dowry at our daughters' weddings. We shall keep our centre free from the
curse of dowry. We shall not practice child marriage.
12. We shall not inflict any injustice on anyone, neither shall we allow anyone to do
so.
13. We shall collectively undertake bigger investments for higher incomes.
14. We shall always be ready to help each other. If anyone is in difficulty, we shall
all help him or her.
15. If we come to know of any breach of discipline in any centre, we shall all go
there and help restore discipline.
16. We shall take part in all social activities collectively.
 TOMS
• Founder: Blake Mycoskie
• Date: 2006
• Place: Playa del Rey, California (USA)
• Description:
• The company designs and sells shoes based on the Argentine alpargata
design,eyewear, coffee, apparel, and handbags. When Toms sells a pair of shoes,
a new pair of shoes is given to an impoverished child, when Toms sells eyewear,
part of the profit is used to save or restore eyesight for people in developing
countries.
• Business Model:
• Toms' business model is known as the "one for all concept" model, which is
referring to the company's promise to deliver a pair of free shoes to a child in
need for every sale of their retail product.

• Website: https://www.toms.com/
 Rags2Riches
• Founder: Reese Fernandez ( Mark Ruiz, Bam Aquino)
• Year: 2007
• Description: a social enterprise that creates eco-ethical fashion and home
accessories out of recycled scrap cloth, organic materials, and indigenous fabrics
by working with artisans (mostly women) living in poor communities across the
country.
• Social Enterprise Strategy: Rags2Riches partners with artisans from all over the
Philippines, and was created to provide these artisans with fair access to the
market and the formal economy, as well as with additional skills-based, financial,
and health training so they can maximize their career potential and take steps
towards long-term financial and personal well-being.
• Reference: Rags2Riches-A Fashionable Way to Help the Poor
https://news.nationalgeographic.com/2016/11/reese-fernandez-ruiz-explorer-
moments-ethical-clothing-helps-women/
• Description: Website: https://www.rags2riches.ph/
 Hapinoy
• Founder: Mark Ruiz, Bam Aquino
• Year: 2007
• Description: a social enterprise that assists and helps develop
network of microentrepreneurs through partnering with sari sari
store owners in improving their businesses through mutual help and
learning…
• Vision: envision an active network of microentrepreneurs
contributing to the socio-economic growth of their families, their
communities, and their country
• Mission: create opportunities for sari-sari store owners to learn, to
grow, and to provide for the changing needs of the community
• Website: https://www.hapinoy.com/
 Human Nature
• Founders: Anna Meloto-Wilk and Camille Meloto
• Year: 2008
• Description: Gandang Kalikasan, Inc. (GKI), through its Human Nature
brand, is a fast-growing, trail-blazing natural & organic consumer goods
company operating as a social enterprise and driven by the core philosophy
of PRO-PHILIPPINES, PRO-POOR and PRO-ENVIRONMENT.
• Vision: We will be the gold standard of a globally successful enterprise with
a heart that will embolden all businesses to better serve society.
• Mission: Being faithful stewards of our God-given talents and natural
resources, we will give the best of ourselves to urgently and sustainably
build a global company which will showcase the best of the Philippines and
uplift all our people, especially the poor through providing affordable,
quality, natural products.
• Website: https://humanheartnature.com/
 Presentors
1. Muhammad Yunus
2. Tony Meloto
• Ira Adonis
• Francis Pastoral
• Rodrigo Pastor (absent 1/10)
3. Reese Fernandez