Designing a mutual fund mix for a

moderate investor.

NAMES ROLL NO
BHAKTI SHINDE 36
PRIYANKA NANKANI 18
RASIKA MORE 17
PURVA BHATIA 06
POOJA RAUT 26
DIVYA CHANDANE 07
 Introduction of mutual fund
 The mutual fund in India started in 1963 with the formation of unit trust of India.
 A mutual fund is a type of financial vehicle made up of a pool of money collected from many investors
to invest in securities like stocks, bonds, money market instruments, and other assets.
 Mutual funds are operated by professional money managers, who allocate the fund's assets and
attempt to produce capital gains or income for the fund's investors.
 A mutual fund's portfolio is structured and maintained to match the investment objectives stated in its
prospectus.
 Mutual funds charge annual fees (called expense ratios) and, in some cases, commissions, which can
affect their overall returns.
Types of Mutual Fund
 Who Is Moderate Investor
Investors who typically use a mixture of stocks and bonds
Investors who seek income stability and moderate growth with moderate risk
Adopt balanced approach with intermediate term time horizons
 Mutual Fund Schemes Based On Risk

Risk

High Risk Scheme Moderate Risk Scheme Low Risk Scheme

Eg. All Equity Funds Eg. Hybrid Products Like- Eg. Debt Products Like-

 Sectoral Funds  Monthly Income Plans  Fixed Maturity Plans

 Index Funds  Balanced Funds etc.  Short Term Fund
 Large Cap Funds  Gilt Funds
 Small Cap Funds etc.  Income Fund
Eg. Tata India Tax Savings Fund

Launch date = 13 October 2014

NAV(28 FEB 2020) = Rs.18.269
Net assets(Cr)= Rs.2139 on 31 Jan 2020
Category= Equity – ELSS
AMC= Tata Asset Management Limited
Risk = Moderately high