VALLE.

USHA RANI
III B.COM
TTP
Introduction of Bank:
 A bank is a financial institution that accepts deposits
from the public and creates credit. Lending activities
can be performed either directly or indirectly through
capital markets. Due to their importance in the
financial stability of a country, banks are highly
regulated in most countries.
WHAT IS BANKING?
 BANKING
 Banking is an industry that handles cash, credit, and
other financial transactions.
 It provide a safe place to store extra cash and credit.
 They offer savings accounts, certificates of deposits,
and checking accounts.
Characteristics / Features of
Banking
 It may be an Individual/Firm/Company.
 It is a profit and service oriented institution.
 It acts as a connecting link between borrowers and
lenders.
 It deals with money.
 It accepts deposits from public.
 It provides Advances/Loans/Credit to customers.
 Types of banking:
 Commercial Banks: These banks play the most
important role in modern economic organization ...
 Exchange Banks: Exchange banks finance mostly the
foreign trade of a country. ...
 Industrial Banks: ...
 Agricultural or Co-operative Banks: ...
Conclusion:
 NOW A DAYS Banks are plays a vital role in modern
economy.
 Giving loans to the needy persons and accepting
deposits.
 At present online banking and transactions are
processed.
THANK YOU
For giving me
this
Opportunity