BU Y IN G A F A M I L Y CA R

JHEZARIE AMSIWEN
ANGELA QUERIDO
RIANNE ESPIRITU
JOAQUIN FLORES
 MONTHLY PAYMENT: ₱70,000

CAR ENTRIES
Year/Make/Model Retail Price

1. Ford Ranger Raptor 2018 ₱720,000

2. Fiesta 1.5L Trend MT Sedan ₱755,000

3. EcoSport 1.5L Ambiente MT ₱848,000

4. Fiesta 1.5L Trend MT Hatchback ₱755,000

5. Focus 1.5L Titanium Powershift ₱1,088,000

CAR ENTRIES
Ford Ranger
Raptor 2018

Fiesta 1.5L
Trend MT
Sedan
 CAR ENTRIES

Fiesta 1.5L
Trend MT
Hatchback
EcoSport 1.5L Focus 1.5L
Ambiente MT Titanium
Powershift
 FINANCIAL OPTIONS
FORD RANGER RAPTOR 2018
OPTION A OPTION B OPTION C OPTION D

PRICE: ₱ 720,000 PRICE:₱ 720,000 PRICE:₱ 720,000 PRICE:₱ 720,000

RATE: 0.06 RATE: 0.05 RATE: 0.07 RATE: 0.08

N: 12 MONTHS N: 12 MONTHS N: 12 MONTHS N:12 MONTHS

FINANCIAL OPTIONS
OPTION A:
MONTHLY PAYMENT INTEREST
MP= Pr(1+r)^n/(1+r)^n -1
MP= ₱61,967.82938909767 (12
MONTHS)
MP= ₱61,967.82938909767
I= ₱743,613.9522669127
I= ₱743,613.9522669127-720,000=
INTEREST
₱ 23,613.95
 FINANCIAL OPTIONS
OPTION B:
MONTHLY PAYMENT INTEREST
MP= Pr(1+r)^n/(1+r)^n -1
MP=
MP= ₱₱ 61,637.386887696540012
61,637.386887696540012
(12
(12 MONTHS)
MONTHS)
MP= ₱61,637.386887696540012
I= ₱751,580.027298002451442
I= ₱751,580.027298002451442
I=₱ 751,580.027298002451442
I=₱ 751,580.027298002451442
--₱
₱720,000=
720,000=
INTEREST
INTEREST
₱ 19,648.64
₱ 19,648.64
 FINANCIAL OPTIONS
OPTION C:
MONTHLY PAYMENT INTEREST
MP= Pr(1+r)^n/(1+r)^n -1
MP= ₱ 62,299.257190659139125
MP= ₱ 62,299.257190659139125
(12
(12 MONTHS)
MONTHS)
MP= ₱ 62,299.257190659139125
I= ₱747,591.086287909669504
I= ₱747,591.086287909669504
I= ₱747,591.086287909669504
I= ₱747,591.086287909669504
--₱720,000=
₱720,000=
INTEREST
INTEREST
₱ 27,591.08
₱ 27,591.08
FINANCIAL OPTIONS
OPTION D:
MONTHLY PAYMENT INTEREST
MP= Pr(1+r)^n/(1+r)^n -1
MP= ₱ 62,631.668941500204287
(12 MONTHS)
MP= ₱ 62,631.668941500204287
I= ₱751,580.027298002451442
I=₱751,580.027298002451442
-₱720,000=
INTEREST
₱ 31,580.02
• THE BEST OPTION IS OPTION B
• OPTION B’S MONTHLY PAYMENT IS LESS THAN ALL THE OPTIONS GIVEN
• ALSO OPTION B HAS LESS INTEREST WITH ₱ 19,648.64
MONTHLY PAYMENT INTEREST
MP= Pr(1+r)^n/(1+r)^n -1
MP=
₱ 61,637.386887696540012
MP= ₱61,637.386887696540012
(12 MONTHS)
I= ₱751,580.027298002451442
I=
₱751,580.027298002451442
-₱720,000=
INTEREST
₱ 19,648.64