A Bank is financial institution.

 Act as an agent.
 Banks are importance factors in financial
market.
 Development of central banking started from
London.
 Establishment of RBI in 1944.
 Establishment of RBI in 1935.
 Headquarter of RBI in Mumbai.
 LOGO of Indian Currency is Rs.
 Introduction of Capital

Importance capital adequancy

Pillar I – Credit Risk – Standardized Approach

Pillar I – Credit Risk – IRB Approach

Capital Requirements for Other FIs

Pillar I , Pillar II and Comments

 Primary function

Accepting Deposits Lending loan& Advance

1. Saving Account. 1. Cash Credit.

2. Current Account. 2. Bank Overdraft.
3. Fixed Account. 3. Loans.
4. Recurring Deposit 4. Discounting Bills
Account.