Discrete Compound Interest Formulas and Factors

• Single payment

single payment compound amount factor

single payment present worth factor

i  ( F / P)1/ n  1
M
æ r ö effective interest rate
log( F / P) i = ç1+ ÷ -1
n è Mø
log(1  i )

• Uniform payments (annuities)

Uniform series compound amount factor

Uniform series present worth factor

Sinking fund factor

Capital recovery factor

 Excel Formulas
• Excel in spanish
• PV: VA ( i, n, A, FV, type)
• FV: VF ( i, n, A, PV, type)
• i: TASA ( n, A, PV, FV, type, guess)
• n: NPER ( i, A, PV, FV, type)
• A: PAGO ( i, n, PV, FV, type)
• NPV: Value at year 0 + VNA ( i, cash flow)
• IRR: TIR ( cash flow, guess)

• Excel in english
• PV: PV ( i, n, A, FV, type)
• FV: FV ( i, n, A, PV, type)
• i: RATE ( n, A, PV, FV, type, guess)
• n: NPER ( i, A, PV, FV, type)
• A: PMT( i, n, PV, FV, type)
• NPV: Value at year 0 + NPV( i, cash flow)
• IRR: IRR( cash flow, guess)